Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
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as on |
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Financial year so far |
Year-on-year |
||||||
Item |
2006 |
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Fortnight |
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Oct. 27 # |
2005-2006 |
2006-2007 |
2005 |
2006 |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
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Demand and time deposits from Banks |
40,363 |
7,331 |
–4,029 |
3,285 |
4,996 |
885 |
|
Borrowings from Banks(1) |
34,943 |
–680 |
–1,184 |
5,746 |
4,794 |
2,962 |
|
Other demand and time liabilities(2) |
8,591 |
308 |
1,754 |
–300 |
3,120 |
2,657 |
|
Liabilities to Others |
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Aggregate deposits@ |
22,92,525 |
–1,768 |
1,28,652 |
1,83,476 |
2,96,062 |
3,78,737 |
|
(–0.1) |
(7.2) |
(8.7) |
(18.3) |
(19.8) |
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Demand |
3,55,612 |
–389 |
2,541 |
–9,028 |
42,666 |
67,054 |
|
Time@ |
19,36,913 |
–1,379 |
1,26,111 |
1,92,504 |
2,53,395 |
3,11,683 |
|
Borrowings(3) |
85,377 |
1,339 |
9,939 |
2,233 |
16,630 |
3,518 |
|
Other demand and time liabilities |
2,07,119 |
–4,374 |
6,946 |
18,339 |
28,181 |
13,156 |
|
Borrowings from Reserve Bank |
1,200 |
650 |
–95 |
–288 |
— |
1,200 |
|
Cash in hand and Balances with Reserve Bank |
1,36,883 |
–1,139 |
12,483 |
–3,223 |
20,005 |
21,268 |
|
Cash in hand |
14,625 |
1,683 |
803 |
1,579 |
1,779 |
3,673 |
|
Balances with Reserve Bank |
1,22,259 |
–2,821 |
11,680 |
–4,802 |
18,226 |
17,595 |
|
Assets with the Banking System |
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Balance with other Banks(4) |
27,603 |
–680 |
253 |
1,140 |
7,921 |
3,181 |
|
Money at call and short notice |
19,164 |
–467 |
–671 |
5,545 |
1,319 |
–4,145 |
|
Advances to Banks |
5,684 |
–264 |
–5,426 |
1,493 |
–6,007 |
2,324 |
|
Other assets |
11,656 |
–510 |
833 |
1,537 |
1,057 |
8,235 |
|
Investments(5) |
7,60,336 |
–4,032 |
14,443 |
42,882 |
49,117 |
5,630 |
|
(–0.5) |
(2.0) |
(6.0) |
(7.0) |
(0.7) |
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Government securities |
7,38,643 |
–3,895 |
15,102 |
37,901 |
51,513 |
3,285 |
|
Other approved securities |
21,693 |
–138 |
–658 |
4,981 |
–2,396 |
2,344 |
|
Bank Credit |
16,55,567 |
11,847 |
1,35,115 |
1,48,490 |
2,96,567 |
3,68,243 |
|
(0.7) |
(11.7) |
(9.9) |
(29.9) |
(28.6) |
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Food Credit |
36,633 |
3,188 |
–211 |
–4,058 |
93 |
–3,172 |
|
Non-food credit |
16,18,934 |
8,659 |
1,35,326 |
1,52,548 |
2,96,474 |
3,71,415 |
|
Loans, cash-credit and overdrafts |
15,79,681 |
12,862 |
1,36,803 |
1,49,226 |
2,87,075 |
3,56,496 |
|
Inland bills- purchased |
10,178 |
–282 |
–1,188 |
–2,736 |
2,133 |
600 |
|
discounted(6) |
30,035 |
248 |
–661 |
–781 |
2,248 |
4,761 |
|
Foreign bills-purchased |
13,722 |
–800 |
–1,016 |
648 |
1,213 |
2,439 |
|
discounted |
21,950 |
–181 |
1,177 |
2,133 |
3,898 |
3,947 |
|
Cash-Deposit Ratio |
5.97 |
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Investment-Deposit Ratio |
33.17 |
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Credit-Deposit Ratio |
72.22 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005. |