3. Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding as on 2005 |
Variation over |
||||||
Month |
Financial year so far |
Year-on-year |
|||||
Item |
Jul. 29# |
2004-2005 |
2005-2006 |
2004 |
2005 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,311 |
464 |
–229 |
2,002 |
–1,538 |
1,706 |
|
Borrowings from Banks (1) |
31,076 |
1,229 |
232 |
3,460 |
–3,862 |
15,817 |
|
Other demand and time liabilities(2) |
11,590 |
–333 |
–427 |
8,466 |
–274 |
9,391 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
18,29,232 |
39,368 |
79,915 |
1,29,034 |
2,33,347 |
2,44,900 |
|
(2.2) |
(5.3) |
(7.6) |
(17.3) |
(15.5) |
|||
Demand |
2,81,760 |
21,648 |
–8,688 |
33,733 |
42,903 |
65,426 |
|
Time@ |
15,47,472 |
17,720 |
88,603 |
95,301 |
1,90,443 |
1,79,475 |
|
[15,43,903] |
[1,75,906] |
||||||
Borrowings(3) |
73,257 |
3,092 |
6,977 |
3,734 |
15,673 |
41,610 |
|
Other demand and time liabilities |
1,65,297 |
11,717 |
–6,567 |
–27,463 |
16,185 |
23,780 |
|
Borrowings from Reserve Bank |
— |
— |
180 |
–50 |
179 |
–180 |
|
Cash in hand and Balances with Reserve Bank |
1,23,434 |
17,717 |
9,583 |
26,857 |
4,314 |
36,956 |
|
Cash in hand |
10,350 |
619 |
1,181 |
1,878 |
–202 |
1,271 |
|
Balances with Reserve Bank |
1,13,084 |
17,098 |
8,402 |
24,979 |
4,515 |
35,685 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
20,791 |
1,007 |
964 |
1,471 |
2,658 |
2,866 |
|
Money at call and short notice |
25,916 |
–140 |
–396 |
6,055 |
–10,451 |
8,254 |
|
Advances to Banks |
9,446 |
278 |
–241 |
–245 |
2,528 |
–836 |
|
Other assets |
2,571 |
–158 |
–146 |
146 |
–62 |
80 |
|
Investments (5) |
7,49,090 |
9,012 |
47,237 |
9,937 |
1,17,764 |
24,265 |
|
(1.2) |
(7.0) |
(1.3) |
(19.4) |
(3.3) |
|||
Government securities |
7,24,349 |
9,243 |
47,646 |
5,368 |
1,19,678 |
21,945 |
|
[7,12,157] |
[9,753] |
||||||
Other approved securities |
24,741 |
–231 |
–409 |
4,569 |
–1,914 |
2,320 |
|
Bank Credit |
11,84,460 |
23,073 |
48,959 |
84,031 |
1,63,091 |
2,94,715 |
|
(2.0) |
(5.8) |
(7.6) |
(22.4) |
(33.1) |
|||
Food Credit |
39,555 |
–5,249 |
6,331 |
–1,565 |
–985 |
–2,737 |
|
Non-food credit |
11,44,904 |
28,322 |
42,628 |
85,596 |
1,64,076 |
2,97,452 |
|
[11,12,222] |
[52,914] |
[2,64,770] |
|||||
Loans, cash-credit and overdrafts |
11,26,352 |
23,003 |
49,354 |
86,140 |
1,55,863 |
2,87,757 |
|
Inland bills- purchased |
8,814 |
1,099 |
–341 |
1,261 |
1,587 |
2,186 |
|
discounted(6) |
23,282 |
–602 |
–80 |
–1,951 |
2,225 |
1,631 |
|
Foreign bills-purchased |
9,922 |
–388 |
–650 |
–906 |
654 |
459 |
|
discounted |
16,090 |
–38 |
675 |
–513 |
2,762 |
2,682 |
|
Cash-Deposit Ratio |
6.75 |
||||||
Investment-Deposit Ratio |
40.95 |
||||||
Credit-DepositRatio |
64.75 |
||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. (1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |