Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
70,945 |
–2,895 |
–2,170 |
–743 |
11,813 |
8,183 |
Borrowings from Banks(1) |
27,310 |
–272 |
–12,212 |
–2,257 |
–6,801 |
7,165 |
Other Demand and Time Liabilities(2) |
10,207 |
–169 |
1,512 |
3,074 |
–12,337 |
2,717 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
53,19,432 |
–5,521 |
18,024 |
1,14,729 |
5,91,179 |
8,08,582 |
|
|
(–0.1) |
(0.4) |
(2.2) |
(15.1) |
(17.9) |
Demand |
5,83,960 |
–41,762 |
–62,644 |
–55,062 |
81,624 |
995 |
Time |
47,35,471 |
36,241 |
80,668 |
1,69,790 |
5,09,554 |
8,07,588 |
Borrowings(3) |
1,31,817 |
–8,346 |
11,553 |
152 |
11,719 |
15,987 |
Other Demand and Time Liabilities |
3,57,849 |
–932 |
–16,019 |
15,497 |
14,581 |
44,448 |
Borrowings from Reserve Bank |
1,105 |
40 |
–42 |
–3,926 |
–2,902 |
1,105 |
Cash in Hand and Balances with Reserve Bank |
3,70,605 |
65,025 |
–4,274 |
21,282 |
56,503 |
67,912 |
Cash in Hand |
30,614 |
2,072 |
517 |
454 |
2,758 |
4,518 |
Balances with Reserve Bank |
3,39,991 |
62,952 |
–4,792 |
20,828 |
53,746 |
63,393 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
53,572 |
–1,920 |
–7,973 |
–1,310 |
2,382 |
–875 |
Money at Call and Short Notice |
13,559 |
–478 |
–8,124 |
–2,789 |
–4,672 |
4,015 |
Advances to Banks |
11,538 |
–1,221 |
–1,538 |
–53 |
6,021 |
3,184 |
Other Assets |
62,392 |
–5,243 |
–5,318 |
–2,747 |
–7,994 |
23,247 |
Investments(5) |
15,53,104 |
–15,217 |
55,106 |
53,065 |
2,03,766 |
1,13,246 |
|
|
(–1.0) |
(4.0) |
(3.5) |
(16.5) |
(7.9) |
Government Securities |
15,48,702 |
–15,125 |
55,191 |
53,235 |
2,07,871 |
1,15,116 |
Other Approved Securities |
4,402 |
–92 |
–86 |
–170 |
–4,106 |
–1,870 |
Bank Credit |
39,19,000 |
–37,407 |
–29,509 |
–19,659 |
4,70,790 |
7,03,721 |
|
|
(–0.9) |
(–0.9) |
(–0.5) |
(17.2) |
(21.9) |
Food Credit |
43,628 |
–6,299 |
–510 |
–20,654 |
–997 |
–4,351 |
Non-Food credit |
38,75,372 |
–31,108 |
–28,999 |
996 |
4,71,786 |
7,08,072 |
Loans, Cash-credit and Overdrafts |
37,72,128 |
–32,615 |
–26,974 |
–18,342 |
4,47,628 |
6,76,944 |
Inland Bills-Purchased |
12,999 |
–859 |
–1,164 |
–495 |
–772 |
2,149 |
Discounted(6) |
79,478 |
–3,143 |
–776 |
–244 |
17,501 |
18,035 |
Foreign Bills-Purchased |
17,313 |
–1,173 |
–965 |
–1,293 |
–1,494 |
2,146 |
Discounted |
37,083 |
383 |
370 |
716 |
7,926 |
4,447 |
Cash-Deposit Ratio |
6.97 |
|
|
|
|
|
Investment-Deposit Ratio |
29.20 |
|
|
|
|
|
Credit-Deposit Ratio |
73.67 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |