Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2006 |
||||||
Fortnight |
|||||||
Sep. 29# |
2005-2006 |
2006-2007 |
2005 |
2006 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
33,827 |
993 |
–4,340 |
–3,251 |
4,198 |
–5,341 |
|
Borrowings from Banks(1) |
34,800 |
1,077 |
–1,612 |
5,603 |
15,031 |
3,247 |
|
Other demand and time liabilities(2) |
7,777 |
136 |
1,064 |
–1,113 |
1,092 |
2,533 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
23,02,382 |
49,326 |
1,37,732 |
1,93,333 |
3,15,566 |
3,79,514 |
|
(2.2) |
(7.7) |
(9.2) |
(19.6) |
(19.7) |
|||
Demand |
3,57,177 |
17,912 |
18,917 |
–7,463 |
75,432 |
52,243 |
|
Time@ |
19,45,204 |
31,413 |
1,18,815 |
2,00,795 |
2,40,134 |
3,27,271 |
|
[2,36,621] |
|||||||
Borrowings(3) |
84,651 |
–3,473 |
6,357 |
1,507 |
47,960 |
6,374 |
|
Other demand and time liabilities |
2,17,216 |
8,271 |
–8,170 |
28,436 |
17,559 |
38,369 |
|
Borrowings from Reserve Bank |
1,430 |
1,430 |
705 |
–58 |
800 |
630 |
|
Cash in hand and Balances with Reserve Bank |
1,54,413 |
8,057 |
13,444 |
14,307 |
26,162 |
37,837 |
|
Cash in hand |
14,066 |
1,727 |
727 |
1,021 |
1,938 |
3,190 |
|
Balances with Reserve Bank |
1,40,347 |
6,330 |
12,717 |
13,286 |
24,224 |
34,647 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
27,367 |
891 |
27 |
905 |
7,173 |
3,171 |
|
Money at call and short notice |
18,376 |
959 |
–345 |
4,757 |
689 |
–5,260 |
|
Advances to Banks |
3,974 |
842 |
–5,793 |
–218 |
–6,605 |
980 |
|
Other assets |
15,258 |
3,392 |
1,087 |
5,139 |
1,109 |
11,582 |
|
Investments(5) |
7,52,764 |
–8,354 |
16,326 |
35,309 |
50,475 |
–3,826 |
|
(–1.1) |
(2.2) |
(4.9) |
(7.1) |
(–0.5) |
|||
Government securities |
7,30,884 |
–8,244 |
16,868 |
30,142 |
52,944 |
–6,240 |
|
[40,752] |
|||||||
Other approved securities |
21,880 |
–110 |
–541 |
5,168 |
–2,469 |
2,414 |
|
Bank Credit |
16,54,734 |
47,216 |
1,24,029 |
1,47,657 |
3,37,244 |
3,78,496 |
|
(2.9) |
(10.8) |
(9.8) |
(35.9) |
(29.7) |
|||
Food Credit |
33,458 |
–2,938 |
–467 |
–7,233 |
911 |
–6,091 |
|
Non-food credit |
16,21,276 |
50,154 |
1,24,496 |
1,54,889 |
3,36,333 |
3,84,586 |
|
[3,03,451] |
|||||||
Loans, cash-credit and overdrafts |
15,76,418 |
44,831 |
1,26,985 |
1,45,963 |
3,28,009 |
3,63,051 |
|
Inland bills- purchased |
10,016 |
493 |
–144 |
–2,898 |
3,116 |
–607 |
|
discounted(6) |
30,051 |
816 |
–1,812 |
–765 |
1,566 |
5,928 |
|
Foreign bills-purchased |
15,165 |
1,772 |
–1,419 |
2,090 |
848 |
4,285 |
|
discounted |
23,084 |
–695 |
418 |
3,266 |
3,704 |
5,839 |
|
Cash-Deposit Ratio |
6.71 |
||||||
Investment-Deposit Ratio |
32.70 |
||||||
Credit-Deposit Ratio |
71.87 |
||||||
@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005. |