Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
69,719 |
906 |
–3,757 |
–4,023 |
10,377 |
8,545 |
Borrowings from Banks(1) |
28,855 |
6,806 |
–10,326 |
–869 |
277 |
6,823 |
Other Demand and Time Liabilities(2) |
9,984 |
9 |
1,270 |
2,859 |
–10,564 |
2,735 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
53,77,597 |
58,341 |
56,735 |
1,69,628 |
5,77,635 |
8,28,037 |
|
|
(1.1) |
(1.3) |
(3.3) |
(14.5) |
(18.2) |
Demand |
5,57,296 |
–3,255 |
–62,374 |
–84,409 |
95,192 |
–25,939 |
Time |
48,20,301 |
61,597 |
1,19,109 |
2,54,037 |
4,82,443 |
8,53,976 |
Borrowings(3) |
1,41,409 |
4,873 |
10,843 |
10,068 |
14,032 |
26,288 |
Other Demand and Time Liabilities |
3,49,707 |
–13,826 |
–10,292 |
7,903 |
13,756 |
30,579 |
Borrowings from Reserve Bank |
1,915 |
–720 |
93 |
–3,117 |
–1,574 |
1,780 |
Cash in Hand and Balances with Reserve Bank |
3,70,310 |
–2,372 |
–3,577 |
20,801 |
63,702 |
66,920 |
Cash in Hand |
32,577 |
–1,006 |
1,476 |
2,231 |
2,003 |
5,523 |
Balances with Reserve Bank |
3,37,733 |
–1,366 |
–5,053 |
18,570 |
61,699 |
61,397 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
55,257 |
2,398 |
–11,529 |
–881 |
23 |
4,365 |
Money at Call and Short Notice |
15,911 |
5,457 |
–5,735 |
–695 |
857 |
3,978 |
Advances to Banks |
12,670 |
1,359 |
–2,537 |
101 |
5,586 |
5,314 |
Other Assets |
65,639 |
3,508 |
2,542 |
–3,434 |
4,821 |
18,634 |
Investments(5) |
16,12,441 |
29,294 |
54,970 |
1,10,822 |
1,65,819 |
1,72,719 |
|
|
(1.9) |
(4.0) |
(7.4) |
(13.0) |
(12.0) |
Government Securities |
16,07,467 |
29,418 |
55,087 |
1,10,319 |
1,69,720 |
1,73,986 |
Other Approved Securities |
4,974 |
–124 |
–117 |
502 |
–3,901 |
–1,267 |
Bank Credit |
39,80,377 |
28,264 |
47,552 |
38,294 |
5,32,122 |
6,88,037 |
|
|
(0.7) |
(1.5) |
(1.0) |
(19.3) |
(20.9) |
Food Credit |
73,938 |
7,381 |
3,659 |
9,655 |
–6,959 |
21,789 |
Non-Food credit |
39,06,439 |
20,883 |
43,893 |
28,639 |
5,39,081 |
6,66,248 |
Loans, Cash-credit and Overdrafts |
38,33,291 |
29,080 |
48,966 |
39,285 |
5,02,369 |
6,62,168 |
Inland Bills-Purchased |
11,678 |
–269 |
–1,809 |
–1,766 |
–550 |
1,474 |
Discounted(6) |
84,378 |
2,328 |
546 |
4,511 |
19,334 |
21,613 |
Foreign Bills-Purchased |
16,706 |
–1,805 |
1,606 |
–1,877 |
1,907 |
–1,033 |
Discounted |
34,324 |
–1,070 |
–1,757 |
–1,859 |
9,061 |
3,815 |
Cash-Deposit Ratio |
6.89 |
|
|
|
|
|
Investment-Deposit Ratio |
29.98 |
|
|
|
|
|
Credit-Deposit Ratio |
74.02 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |