Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding as on 2010 Mar. 12# |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2009 |
2010 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
58,364 |
2,178 |
–1,236 |
9,509 |
4,953 |
12,822 |
Borrowings from Banks(1) |
20,764 |
–76 |
–1,855 |
–8,723 |
–1,390 |
–10,377 |
Other Demand and Time Liabilities(2) |
5,900 |
46 |
9,602 |
–15,873 |
7,874 |
–22,082 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
44,02,943 |
39,613 |
5,29,895 |
5,68,834 |
6,46,773 |
6,76,109 |
|
|
(0.9) |
(16.6) |
(14.8) |
(21.0) |
(18.1) |
Demand |
5,65,279 |
–3,374 |
–48,679 |
42,194 |
31,876 |
89,648 |
Time |
38,37,664 |
42,986 |
5,78,573 |
5,26,639 |
6,14,897 |
5,86,461 |
Borrowings(3) |
1,04,382 |
–1,122 |
10,842 |
–9,554 |
9,390 |
–12,964 |
Other Demand and Time Liabilities |
3,34,289 |
–3,760 |
10,721 |
26,768 |
3,150 |
25,212 |
Borrowings from Reserve Bank |
95 |
–145 |
3,992 |
–11,633 |
7,509 |
–7,897 |
Cash in Hand and Balances with Reserve Bank |
3,02,722 |
–3,690 |
–53,640 |
44,247 |
–48,716 |
81,197 |
Cash in Hand |
24,741 |
–1,977 |
2,605 |
4,460 |
3,700 |
4,091 |
Balances with Reserve Bank |
2,77,982 |
–1,713 |
–56,246 |
39,787 |
–52,417 |
77,105 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
54,187 |
1,419 |
10,512 |
1,278 |
12,983 |
7,658 |
Money at Call and Short Notice |
11,601 |
–1,049 |
–318 |
–3,437 |
272 |
–8,006 |
Advances to Banks |
4,540 |
1,736 |
–1,027 |
1,636 |
–653 |
1,788 |
Other Assets |
38,037 |
7,136 |
19,139 |
–13,684 |
19,137 |
–12,259 |
Investments(5) |
13,86,937 |
7,641 |
2,08,417 |
2,20,527 |
1,97,305 |
2,06,805 |
|
|
(0.6) |
(21.4) |
(18.9) |
(20.1) |
(17.5) |
Government Securities |
13,79,917 |
14,686 |
2,10,947 |
2,24,131 |
1,99,835 |
2,10,308 |
Other Approved Securities |
7,020 |
–7,045 |
–2,530 |
–3,605 |
–2,529 |
–3,503 |
Bank Credit |
31,24,850 |
35,527 |
3,30,845 |
3,49,301 |
4,15,120 |
4,32,091 |
|
|
(1.2) |
(14.0) |
(12.6) |
(18.2) |
(16.0) |
Food Credit |
49,402 |
1,511 |
3,503 |
3,191 |
4,397 |
1,500 |
Non-Food credit |
30,75,448 |
34,017 |
3,27,342 |
3,46,110 |
4,10,723 |
4,30,591 |
Loans, Cash-credit and Overdrafts |
30,10,137 |
35,290 |
3,35,438 |
3,34,461 |
4,14,195 |
4,13,123 |
Inland Bills-Purchased |
11,474 |
–116 |
–986 |
–240 |
71 |
–134 |
Discounted(6) |
58,671 |
424 |
1,363 |
15,514 |
3,737 |
16,755 |
Foreign Bills-Purchased |
17,335 |
74 |
–545 |
–1,187 |
736 |
1,381 |
Discounted |
27,232 |
–144 |
–4,425 |
753 |
–3,619 |
966 |
Cash-Deposit Ratio |
6.88 |
|
|
|
|
|
Investment-Deposit Ratio |
31.50 |
|
|
|
|
|
Credit-Deposit Ratio |
70.97 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |