Scheduled Commercial Banks - Business in India (July 18, 2025) - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
138496219
Scheduled Commercial Banks - Business in India
Date: July 18, 2025
| (₹ Crore) | ||||||
| Item | Outstanding as on Jun. 27, 2025 | Variation over | ||||
| Fortnight | Financial year so far | Year-on-Year | ||||
| 2024-25 | 2025-26 | 2024 | 2025 | |||
| 1 | 2 | 3 | 4 | 5 | 6 | |
| 1 Liabilities to the Banking System | ||||||
| 1.1 Demand and Time Deposits from Banks | 371107 | 30504 | -12501 | 61693 | 24323 | 89137 |
| 1.2 Borrowings from Banks | 100641 | -8626 | -32261 | -11335 | 110437 | -49527 |
| 1.3 Other Demand and Time Liabilities | 24747 | 820 | 4142 | -5168 | 15089 | -51846 |
| 2 Liabilities to Others | ||||||
| 2.1 Aggregate Deposits | 23425644 | 355861 | 810171 | 845043 | 2129379 | 2140247 |
| (23373017) | (2039982) | (2177017) | ||||
| 2.1a Growth (Per cent) | 1.5 | 4.0 | 3.7 | 11.1 | 10.1 | |
| (10.6) | (10.3) | |||||
| 2.1.1 Demand | 3072874 | 213640 | 157824 | 374825 | 152756 | 471197 |
| 2.1.2 Time | 20352770 | 142221 | 652347 | 470217 | 1976623 | 1669050 |
| 2.2 Borrowings | 850218 | 11756 | -13481 | -65030 | 289457 | 85757 |
| 2.3 Other Demand and Time Liabilities | 1059099 | -46931 | -7849 | -2532 | 104706 | 129520 |
| 3. Borrowings from Reserve Bank | 1065 | -1183 | -119975 | -310401 | 51874 | -101676 |
| 4 Cash in Hand and Balances with Reserve Bank | 1020154 | -2771 | 57517 | 55865 | 93384 | -58279 |
| 4.1 Cash in hand | 86671 | -3801 | 15544 | 4797 | -8904 | -18307 |
| 4.2 Balances with Reserve Bank | 933483 | 1030 | 41973 | 51069 | 102288 | -39972 |
| 5 Assets with the Banking System | ||||||
| 5.1 Balances with Other Banks | 273829 | 19228 | 2201 | 58028 | 1542 | 73300 |
| 5.2 Money at Call and Short Notice | 23913 | 2169 | -749 | -1925 | -15591 | 12307 |
| 5.3 Advances to Banks | 31558 | 61 | 1920 | -7946 | 21926 | -18731 |
| 5.4 Other Assets | 69084 | 3235 | -1318 | 1732 | 33230 | -45022 |
| 6 Investments | 6696802 | 5258 | 51649 | -1126 | 487586 | 538595 |
| (6650215) | (422242) | (557353) | ||||
| 6.1a Growth (Per cent) | 0.1 | 0.8 | 0 | 8.6 | 8.7 | |
| (7.4) | (9.1) | |||||
| 6.1 Government Securities | 6696347 | 5373 | 51460 | -951 | 487205 | 539278 |
| 6.2 Other Approved Securities | 454 | -115 | 189 | -175 | 382 | -683 |
| 7 Bank Credit | 18483098 | 169135 | 453865 | 239125 | 2502310 | 1597069 |
| (18088612) | (2002080) | (1702814) | ||||
| 7.1a Growth (Per cent) | 0.9 | 2.8 | 1.3 | 17.4 | 9.5 | |
| (13.9) | (10.4) | |||||
| 7a.1 Food Credit | 64389 | -3217 | 10823 | 27858 | 5997 | 30485 |
| 7a.2 Non-food Credit | 18418709 | 172352 | 443042 | 211268 | 2496313 | 1566584 |
| 7b.1 Loans, Cash Credit and Overdrafts | 18143279 | 166724 | 430220 | 233428 | 2443600 | 1578757 |
| 7b.2 Inland Bills - Purchased | 79560 | 1435 | 7597 | 4597 | 24311 | 11496 |
| 7b.3 Discounted | 223845 | 80 | 15874 | 2785 | 39196 | 10613 |
| 7b.4 Foreign Bills - Purchased | 13787 | 277 | 498 | -1334 | -2353 | -3122 |
| 7b.5 Discounted | 22626 | 618 | -324 | -350 | -2444 | -674 |
| 1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. | ||||||
| 2. Figures in parentheses exclude the impact of the merger. | ||||||
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