Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Sep. 2# |
Fortnight |
2004-2005 |
2005-2006 |
2004 |
2005 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,407 |
503 |
–747 |
2,098 |
–2,710 |
2,320 |
|
Borrowings from Banks (1) |
30,330 |
799 |
–1,032 |
2,714 |
–3,249 |
16,336 |
|
Other demand and time liabilities(2) |
11,501 |
–46 |
–380 |
8,376 |
–264 |
9,254 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
18,50,879 |
12,820 |
87,472 |
1,50,681 |
2,16,319 |
2,58,991 |
|
(0.7) |
(5.8) |
(8.9) |
(15.7) |
(16.3) |
|||
Demand |
2,76,272 |
2,145 |
–6,786 |
28,244 |
41,182 |
58,036 |
|
Time@ |
15,74,607 |
10,676 |
94,258 |
1,22,436 |
1,75,137 |
2,00,955 |
|
[15,71,038] |
[1,97,387] |
||||||
Borrowings(3) |
78,239 |
4,051 |
6,767 |
8,716 |
14,179 |
46,802 |
|
Other demand and time liabilities |
1,64,391 |
2,535 |
–807 |
–28,369 |
13,764 |
17,114 |
|
Borrowings from Reserve Bank |
6 |
–467 |
— |
–44 |
–1 |
6 |
|
Cash in hand and Balances with Reserve Bank |
1,11,444 |
–6,405 |
11,905 |
14,867 |
9,299 |
22,644 |
|
Cash in hand |
10,049 |
221 |
301 |
1,578 |
216 |
1,850 |
|
Balances with Reserve Bank |
1,01,395 |
–6,626 |
11,604 |
13,289 |
9,083 |
20,794 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
22,530 |
1,329 |
481 |
3,210 |
723 |
5,088 |
|
Money at call and short notice |
22,958 |
207 |
–2,337 |
3,097 |
–12,132 |
7,237 |
|
Advances to Banks |
10,079 |
528 |
428 |
388 |
1,920 |
–872 |
|
Other assets |
3,238 |
–191 |
–516 |
813 |
–513 |
1,117 |
|
Investments (5) |
7,61,882 |
7,282 |
46,173 |
22,728 |
94,979 |
38,121 |
|
(1.0) |
(6.8) |
(3.1) |
(15.1) |
(5.3) |
|||
Government securities |
7,37,282 |
7,678 |
46,882 |
18,300 |
96,759 |
35,643 |
|
[7,25,089] |
[23,450] |
||||||
Other approved securities |
24,600 |
–396 |
–708 |
4,428 |
–1,780 |
2,478 |
|
Bank Credit |
12,10,750 |
9,801 |
70,372 |
1,10,321 |
1,77,320 |
2,99,593 |
|
(0.8) |
(8.4) |
(10.0) |
(24.2) |
(32.9) |
|||
Food Credit |
40,071 |
–256 |
3,895 |
–1,049 |
–1,750 |
215 |
|
Non-food credit |
11,70,678 |
10,057 |
66,477 |
1,11,371 |
1,79,069 |
2,99,378 |
|
[11,37,996] |
[2,66,696] |
||||||
Loans, cash-credit and overdrafts |
11,51,234 |
12,747 |
70,546 |
1,11,022 |
1,69,497 |
2,91,448 |
|
Inland bills- purchased |
9,397 |
–687 |
–250 |
1,843 |
762 |
2,677 |
|
discounted(6) |
22,756 |
–3,502 |
–142 |
–2,477 |
3,709 |
1,168 |
|
Foreign bills-purchased |
10,149 |
301 |
–647 |
–679 |
574 |
683 |
|
discounted |
17,214 |
942 |
865 |
612 |
2,778 |
3,617 |
|
Cash-Deposit Ratio |
6.02 |
||||||
Investment-Deposit Ratio |
41.16 |
||||||
Credit-DepositRatio |
65.41 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |