Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(` crore) |
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Item |
Outstanding as on Dec. 2, 2011 # |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2010-2011 |
2011-2012 |
2010 |
2011 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
|
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
71,384 |
1,575 |
1,498 |
–2,358 |
14,848 |
4,954 |
Borrowings from Banks(1) |
23,171 |
–3,604 |
–9,786 |
–6,553 |
5,113 |
600 |
Other Demand and Time Liabilities(2) |
10,010 |
117 |
936 |
2,886 |
1,281 |
3,096 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
57,10,061 |
62,798 |
3,51,964 |
5,02,092 |
6,36,861 |
8,65,271 |
|
|
(1.1) |
(7.8) |
(9.6) |
(15.1) |
(17.9) |
Demand |
5,72,518 |
13,143 |
–41,547 |
–69,187 |
75,949 |
–31,545 |
Time |
51,37,543 |
49,655 |
3,93,511 |
5,71,279 |
5,60,912 |
8,96,816 |
Borrowings(3) |
1,69,332 |
1,795 |
14,952 |
37,991 |
15,568 |
50,102 |
Other Demand and Time Liabilities |
3,60,360 |
12,225 |
5,363 |
18,556 |
9,851 |
25,576 |
Borrowings from Reserve Bank |
2,273 |
–946 |
3,345 |
–2,758 |
3,387 |
–1,113 |
Cash in Hand and Balances with Reserve Bank |
3,84,782 |
–12,090 |
27,025 |
35,274 |
81,564 |
50,789 |
Cash in Hand |
36,748 |
–1,732 |
5,109 |
6,402 |
6,946 |
6,061 |
Balances with Reserve Bank |
3,48,035 |
–10,359 |
21,917 |
28,872 |
74,618 |
44,728 |
Assets with the Banking System |
|
|
|
|
|
|
Balances with Other Banks(4) |
57,574 |
2,463 |
–13,427 |
1,437 |
5,037 |
8,581 |
Money at Call and Short Notice |
19,768 |
1,975 |
–5,660 |
3,162 |
2,955 |
7,760 |
Advances to Banks |
6,214 |
–1,402 |
–5,709 |
–6,355 |
1,912 |
2,031 |
Other Assets |
70,168 |
–208 |
6,997 |
1,095 |
26,915 |
18,708 |
Investments(5) |
17,43,713 |
29,727 |
98,830 |
2,42,094 |
97,139 |
2,60,131 |
|
|
(1.7) |
(7.1) |
(16.1) |
(7.0) |
(17.5) |
Government Securities |
17,38,236 |
28,328 |
1,00,348 |
2,41,088 |
99,551 |
2,59,494 |
Other Approved Securities |
5,477 |
1,399 |
–1,518 |
1,006 |
–2,413 |
637 |
Bank Credit |
42,35,421 |
46,377 |
3,52,813 |
2,93,338 |
6,75,083 |
6,37,820 |
|
|
(1.1) |
(10.9) |
(7.4) |
(23.1) |
(17.7) |
Food Credit |
81,844 |
3,131 |
12,998 |
17,561 |
16,924 |
20,356 |
Non-food credit |
41,53,577 |
43,246 |
3,39,814 |
2,75,777 |
6,58,159 |
6,17,464 |
Loans, Cash credit and Overdrafts |
40,81,502 |
43,951 |
3,45,844 |
2,87,496 |
6,45,552 |
6,13,500 |
Inland Bills – Purchased |
14,698 |
728 |
–660 |
1,254 |
896 |
3,344 |
Discounted(6) |
81,695 |
129 |
6,460 |
1,828 |
20,150 |
13,017 |
Foreign Bills – Purchased |
19,120 |
996 |
1,660 |
537 |
1,599 |
1,327 |
Discounted |
38,407 |
574 |
–492 |
2,223 |
6,886 |
6,632 |
Cash-Deposit Ratio |
6.74 |
|
|
|
|
|
Investment-Deposit Ratio |
30.54 |
|
|
|
|
|
Credit-Deposit Ratio |
74.17 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |