Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2009 |
2010 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
56,292 |
3,689 |
-1,075 |
7,436 |
8,745 |
10,589 |
Borrowings from Banks(1) |
22,438 |
5,039 |
-9,174 |
-7,049 |
475 |
-1,384 |
Other Demand and Time Liabilities(2) |
5,669 |
110 |
10,119 |
-16,104 |
5,968 |
-22,829 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
42,64,540 |
82,769 |
4,29,797 |
4,30,430 |
6,40,790 |
6,37,804 |
|
|
(2.0) |
(13.4) |
(11.2) |
(21.5) |
(17.6) |
Demand |
5,65,994 |
40,917 |
-63,281 |
42,909 |
34,569 |
1,04,965 |
Time |
36,98,546 |
41,852 |
4,93,077 |
3,87,521 |
6,06,221 |
5,32,838 |
Borrowings(3) |
98,998 |
-14,606 |
-1,308 |
-14,939 |
12,339 |
-6,198 |
Other Demand and Time Liabilities |
3,09,272 |
-9,103 |
12,041 |
1,752 |
44,988 |
-1,124 |
Borrowings from Reserve Bank |
190 |
27 |
3,308 |
-11,538 |
7,223 |
-7,118 |
Cash in Hand and Balances with Reserve Bank |
2,29,309 |
-25,892 |
-55,183 |
-29,166 |
-26,837 |
9,327 |
Cash in Hand |
27,201 |
2,416 |
4,078 |
6,920 |
4,884 |
5,079 |
Balances with Reserve Bank |
2,02,108 |
-28,309 |
-59,262 |
-36,086 |
-31,721 |
4,248 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
52,093 |
2,372 |
5,719 |
-816 |
6,570 |
10,358 |
Money at Call and Short Notice |
11,509 |
5,087 |
-6,705 |
-3,529 |
-4,098 |
-1,711 |
Advances to Banks |
2,343 |
277 |
-675 |
-561 |
-86 |
-761 |
Other Assets |
28,107 |
2,210 |
15,416 |
-23,614 |
20,511 |
-18,465 |
Investments(5) |
14,12,798 |
67,900 |
1,78,323 |
2,46,388 |
1,86,986 |
2,62,760 |
|
|
(5.0) |
(18.4) |
(21.1) |
(19.4) |
(22.8) |
Government Securities |
13,98,551 |
68,831 |
1,80,600 |
2,42,765 |
1,89,457 |
2,59,289 |
Other Approved Securities |
14,247 |
-930 |
-2,277 |
3,623 |
-2,471 |
3,471 |
Bank Credit |
30,20,808 |
79,515 |
2,95,744 |
2,45,258 |
5,13,640 |
3,63,150 |
|
|
(2.7) |
(12.5) |
(8.8) |
(24.0) |
(13.7) |
Food Credit |
46,359 |
1,322 |
10,219 |
148 |
13,335 |
-8,259 |
Non-Food credit |
29,74,448 |
78,192 |
2,85,525 |
2,45,110 |
5,00,305 |
3,71,409 |
Loans, Cash-credit and Overdrafts |
29,10,900 |
71,960 |
2,99,341 |
2,35,224 |
5,07,598 |
3,49,984 |
Inland Bills- Purchased |
12,204 |
1,264 |
963 |
490 |
2,294 |
-1,354 |
Discounted(6) |
54,014 |
3,057 |
-1,538 |
10,856 |
3,459 |
14,998 |
Foreign Bills- Purchased |
17,170 |
1,577 |
649 |
-1,352 |
3,351 |
21 |
Discounted |
26,520 |
1,657 |
-3,672 |
41 |
-3,061 |
-499 |
Cash-Deposit Ratio |
5.38 |
|
|
|
|
|
Investment-Deposit Ratio |
33.13 |
|
|
|
|
|
Credit-Deposit Ratio |
70.84 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |