Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
76,733 |
7,066 |
451 |
2,991 |
14,678 |
11,351 |
Borrowings from Banks(1) |
25,060 |
–2,527 |
–4,685 |
–4,664 |
6,921 |
–2,612 |
Other Demand and Time Liabilities(2) |
10,137 |
–482 |
1,823 |
3,013 |
–8,027 |
2,336 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
54,88,682 |
1,43,981 |
1,44,022 |
2,80,712 |
6,05,882 |
8,51,833 |
|
|
(2.7) |
(3.2) |
(5.4) |
(15.0) |
(18.4) |
Demand |
6,03,035 |
53,637 |
–30,134 |
–38,670 |
1,05,421 |
–12,440 |
Time |
48,85,646 |
90,343 |
1,74,156 |
3,19,382 |
5,00,461 |
8,64,274 |
Borrowings(3) |
1,58,810 |
16,018 |
19,037 |
27,470 |
33,746 |
35,495 |
Other Demand and Time Liabilities |
3,62,375 |
3,250 |
–7,392 |
20,571 |
8,229 |
40,347 |
Borrowings from Reserve Bank |
1,747 |
–317 |
2,156 |
–3,285 |
1,523 |
–451 |
Cash in Hand and Balances with Reserve Bank |
4,16,188 |
47,519 |
14,127 |
66,679 |
99,070 |
95,094 |
Cash in Hand |
34,982 |
1,108 |
3,254 |
4,636 |
3,663 |
6,150 |
Balances with Reserve Bank |
3,81,206 |
46,411 |
10,872 |
62,043 |
95,407 |
88,944 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
58,113 |
5,022 |
–5,385 |
1,976 |
4,736 |
1,077 |
Money at Call and Short Notice |
14,715 |
–2,608 |
–2,544 |
–1,891 |
5,848 |
–409 |
Advances to Banks |
11,635 |
3,364 |
–1,090 |
–934 |
7,033 |
2,833 |
Other Assets |
76,139 |
9,771 |
5,768 |
7,066 |
10,174 |
25,908 |
Investments(5) |
16,03,425 |
–1,962 |
48,579 |
1,01,806 |
97,028 |
1,70,094 |
|
|
(–0.1) |
(3.5) |
(6.8) |
(7.3) |
(11.9) |
Government Securities |
15,98,522 |
–2,003 |
48,749 |
1,01,374 |
1,00,296 |
1,71,379 |
Other Approved Securities |
4,903 |
41 |
–170 |
432 |
–3,268 |
–1,285 |
Bank Credit |
40,86,326 |
84,806 |
1,63,357 |
1,44,244 |
6,12,578 |
6,78,181 |
|
|
(2.1) |
(5.0) |
(3.7) |
(21.9) |
(19.9) |
Food Credit |
79,607 |
2,279 |
5,961 |
15,324 |
–3,224 |
25,157 |
Non-Food credit |
40,06,719 |
82,527 |
1,57,396 |
1,28,919 |
6,15,802 |
6,53,024 |
Loans, Cash-credit and Overdrafts |
39,36,631 |
82,463 |
1,62,225 |
1,42,624 |
5,83,159 |
6,52,247 |
Inland Bills-Purchased |
12,327 |
1,129 |
–1,206 |
–1,116 |
–167 |
1,520 |
Discounted(6) |
84,509 |
871 |
2,712 |
4,643 |
20,853 |
19,579 |
Foreign Bills-Purchased |
18,423 |
799 |
1,098 |
–160 |
736 |
1,193 |
Discounted |
34,436 |
–456 |
–1,471 |
–1,747 |
7,997 |
3,642 |
Cash-Deposit Ratio |
7.58 |
|
|
|
|
|
Investment-Deposit Ratio |
29.21 |
|
|
|
|
|
Credit-Deposit Ratio |
74.45 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |