Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Month |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2008 |
2009 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
51,188 |
-1,844 |
-1,721 |
2,332 |
6,570 |
6,131 |
Borrowings from Banks(1) |
22,484 |
2,931 |
9,655 |
-7,003 |
16,132 |
-20,167 |
Other Demand and Time Liabilities(2) |
5,717 |
-501 |
22,359 |
-16,056 |
21,550 |
-35,021 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
41,81,693 |
61,686 |
3,18,983 |
3,47,583 |
6,02,426 |
6,65,770 |
|
|
(1.5) |
(10.0) |
(9.1) |
(20.7) |
(18.9) |
Demand |
5,40,137 |
-11,435 |
-49,117 |
17,052 |
48,517 |
64,944 |
Time |
36,41,556 |
73,121 |
3,68,100 |
3,30,531 |
5,53,909 |
6,00,826 |
Borrowings(3) |
1,31,832 |
37,243 |
8,576 |
17,896 |
23,102 |
16,752 |
Other Demand and Time Liabilities |
3,06,371 |
-10,316 |
73,462 |
-1,150 |
78,594 |
-65,446 |
Borrowings from Reserve Bank |
— |
— |
4,454 |
-11,728 |
8,454 |
-8,454 |
Cash in Hand and Balances with Reserve Bank |
2,68,125 |
17,780 |
17,031 |
9,650 |
47,667 |
-24,072 |
Cash in Hand |
25,926 |
1,262 |
8,380 |
5,646 |
9,003 |
-498 |
Balances with Reserve Bank |
2,42,199 |
16,518 |
8,651 |
4,004 |
38,664 |
-23,574 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
47,075 |
-1,525 |
4,330 |
-5,834 |
9,477 |
6,729 |
Money at Call and Short Notice |
10,075 |
180 |
4,465 |
-4,963 |
7,936 |
-14,315 |
Advances to Banks |
2,599 |
355 |
-1,016 |
-305 |
-1,141 |
-165 |
Other Assets |
23,766 |
-6,900 |
28,494 |
-27,954 |
31,725 |
-35,883 |
Investments(5) |
13,48,564 |
-24,458 |
29,377 |
1,82,154 |
54,293 |
3,47,472 |
|
|
(-1.8) |
(3.0) |
(15.6) |
(5.7) |
(34.7) |
Government Securities |
13,33,996 |
-23,141 |
30,245 |
1,78,210 |
55,884 |
3,45,090 |
Other Approved Securities |
14,568 |
-1,317 |
-868 |
3,944 |
-1,591 |
2,383 |
Bank Credit |
28,99,570 |
26,414 |
2,86,746 |
1,24,020 |
5,85,434 |
2,50,910 |
|
|
(0.9) |
(12.1) |
(4.5) |
(28.4) |
(9.5) |
Food Credit |
39,904 |
-2,514 |
7,074 |
-6,307 |
14,752 |
-11,569 |
Non-Food credit |
28,59,666 |
28,928 |
2,79,673 |
1,30,327 |
5,70,682 |
2,62,478 |
Loans, Cash-credit and Overdrafts |
27,96,753 |
27,844 |
2,83,139 |
1,21,077 |
5,66,296 |
2,52,039 |
Inland Bills- Purchased |
10,129 |
-1,832 |
1,267 |
-1,585 |
2,400 |
-3,732 |
Discounted(6) |
51,775 |
2,634 |
1,193 |
8,618 |
7,773 |
10,029 |
Foreign Bills- Purchased |
16,145 |
-1,024 |
2,190 |
-2,377 |
5,496 |
-2,545 |
Discounted |
24,767 |
-1,207 |
-1,043 |
-1,712 |
3,470 |
-4,882 |
Cash-Deposit Ratio |
6.41 |
|
|
|
|
|
Investment-Deposit Ratio |
32.25 |
|
|
|
|
|
Credit-Deposit Ratio |
69.34 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |