Page
Official Website of Reserve Bank of India
Ratios and Rates
131822457
Ratios and Rates
Date: April 25, 2025
| 5. Ratios and Rates | ||||||
| (Per cent) | ||||||
| Item/Week Ended | 2023 | 2024 | ||||
| Apr. 19 | Mar. 21 | Mar. 28 | Apr. 4 | Apr. 11 | Apr. 18 | |
| 1 | 2 | 3 | 4 | 5 | 6 | |
| Ratios | ||||||
| Cash Reserve Ratio | 4.50 | 4.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| Statutory Liquidity Ratio | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 | 18.00 |
| Cash-Deposit Ratio | 5.06 | 4.28 | .. | 4.37 | .. | .. |
| (5.03) | (4.27) | .. | (4.36) | .. | .. | |
| Credit-Deposit Ratio | 77.36 | 79.14 | .. | 78.03 | .. | .. |
| (79.48) | (80.79) | .. | (79.63) | .. | .. | |
| Incremental Credit-Deposit Ratio | 25.33 | 89.18 | .. | 31.12 | .. | .. |
| (21.97) | (86.06) | .. | (30.21) | .. | .. | |
| Investment-Deposit Ratio | 29.36 | 29.53 | .. | 28.70 | .. | .. |
| (29.63) | (29.66) | .. | (28.83) | .. | .. | |
| Incremental Investment-Deposit Ratio | 16.45 | 29.49 | .. | -6.28 | .. | .. |
| (15.05) | (28.09) | .. | (6.28) | .. | .. | |
| Rates | 6.50 | 6.25 | 6.25 | 6.25 | 6.00 | 6.00 |
| Policy Repo Rate | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 |
| Fixed Reverse Repo Rate | 6.25 | 6.00 | 6.00 | 6.00 | 5.75 | 5.75 |
| Standing Deposit Facility (SDF) Rate * | 6.75 | 6.50 | 6.50 | 6.50 | 6.25 | 6.25 |
| Marginal Standing Facility (MSF) Rate | 6.75 | 6.50 | 6.50 | 6.50 | 6.25 | 6.25 |
| Bank Rate | 9.10/10.25 | 9.10/10.40 | 9.10/10.40 | 9.10/10.40 | 9.10/10.40 | 9.10/10.40 |
| Base Rate | 8.00/8.60 | 8.15/8.45 | 8.15/8.45 | 8.15/8.45 | 8.15/8.45 | 8.15/8.45 |
| MCLR (Overnight) | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 | 6.00/7.25 |
| Term Deposit Rate >1 Year | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 | 2.70/3.00 | 2.70/2.75 |
| Savings Deposit Rate | 6.49 | 6.34 | 6.35 | 6.09 | 6.00 | 5.85 |
| Call Money Rate (Weighted Average) | 6.88 | 6.51 | 6.52 | 6.30 | 6.03 | 5.94 |
| 91-Day Treasury Bill (Primary) Yield | 7.03 | 6.61 | 6.52 | 6.29 | 6.10 | 6.02 |
| 182-Day Treasury Bill (Primary) Yield | 7.06 | 6.54 | 6.47 | 6.30 | 6.09 | 6.02 |
| 364-Day Treasury Bill (Primary) Yield | 7.18 | 6.65 | 6.62 | 6.53 | 6.48 | 6.41 |
| 10-Year G-Sec Par Yield (FBIL) | ||||||
| Reference Rate and Forward Premia @ | 83.52 | 86.22 | 85.58 | 85.23 | 86.14 | 85.57 |
| INR-US$ Spot Rate (₹ Per Foreign Currency) | 88.89 | 93.35 | 92.32 | 94.34 | 97.11 | 97.26 |
| INR-Euro Spot Rate (₹ Per Foreign Currency) | 1.16 | 4.46 | 3.12 | 3.03 | 2.59 | 2.50 |
| Forward Premia of US$ 1-month | 1.25 | 2.80 | 2.56 | 2.54 | 2.31 | 2.26 |
| 3-month | 1.40 | 2.36 | 2.28 | 2.39 | 2.19 | 2.11 |
| 6-month | 1.49 | 1.92 | 1.97 | 2.01 | 2.18 | 2.04 |
| *As per Press Release No. 2022-2023/41 dated April 08, 2022. | ||||||
| @ Financial Benchmarks India Private Limited (FBIL) has taken over from RBI, the computation and dissemination of reference rate for spot USD/INR and exchange rate of other major currencies with effect from July 10, 2018. Data on forward premia are sourced from FBIL with effect from October 13, 2023. | ||||||
| Figures in parentheses include the impact of merger of a non-bank with a bank. | ||||||