Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding as on 2005 Jul. 22# |
Variation over |
||||||
Item |
Fortnight |
Financial year so far |
Year-on-year |
||||
2004-2005 |
2005-2006 |
2004 |
2005 |
||||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,192 |
–199 |
411 |
1,884 |
–898 |
948 |
|
Borrowings from Banks (1) |
30,622 |
–1,637 |
–1,860 |
3,006 |
–5,954 |
17,455 |
|
Other demand and time liabilities(2) |
11,429 |
–1,782 |
–478 |
8,305 |
–325 |
9,281 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
18,09,195 |
5,537 |
67,835 |
1,08,997 |
2,21,266 |
2,36,944 |
|
(0.3) |
(4.5) |
(6.4) |
(16.4) |
(15.1) |
|||
Demand |
2,61,597 |
183 |
–16,517 |
13,569 |
35,074 |
53,092 |
|
Time@ |
15,47,598 |
5,354 |
84,352 |
95,428 |
1,86,192 |
1,83,853 |
|
[15,44,030] |
[1,80,284] |
||||||
Borrowings(3) |
71,443 |
18 |
7,825 |
1,920 |
16,521 |
38,948 |
|
Other demand and time liabilities |
1,58,470 |
3,180 |
–2,609 |
–34,290 |
20,144 |
12,995 |
|
Borrowings from Reserve Bank |
— |
–30 |
— |
–50 |
–1 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,10,953 |
5,177 |
7,580 |
14,376 |
2,310 |
26,479 |
|
Cash in hand |
10,116 |
513 |
863 |
1,644 |
–520 |
1,356 |
|
Balances with Reserve Bank |
1,00,837 |
4,664 |
6,717 |
12,732 |
2,830 |
25,123 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
20,436 |
673 |
345 |
1,115 |
2,039 |
3,129 |
|
Money at call and short notice |
24,211 |
–6,000 |
–2,045 |
4,350 |
–12,100 |
8,198 |
|
Advances to Banks |
9,409 |
–424 |
–488 |
–282 |
2,281 |
–626 |
|
Other assets |
2,331 |
–233 |
–103 |
–93 |
–19 |
–203 |
|
Investments (5) |
7,41,826 |
3,645 |
52,703 |
2,673 |
1,23,230 |
11,536 |
|
(0.5) |
(7.8) |
(0.4) |
(20.3) |
(1.6) |
|||
Government securities |
7,17,356 |
3,926 |
53,098 |
–1,625 |
1,25,130 |
9,501 |
|
[7,05,164] |
[–2,692] |
||||||
Other approved securities |
24,470 |
–281 |
–395 |
4,298 |
–1,900 |
2,035 |
|
Bank Credit |
11,79,910 |
6,689 |
42,840 |
79,481 |
1,56,972 |
2,96,284 |
|
(0.6) |
(5.1) |
(7.2) |
(21.6) |
(33.5) |
|||
Food Credit |
39,657 |
–5,159 |
6,600 |
–1,463 |
–716 |
–2,904 |
|
Non-food credit |
11,40,252 |
11,848 |
36,241 |
80,945 |
1,57,688 |
2,99,188 |
|
[11,07,570] |
[2,66,506] |
||||||
Loans, cash-credit and overdrafts |
11,21,174 |
6,168 |
44,045 |
80,962 |
1,50,554 |
2,87,889 |
|
Inland bills- purchased |
8,795 |
496 |
–462 |
1,241 |
1,466 |
2,288 |
|
discounted(6) |
23,444 |
–101 |
–820 |
–1,788 |
1,485 |
2,534 |
|
Foreign bills-purchased |
10,190 |
33 |
–581 |
–638 |
723 |
657 |
|
discounted |
16,307 |
93 |
658 |
–295 |
2,745 |
2,916 |
|
Cash-Deposit Ratio |
6.13 |
||||||
Investment-Deposit Ratio |
41.00 |
||||||
Credit-DepositRatio |
65.22 |
||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data |