Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
|||||||
Sep. 30# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
39,302 |
976 |
–1,864 |
2,994 |
–1,224 |
4,333 |
|
Borrowings from Banks (1) |
31,543 |
–905 |
1,496 |
3,927 |
–2,321 |
15,021 |
|
Other demand and time liabilities(2) |
5,351 |
–6,265 |
1,525 |
2,227 |
1,638 |
1,199 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
19,09,214 |
52,878 |
1,02,885 |
2,09,015 |
2,19,666 |
3,01,913 |
|
(2.8) |
(6.8) |
(12.3) |
(15.8) |
(18.8) |
|||
Demand |
2,95,994 |
24,996 |
4,480 |
47,967 |
32,091 |
66,492 |
|
Time@ |
16,13,220 |
27,881 |
98,405 |
1,61,049 |
1,87,575 |
2,35,421 |
|
[16,09,651] |
[2,31,852] |
||||||
Borrowings(3) |
77,344 |
–454 |
5,648 |
7,821 |
11,039 |
47,026 |
|
Other demand and time liabilities |
1,78,614 |
–5,585 |
13,203 |
–14,146 |
21,735 |
17,327 |
|
Borrowings from Reserve Bank |
800 |
800 |
— |
750 |
–1 |
800 |
|
Cash in hand and Balances with Reserve Bank |
1,16,213 |
–1,894 |
13,519 |
19,636 |
15,104 |
25,799 |
|
Cash in hand |
10,513 |
447 |
1,040 |
2,041 |
514 |
1,575 |
|
Balances with Reserve Bank |
1,05,700 |
–2,340 |
12,479 |
17,595 |
14,589 |
24,224 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
23,726 |
1,527 |
62 |
4,405 |
–1,217 |
6,703 |
|
Money at call and short notice |
23,173 |
179 |
4,889 |
3,312 |
–4,019 |
226 |
|
Advances to Banks |
3,302 |
–8,333 |
–925 |
–6,390 |
617 |
–6,297 |
|
Other assets |
3,645 |
529 |
–70 |
1,220 |
–228 |
1,078 |
|
Investments (5) |
7,53,436 |
–5,999 |
28,526 |
14,283 |
81,863 |
47,322 |
|
(–0.8) |
(4.2) |
(1.9) |
(13.1) |
(6.7) |
|||
Government securities |
7,29,116 |
–5,941 |
29,421 |
10,135 |
83,488 |
44,937 |
|
[7,16,924] |
[32,744] |
||||||
Other approved securities |
24,320 |
–58 |
–895 |
4,148 |
–1,625 |
2,385 |
|
Bank Credit |
12,56,141 |
32,284 |
98,210 |
1,55,712 |
1,80,852 |
3,17,146 |
|
(2.6) |
(11.7) |
(14.2) |
(23.9) |
(33.8) |
|||
Food Credit |
39,549 |
–699 |
2,677 |
–1,571 |
1,266 |
911 |
|
Non-food credit |
12,16,591 |
32,983 |
95,533 |
1,57,284 |
1,79,586 |
3,16,235 |
|
[11,83,909] |
[2,83,553] |
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Loans, cash-credit and overdrafts |
11,94,387 |
30,086 |
96,118 |
1,54,175 |
1,72,261 |
3,09,029 |
|
Inland bills- purchased |
10,520 |
1,295 |
537 |
2,966 |
772 |
3,014 |
|
discounted(6) |
23,753 |
–252 |
828 |
–1,479 |
4,099 |
1,196 |
|
Foreign bills-purchased |
10,450 |
365 |
–81 |
–377 |
968 |
419 |
|
discounted |
17,030 |
789 |
808 |
427 |
2,752 |
3,489 |
|
Cash-Deposit Ratio |
6.09 |
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Investment-Deposit Ratio |
39.46 |
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Credit-DepositRatio |
65.79 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |