Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
Financial year so far |
Year-on-year |
|||||
Item |
2005 |
||||||
Fortnight |
|||||||
Nov. 11# |
2004-2005 |
2005-2006 |
2004 |
2005 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
40,218 |
898 |
–2,048 |
3,910 |
–560 |
5,433 |
|
Borrowings from Banks (1) |
33,376 |
1,345 |
12,319 |
5,760 |
12,168 |
6,030 |
|
Other demand and time liabilities(2) |
5,957 |
–236 |
160 |
2,832 |
–292 |
3,170 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
19,13,924 |
2,715 |
92,149 |
2,13,725 |
2,03,969 |
3,17,359 |
|
(0.1) |
(6.1) |
(12.6) |
(14.6) |
(19.9) |
|||
Demand |
2,86,265 |
–2,356 |
–2,232 |
38,237 |
40,188 |
63,474 |
|
Time@ |
16,27,659 |
5,071 |
94,381 |
1,75,489 |
1,63,781 |
2,53,885 |
|
[90,812] |
[1,60,212] |
||||||
Borrowings(3) |
80,756 |
–1,034 |
41,368 |
11,233 |
44,003 |
14,718 |
|
Other demand and time liabilities |
1,91,852 |
–3,509 |
12,938 |
–907 |
24,973 |
30,813 |
|
Borrowings from Reserve Bank |
966 |
966 |
1,210 |
916 |
1,210 |
–244 |
|
Cash in hand and Balances with Reserve Bank |
1,17,673 |
2,172 |
16,852 |
21,096 |
22,174 |
23,926 |
|
Cash in hand |
10,972 |
134 |
876 |
2,500 |
255 |
2,198 |
|
Balances with Reserve Bank |
1,06,701 |
2,038 |
15,976 |
18,596 |
21,949 |
21,728 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
23,893 |
–194 |
–359 |
4,572 |
756 |
7,290 |
|
Money at call and short notice |
25,378 |
1,894 |
2,255 |
5,517 |
1,424 |
5,065 |
|
Advances to Banks |
3,246 |
41 |
–1,270 |
–6,446 |
599 |
–6,007 |
|
Other assets |
3,672 |
–267 |
–79 |
1,248 |
–136 |
1,114 |
|
Investments (5) |
7,42,000 |
–12,055 |
12,459 |
2,847 |
48,422 |
51,954 |
|
(–1.6) |
(1.8) |
(0.4) |
(7.5) |
(7.5) |
|||
Government securities |
7,17,736 |
–12,055 |
13,859 |
–1,245 |
50,548 |
49,120 |
|
[1,666] |
[38,355] |
||||||
Other approved securities |
24,264 |
— |
–1,400 |
4,092 |
–2,126 |
2,834 |
|
Bank Credit |
13,00,232 |
15,832 |
1,58,562 |
1,99,803 |
2,36,790 |
3,00,885 |
|
(1.2) |
(18.9) |
(18.2) |
(31.1) |
(30.1) |
|||
Food Credit |
41,233 |
1,428 |
5,267 |
112 |
5,789 |
5 |
|
Non-food credit |
12,58,999 |
14,404 |
1,53,295 |
1,99,691 |
2,31,001 |
3,00,880 |
|
[1,20,613] |
[1,98,318] |
||||||
Loans, cash-credit and overdrafts |
12,35,300 |
15,095 |
1,54,292 |
1,95,088 |
2,26,814 |
2,91,767 |
|
Inland bills- purchased |
9,907 |
77 |
734 |
2,354 |
1,152 |
2,205 |
|
discounted(6) |
25,719 |
423 |
1,485 |
487 |
4,020 |
2,504 |
|
Foreign bills-purchased |
10,919 |
–203 |
303 |
91 |
1,769 |
503 |
|
discounted |
18,387 |
440 |
1,748 |
1,785 |
3,034 |
3,906 |
|
Cash-Deposit Ratio |
6.15 |
||||||
Investment-Deposit Ratio |
38.77 |
||||||
Credit-DepositRatio |
67.94 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |