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RBI Announcements

Lending Rates of Scheduled Commercial Banks Sub Page Banner June 2002 to June 2010

RBI Lending Rates Filter

Bankwise Data

Year:

Quarter:

Sector:

Search Results

March - June,  2009
Private Sector Banks

Sr. No.

Name of the Bank

BPLR

Interest Rate Range Excluding 5 % of  business contracted at Extreme Rate

Interest Rate Range at which at least 60 % of business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Max

Min

Max

Min

Max

Min

Max

Min

58

Bank of Rajasthan

15.00

19.00

8.00

22.00

10.00

17.00

11.00

19.00

11.00

59

Catholic Syrian Bank Ltd.

14.75

19.25

9.25

19.25

9.75

15.75

10.75

11.75

11.75

60

City Union Bank Ltd.

14.50

17.50

7.00

17.50

12.50

16.50

14.50

16.50

14.50

61

Dhanalaxmi Bank Ltd.

16.00

20.00

6.50

20.00

11.00

15.00

11.50

14.00

11.50

62

Federal Bank Ltd.

14.25

17.25

10.25

17.25

10.25

16.00

14.25

16.00

13.25

63

J & K Bank Ltd.

12.75

18.50

10.50

16.50

7.25

14.50

10.00

15.00

10.50

64

Karnataka Bank Ltd.

13.75

16.75

10.00

16.75

8.75

12.00

12.00

11.50

11.50

65

Karur Vysya Bank Ltd.

14.00

18.00

9.00

18.00

8.25

14.50

9.00

13.00

9.00

66

Laxmi Vilas Bank Ltd.

15.00

18.25

15.00

18.25

15.00

18.25

15.00

18.25

15.00

67

Nainital Bank Ltd.

12.50

16.00

8.75

15.50

9.50

13.50

11.00

13.50

11.00

68

Ratnakar Bank Ltd.

14.00

17.00

8.00

17.00

8.00

14.00

14.00

14.00

14.00

69

South Indian Bank Ltd.

16.00

19.00

8.50

19.50

8.50

14.50

10.00

14.00

10.00

70

Tamilnad Merc. Bk. Ltd.

14.25

21.50

9.75

17.75

10.25

14.00

14.00

14.00

14.00

71

ING Vysya Bank Ltd.

16.00

21.00

10.00

21.00

10.50

12.50

11.00

13.50

11.50

72

SBICI Bank Ltd

13.00

11.35

7.50

13.00

10.50

8.50

7.50

11.75

11.00

73

Development Cr.Bank Ltd.

15.00

14.00

11.00

25.00

10.00

13.00

12.00

14.00

11.00

74

Axis Bank Ltd.

14.75

18.25

8.25

18.25

7.07

12.25

12.25

12.25

12.25

75

Indusind Bank

16.75

22.00

9.00

22.00

8.00

15.00

10.00

15.00

10.00

76

ICICI Bank Ltd.

15.75

19.50

4.75

18.50

6.00

12.00

5.00

14.00

8.00

77

HDFC Bank Ltd.

16.00

24.00

5.00

26.00

5.15

16.50

5.99

18.00

6.15

78

Kotak Mahindra Bank

15.75

20.25

8.15

21.39

7.25

15.75

10.50

18.17

10.85

79

Yes Bank Ltd.

16.50

20.00

4.10

20.50

5.25

16.00

8.10

15.00

9.25

Sr. No.

Name of the Bank

BPLR

Interest Rate Range Excluding 5 % of  business contracted at Extreme Rate

Interest Rate Range at which at least 60 % of business is contracted

Up to 180 days

Above 180 and up to 270 days

Up to 180 days

Above 180 and up to 270 days

Max

Min

Max

Min

Max

Min

Max

Min

58

Bank of Rajasthan

15.00

12.50

10.50

12.50

12.50

12.50

10.50

12.50

12.50

59

Catholic Syrian Bank Ltd.

14.75

11.75

6.50

11.75

6.50

8.25

8.25

11.25

11.25

60

City Union Bank Ltd.

14.50

12.00

9.00

12.00

9.00

10.00

10.00

10.00

10.00

61

Dhanalaxmi Bank Ltd.

16.00

11.50

10.00

11.50

10.00

10.50

10.50

11.50

11.50

62

Federal Bank Ltd.

14.25

11.75

9.25

11.75

9.25

11.75

10.25

11.75

11.75

63

J & K Bank Ltd.

12.75

9.50

9.50

9.50

9.50

9.50

9.50

9.50

9.50

64

Karnataka Bank Ltd.

13.75

9.75

9.25

9.75

9.25

9.75

9.75

9.75

9.75

65

Karur Vysya Bank Ltd.

14.00

11.00

10.50

11.00

10.50

11.00

11.00

11.00

11.00

66

Laxmi Vilas Bank Ltd.

15.00

11.50

11.50

11.50

11.50

11.50

11.50

11.50

11.50

67

Nainital Bank Ltd.

12.50

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

68

Ratnakar Bank Ltd.

14.00

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

69

South Indian Bank Ltd.

16.00

10.00

7.50

12.00

9.50

10.00

12.00

12.00

12.00

70

Tamilnad Merc. Bk. Ltd.

14.25

11.25

9.00

11.25

9.00

9.00

9.00

9.00

9.00

71

ING Vysya Bank Ltd.

16.00

13.50

10.00

13.50

12.00

11.50

11.50

12.25

12.25

72

SBICI Bank Ltd

13.00

10.50

10.50

10.50

10.50

10.50

10.50

10.50

10.50

73

Development Cr.Bank Ltd.

15.00

12.50

11.00

NIL

NIL

12.50

11.00

NIL

NIL

74

Axis Bank Ltd.

14.75

12.25

9.25

12.25

9.75

10.25

10.25

10.75

10.75

75

Indusind Bank

16.75

12.00

12.00

12.00

12.00

12.00

12.00

12.00

12.00

76

ICICI Bank Ltd.

15.75

14.25

9.13

NIL

NIL

 

12.25

NIL

NIL

77

HDFC Bank Ltd.

16.00

13.00

8.00

13.50

10.50

11.50

8.50

13.50

10.50

78

Kotak Mahindra Bank

15.75

12.00

6.75

12.00

6.75

8.75

7.50

8.75

7.50

79

Yes Bank Ltd

16.50

14.00

11.00

NIL

NIL

14.00

14.00

NIL

NIL

Sr. No.

Name of the Bank

BPLR

Interest Rate Range Excluding 5 % of  business contracted at Extreme Rate

Interest Rate Range at which at least 60 % of business is contracted

Demand Bills

Usance Bills Up to 90 days

Usance Bills above 90 and up to 180 days

Demand Bills

Usance Bills Up to 90 days

Usance Bills above 90 and up to 180 days

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

58

Bank of Rajasthan

15.00

12.50

10.50

12.50

10.50

12.50

12.50

12.50

10.50

12.50

10.50

12.50

12.50

59

Catholic Syrian Bank Ltd.

14.75

11.75

6.50

11.75

6.50

11.75

6.50

8.25

8.25

8.25

8.25

11.25

11.25

60

City Union Bank Ltd.

14.50

12.00

9.00

12.00

9.00

12.00

9.00

10.00

10.00

10.00

10.00

10.00

10.00

61

Dhanalaxmi Bank Ltd.

16.00

11.00

9.00

11.50

10.00

11.50

10.00

10.50

10.50

10.50

10.50

11.50

11.50

62

Federal Bank Ltd.

14.25

11.75

9.25

11.75

9.25

11.75

9.25

11.00

10.25

11.00

10.25

11.75

11.75

63

J & K Bank Ltd.

12.75

9.50

9.50

9.50

9.50

9.50

9.50

9.50

9.50

9.50

9.50

9.50

9.50

64

Karnataka Bank Ltd.

13.75

9.75

9.25

9.75

9.75

9.25

9.75

9.75

9.75

9.75

9.75

9.75

9.75

65

Karur Vysya Bank Ltd.

14.00

11.00

10.50

11.00

10.50

11.00

10.50

11.00

11.00

11.00

11.00

11.00

11.00

66

Laxmi Vilas Bank Ltd.

15.00

11.50

11.50

11.50

11.50

11.50

11.50

11.50

11.50

11.50

11.50

11.50

11.50

67

Nainital Bank Ltd.

12.50

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

68

Ratnakar Bank Ltd.

14.00

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

NIL

69

South Indian Bank Ltd.

16.00

10.00

9.50

10.00

10.00

12.00

12.00

9.50

9.50

10.00

10.00

12.00

12.00

70

Tamilnad Merc. Bk. Ltd.

14.25

11.25

9.00

11.25

9.00

11.25

9.00

9.00

9.00

9.00

9.00

9.00

9.00

71

ING Vysya Bank Ltd.

16.00

13.50

10.00

13.50

10.00

13.50

12.00

11.50

11.50

11.50

11.50

12.25

12.25

72

SBICI Bank Ltd

13.00

10.50

10.50

10.50

10.50

10.50

10.50

10.50

10.50

10.50

10.50

10.50

10.50

73

Development Cr.Bank Ltd.

15.00

12.50

11.00

12.50

10.00

12.50

12.50

12.50

11.00

12.50

10.00

12.50

12.50

74

Axis Bank Ltd.

14.75

12.25

9.00

12.25

9.00

12.25

10.00

10.00

10.00

10.25

10.25

12.00

12.00

75

Indusind Bank

16.75

12.00

12.00

12.00

12.00

12.00

12.00

12.00

12.00

12.00

12.00

12.00

12.00

76

ICICI Bank Ltd.

15.75

12.30

12.30

14.25

12.30

14.25

11.25

12.30

12.30

13.75

13.25

13.50

13.25

77

HDFC Bank Ltd.

16.00

13.50

9.25

13.50

9.00

13.50

10.50

10.50

9.25

13.50

10.50

13.00

10.50

78

Kotak Mahindra Bank

15.75

NIL

NIL

13.50

11.25

NIL

NIL

NIL

NIL

12.25

11.25

NIL

NIL

79

Yes Bank Ltd

16.50

NIL

NIL

NIL

NIL

13.50

13.00

NIL

NIL

NIL

NIL

13.50

13.50

NIL - Banks reported no transaction under specific category
Table 6A: Bank-wise Lending Rates for Advances (other than Export Credit) for the quarter ended June 2016
(Per cent per annum)
Sl. No. Bank Group MCLR (Overnight) Cash Credit Demand Loan Term Loan (All tenures)
Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business
Min Max Min Max Min Max Min Max Min Max Min Max
(A) Public sector banks                          
1 Allahabad Bank 9.30 9.70 17.75 9.70 14.70 9.25 17.70 9.70 13.20 8.50 17.70 9.70 12.20
2 Andhra Bank 9.35 9.60 17.40 10.00 12.50 9.60 15.40 10.00 13.50 9.85 15.90 10.00 13.50
3 Bank of Baroda 9.15 7.00 15.00 9.65 13.00 9.65 15.00 9.65 13.00 9.65 15.00 9.65 13.00
4 Bank of India 9.15 4.00 30.00 7.00 12.70 4.00 30.00 7.00 19.45 4.00 30.00 7.00 15.15
5 Bank of Maharashtra 9.10 7.00 16.50 7.00 15.50 7.00 13.25 7.00 13.25 4.00 17.50 9.70 16.25
6 Bhartiya Mahila Bank 9.10 9.70 13.70 9.70 13.70 - - - - 9.70 13.95 9.70 13.95
7 Canara Bank 9.00 9.65 16.65 9.65 13.50 9.65 16.65 9.65 13.50 9.65 17.40 9.65 13.50
8 Central Bank of India 9.00 7.00 14.00 7.00 13.75 7.00 14.00 7.00 13.75 10.00 16.25 10.00 15.25
9 Corporation Bank 9.00 9.65 16.00 9.65 11.40 9.65 16.10 9.65 14.75 3.75 16.75 9.90 12.20
10 Dena Bank 9.30 7.00 16.75 7.00 15.50 9.60 16.75 9.60 14.55 10.25 16.75 10.25 15.55
11 IDBI Bank 8.85 6.00 30.50 7.00 13.25 1.65 22.25 10.65 13.75 1.00 36.00 7.00 14.45
12 Indian Bank 9.20 9.55 19.60 9.55 15.75 9.55 19.60 9.55 15.75 4.00 21.30 7.00 15.75
13 Indian Overseas Bank 9.50 9.75 14.90 9.75 14.90 8.30 14.40 8.30 14.40 9.75 14.90 9.75 14.90
14 Oriental Bank of Commerce 9.35 9.70 15.70 9.70 13.95 8.00 16.95 9.70 13.10 8.00 16.10 9.70 14.95
15 Punjab and Sind Bank 9.30 9.75 17.50 11.75 15.25 9.75 17.50 10.00 13.75 9.75 18.50 10.00 13.25
16 Punjab National Bank 9.15 9.50 14.40 9.95 12.90 7.00 12.40 9.25 12.25 9.50 14.70 9.60 13.25
17 State Bank of Bikaner and Jaipur 9.15 7.00 17.45 7.00 14.75 7.00 17.45 7.00 14.25 9.70 17.95 9.90 15.60
18 State Bank of Hyderabad 9.15 4.00 23.00 5.33 19.00 4.00 21.70 7.00 13.00 4.00 21.15 4.70 19.55
19 State Bank of India 8.90 7.00 17.05 10.00 13.00 6.00 16.45 6.00 12.00 4.00 18.00 9.00 15.00
20 State Bank of Mysore 9.15 7.00 18.15 11.40 13.40 7.00 17.40 8.00 17.15 4.00 19.00 11.40 17.15
21 State Bank of Patiala 9.25 4.00 22.30 10.00 13.00 4.00 21.50 6.00 10.15 4.00 19.50 9.00 16.40
22 State Bank of Travancore 9.00 4.00 18.50 9.00 13.75 4.00 19.50 9.00 11.75 10.15 17.25 11.00 16.50
23 Syndicate Bank 9.50 9.70 14.50 11.00 12.00 4.00 17.00 10.50 14.50 8.00 17.00 11.00 13.00
24 UCO Bank 9.30 9.70 18.10 9.70 14.00 9.70 18.60 10.00 12.50 4.00 18.60 9.70 14.25
25 Union Bank of India 9.20 7.00 14.65 11.40 13.40 7.00 13.15 11.40 12.15 10.00 12.65 10.00 11.65
26 United Bank of India 9.25 9.45 15.00 11.65 15.00 7.00 11.40 10.35 11.40 9.45 15.00 10.25 15.00
27 Vijaya Bank 9.20 9.45 17.65 10.45 16.95 9.45 17.65 10.45 16.95 10.25 20.25 10.45 16.95
(B) Private banks                          
28 Axis Bank Ltd. 8.95 10.00 13.70 10.80 12.45 9.45 12.20 10.00 10.95 9.35 13.90 9.45 12.45
29 Bandhan Bank Ltd. 13.02 14.00 21.00 14.00 21.00 - - - - 12.00 22.90 12.00 22.90
30 Catholic Syrian Bank Ltd. 9.00 10.00 21.00 12.00 14.75 10.00 20.00 10.50 12.00 8.00 20.50 10.75 17.00
31 City Union Bank Ltd. 9.70 11.00 18.50 11.00 17.00 7.75 19.00 7.75 19.00 7.75 19.00 7.75 19.00
32 Development Credit Bank Ltd. 9.32 11.00 14.00 11.00 13.00 9.00 12.00 9.00 11.00 9.00 26.00 9.00 26.00
33 Dhanalaxmi Bank Ltd. 10.05 2.90 20.50 11.40 13.55 7.00 24.90 10.65 11.50 1.15 34.25 10.90 13.40
34 Federal Bank Ltd. 9.08 9.08 21.00 9.30 14.48 9.08 21.00 9.08 13.00 9.13 20.75 9.49 14.48
35 HDFC Bank Ltd. 8.90 9.31 12.55 9.50 12.55 8.95 12.00 8.95 10.50 9.04 24.90 9.04 19.00
36 ICICI Bank Ltd. 8.95 9.25 19.50 10.00 12.00 9.00 20.00 9.00 9.25 5.00 19.25 9.25 18.00
37 IDFC Bank Ltd 9.00 9.50 12.75 9.80 11.00 9.50 11.25 9.50 10.15 6.27 28.00 9.50 14.00
38 Indusind Bank 9.10 10.60 28.25 11.25 20.75 10.60 46.00 11.75 13.00 2.10 22.00 12.00 15.00
39 Jammu and Kashmir Bank Ltd. 9.25 5.85 18.00 7.00 16.00 9.50 14.50 9.50 12.00 4.00 19.25 8.10 16.50
40 Karnataka Bank Ltd. 8.95 - - - - 11.25 19.25 12.75 17.75 1.50 20.75 11.25 17.75
41 Karur Vysya Bank Ltd. 9.85 10.40 20.00 11.15 16.40 4.00 20.15 10.40 12.00 4.00 21.90 8.00 13.90
42 Kotak Mahindra Bank 8.90 10.00 14.50 10.75 12.30 8.90 12.50 9.35 11.20 2.50 21.07 4.89 17.20
43 Laxmi Vilas Bank Ltd. 10.15 10.15 19.40 10.30 18.50 10.15 20.60 10.15 17.65 10.15 20.60 10.15 16.10
44 Nainital Bank 9.00 7.00 17.50 7.00 14.75 4.00 17.50 10.50 13.25 4.00 16.75 7.31 16.25
45 Ratnakar Bank Ltd. 10.35 10.60 30.00 11.00 16.50 10.60 13.10 10.60 13.10 10.60 32.10 11.35 24.25
46 South Indian Bank Ltd. 9.35 10.20 13.70 10.80 12.50 10.00 12.10 10.07 11.17 9.75 15.80 9.80 13.70
47 Tamilnad Mercantile Bank Ltd. 10.05 5.65 20.40 5.65 20.40 7.00 20.40 7.00 20.40 4.00 23.65 4.00 23.65
48 Yes Bank Ltd. 8.90 9.30 18.00 10.25 12.00 6.15 15.25 10.25 11.00 6.10 26.00 10.25 15.00
(C) Foreign banks                          
49 AB Bank Ltd. 8.55 10.50 11.00 10.50 10.50 - - - - 9.00 12.50 9.00 12.50
50 Abu Dhabi Commercial Bank Ltd. 9.05 9.70 12.70 11.70 11.70 9.10 9.70 9.10 9.10 4.00 18.10 6.40 11.25
51 American Express Banking Corporation - - - - - 1.40 47.88 40.20 47.88 13.00 13.00 13.00 13.00
52 Australia and New zealand banking group Ltd. 8.80 - - - - 9.00 9.90 9.00 9.90 10.40 13.16 10.40 13.16
53 Bank International Indonesia 9.10 - - - - 10.10 10.35 10.10 10.20 11.25 11.25 11.25 11.25
54 Bank of Bahrain and Kuwait 8.75 9.40 16.15 9.40 16.15 9.70 10.50 9.70 10.50 9.70 16.00 9.70 16.00
55 Bank of America 8.05 - - - - 8.25 13.50 8.25 9.60 8.35 12.50 8.35 12.50
56 Bank of Ceylon 9.85 10.00 15.17 12.01 15.00 10.50 14.92 10.50 14.50 7.50 14.85 12.51 14.50
57 Bank of Nova Scotia 8.47 - - - - 8.66 10.60 8.66 9.25 8.80 10.75 8.80 8.85
58 Bank of Tokyo Mits UFJ Ltd. 7.35 - - - - 7.80 12.90 7.85 10.80 8.40 12.25 8.40 12.25
59 Barclays Bank 8.90 - - - - 8.50 14.00 8.60 13.00 9.00 14.05 9.00 9.85
60 BNP Paribas 8.30 7.93 19.75 8.70 9.15 4.50 10.35 5.90 8.90 8.75 12.65 8.75 12.50
61 Citi Bank 8.35 9.50 40.80 10.50 40.80 - - - - 8.75 17.00 8.75 15.50
62 Commonwealth Bank of Australia 8.90 10.75 10.75 10.75 10.75 8.95 10.40 8.95 9.65 9.15 11.40 9.25 11.40
63 Credit Agricole 7.52 8.25 17.85 8.40 13.85 8.10 9.50 8.30 8.85 10.25 14.00 10.25 14.00
64 Credit Suisse AG 8.14 - - - - 9.00 11.15 10.60 11.15 9.60 11.50 9.60 11.50
65 CTBC Bank Co.Ltd 8.92 - - - - 8.93 12.00 8.93 12.00 - - - -
66 Deutsche Bank 8.50 - - - - 8.84 9.40 8.84 9.40 7.80 17.85 8.95 13.20
67 Develpoment Bank of Singapore 8.90 - - - - 8.90 15.00 9.05 11.50 8.95 15.00 8.95 12.00
68 Doha Bank QSC 8.85 - - - - 8.95 11.50 8.95 11.50 10.75 11.75 10.75 11.75
69 Firstrand Bank Ltd 9.35 - - - - 9.52 13.20 9.52 10.80 8.45 28.00 10.25 27.00
70 HSBC 8.50 - - - - 6.10 25.00 6.10 12.00 2.50 22.50 2.50 21.00
71 Industrial and Commercial Bank of China 9.10 - - - - 10.10 11.00 10.10 10.85 11.51 13.10 11.51 13.10
72 Industrial Bank of Korea 8.40 - - - - 9.10 9.10 9.10 9.10 - - - -
73 JP Morgan Chase Bank 8.10 - - - - 8.10 11.05 8.10 10.75 8.75 12.25 8.75 12.25
74 JSC VTB Bank 8.35 14.25 16.25 16.25 16.25 - - - - 12.00 14.50 13.50 14.50
75 KBC Bank NV - - - - - - - - - - - - -
76 KEB Hana Bank 8.05 - - - - 10.80 11.50 10.80 11.50 - - - -
77 Krung Thai Bank PCL 7.50 - - - - - - - - - - - -
78 Mashreq Bank - - - - - - - - - - - - -
79 Mizuho Corporate Bank 7.40 9.50 13.20 9.60 11.50 7.80 10.95 7.80 10.75 7.90 12.00 7.90 11.10
80 National Australia Bank 8.00 - - - - - - - - 9.20 9.20 9.20 9.20
81 Rabobank International 8.85 9.50 11.75 10.05 11.50 8.85 12.50 9.60 11.40 9.85 14.84 9.85 14.84
82 Sber Bank 9.41 11.50 12.20 18.00 12.80 11.50 12.25 13.25 12.25 11.50 13.70 11.50 13.75
83 Shinhan Bank 8.15 - - - - 8.85 12.75 9.00 10.50 3.00 12.50 9.00 11.75
84 Societe Generale 8.50 - - - - 8.60 12.85 8.60 12.85 8.75 13.00 8.75 12.80
85 Sonali Bank Ltd. 8.30 12.50 13.50 12.50 13.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
86 Standard Chartered Bank 8.45 12.05 42.46 12.05 42.46 2.00 25.00 10.00 11.95 1.00 26.00 9.55 17.00
87 State Bank of Mauritius 9.50 10.50 16.50 11.25 16.50 15.00 15.00 15.00 15.00 9.10 16.00 10.50 13.00
88 Sumitomo Mitsui Banking Corporation 7.40 - - - - 7.95 9.85 8.00 8.90 8.15 11.50 8.15 9.95
89 The Royal Bank of Scotland 8.40 8.30 15.05 8.50 11.90 - - - - 2.00 10.50 2.00 10.50
90 United Overseas Bank 9.00 - - - - 9.00 12.00 9.00 10.30 - - - -
91 Westpac Banking Corporation 8.75 - - - - - - - - 8.95 10.20 8.95 10.20
92 Woori Bank 8.50 - - - - 9.20 10.75 9.20 9.45 9.25 10.10 9.25 10.10
-: Not available.

October - December,  2005
Public Sector Banks

Sr.
No.

Name of the Bank

PLR

Interest Rate Range Excluding 5 % of
 business contracted at Extreme Rate

Interest Rate Range at which at least
60 %
of  business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Max

Min

Max

Min

Max

Min

Max

Min

1

State Bank of India

10.25

12.75

8.25

13.25

8.50

12.25

9.00

12.75

8.50

2

State Bank of B & J

10.75

12.75

7.50

12.75

7.50

12.25

7.50

12.00

7.50

3

State Bank of  H'bad

11.00

13.00

5.25

12.50

5.75

12.00

6.50

10.50

6.50

4

State Bank of Indore

10.75

13.25

5.00

13.25

6.50

11.00

7.00

11.00

6.50

5

State Bank of Mysore

11.00

14.00

7.75

15.00

5.25

12.00

8.00

12.00

8.00

6

State Bank of Patiala

10.50

14.00

9.00

13.00

8.00

12.50

9.00

11.50

8.00

7

State Bank of Saurashtra

11.00

14.50

8.00

14.50

6.50

8.00

7.00

10.00

7.50

8

State Bk. Of  Tr'core

11.00

13.00

11.00

14.00

9.00

11.00

11.00

9.00

9.00

9

Allahabad Bank

11.00

14.00

6.00

14.00

6.00

11.00

11.00

11.00

11.00

10

Andhra Bank

10.50

14.00

8.00

14.25

7.25

12.50

8.00

11.75

7.25

11

Bank of Baroda

10.50

14.25

6.75

14.25

8.00

10.00

6.75

12.50

8.00

12

Bank of India

10.75

14.25

8.00

14.25

8.00

9.50

8.00

10.75

8.00

13

Bank of Maharashtra

11.25

15.25

6.50

15.25

7.00

11.25

7.00

11.25

7.00

14

Canara Bank

10.75

14.25

9.50

14.25

9.50

13.00

9.50

12.25

10.00

15

Central Bank of India

11.00

15.00

6.00

15.00

4.00

15.00

11.00

15.00

11.00

16

Corporation Bank

10.50

13.50

6.50

14.00

7.00

11.00

7.00

8.75

7.25

17

Dena Bank

11.00

14.50

6.50

14.75

7.50

14.50

7.00

14.75

7.50

18

Indian Bank

11.00

15.00

6.50

15.50

7.00

13.00

13.00

13.50

13.50

19

Indian Overseas Bank

11.00

14.50

7.00

14.50

11.25

8.00

8.00

14.00

14.00

20

Oriental Bk.Of Commerce

11.00

16.50

4.00

16.00

4.00

11.00

8.00

11.00

8.00

21

Punjab National Bank

10.75

13.25

5.50

14.75

6.75

10.75

6.00

12.75

6.00

22

P & S Bank 

11.00

15.00

8.00

15.00

6.00

14.00

8.00

11.00

6.00

23

Syndicate Bank

11.00

13.50

11.00

14.00

8.00

11.00

11.00

11.00

8.00

24

Union Bank of India

10.75

14.25

5.70

15.25

5.25

12.75

5.70

15.25

5.25

25

Utd. Bank of India

10.75

13.25

5.00

14.00

7.00

12.75

7.50

12.75

7.50

26

UCO Bank

11.00

12.50

11.00

13.50

11.00

12.50

11.00

13.50

11.00

27

Vijaya Bank

11.00

15.00

8.50

15.00

7.00

10.00

10.00

8.25

8.25

28

IDBI Ltd

10.25

9.50

6.38

14.00

6.00

7.70

6.75

9.00

6.50

Sr.
No.

Name of the Bank

PLR

Interest Rate Range Excluding 5 % of
 business contracted at Extreme Rate

Interest Rate Range at which at least
60 % of
business is contracted

Up to 180 days

Above 180 and up to 270 days

Up to 180 days

Above 180 and up to 270 days

Max

Min

Max

Min

Max

Min

Max

Min

1

State Bank of India

10.25

7.35

6.25

8.75

7.75

7.35

7.35

8.75

8.75

2

State Bank of  B & J

10.75

7.35

7.35

8.75

8.75

7.35

7.35

8.75

8.75

3

State Bank of  H'bad

11.00

7.50

7.50

9.25

9.25

7.50

7.50

9.25

9.25

4

State Bank of Indore

10.75

7.35

6.75

9.90

7.45

7.35

7.35

9.90

9.90

5

State Bank of Mysore

11.00

7.50

6.50

10.75

9.00

7.25

7.00

9.25

9.00

6

State Bank of Patiala

10.50

7.35

7.35

9.00

9.00

7.35

7.35

9.00

9.00

7

State Bank of  S'rashtra

11.00

7.25

7.25

10.00

10.00

7.25

7.25

10.00

10.00

8

State Bk. Of  Tr'core

11.00

7.50

7.50

10.50

10.50

7.50

7.50

10.50

10.50

9

Allahabad Bank

11.00

7.50

6.50

9.00

8.00

7.50

7.50

9.00

9.00

10

Andhra Bank

10.50

7.25

6.75

10.25

10.25

7.25

7.25

10.25

10.25

11

Bank of Baroda

10.50

6.75

6.75

11.00

11.00

6.75

6.75

11.00

11.00

12

Bank of India

10.75

6.75

6.75

11.50

10.25

6.75

6.75

11.50

11.50

13

Bank of Maharashtra

11.25

8.00

7.00

10.50

9.50

8.00

8.00

10.50

10.50

14

Canara Bank

10.75

7.50

7.50

10.00

10.00

7.50

7.50

10.00

10.00

15

Central Bank of India

11.00

7.00

6.00

11.00

11.00

7.00

7.00

11.00

11.00

16

Corporation Bank

10.50

7.50

7.50

10.50

10.50

7.50

7.50

10.50

10.50

17

Dena Bank

11.00

7.75

7.75

11.50

11.50

7.75

7.75

11.50

11.50

18

Indian Bank

11.00

8.00

6.50

11.50

11.50

8.00

8.00

11.50

11.50

19

Indian Overseas Bank

11.00

8.00

7.50

14.00

12.00

8.00

8.00

12.00

12.00

20

Oriental Bk.Of Commerce

11.00

7.25

5.35

14.00

6.25

7.25

6.25

10.25

9.00

21

Punjab National Bank

10.75

7.50

5.00

10.75

8.75

7.50

7.00

10.75

10.00

22

P & S Bank 

11.00

7.50

7.50

11.50

11.50

7.50

7.50

11.50

11.50

23

Syndicate Bank

11.00

7.50

7.50

11.00

11.00

7.50

7.50

11.00

11.00

24

Union Bank of India

10.75

7.50

7.00

11.75

11.75

7.50

7.00

11.75

11.75

25

Utd.Bank of India

10.75

7.50

6.00

11.00

11.00

7.50

6.00

11.00

11.00

26

UCO Bank

11.00

7.75

6.75

9.75

8.75

7.75

6.75

8.75

8.75

27

Vijaya Bank

11.00

7.50

7.50

10.00

10.00

7.50

7.50

10.00

10.00

28

IDBI Ltd 

10.25

7.75

7.75

14.25

14.25

7.75

7.75

14.25

14.25

Sr.
No.

Name of the Bank

PLR

Interest Rate Range Excluding 5 % of
 business contracted at Extreme Rate

Interest Rate Range at which at least
60 % of
business is contracted

Demand Bills

Usance Bills Up to 90 days

Usance Bills above 90 and up to 180 days

Demand Bills

Usance Bills Up to 90 days

Usance Bills above 90 and up to 180 days

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

1

State Bank of India

10.25

7.35

6.25

7.35

6.25

8.75

7.75

7.35

7.35

7.35

7.35

8.75

8.75

2

State Bank of B & J

10.75

7.35

7.35

7.35

7.35

8.75

8.75

7.35

7.35

7.35

7.35

8.75

8.75

3

State Bank of H'bad

11.00

7.50

7.50

7.50

7.50

9.25

9.25

7.50

7.50

7.50

7.50

9.25

9.25

4

State Bank of Indore

10.75

7.45

6.75

7.45

6.95

9.90

6.95

7.45

7.45

7.45

7.45

9.90

9.90

5

State Bank of Mysore

11.00

7.50

7.50

7.50

6.50

10.75

10.00

7.50

7.50

7.00

7.00

10.50

10.50

6

State Bank of Patiala

10.50

7.50

7.50

7.50

7.50

9.00

9.00

7.50

7.50

7.50

7.50

9.00

9.00

7

State Bank of S'rashtra

11.00

7.50

7.50

7.50

7.50

9.75

9.75

7.50

7.50

7.50

7.50

9.75

9.75

8

State Bk. Of Tr'core

11.00

7.50

7.50

7.50

7.50

10.00

10.00

7.50

7.50

7.50

7.50

NR

NR

9

Allahabad Bank

11.00

7.50

6.50

7.50

6.50

9.00

8.00

7.50

7.50

7.50

7.50

9.00

9.00

10

Andhra Bank

10.50

7.25

6.75

7.25

6.75

10.25

10.25

7.25

7.25

7.25

7.25

10.25

10.25

11

Bank of Baroda

10.50

6.75

6.75

6.75

6.75

11.00

11.00

6.75

6.75

6.75

6.75

11.00

11.00

12

Bank of India

10.75

8.50

6.75

6.75

6.75

11.00

10.25

8.50

8.50

6.75

6.75

11.00

11.00

13

Bank of Maharashtra

11.25

8.00

8.00

8.00

7.00

10.50

9.50

8.00

8.00

8.00

8.00

10.50

10.50

14

Canara Bank

10.75

7.50

7.50

7.50

7.50

10.00

10.00

7.50

7.50

7.50

7.50

10.00

10.00

15

Central Bank of India

11.00

7.00

6.00

7.00

7.00

10.00

10.00

7.00

7.00

7.00

7.00

10.00

10.00

16

Corporation Bank

10.50

7.50

7.50

7.50

7.50

9.50

9.50

7.50

7.50

7.50

7.50

9.50

9.50

17

Dena Bank

11.00

7.75

7.75

7.75

7.75

10.75

10.75

7.75

7.75

7.75

7.75

10.75

10.75

18

Indian Bank

11.00

8.00

6.50

8.00

6.50

11.00

6.50

8.00

8.00

8.00

8.00

11.00

11.00

19

Indian Overseas Bank

11.00

11.00

8.00

11.00

8.00

12.00

12.00

8.00

8.00

8.00

8.00

12.00

12.00

20

Oriental Bk.Of Commerce

11.00

14.00

5.40

14.00

5.40

14.00

6.50

7.25

6.75

7.25

6.75

11.00

10.00

21

Punjab National Bank

10.75

7.50

5.50

7.50

5.50

10.50

8.50

7.50

7.00

7.50

7.00

9.50

9.00

22

P & S Bank 

11.00

7.50

7.50

7.50

7.50

11.50

11.50

7.50

7.50

7.50

7.50

11.50

11.50

23

Syndicate Bank

11.00

7.50

7.50

7.50

7.50

11.00

11.00

7.50

7.50

7.50

7.50

11.00

11.00

24

Union Bank of India

10.75

7.50

7.00

7.50

7.00

11.75

9.50

7.50

7.00

7.50

7.00

11.75

9.50

25

Utd. Bank of India

10.75

7.50

6.00

7.50

6.00

8.75

6.75

7.50

6.00

7.50

6.00

8.75

6.75

26

UCO Bank

11.00

7.75

6.75

7.75

6.75

8.50

7.25

6.75

6.75

7.75

6.75

8.50

7.25

27

Vijaya Bank

11.00

7.50

7.50

7.50

7.50

10.00

10.00

7.50

7.50

7.50

7.50

10.00

10.00

28

IDBI Ltd 

10.25

7.75

7.75

7.75

7.75

12.25

9.75

7.75

7.75

7.75

7.75

12.25

12.25

NR : Not Reported

July - September,  2006
Public Sector Banks

Sr. No.

Name of the Bank

PLR

Interest Rate Range Excluding 5% of  business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Max

Min

Max

Min

Max

Min

Max

Min

1

State Bank of India

11.00

13.50

9.00

14.00

9.00

13.50

9.00

14.00

9.00

2

State Bank of B & J

11.25

14.75

8.50

14.75

8.50

12.25

8.50

12.00

8.50

3

State Bank of H'bad

11.50

13.00

6.00

14.25

8.00

12.50

7.00

12.50

9.50

4

State Bank of Indore

11.50

13.00

7.00

12.00

6.50

12.00

8.00

12.00

8.00

5

State Bank of Mysore

11.50

14.50

8.25

15.00

6.25

12.00

8.50

12.00

8.25

6

State Bank of Patiala

11.25

13.50

9.75

12.75

9.00

11.00

11.00

11.00

11.00

7

State Bank of Saurashtra

11.50

14.50

8.50

14.50

8.50

9.50

9.50

9.00

9.00

8

State Bk. Of Tr'core

11.50

15.50

12.25

16.00

12.75

12.25

12.25

12.75

12.75

9

Allahabad Bank

11.50

14.50

7.50

14.50

7.50

11.50

11.50

11.50

11.50

10

Andhra Bank

11.50

15.00

9.00

15.25

8.50

13.50

9.00

12.75

8.50

11

Bank of Baroda

11.50

15.25

6.75

14.75

8.00

10.50

7.25

13.00

8.50

12

Bank of India

11.50

15.00

8.25

15.00

8.25

9.00

8.00

10.00

9.00

13

Bank of Maharashtra

11.50

15.50

7.50

15.50

7.50

11.50

7.50

11.50

7.50

14

Canara Bank

11.50

15.00

10.25

15.00

9.75

13.25

10.25

12.25

10.00

15

Central Bank of India

11.50

15.50

5.00

15.50

4.00

15.50

11.50

15.50

11.50

16

Corporation Bank

11.50

15.00

7.50

15.00

8.00

9.50

7.00

10.25

9.00

17

Dena Bank

11.75

15.25

6.75

15.50

7.75

15.25

7.00

15.25

7.50

18

Indian Bank

12.00

16.00

8.50

16.50

9.00

14.00

14.00

14.50

14.50

19

Indian Overseas Bank

11.50

14.50

7.00

15.00

11.50

8.00

8.00

14.50

14.50

20

Oriental Bk. Of Commerce

11.50

16.50

4.50

14.50

4.00

11.00

8.00

11.50

8.50

21

Punjab National Bank

11.50

15.00

6.00

15.50

7.00

11.00

6.25

12.50

7.75

22

P&S Bank

11.75

15.75

8.00

15.75

8.00

14.00

8.00

10.00

8.00

23

Syndicate Bank

11.50

14.00

11.50

14.50

8.50

11.50

11.50

11.50

8.50

24

Union Bank of India

11.50

15.00

7.50

16.00

7.25

11.50

7.50

16.00

7.25

25

Utd. Bank of India

11.75

9.50

5.00

15.25

7.00

9.50

6.00

12.75

8.00

26

UCO Bank

12.00

15.50

12.00

16.00

12.00

15.50

12.00

16.00

12.00

27

Vijaya Bank

11.50

13.75

10.00

13.75

8.25

11.00

9.00

9.00

7.00

28

IDBI Ltd

11.50

9.50

6.55

14.74

7.25

9.00

7.60

9.23

8.00

Sr. No.

Name of the Bank

PLR

Interest Rate Range Excluding 5% of  business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Up to 180 days

Above 180 and up to 270 days

Up to 180 days

Above 180 and up to 270 days

Max

Min

Max

Min

Max

Min

Max

Min

1

State Bank of India

11.00

8.25

8.10

9.50

9.50

8.25

8.25

9.50

9.50

2

State Bank of B & J

11.25

8.50

8.50

9.50

9.50

8.50

8.50

9.50

9.50

3

State Bank of H'bad

11.50

8.25

8.25

10.00

10.00

8.25

8.25

10.00

10.00

4

State Bank of  Indore

11.50

8.25

7.75

10.00

8.25

8.25

8.25

10.00

10.00

5

State Bank of Mysore

11.50

7.50

6.50

10.75

9.00

7.50

7.25

9.25

9.00

6

State Bank of Patiala

11.25

8.25

8.25

9.50

9.50

8.25

8.25

9.50

9.50

7

State Bank of S'rashtra

11.50

8.25

8.25

10.25

10.25

8.25

8.25

10.25

10.25

8

State  Bk. Of Tr'core

11.50

8.25

8.25

10.50

10.50

8.25

8.25

10.50

10.50

9

Allahabad Bank

11.50

8.50

8.00

9.50

8.75

8.50

8.50

9.50

9.50

10

Andhra Bank

11.50

8.25

7.25

11.25

10.75

7.75

7.75

10.75

10.75

11

Bank of Baroda

11.50

8.50

7.25

12.00

12.00

8.50

8.50

12.00

12.00

12

Bank of India

11.50

7.75

7.75

11.50

10.50

7.75

7.75

11.50

11.50

13

Bank of Maharashtra

11.50

7.50

6.50

10.00

9.00

8.00

7.00

10.00

10.00

14

Canara Bank

11.50

8.25

8.25

10.75

10.75

8.25

8.25

10.75

10.75

15

Central Bank of India

11.50

7.00

6.00

15.50

11.00

7.00

7.00

15.50

11.00

16

Corporation Bank

11.50

7.50

7.50

10.50

10.50

7.50

7.50

10.50

10.50

17

Dena Bank

11.75

8.50

8.50

12.25

12.25

8.50

8.50

12.25

12.25

18

Indian Bank

12.00

9.00

8.50

12.50

12.50

9.00

9.00

12.50

12.50

19

Indian Overseas Bank

11.50

8.50

8.00

12.50

12.50

8.50

8.50

12.50

12.50

20

Oriental Bk. Of Commerce

11.50

7.75

6.50

10.50

6.50

7.75

6.75

10.50

9.00

21

Punjab National Bank

11.50

8.25

6.75

11.50

11.50

8.00

7.25

11.50

11.50

22

P&S Bank

11.75

8.25

8.25

12.25

12.25

8.25

8.25

12.25

12.25

23

Syndicate Bank

11.50

8.00

8.00

11.50

11.50

8.00

8.00

11.50

11.50

24

Union Bank of India

11.50

8.00

7.50

12.50

12.50

7.50

7.50

12.50

12.50

25

Utd. Bank of India

11.75

8.25

6.50

11.50

11.50

8.25

6.50

11.50

11.50

26

UCO Bank

12.00

8.50

8.00

10.50

10.00

8.50

8.00

10.50

10.00

27

Vijaya Bank

11.50

8.00

8.00

10.50

10.50

8.00

8.00

10.50

10.50

28

IDBI Ltd

11.50

9.00

9.00

13.50

13.50

9.00

9.00

13.50

13.50

Sr. No.

