Scheduled Commercial Banks - Business in India
139382750
(₹ Crore)
Item
Outstanding as on Feb. 15, 2026
Variation over
Fortnight
Financial Year so far
Year-on-Year
2024-25
2025-26
2025
2026
1
2
3
4
5
6
1 Liabilities to the Banking System
1.1 Demand and Time Deposits from Banks
345494
9020
-21794
36080
6449
72817
1.2 Borrowings from Banks
74299
-6754
-69651
-37677
-65341
-38479
1.3 Other Demand and Time Liabilities
36607
-5450
-35745
6692
-35111
-100
2 Liabilities to Others
2.1 Aggregate Deposits
24773901
-108053
1809078
2193300
2079475
2489596
2.1 a Growth (Per cent)
-0.4
8.8
9.7
10.3
11.2
2.1.1 Demand
3020168
-121247
80242
322119
155788
496073
2.1.2 Time
21753733
13193
1728836
1871181
1923687
1993524
2.2 Borrowings
905164
-10926
123033
-10085
121957
4189
2.3 Other Demand and Time Liabilities
1133274
17057
84180
71642
100220
111666
3 Borrowings from Reserve Bank
126681
-9392
79185
-184785
45527
-175220
4 Cash in Hand and Balances with Reserve Bank
795494
-43147
-50693
-168795
-22223
-174729
4.1 Cash in hand
72909
-9442
-7673
-8966
-1285
-8852
4.2 Balances with Reserve Bank
722585
-33706
-43021
-159830
-20938
-165877
5 Assets with the Banking System
5.1 Balances with Other Banks
277522
-1265
6802
61721
13187
72393
5.2 Money at Call and Short Notice
19121
-16348
3936
-6717
2458
2829
5.3 Advances to Banks
37581
2152
-11374
-1923
-9059
586
5.4 Other Assets
84166
9198
-54459
16814
-44320
23202
6 Investments
6852640
36086
544473
154713
602365
201609
6.1a Growth (Per cent)
0.5
8.9
2.3
10
3
6.1 Government Securities
6852138
36084
544898
154840
602667
201631
6.2 Other Approved Securities
502
2
-425
-128
-302
-22
7 Bank Credit
20432107
-43129
1557816
2188135
1775845
2442128
7.1a Growth (Per cent)
-0.2
9.5
12
11
13.6
7a.1 Food Credit
85306
-3990
24367
48775
6946
37858
7a.2 Non-food credit
20346801
-39140
1533448
2139360
1768898
2404270
7b.1 Loans, Cash credit and Overdrafts
20023875
-41312
1531306
2114024
1728913
2358266
7b.2 Inland Bills - Purchased
97317
-1386
12511
22355
20066
24339
7b.3 Discounted
273846
-1634
16977
52786
28226
59511
7b.4 Foreign Bills - Purchased
14346
1344
-1515
-776
-1508
-551
7b.5 Discounted
22723
-142
-1463
-254
147
562
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025.