Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
|||||||
Financial year so far |
Year-on-year |
||||||
Item |
2005 |
||||||
Fortnight |
|||||||
Oct. 28# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
39,320 |
327 |
–2,352 |
3,012 |
–554 |
4,839 |
|
Borrowings from Banks (1) |
32,031 |
–1,187 |
12,160 |
4,415 |
10,553 |
4,844 |
|
Other demand and time liabilities(2) |
6,192 |
–900 |
187 |
3,068 |
381 |
3,378 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
19,11,209 |
2,139 |
1,13,310 |
2,11,011 |
2,21,666 |
2,93,483 |
|
(0.1) |
(7.5) |
(12.4) |
(15.9) |
(18.1) |
|||
Demand |
2,88,621 |
–5,403 |
20,870 |
40,593 |
54,817 |
42,728 |
|
Time@ |
16,22,589 |
7,542 |
92,440 |
1,70,418 |
1,66,849 |
2,50,755 |
|
[88,871] |
[1,63,280] |
||||||
Borrowings(3) |
81,790 |
3,787 |
40,559 |
12,267 |
44,165 |
16,561 |
|
Other demand and time liabilities |
1,95,362 |
11,308 |
17,698 |
2,602 |
27,693 |
29,580 |
|
Borrowings from Reserve Bank |
— |
— |
— |
–50 |
–6 |
— |
|
Cash in hand and Balances with Reserve Bank |
1,15,501 |
–9,119 |
18,715 |
18,924 |
16,328 |
19,891 |
|
Cash in hand |
10,838 |
147 |
1,275 |
2,366 |
–538 |
1,665 |
|
Balances with Reserve Bank |
1,04,663 |
–9,266 |
17,440 |
16,558 |
16,866 |
18,226 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
24,087 |
799 |
–461 |
4,766 |
531 |
7,586 |
|
Money at call and short notice |
23,483 |
–2,208 |
3,933 |
3,623 |
–236 |
1,493 |
|
Advances to Banks |
3,205 |
48 |
–1,156 |
–6,487 |
641 |
–6,163 |
|
Other assets |
3,940 |
239 |
–273 |
1,515 |
–268 |
1,575 |
|
Investments (5) |
7,54,055 |
7,074 |
28,001 |
14,901 |
74,012 |
48,466 |
|
(0.9) |
(4.1) |
(2.0) |
(11.7) |
(6.9) |
|||
Government securities |
7,29,791 |
7,116 |
29,087 |
10,809 |
75,702 |
45,947 |
|
[16,894] |
[63,509] |
||||||
Other approved securities |
24,264 |
–42 |
–1,086 |
4,092 |
–1,690 |
2,520 |
|
Bank Credit |
12,84,400 |
10,132 |
1,49,972 |
1,83,972 |
2,28,454 |
2,93,643 |
|
(0.8) |
(17.8) |
(16.7) |
(30.0) |
(29.6) |
|||
Food Credit |
39,805 |
2,597 |
3,751 |
–1,316 |
3,691 |
93 |
|
Non-food credit |
12,44,595 |
7,535 |
1,46,222 |
1,85,287 |
2,24,763 |
2,93,549 |
|
[1,13,539] |
[1,92,080] |
||||||
Loans, cash-credit and overdrafts |
12,20,204 |
10,710 |
1,46,870 |
1,79,992 |
2,19,648 |
2,84,094 |
|
Inland bills- purchased |
9,831 |
–532 |
476 |
2,277 |
445 |
2,385 |
|
discounted(6) |
25,296 |
564 |
1,297 |
64 |
4,086 |
2,269 |
|
Foreign bills-purchased |
11,122 |
–1,038 |
–43 |
294 |
1,561 |
1,052 |
|
discounted |
17,947 |
427 |
1,373 |
1,345 |
2,714 |
3,841 |
|
Cash-Deposit Ratio |
6.04 |
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Investment-Deposit Ratio |
39.45 |
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Credit-DepositRatio |
67.20 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since |