Scheduled Commercial Banks - Business in India - RBI - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Outstanding |
Variation over |
|||||
as on |
||||||
Financial year so far |
Year-on-year |
|||||
Item |
2006 |
|||||
Fortnight |
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Mar. 3# |
2004-2005 |
2005-2006 |
2005 |
2006 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
||||||
Demand and time deposits from Banks |
31,372 |
1,686 |
–446 |
–4,936 |
–999 |
–5,016 |
Borrowings from Banks (1) |
27,196 |
2,458 |
8,879 |
–420 |
9,341 |
3,291 |
Other demand and time liabilities(2) |
9,027 |
1,225 |
477 |
5,902 |
828 |
5,923 |
Liabilities to Others |
||||||
Aggregate deposits@ |
19,94,226 |
23,162 |
1,99,761 |
2,94,027 |
2,17,431 |
2,90,048 |
(1.2) |
(13.3) |
(17.3) |
(14.6) |
(17.0) |
||
Demand |
3,25,185 |
7,633 |
28,073 |
77,158 |
46,578 |
72,090 |
Time@ |
16,69,041 |
15,530 |
1,71,689 |
2,16,870 |
1,70,853 |
2,17,958 |
[1,68,176] |
[1,67,340] |
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Borrowings(3) |
77,701 |
546 |
44,770 |
8,178 |
44,983 |
8,262 |
Other demand and time liabilities |
1,86,071 |
–2,843 |
22,130 |
–6,689 |
27,339 |
15,856 |
Borrowings from Reserve Bank |
978 |
–2,056 |
— |
928 |
–40 |
978 |
Cash in hand and Balances with Reserve Bank |
1,24,077 |
8,459 |
21,046 |
27,499 |
13,948 |
26,136 |
Cash in hand |
10,537 |
–17 |
329 |
2,065 |
689 |
2,310 |
Balances with Reserve Bank |
1,13,539 |
8,476 |
20,716 |
25,434 |
13,259 |
23,826 |
Assets with the Banking System |
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Balance with other Banks(4) |
22,661 |
–274 |
1,719 |
3,341 |
2,013 |
3,981 |
Money at call and short notice |
10,562 |
3,440 |
–2,420 |
–9,298 |
–1,689 |
–5,075 |
Advances to Banks |
3,742 |
–47 |
–1,241 |
–5,949 |
–696 |
–5,539 |
Other assets |
4,335 |
422 |
–254 |
1,910 |
53 |
1,952 |
Investments (5) |
7,11,172 |
–4,368 |
66,479 |
–27,981 |
58,767 |
–32,894 |
(–0.6) |
(9.8) |
(–3.8) |
(8.6) |
(–4.4) |
||
Government securities |
6,88,053 |
–4,271 |
68,890 |
–30,929 |
61,225 |
–35,595 |
[56,697] |
[49,032] |
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Other approved securities |
23,120 |
–97 |
–2,411 |
2,948 |
–2,458 |
2,701 |
Bank Credit |
14,19,884 |
20,844 |
2,32,770 |
3,19,456 |
2,50,696 |
3,46,329 |
(1.5) |
(27.7) |
(29.0) |
(30.5) |
(32.3) |
||
Food Credit |
41,448 |
920 |
5,479 |
327 |
5,582 |
8 |
Non-food credit |
13,78,436 |
19,925 |
2,27,291 |
3,19,128 |
2,45,114 |
3,46,321 |
[1,94,409] |
[2,12,232] |
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Loans, cash-credit and overdrafts |
13,51,882 |
20,329 |
2,25,298 |
3,11,670 |
2,42,800 |
3,37,344 |
Inland bills- purchased |
9,931 |
158 |
413 |
2,378 |
–79 |
2,549 |
discounted(6) |
28,167 |
253 |
3,586 |
2,934 |
3,878 |
2,850 |
Foreign bills-purchased |
11,260 |
–120 |
553 |
432 |
958 |
593 |
discounted |
18,644 |
225 |
2,920 |
2,042 |
3,138 |
2,992 |
Cash-Deposit Ratio |
6.22 |
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Investment-Deposit Ratio |
35.66 |
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Credit-DepositRatio |
71.20 |
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@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005. |