(` Billion)

Liabilities to the Banking System

Demand and Time Deposits from Banks

799.4

30.1

21.1

–43.1

128.5

40.9

Borrowings from Banks ⁽¹⁾

232.1

0.8

–77.3

–87.1

–11.5

12.1

Other Demand and Time Liabilities ⁽²⁾

71.5

2.1

29.0

10.1

30.9

–28.8

Liabilities to Others

Aggregate Deposits

65,011.5

1,607.3

5,050.5

5,920.7

9,201.6

7,881.3

(2.5)

(9.7)

(10.0)

(19.2)

(13.8)

Demand

7,004.4

888.4

61.6

751.1

457.8

525.7

Time

58,007.1

719.0

4,988.9

5,169.6

8,743.9

7,355.6

Borrowings ⁽³⁾

2,119.6

–229.0

516.4

55.1

635.5

289.8

Other Demand and Time Liabilities

3,777.3

–212.2

152.3

43.4

330.4

206.9

Borrowings from Reserve Bank

188.1

124.5

–10.8

100.5

14.2

148.6

Cash in Hand and Balances with Reserve Bank

3,893.7

161.4

900.1

299.7

1,364.0

–501.5

Cash in hand

456.6

25.5

66.5

95.3

94.4

86.6

Balances with Reserve Bank

3,437.1

135.9

833.6

204.4

1,269.6

–588.1

Assets with the Banking System

Balances with Other Banks ⁽⁴⁾

846.5

57.0

54.3

139.9

153.5

230.9

Money at Call and Short Notice

165.8

19.9

–13.9

–67.0

10.1

13.7

Advances to Banks

104.9

17.4

–4.2

–30.9

67.9

–16.6

Other Assets

764.7

67.2

150.1

60.8

331.3

–76.1

Investments ⁽⁵⁾

19,466.0

–64.0

1,841.9

2,088.1

2,087.2

2,607.8

(–0.3)

(12.3)

(12.0)

(14.1)

(15.5)

Government Securities

19,438.5

–62.4

1,847.2

2,088.3

2,101.4

2,619.8

Other Approved Securities

27.5

–1.6

–5.3

–0.2

–14.2

–12.0

Bank Credit

48,852.5

1,226.5

2,812.0

2,734.0

7,502.3

6,619.7

(2.6)

(7.1)

(5.9)

(21.6)

(15.7)

Food Credit

932.3

–48.3

50.2

119.3

195.4

239.3

Non-food credit

47,920.2

1,274.9

2,761.9

2,614.7

7,306.8

6,380.4

Loans, Cash credit and Overdrafts

47,075.3

1,199.6

2,766.3

2,715.5

7,249.0

6,369.0

Inland Bills – Purchased

222.0

28.9

7.5

58.6

37.3

80.0

Discounted ⁽⁶⁾

963.6

–11.0

9.0

–16.2

120.0

155.9

Foreign Bills – Purchased

205.3

10.6

9.3

–6.4

26.6

10.1

Discounted

386.4

–1.5

19.9

–17.4

69.3

4.7

Cash-Deposit Ratio

5.99

Investment-Deposit Ratio

29.94

Credit-Deposit Ratio

75.14

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note: 1. Includes the impact of mergers since May 3,2002.
2. Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
3. Year on year variation for 2011 is over the level of reporting Friday of the previous year.