Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
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Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
|||||||
Sep. 16# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,326 |
–80 |
–1,617 |
2,018 |
–3,759 |
3,110 |
|
Borrowings from Banks (1) |
32,448 |
2,118 |
3,253 |
4,832 |
–603 |
14,169 |
|
Other demand and time liabilities(2) |
11,616 |
115 |
374 |
8,491 |
348 |
8,615 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
18,56,336 |
5,457 |
79,047 |
1,56,138 |
2,07,805 |
2,72,874 |
|
(0.3) |
(5.3) |
(9.2) |
(15.1) |
(17.2) |
|||
Demand |
2,70,998 |
–5,274 |
–9,878 |
22,970 |
39,440 |
55,853 |
|
Time@ |
15,85,339 |
10,731 |
88,924 |
1,33,168 |
1,68,366 |
2,17,020 |
|
[15,81,770] |
[2,13,452] |
||||||
Borrowings(3) |
77,797 |
–442 |
5,938 |
8,274 |
13,191 |
47,189 |
|
Other demand and time liabilities |
1,84,199 |
19,808 |
3,161 |
–8,561 |
18,811 |
32,954 |
|
Borrowings from Reserve Bank |
— |
–6 |
3 |
–50 |
2 |
–3 |
|
Cash in hand and Balances with Reserve Bank |
1,18,106 |
6,662 |
6,751 |
21,529 |
11,945 |
34,461 |
|
Cash in hand |
10,066 |
17 |
424 |
1,594 |
–48 |
1,744 |
|
Balances with Reserve Bank |
1,08,040 |
6,646 |
6,327 |
19,935 |
11,993 |
32,717 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
22,199 |
–331 |
–1,193 |
2,878 |
–1,404 |
6,430 |
|
Money at call and short notice |
22,993 |
35 |
4,430 |
3,133 |
–8,725 |
505 |
|
Advances to Banks |
11,634 |
1,555 |
1,035 |
1,943 |
2,317 |
76 |
|
Other assets |
3,116 |
–122 |
–493 |
691 |
–557 |
971 |
|
Investments (5) |
7,59,436 |
–2,446 |
29,764 |
20,282 |
79,360 |
52,083 |
|
(–0.3) |
(4.4) |
(2.7) |
(12.6) |
(7.4) |
|||
Government securities |
7,35,058 |
–2,224 |
30,510 |
16,076 |
80,985 |
49,790 |
|
[7,22,865] |
[37,597] |
||||||
Other approved securities |
24,378 |
–222 |
–746 |
4,206 |
–1,624 |
2,294 |
|
Bank Credit |
12,23,857 |
13,107 |
79,690 |
1,23,429 |
1,84,997 |
3,03,382 |
|
(1.1) |
(9.5) |
(11.2) |
(25.2) |
(33.0) |
|||
Food Credit |
40,248 |
177 |
2,228 |
–872 |
725 |
2,059 |
|
Non-food credit |
11,83,609 |
12,930 |
77,462 |
1,24,301 |
1,84,273 |
3,01,323 |
|
[11,50,926] |
[2,68,640] |
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Loans, cash-credit and overdrafts |
11,64,301 |
13,067 |
80,313 |
1,24,089 |
1,77,507 |
2,94,748 |
|
Inland bills- purchased |
9,225 |
–171 |
–407 |
1,672 |
627 |
2,664 |
|
discounted(6) |
24,005 |
1,249 |
–553 |
–1,228 |
3,433 |
2,828 |
|
Foreign bills-purchased |
10,085 |
–64 |
–506 |
–743 |
882 |
478 |
|
discounted |
16,241 |
–974 |
844 |
–362 |
2,547 |
2,664 |
|
Cash-Deposit Ratio |
6.36 |
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Investment-Deposit Ratio |
40.91 |
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Credit-DepositRatio |
65.93 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |