Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2008 |
2009 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
51,377 |
1,533 |
-5,991 |
2,521 |
4,868 |
10,590 |
Borrowings from Banks(1) |
21,508 |
-2,453 |
-3,030 |
-7,979 |
5,112 |
-8,458 |
Other Demand and Time Liabilities(2) |
15,820 |
-958 |
14,373 |
-5,953 |
17,270 |
-16,932 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
40,28,707 |
62,559 |
1,07,089 |
1,94,597 |
5,85,449 |
7,24,678 |
|
|
(1.6) |
(3.3) |
(5.1) |
(21.5) |
(21.9) |
Demand |
5,11,574 |
20,951 |
-52,504 |
-11,510 |
69,521 |
39,769 |
Time |
35,17,133 |
41,608 |
1,59,594 |
2,06,108 |
5,15,928 |
6,84,909 |
Borrowings(3) |
89,594 |
-8,557 |
-3,518 |
-24,342 |
20,460 |
-13,392 |
Other Demand and Time Liabilities |
3,16,753 |
2,568 |
-9,603 |
9,233 |
64,467 |
28,001 |
Borrowings from Reserve Bank |
675 |
-1,125 |
-2,462 |
-11,053 |
1,537 |
-863 |
Cash in Hand and Balances with Reserve Bank |
2,22,111 |
-9,102 |
13,049 |
-36,365 |
73,020 |
-66,105 |
Cash in Hand |
25,255 |
-965 |
689 |
4,974 |
3,130 |
6,522 |
Balances with Reserve Bank |
1,96,855 |
-8,137 |
12,360 |
-41,339 |
69,889 |
-72,626 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
51,237 |
-3,700 |
-2,918 |
-1,672 |
4,719 |
18,139 |
Money at Call and Short Notice |
9,125 |
-5,214 |
-6,361 |
-5,912 |
1,857 |
-4,439 |
Advances to Banks |
1,773 |
97 |
-388 |
-1,130 |
-335 |
-1,618 |
Other Assets |
40,534 |
-12 |
13,002 |
-11,187 |
21,931 |
-3,624 |
Investments(5) |
13,34,720 |
42,415 |
43,277 |
1,68,310 |
1,65,823 |
3,19,728 |
|
|
(3.3) |
(4.5) |
(14.4) |
(19.5) |
(31.5) |
Government Securities |
13,17,926 |
42,432 |
44,181 |
1,62,140 |
1,68,691 |
3,15,083 |
Other Approved Securities |
16,794 |
-17 |
-904 |
6,170 |
-2,868 |
4,645 |
Bank Credit |
27,98,747 |
28,532 |
43,685 |
23,198 |
4,89,222 |
3,93,148 |
|
|
(1.0) |
(1.8) |
(0.8) |
(25.5) |
(16.3) |
Food Credit |
57,674 |
-2,987 |
6,322 |
11,463 |
6,493 |
6,953 |
Non-Food credit |
27,41,073 |
31,519 |
37,364 |
11,735 |
4,82,729 |
3,86,195 |
Loans, Cash-credit and Overdrafts |
27,04,192 |
25,535 |
44,283 |
28,515 |
4,67,836 |
3,98,333 |
Inland Bills- Purchased |
11,020 |
448 |
-396 |
-694 |
165 |
-1,177 |
Discounted(6) |
44,207 |
835 |
2,943 |
1,050 |
12,063 |
711 |
Foreign Bills- Purchased |
16,438 |
280 |
1,188 |
-2,084 |
4,552 |
-1,250 |
Discounted |
22,891 |
1,433 |
-4,333 |
-3,588 |
4,606 |
-3,468 |
Cash-Deposit Ratio |
5.51 |
|
|
|
|
|
Investment-Deposit Ratio |
33.13 |
|
|
|
|
|
Credit-Deposit Ratio |
69.47 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |