Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
|
Outstanding |
Variation over |
||||
Item |
2006
|
Fortnight | Financial year so far |
Year-on-year |
||
Nov. 24# |
2005-2006 |
2006-2007 |
2005 |
2006 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
||||||
Demand and time deposits from Banks |
33,716 |
–89 |
–3,290 |
–3,362 |
6,274 |
–6,501 |
Borrowings from Banks(1) |
32,733 |
2,279 |
967 |
3,536 |
5,672 |
–1,398 |
Other demand and time liabilities(2) |
8,932 |
19 |
1,788 |
42 |
2,494 |
2,964 |
Liabilities to Others |
||||||
Aggregate deposits@ |
23,31,372 |
24,049 |
1,35,396 |
2,22,323 |
3,08,759 |
4,10,840 |
(1.0) |
(7.6) |
(10.5) |
(19.2) |
(21.4) |
||
Demand |
3,63,043 |
9,602 |
2,441 |
–1,596 |
58,776 |
74,586 |
Time@ |
19,68,328 |
14,447 |
1,32,956 |
2,23,920 |
2,49,983 |
3,36,254 |
Borrowings(3) |
83,715 |
416 |
8,479 |
571 |
12,977 |
3,316 |
Other demand and time liabilities |
2,10,951 |
–4,825 |
–12,058 |
22,171 |
12,826 |
35,992 |
Borrowings from Reserve Bank |
4 |
–16 |
–95 |
–1,484 |
–8 |
4 |
Cash in hand and Balances with Reserve Bank |
1,45,008 |
15,406 |
17,447 |
4,902 |
21,471 |
24,429 |
Cash in hand |
13,259 |
–378 |
743 |
213 |
1,226 |
2,367 |
Balances with Reserve Bank |
1,31,749 |
15,784 |
16,704 |
4,688 |
20,246 |
22,062 |
Assets with the Banking System |
||||||
Balance with other Banks(4) |
25,471 |
–1,332 |
–800 |
–991 |
7,142 |
2,103 |
Money at call and short notice |
18,255 |
2,943 |
1,972 |
4,636 |
4,741 |
–7,698 |
Advances to Banks |
5,119 |
–151 |
–5,232 |
927 |
–5,577 |
1,563 |
Other assets |
12,190 |
490 |
1,153 |
2,070 |
1,310 |
8,448 |
Investments(5) |
7,65,361 |
4,975 |
1,971 |
47,906 |
39,964 |
23,127 |
(0.7) |
(0.3) |
(6.7) |
(5.7) |
(3.1) |
||
Government securities |
7,43,688 |
4,954 |
3,146 |
42,946 |
42,359 |
20,285 |
Other approved securities |
21,673 |
21 |
–1,176 |
4,960 |
–2,395 |
2,841 |
Bank Credit |
16,83,730 |
12,637 |
1,55,032 |
1,76,653 |
3,00,144 |
3,76,488 |
(0.8) |
(13.5) |
(11.7) |
(29.8) |
(28.8) |
||
Food Credit |
38,680 |
1,022 |
2,439 |
–2,011 |
75 |
–3,775 |
Non-food credit |
16,45,050 |
11,615 |
1,52,593 |
1,78,664 |
3,00,069 |
3,80,264 |
Loans, cash-credit and overdrafts |
16,07,682 |
12,282 |
1,56,141 |
1,77,227 |
2,90,755 |
3,65,159 |
Inland bills- purchased |
9,695 |
–576 |
–1,512 |
–3,219 |
1,720 |
440 |
discounted(6) |
30,951 |
469 |
33 |
135 |
2,961 |
4,983 |
Foreign bills-purchased |
13,414 |
32 |
–1,571 |
339 |
531 |
2,686 |
discounted |
21,988 |
430 |
1,940 |
2,171 |
4,176 |
3,221 |
Cash-Deposit Ratio |
6.22 |
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Investment-Deposit Ratio |
32.83 |
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Credit-Deposit Ratio |
72.22 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005. (1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |