(` Billion)

Item

Outstanding
as on Mar. 23,
2012 #

Variation over

Fortnight

Financial year so far

Year-on-Year

2010-2011

2011-2012

2011

2012

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

838.7

52.8

88.1

101.3

88.1

101.3

Borrowings from Banks ⁽¹⁾

347.5

24.8

–26.3

50.3

–26.3

50.3

Other Demand and Time Liabilities ⁽²⁾

60.4

–4.8

11.5

–10.8

11.5

–10.8

Liabilities to Others

Aggregate Deposits

59,036.6

502.9

7,151.4

6,956.9

7,151.4

6,956.9

(0.9)

(15.9)

(13.4)

(15.9)

(13.4)

Demand

6,228.0

238.2

–39.0

–189.0

–39.0

–189.0

Time

52,808.6

264.6

7,190.5

7,145.9

7,190.5

7,145.9

Borrowings ⁽³⁾

2,064.6

238.6

270.6

751.2

270.6

751.2

Other Demand and Time Liabilities

3,685.2

124.4

123.8

267.1

123.8

267.1

Borrowings from Reserve Bank

87.5

18.2

49.9

37.2

49.9

37.2

Cash in Hand and Balances with Reserve Bank

3,592.9

112.7

425.4

97.8

425.4

97.8

Cash in hand

360.2

–3.9

47.7

56.7

47.7

56.7

Balances with Reserve Bank

3,232.7

116.6

377.7

41.1

377.7

41.1

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

701.3

62.4

–62.8

139.9

–62.8

139.9

Money at Call and Short Notice

210.8

–15.4

–10.6

44.7

–10.6

44.7

Advances to Banks

134.8

38.7

26.8

9.1

26.8

9.1

Other Assets

696.5

29.8

246.1

5.8

246.1

5.8

Investments ⁽⁵⁾

17,366.4

–284.9

1,168.7

2,350.2

1,168.7

2,350.2

(–1.6)

(8.4 )

(15.7)

(8.4)

(15.7)

Government Securities

17,337.0

–284.2

1,187.5

2,365.5

1,187.5

2,365.5

Other Approved Securities

29.4

–0.7

–18.9

–15.3

–18.9

–15.3

Bank Credit

46,116.3

1,249.5

6,972.9

6,695.5

6,972.9

6,695.5

(2.8)

(21.5)

(17.0)

(21.5)

(17.0)

Food Credit

813.0

–25.3

157.9

170.2

157.9

170.2

Non-food credit

45,303.3

1,274.8

6,815.0

6,525.3

6,815.0

6,525.3

Loans, Cash credit and Overdrafts

44,361.6

1,152.9

6,718.5

6,421.5

6,718.5

6,421.5

Inland Bills – Purchased

163.2

–1.6

14.3

28.8

14.3

28.8

Discounted ⁽⁶⁾

979.1

68.7

176.5

180.5

176.5

180.5

Foreign Bills – Purchased

211.5

24.4

24.5

25.7

24.5

25.7

Discounted

400.9

5.1

39.2

39.0

39.2

39.0

Cash-Deposit Ratio

6.09

Investment-Deposit Ratio

29.42

Credit-Deposit Ratio

78.11

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: Includes the impact of mergers since May 3, 2002.