Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
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Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
68,382 |
–3,221 |
–1,861 |
–5,360 |
11,076 |
5,312 |
Borrowings from Banks(1) |
28,341 |
4,614 |
–10,914 |
–1,383 |
–235 |
6,897 |
Other Demand and Time Liabilities(2) |
10,326 |
363 |
1,702 |
3,202 |
1,219 |
2,646 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
55,22,035 |
12,935 |
2,05,037 |
3,14,066 |
6,11,393 |
8,24,172 |
|
|
(0.2) |
(4.6) |
(6.0) |
(15.0) |
(17.5) |
Demand |
5,48,412 |
–10,277 |
–54,849 |
–93,294 |
64,997 |
–42,349 |
Time |
49,73,624 |
23,212 |
2,59,886 |
4,07,360 |
5,46,395 |
8,66,522 |
Borrowings(3) |
1,67,016 |
4,474 |
30,868 |
35,675 |
29,432 |
31,870 |
Other Demand and Time Liabilities |
3,65,727 |
5,174 |
3,253 |
23,923 |
4,908 |
33,053 |
Borrowings from Reserve Bank |
819 |
–882 |
835 |
–4,212 |
877 |
–58 |
Cash in Hand and Balances with Reserve Bank |
3,95,977 |
–1,744 |
40,009 |
46,468 |
98,635 |
49,000 |
Cash in Hand |
35,097 |
–211 |
4,050 |
4,751 |
7,492 |
5,469 |
Balances with Reserve Bank |
3,60,880 |
–1,533 |
35,959 |
41,717 |
91,142 |
43,531 |
Assets with the Banking System |
|
|
|
|
|
|
Balances with Other Banks(4) |
52,492 |
2,341 |
–15,938 |
–3,645 |
–1,458 |
6,009 |
Money at Call and Short Notice |
21,011 |
5,362 |
–3,965 |
4,405 |
4,613 |
7,308 |
Advances to Banks |
7,293 |
–217 |
–4,898 |
–5,276 |
3,206 |
2,299 |
Other Assets |
69,310 |
–2,861 |
7,554 |
237 |
23,879 |
17,294 |
Investments(5) |
17,08,970 |
8,547 |
75,157 |
2,07,351 |
1,13,086 |
2,49,060 |
|
|
(0.5) |
(5.4) |
(13.8) |
(8.4) |
(17.1) |
Government Securities |
17,04,507 |
8,289 |
75,991 |
2,07,359 |
1,15,735 |
2,50,121 |
Other Approved Securities |
4,463 |
258 |
–834 |
–8 |
–2,649 |
–1,061 |
Bank Credit |
40,74,295 |
29,433 |
1,38,618 |
1,32,213 |
5,58,869 |
6,90,889 |
|
|
(0.7) |
(4.3) |
(3.4) |
(19.8) |
(20.4) |
Food Credit |
73,416 |
–165 |
2,629 |
9,133 |
3,346 |
22,298 |
Non-food credit |
40,00,879 |
29,599 |
1,35,989 |
1,23,079 |
5,55,523 |
6,68,591 |
Loans, Cash credit and Overdrafts |
39,28,140 |
26,575 |
1,41,051 |
1,34,133 |
5,37,871 |
6,64,930 |
Inland Bills – Purchased |
11,428 |
420 |
–1,686 |
–2,016 |
256 |
1,101 |
Discounted(6) |
81,424 |
181 |
–1,170 |
1,558 |
14,187 |
20,376 |
Foreign Bills –Purchased |
17,331 |
–53 |
454 |
–1,252 |
301 |
745 |
Discounted |
35,972 |
2,310 |
–31 |
–211 |
6,254 |
3,737 |
Cash-Deposit Ratio |
7.17 |
|
|
|
|
|
Investment-Deposit Ratio |
30.95 |
|
|
|
|
|
Credit-Deposit Ratio |
73.78 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |