Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Outstanding as on |
Variation over |
|||||
Item |
2009 |
Fortnight |
Financial year so far |
Year-on-year |
||
Jan. 16# |
2007-2008 |
2008-2009 |
2008 |
2009 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
||||||
Demand and Time Deposits from Banks |
44,239 |
–1,718 |
–1,337 |
–2,540 |
4,593 |
4,803 |
Borrowings from Banks(1) |
28,641 |
4,623 |
–11,196 |
–4,355 |
–6,821 |
4,439 |
Other Demand and Time Liabilities (2) |
27,952 |
–811 |
10,275 |
9,572 |
13,503 |
5,303 |
Liabilities to Others |
||||||
Aggregate Deposits |
36,30,079 |
11,316 |
4,12,330 |
4,33,140 |
6,32,828 |
6,05,816 |
(0.3) |
(15.8) |
(13.5) |
(26.5) |
(20.0) |
||
Demand |
4,49,383 |
–9,658 |
25,820 |
–74,927 |
99,492 |
–6,167 |
Time |
31,80,697 |
20,974 |
3,86,510 |
5,08,067 |
5,33,336 |
6,11,984 |
Borrowings(3) |
1,09,830 |
4,618 |
9,733 |
3,326 |
11,529 |
14,261 |
Other Demand and Time Liabilities |
3,05,433 |
–8,125 |
64,544 |
7,077 |
97,155 |
–1,345 |
Borrowings from Reserve Bank |
8,935 |
1,626 |
–2,032 |
4,935 |
507 |
4,722 |
Cash in Hand and Balances with Reserve Bank |
2,34,106 |
13,976 |
74,475 |
–41,060 |
1,18,582 |
–36,730 |
Cash in Hand |
21,528 |
–742 |
2,607 |
3,484 |
5,287 |
2,782 |
Balances with Reserve Bank |
2,12,579 |
14,718 |
71,868 |
–44,543 |
1,13,295 |
–39,512 |
Assets with the Banking System |
||||||
Balance with Other Banks(4) |
40,727 |
111 |
7,675 |
4,710 |
11,765 |
3,583 |
Money at Call and Short Notice |
20,141 |
5,462 |
–1,532 |
215 |
3,715 |
3,406 |
Advances to Banks |
2,669 |
–699 |
–2,663 |
–1,111 |
–1,727 |
–871 |
Other Assets |
47,847 |
1,625 |
5,492 |
16,691 |
10,122 |
18,852 |
Investments(5) |
11,40,456 |
–7,788 |
1,61,983 |
1,68,741 |
1,96,529 |
1,86,957 |
(–0.7) |
(20.5) |
(17.4) |
(26.0) |
(19.6) |
||
Government Securities |
11,22,820 |
–7,697 |
1,64,239 |
1,64,158 |
1,98,802 |
1,82,523 |
Other Approved Securities |
17,636 |
–91 |
–2,256 |
4,582 |
–2,273 |
4,434 |
Bank Credit |
26,45,160 |
–13,837 |
2,34,373 |
2,83,247 |
3,96,599 |
4,79,597 |
(–0.5) |
(12.1) |
(12.0) |
(22.4) |
(22.1) |
||
Food Credit |
49,695 |
–4,923 |
–7,338 |
5,296 |
–2,027 |
10,512 |
Non-Food credit |
25,95,465 |
–8,914 |
2,41,711 |
2,77,950 |
3,98,626 |
4,69,085 |
Loans, Cash-credit and Overdrafts |
25,51,438 |
–11,638 |
2,30,802 |
2,89,862 |
3,85,878 |
4,76,764 |
Inland Bills- Purchased |
13,367 |
18 |
–4,737 |
773 |
127 |
2,185 |
Discounted(6) |
37,951 |
–443 |
4,775 |
–2,602 |
4,364 |
1,863 |
Foreign Bills- Purchased |
17,070 |
–236 |
–2,566 |
571 |
–824 |
3,494 |
Discounted |
25,333 |
–1,539 |
6,099 |
–5,358 |
7,054 |
–4,709 |
Cash-Deposit Ratio |
6.45 |
|||||
Investment-Deposit Ratio |
31.42 |
|||||
Credit-Deposit Ratio |
72.87 |
|||||
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |