Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
69,285 |
–775 |
–644 |
–4,457 |
12,587 |
4,998 |
Borrowings from Banks(1) |
24,649 |
–3,496 |
–7,850 |
–5,076 |
7,096 |
141 |
Other Demand and Time Liabilities(2) |
9,962 |
–3 |
1,891 |
2,838 |
2,054 |
2,093 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
56,18,986 |
–5,946 |
3,84,766 |
4,11,017 |
7,22,187 |
7,41,394 |
|
|
(–0.1) |
(8.6) |
(7.9) |
(17.4) |
(15.2) |
Demand |
5,66,892 |
–5,788 |
11,674 |
–74,814 |
1,21,951 |
–90,392 |
Time |
50,52,094 |
–158 |
3,73,092 |
4,85,830 |
6,00,235 |
8,31,786 |
Borrowings(3) |
1,73,087 |
5,897 |
9,947 |
41,746 |
13,489 |
58,862 |
Other Demand and Time Liabilities |
3,56,507 |
–8,008 |
44,795 |
14,702 |
64,023 |
–17,708 |
Borrowings from Reserve Bank |
1,068 |
–2,256 |
4,052 |
–3,963 |
4,094 |
–3,025 |
Cash in Hand and Balances with Reserve Bank |
4,10,190 |
45,169 |
–1,266 |
60,681 |
70,443 |
1,04,489 |
Cash in Hand |
39,761 |
702 |
5,388 |
9,415 |
4,679 |
8,795 |
Balances with Reserve Bank |
3,70,429 |
44,467 |
–6,654 |
51,266 |
65,764 |
95,693 |
Assets with the Banking System |
|
|
|
|
|
|
Balances with Other Banks(4) |
58,041 |
–71 |
–16,207 |
1,904 |
–99 |
11,828 |
Money at Call and Short Notice |
16,135 |
–6,542 |
–802 |
–471 |
9,420 |
–731 |
Advances to Banks |
5,281 |
–3,147 |
–5,412 |
–7,287 |
2,555 |
801 |
Other Assets |
70,069 |
–3,667 |
9,634 |
995 |
30,246 |
15,971 |
Investments(5) |
17,06,649 |
–28,129 |
1,18,961 |
2,05,030 |
1,48,313 |
2,02,936 |
|
|
(–1.6) |
(8.6) |
(13.7) |
(10.9) |
(13.5) |
Government Securities |
17,02,613 |
–28,166 |
1,20,061 |
2,05,465 |
1,50,796 |
2,04,157 |
Other Approved Securities |
4,036 |
37 |
–1,100 |
–435 |
–2,483 |
–1,221 |
Bank Credit |
41,50,520 |
1,922 |
2,34,711 |
2,08,437 |
6,11,234 |
6,71,021 |
|
|
(—) |
(7.2) |
(5.3) |
(21.3) |
(19.3) |
Food Credit |
68,922 |
5,607 |
–1,275 |
4,639 |
11,202 |
21,707 |
Non-food credit |
40,81,598 |
–3,685 |
2,35,985 |
2,03,798 |
6,00,031 |
6,49,314 |
Loans, Cash credit and Overdrafts |
39,98,033 |
–201 |
2,35,965 |
2,04,026 |
5,90,589 |
6,39,910 |
Inland Bills – Purchased |
13,112 |
–230 |
–1,865 |
–332 |
235 |
2,963 |
Discounted(6) |
80,429 |
191 |
1994 |
563 |
14,171 |
16,217 |
Foreign Bills –Purchased |
19,440 |
588 |
674 |
857 |
822 |
2,633 |
Discounted |
39,506 |
1,575 |
–2,058 |
3,323 |
5,415 |
9,298 |
Cash-Deposit Ratio |
7.30 |
|
|
|
|
|
Investment-Deposit Ratio |
30.37 |
|
|
|
|
|
Credit-Deposit Ratio |
73.87 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |