Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Outstanding |
Variation over |
|||||
as on |
||||||
Financial year so far |
Year-on-year |
|||||
Item |
2006 |
|||||
Fortnight |
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Feb. 17# |
2004-2005 |
2005-2006 |
2005 |
2006 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
||||||
Demand and time deposits from Banks |
29,686 |
–3,186 |
–1,168 |
–6,622 |
–1,425 |
–5,980 |
Borrowings from Banks (1) |
24,738 |
–2,409 |
12,260 |
–2,878 |
14,197 |
–2,548 |
Other demand and time liabilities(2) |
7,802 |
878 |
1,158 |
4,677 |
1,393 |
4,016 |
Liabilities to Others |
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Aggregate deposits@ |
19,71,063 |
–1,025 |
1,80,189 |
2,70,865 |
2,13,768 |
2,86,458 |
(–0.1) |
(12.0) |
(15.9) |
(14.5) |
(17.0) |
||
Demand |
3,17,552 |
–2,575 |
16,726 |
69,525 |
39,462 |
75,804 |
Time@ |
16,53,511 |
1,550 |
1,63,463 |
2,01,340 |
1,74,306 |
2,10,655 |
[1,59,950] |
[1,70,793] |
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Borrowings(3) |
77,155 |
–458 |
41,038 |
7,633 |
42,473 |
11,448 |
Other demand and time liabilities |
1,88,913 |
–556 |
22,400 |
–3,847 |
31,278 |
18,429 |
Borrowings from Reserve Bank |
3,033 |
917 |
— |
2,983 |
— |
3,033 |
Cash in hand and Balances with Reserve Bank |
1,15,618 |
869 |
21,362 |
19,040 |
19,338 |
17,361 |
Cash in hand |
10,554 |
–290 |
1,098 |
2,082 |
1,179 |
1,558 |
Balances with Reserve Bank |
1,05,063 |
1,159 |
20,263 |
16,958 |
18,159 |
15,803 |
Assets with the Banking System |
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Balance with other Banks(4) |
22,935 |
–1,364 |
976 |
3,615 |
1,516 |
4,997 |
Money at call and short notice |
7,122 |
–2,878 |
3,807 |
–12,738 |
6,125 |
–14,742 |
Advances to Banks |
3,789 |
124 |
–1,247 |
–5,902 |
–954 |
–5,487 |
Other assets |
3,913 |
772 |
–272 |
1,488 |
–54 |
1,548 |
Investments (5) |
7,15,540 |
–8,411 |
46,631 |
–23,614 |
49,192 |
–8,679 |
(–1.2) |
(6.9) |
(–3.2) |
(7.3) |
(–1.2) |
||
Government securities |
6,92,323 |
–8,272 |
48,987 |
–26,658 |
51,947 |
–11,421 |
[36,794] |
[39,754] |
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Other approved securities |
23,217 |
–140 |
–2,356 |
3,045 |
–2,755 |
2,743 |
Bank Credit |
13,99,040 |
16,539 |
2,17,546 |
2,98,612 |
2,45,869 |
3,40,709 |
(1.2) |
(25.9) |
(27.1) |
(30.3) |
(32.2) |
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Food Credit |
40,529 |
577 |
5,521 |
–592 |
6,214 |
–954 |
Non-food credit |
13,58,511 |
15,963 |
2,12,025 |
2,99,204 |
2,39,654 |
3,41,662 |
[1,79,143] |
[2,06,772] |
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Loans, cash-credit and overdrafts |
13,31,554 |
16,089 |
2,10,419 |
2,91,342 |
2,36,824 |
3,31,894 |
Inland bills- purchased |
9,774 |
–98 |
–7 |
2,220 |
85 |
2,811 |
discounted(6) |
27,913 |
268 |
3,545 |
2,681 |
4,968 |
2,639 |
Foreign bills-purchased |
11,380 |
164 |
945 |
552 |
1,491 |
322 |
discounted |
18,419 |
117 |
2,644 |
1,817 |
2,501 |
3,043 |
Cash-Deposit Ratio |
5.87 |
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Investment-Deposit Ratio |
36.30 |
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Credit-DepositRatio |
70.98 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005. |