Name of the Bank

PLR

Interest Rate Range Excluding 5 % of  business contracted at Extreme Rate

Interest Rate Range at which at least 60% of business is contracted

Demand Bills

Usance Bills Up to 90 days

Usance Bills above 90 and up to 180 days

Demand Bills

Usance Bills Up to 90 days

Usance Bills above 90 and up to 180 days

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

Max

Min

1

State Bank of India

11.00

8.25

8.25

8.25

8.25

9.50

9.50

8.25

8.25

8.25

8.25

9.50

9.50

2

State Bank of B & J

11.25

8.50

8.50

8.50

8.50

9.50

9.50

8.50

8.50

8.50

8.50

9.50

9.50

3

State Bank of H'bad

11.50

8.25

8.25

8.25

8.25

10.00

10.00

8.25

8.25

8.25

8.25

10.00

10.00

4

State Bank of Indore

11.50

8.25

7.75

8.25

7.75

10.00

8.00

8.25

8.25

8.25

8.25

10.00

10.00

5

State Bank of Mysore

11.50

7.50

7.50

7.50

6.50

10.75

10.00

7.50

7.50

7.00

7.00

10.50

10.50

6

State Bank of Patiala

11.25

8.25

8.25

8.25

8.25

9.50

9.50

8.25

8.25

8.25

8.25

9.50

9.50

7

State Bank of S'rashtra

11.50

8.25

8.25

8.25

8.25

10.00

10.00

8.25

8.25

8.25

8.25

10.00

10.00

8

State Bk. Of Tr'core

11.50

8.25

8.25

8.25

8.25

10.00

10.00

8.25

8.25

8.25

8.25

NR

NR

9

Allahabad Bank

11.50

8.50

8.00

8.50

8.00

9.25

8.50

8.50

8.50

8.50

8.50

9.25

9.25

10

Andhra Bank

11.50

8.25

7.25

8.25

7.25

11.25

10.75

7.75

7.75

7.75

7.75

10.75

10.75

11

Bank of Baroda

11.50

8.50

7.25

8.50

7.25

12.00

11.50

8.50

8.50

8.50

8.50

12.00

12.00

12

Bank of India

11.50

8.50

7.50

7.75

7.75

11.00

10.00

8.50

8.50

7.50

7.50

11.00

11.00

13

Bank of Maharashtra

11.50

7.50

6.50

7.50

6.50

10.00

9.00

7.50

7.50

7.50

7.50

10.00

10.00

14

Canara Bank

11.50

8.25

8.25

8.25

8.25

10.75

10.75

8.25

8.25

8.25

8.25

10.75

10.75

15

Central Bank of India

11.50

7.00

6.00

7.00

7.00

10.00

10.00

7.00

7.00

7.00

7.00

10.00

10.00

16

Corporation Bank

11.50

7.50

7.50

7.50

7.50

9.50

9.50

7.50

7.50

7.50

7.50

9.50

9.50

17

Dena Bank

11.75

8.50

8.50

8.50

8.50

11.50

11.50

8.50

8.50

8.50

8.50

11.50

11.50

18

Indian Bank

12.00

9.00

8.50

9.00

8.50

11.50

8.50

9.00

9.00

9.00

9.00

12.00

12.00

19

Indian Overseas Bank

11.50

8.50

8.00

8.50

8.00

12.50

12.50

8.50

8.50

8.50

8.50

12.50

12.50

20

Oriental Bk. Of Commerce

11.50

7.75

6.75

7.75

6.75

10.50

7.25

7.75

6.75

7.75

7.75

10.50

10.50

21

Punjab National Bank

11.50

8.25

6.75

8.25

6.75

11.25

11.25

8.00

7.25

7.25

7.25

11.25

11.25

22

P&S Bank

11.75

8.25

8.25

8.25

8.25

12.25

12.25

8.25

8.25

8.25

8.25

12.25

12.25

23

Syndicate Bank

11.50

8.00

8.00

8.00

8.00

11.00

11.00

8.00

8.00

8.00

8.00

11.00

11.00

24

Union Bank of India

11.50

8.50

8.00

8.50

8.00

12.50

10.25

8.00

8.00

8.00

8.00

12.50

10.25

25

Utd. Bank of India

11.75

8.00

6.50

8.00

6.50

9.25

7.25

8.00

6.50

8.00

6.50

9.25

7.25

26

UCO Bank

12.00

8.50

8.00

8.50

8.00

9.50

8.50

8.50

8.00

8.50

8.00

9.50

8.50

27

Vijaya Bank

11.50

8.00

8.00

8.00

8.00

10.50

10.50

8.00

8.00

8.00

8.00

10.50

10.50

28

IDBI Ltd

11.50

9.00

8.50

9.00

8.50

13.50

13.50

9.00

9.00

9.00

9.00

13.50

13.50

NR : Not Reported

Table 8: Bank Group-wise Weighted Average Lending Rates (WALR)
(On Fresh Rupee Loans Sanctioned)
(Per cent)
Month Public Sector Banks Private Sector Banks Foreign Banks All SCBs
Mar-13 11.38 11.87 11.12 11.46
Jun-13 11.43 11.64 10.60 11.40
Sep-13 11.82 12.32 12.18 11.96
Dec-13 11.64 12.01 11.17 11.70
Mar-14 11.38 12.19 11.38 11.57
Jun-14 11.55 12.09 10.91 11.60
Sep-14 11.32 12.17 10.94 11.52
Dec-14 11.27 12.09 10.69 11.45
Mar-15 10.86 11.93 10.50 11.07
Jun-15 10.90 11.68 10.33 11.03
Sep-15 10.63 11.30 10.18 10.77
Dec-15 10.44 11.19 9.61 10.59
Mar-16 10.29 10.97 10.01 10.47
Jun-16 10.38 10.84 9.47 10.43
Sep-16 10.17 10.99 9.47 10.35
Dec-16 10.03 10.51 9.24 10.12
Mar-17 9.56 10.12 9.42 9.74
Jun-17 9.37 9.75 8.97 9.50
Sep-17 9.31 9.59 9.38 9.42
Dec-17 9.36 9.52 9.10 9.41
Mar-18 9.04 9.87 9.16 9.34
Jun-18 9.11 9.92 9.15 9.45
Sep-18 9.45 10.06 9.32 9.67
Dec-18 9.38 10.44 9.54 9.79
Mar-19 9.09 10.59 9.63 9.69
Jun-19 9.20 10.32 9.10 9.66
Sep-19 9.05 10.18 8.92 9.52
Dec-19 8.69 10.00 8.64 9.23
Mar-20 8.48 9.29 8.28 8.71
Jun-20 8.06 8.74 7.20 8.28
Sep-20 7.98 8.66 6.72 8.22
Dec-20 7.55 8.70 7.24 8.02
Mar-21 7.24 9.07 6.17 7.92
Jun-21 7.50 8.29 5.75 7.73
Sep-21 7.20 8.98 5.88 7.90
Dec-21 7.16 8.62 6.03 7.72
Mar-22 6.90 8.81 5.92 7.63
Jun-22 7.26 8.90 6.67 7.91
Sep-22 7.81 9.69 7.44 8.59
Dec-22 8.22 9.67 8.70 8.88
Mar-23 8.67 10.08 8.86 9.32
Jun-23 8.50 9.99 8.83 9.20
Sep-23 8.63 10.18 9.31 9.38
Dec-23 8.51 10.20 9.52 9.32
Note: WALR have been computed based on data submitted by banks.
Data are provisional.
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended December 2023
Sl.   MCLR
Overnight
Pre-Shipment
 No.   Up to 180 days Beyond 180 days-270 days
    Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or     60 per cent or
        more business     more business
    Min Max Min Max Min Max Min Max
(A) Public sector banks                  
1 BANK OF BARODA 8.00 6.55 17.75 7.50 17.25 8.25 17.75 9.35 17.25
2 BANK OF INDIA 8.00                
3 BANK OF MAHARASHTRA 8.00 5.00 11.70 5.00 8.40        
4 CANARA BANK 8.00 7.26 18.60 7.26 18.60 8.75 18.60 8.75 18.60
5 CENTRAL BANK OF INDIA 7.95 10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.10 6.50 14.00 6.50 14.00 6.50 14.00 6.50 14.00
7 INDIAN OVERSEAS BANK 8.00 8.30 10.65 8.30 10.65 8.30 9.65 8.30 9.65
8 PUNJAB AND SIND BANK 7.90 5.00 9.65 5.25 8.95 6.10 8.85 6.75 7.65
9 PUNJAB NATIONAL BANK 8.20 2.45 16.50 4.50 11.65 4.45 17.50 4.45 13.60
10 STATE BANK OF INDIA 8.00 5.33 16.55 5.33 8.05        
11 UCO BANK 8.00 6.00 8.60 6.00 8.60 6.00 8.80 6.00 8.80
12 UNION BANK OF INDIA 7.90 6.18 22.95 6.18 7.55 5.82 24.10 6.85 16.25
(B) Private banks                  
13 AXIS BANK LIMITED 9.05 5.75 10.55 7.75 9.05 6.40 13.00 7.95 9.50
14 BANDHAN BANK LIMITED 7.07                
15 CITY UNION BANK LIMITED 8.40 8.50 14.50 9.75 11.00 8.50 14.50 9.00 11.00
16 CSB BANK LIMITED 7.30                
17 DCB BANK LIMITED 10.46 7.00 13.00 7.00 13.00        
18 FEDERAL BANK LTD 8.20 7.40 20.50 8.25 10.50 7.47 19.00 8.25 9.00
19 HDFC BANK LTD. 9.35 5.16 7.91 5.50 7.34 3.10 5.64 3.80 5.64
20 ICICI BANK LIMITED 8.70 10.25 19.50 19.00 19.00 9.75 15.00 9.75 10.25
21 IDBI BANK LIMITED 8.50 6.40 16.75 7.35 9.50 6.40 18.70 9.50 12.15
22 IDFC FIRST BANK LIMITED 8.30 7.74 11.50 8.00 9.50        
23 INDUSIND BANK LTD 9.50 6.55 18.75 8.00 11.00 8.57 11.00 9.30 9.30
24 JAMMU AND KASHMIR BANK LTD 9.85 8.85 16.50 8.85 8.85 4.85 16.50 8.85 8.85
25 KARNATAKA BANK LTD 8.10                
26 KARUR VYSYA BANK LTD 9.15 5.50 18.20 6.90 10.50        
27 KOTAK MAHINDRA BANK LTD. 9.10 7.80 9.75 8.35 9.30 8.10 9.00 9.00 9.00
28 NAINITAL BANK LTD 8.50                
29 RBL BANK LTD 7.65 4.70 11.65 5.40 9.10 6.30 7.15 6.40 6.90
30 SOUTH INDIAN BANK LTD 9.25 8.90 11.88 8.90 11.77 9.35 9.85 9.35 9.85
31 TAMILNAD MERCANTILE BANK LTD 9.50 9.45 28.75 9.45 28.75 9.45 22.75 9.45 22.75
32 THE DHANALAKSHMI BANK LTD 7.75 6.91 15.35 11.40 11.40 10.70 15.35 10.70 12.65
33 YES BANK LTD. 9.00 6.04 12.76 7.65 10.50 9.20 10.00 9.20 9.20
(C ) Foreign banks                  
34 AB BANK LIMITED 5.57                
35 AMERICAN EXPRESS BANKING CORP. 5.47                
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45 8.01 8.04 8.01 8.04        
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.15 6.98 9.15 7.25 7.36        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35 6.90 14.65 6.90 14.65        
39 BANK OF CEYLON 9.43 9.42 11.42 9.42 11.42        
40 BANK OF CHINA 5.81                
41 BANK OF NOVA SCOTIA                  
42 BARCLAYS BANK PLC 7.95 8.10 8.45 8.16 8.45        
43 BNP PARIBAS 8.00 5.65 8.26 5.70 6.15        
44 CITIBANK N A 6.80 7.23 11.73 7.92 9.46 7.69 7.69 7.69 7.69
45 COOPERATIEVE RABOBANK U.A.                  
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.66 7.51 10.20 8.20 10.20        
47 CREDIT SUISSE AG 5.66                
48 CTBC BANK CO., LTD. 7.14 7.20 8.40 7.50 7.85 7.60 7.85 7.60 7.85
49 DBS BANK LTD. 8.75 7.70 11.65 8.18 9.00 8.50 11.75 9.25 9.45
50 DEUTSCHE BANK AG 7.95 7.92 9.08 8.18 8.38 9.00 12.00 12.00 12.00
51 DOHA BANK QSC 7.15                
52 EMIRATES NBD BANK (P.J.S.C.) 8.30 6.03 6.15 6.07 6.15        
53 FIRST ABU DHABI BANK PJSC 5.90                
54 FIRSTRAND BANK LTD                  
55 HANA BANK 9.25 7.80 7.80 7.80 7.80        
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.45 4.38 11.91 5.45 8.92 5.08 6.45 5.45 6.45
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 6.87 6.90 6.90 6.90 6.90        
58 INDUSTRIAL BANK OF KOREA 7.15                
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25 7.53 8.83 7.89 8.65        
60 KOOKMIN BANK 8.15                
61 MASHREQ BANK PSC 8.42                
62 MIZUHO BANK LTD 8.35 7.19 10.09 7.76 7.76 7.95 7.95 7.95 7.95
63 MUFG BANK LTD. 7.15 8.20 8.40 8.20 8.40        
64 NATWEST MARKETS PLC                  
65 PT BANK MAYBANK INDONESIA TBK   8.99 9.04 9.01 9.01        
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.90                
67 SBERBANK 7.95                
68 SBM BANK (INDIA)LTD 9.30 6.77 11.70 6.77 6.84 7.15 7.15 7.15 7.15
69 SHINHAN BANK 9.20 7.50 10.40 7.50 9.50        
70 SOCIETE GENERALE 7.35                
71 SONALI BANK 5.35                
72 STANDARD CHARTERED BANK 6.95 4.50 10.75 6.00 7.00        
73 SUMITOMO MITSUI BANKING CORPORATION 7.25 7.25 10.10 8.10 8.10        
74 UNITED OVERSEAS BANK LTD 7.65                
75 WOORI BANK 7.00                
Table 6A: Bank-wise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended December 2023
Sl. Banks MCLR
Overnight
Cash Credit Demand Loan Term Loan (All tenures)
 No.   Rate of Interest Interest Rate for Rate of Interest Interest Rate for Rate of Interest Interest Rate for
        60 per cent or     60 per cent or     60 per cent or
        more business     more business     more business
(A) Public sector banks   Min Max Min Max Min Max Min Max Min Max Min Max
1 BANK OF BARODA 8.00 7.00 16.45 9.15 15.55 8.20 16.45 8.70 10.20 8.65 16.45 8.65 16.45
2 BANK OF INDIA 8.00 4.00 22.00 7.00 17.10 4.00 30.00 6.75 18.75 4.00 30.00 5.50 19.09
3 BANK OF MAHARASHTRA 8.00 4.00 15.30 4.00 10.50 5.00 15.30 5.00 8.20 5.00 15.30 5.00 10.20
4 CANARA BANK 8.00 8.75 18.60 8.75 18.60 8.75 18.60 8.75 18.60 8.21 18.60 8.21 18.60
5 CENTRAL BANK OF INDIA 7.95 6.50 16.25 7.00 13.75 7.00 14.75 7.00 13.75 6.50 16.25 7.30 15.25
6 INDIAN BANK 8.10 3.80 17.90 3.80 17.90 6.00 11.90 6.00 11.90 3.80 16.50 3.80 16.50
7 INDIAN OVERSEAS BANK 8.00 9.35 15.85 9.35 15.85 11.70 13.80 11.70 13.80 8.00 14.40 8.00 14.40
8 PUNJAB AND SIND BANK 7.90 6.50 14.95 7.90 13.85 5.40 14.70 6.75 9.30 4.00 14.95 7.15 13.85
9 PUNJAB NATIONAL BANK 8.20 3.75 16.25 9.30 10.70 3.00 18.50 7.26 7.75 4.00 17.25 7.00 10.45
10 STATE BANK OF INDIA 8.00 7.00 33.90 7.00 11.05 8.50 20.00 8.50 10.20   20.25   12.00
11 UCO BANK 8.00 4.00 17.00 9.50 17.00 4.00 15.75 7.25 9.12 4.00 17.40 6.70 13.00
12 UNION BANK OF INDIA 7.90 8.40 36.50 8.40 11.20 7.15 36.00 7.15 8.70 7.65 36.00 7.65 11.30
(B) Private banks                          
13 AXIS BANK LIMITED 9.05 8.50 13.60 9.20 11.80 11.15 18.35 12.60 15.85 6.32 11.70 6.85 9.75
14 BANDHAN BANK LIMITED 7.07 9.00 19.97 9.65 11.70         9.00 29.00 9.63 22.50
15 CITY UNION BANK LIMITED 8.40 8.00 19.00 9.50 11.50 5.00 19.00 8.90 9.50 3.00 19.50 8.00 12.50
16 CSB BANK LIMITED 7.30 8.16 19.94 10.05 12.30   42.00 10.10 12.65 4.00 26.00 8.90 25.00
17 DCB BANK LIMITED 10.46 11.00 15.00 11.00 15.00 9.00 11.00 9.00 11.00 5.00 26.00 5.00 26.00
18 FEDERAL BANK LTD 8.20 5.00 20.90 8.50 12.43 4.00 28.00 8.99 11.90 2.50 26.00 8.25 10.15
19 HDFC BANK LTD. 9.35 8.38 12.00 8.90 10.52 7.35 9.59 7.50 8.72 5.15 24.86 5.19 16.74
20 ICICI BANK LIMITED 8.70 7.00 19.50 8.50 15.50 1.50 19.50 7.75 9.50 2.50 22.25 7.75 10.75
21 IDBI BANK LIMITED 8.50 5.90 28.15 8.75 13.15 2.00 31.40 8.30 9.16 3.00 27.20 7.35 10.90
22 IDFC FIRST BANK LIMITED 8.30 7.00 47.88 10.50 42.00 8.40 14.10 8.80 10.60 2.00 36.00 9.24 24.50
23 INDUSIND BANK LTD 9.50 6.50 28.00 8.76 11.06 6.17 47.40 6.98 47.40 4.00 31.50 6.65 24.00
24 JAMMU AND KASHMIR BANK LTD 9.85 4.00 39.45 7.00 12.45 7.25 14.10 7.25 12.95 0.10 20.00 7.10 12.05
25 KARNATAKA BANK LTD 8.10         4.50 20.27 10.12 12.21 4.50 20.00 7.20 11.00
26 KARUR VYSYA BANK LTD 9.15 8.50 20.40 9.25 12.35 4.00 19.50 9.45 9.55 4.00 21.00 8.50 11.60
27 KOTAK MAHINDRA BANK LTD. 9.10 8.50 11.50 8.90 10.00 7.75 10.25 8.00 9.00 1.46 26.03 2.35 25.00
28 NAINITAL BANK LTD 8.50 7.00 17.25 7.00 16.75 4.00 17.00 5.10 13.75 4.00 16.25 4.25 15.75
29 RBL BANK LTD 7.65 7.36 47.88 10.00 47.88 6.50 20.00 6.50 20.00 3.75 47.88 4.50 47.88
30 SOUTH INDIAN BANK LTD 9.25 8.99 15.47 9.50 12.72 7.00 15.50 7.46 9.95 7.25 13.15 7.27 11.35
31 TAMILNAD MERCANTILE BANK LTD 9.50 5.55 20.00 5.55 20.00 6.25 28.75 6.25 28.75 4.00 21.75 4.00 21.75
32 THE DHANALAKSHMI BANK LTD 7.75 6.91 22.50 10.50 14.80 4.25 23.00 8.50 10.00 4.00 30.18 8.50 12.65
33 YES BANK LTD. 9.00 7.00 18.00 7.00 18.00 7.10 16.00 7.30 12.00 2.00 26.00 2.50 26.00
(C ) Foreign banks                          
34 AB BANK LIMITED 5.57                        
35 AMERICAN EXPRESS BANKING CORP. 5.47         12.00 47.88 42.00 47.88        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.45         7.60 10.00 7.61 8.60 6.25 10.30 6.25 10.30
37 BANK OF AMERICA , NATIONAL ASSOCIATION 6.15         5.80 10.30 7.36 8.15 4.99 9.35 8.03 8.76
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.35 6.90 14.65 6.90 10.75 6.55 11.30 6.55 9.00   15.00   15.00
39 BANK OF CEYLON 9.43 9.25 13.00 9.25 13.00 8.50 13.00 8.50 13.00 6.50 13.00 6.50 13.00
40 BANK OF CHINA 5.81         7.75 7.75 7.75 7.75 7.40 8.40 7.40 8.40
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 7.95         7.59 9.45 7.65 9.25 6.40 13.05 6.46 11.00
43 BNP PARIBAS 8.00 7.75 19.75 8.00 9.40 4.80 10.30 6.15 8.66 5.30 11.54 5.30 9.63
44 CITIBANK N A 6.80 7.47 9.96 7.73 9.25 8.07 9.48 8.40 9.20 7.62 10.55 8.17 9.62
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.66 7.51 10.20 8.20 10.20 7.72 10.25 8.05 8.80 4.70 10.90 5.95 9.59
47 CREDIT SUISSE AG 5.66                 6.91 12.00 6.91 12.00
48 CTBC BANK CO., LTD. 7.14         7.20 9.45 7.55 8.12 7.00 10.64 7.75 9.14
49 DBS BANK LTD. 8.75         7.50 15.70 12.00 12.00 4.50 28.00 8.00 17.00
50 DEUTSCHE BANK AG 7.95         7.10 12.95 7.80 8.36 7.88 22.65 8.77 16.50
51 DOHA BANK QSC 7.15         8.35 9.85 8.50 8.75 2.00 12.75 4.00 9.55
52 EMIRATES NBD BANK (P.J.S.C.) 8.30         6.03 8.78 7.93 8.10 8.20 9.05 8.20 9.05
53 FIRST ABU DHABI BANK PJSC 5.90                 6.85 10.99 6.85 10.10
54 FIRSTRAND BANK LTD                          
55 HANA BANK 9.25         7.25 11.50 7.35 8.19 7.25 10.06 7.25 9.74
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.45         4.38 16.00 4.49 13.59 2.50 42.00 6.10 42.00
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 6.87         7.01 8.41 7.68 7.98 7.70 10.08 7.70 10.08
58 INDUSTRIAL BANK OF KOREA 7.15         7.90 8.80 7.90 8.80 7.55 9.53 7.55 9.53
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.25         7.19 9.38 7.65 8.51 5.91 9.18 7.73 8.62
60 KOOKMIN BANK 8.15         7.50 9.30 7.50 8.75 7.50 11.50 7.50 11.10
61 MASHREQ BANK PSC 8.42         8.00 9.76 8.00 9.76 8.95 10.47 8.95 10.47
62 MIZUHO BANK LTD 8.35 8.75 13.20 9.50 9.60 7.47 10.70 7.85 8.35 6.70 10.86 7.97 9.80
63 MUFG BANK LTD. 7.15         7.50 11.50 8.15 8.89 5.10 12.00 5.62 8.75
64 NATWEST MARKETS PLC                          
65 PT BANK MAYBANK INDONESIA TBK           8.29 8.33 8.30 8.33 8.35 11.46 8.35 11.46
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.90 8.60 13.13 10.23 10.23 7.50 10.40 8.05 8.35 5.70 10.75 9.15 10.20
67 SBERBANK 7.95                 8.50 13.75 8.50 13.75
68 SBM BANK (INDIA)LTD 9.30 9.25 12.35 9.90 12.15 9.35 12.75 9.35 12.75 6.15 23.00 8.50 13.70
69 SHINHAN BANK 9.20         7.01 11.65 7.80 8.20 3.00 16.50 8.25 10.40
70 SOCIETE GENERALE 7.35         7.25 10.93 7.50 7.98 5.85 9.20 5.85 9.20
71 SONALI BANK 5.35 12.50 13.50 12.50 13.50 5.00 5.00 5.00 5.00 5.00 5.00 5.00 5.00
72 STANDARD CHARTERED BANK 6.95 12.05 45.63 45.63 45.63 7.12 18.00 7.75 9.45 1.00 22.00 8.45 13.10
73 SUMITOMO MITSUI BANKING CORPORATION 7.25         7.25 10.85 7.85 8.60 5.50 11.75 7.70 9.96
74 UNITED OVERSEAS BANK LTD 7.65         7.46 8.30 7.46 8.30        
75 WOORI BANK 7.00         7.54 14.90 7.54 8.70 8.50 12.00 8.50 10.50
Table 6C: Bank-wise Lending Rates for Export Credit (Post-Shipment) for the quarter ended June 2023
Sl. No.   MCLR
Overnight
Post-Shipment
Demand Bills Usance Bills Up to 90 days Usance bills beyond 90 days and up to 180 days
Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business
Min Max Min Max Min Max Min Max Min Max Min Max
(A) Public sector banks                          
1 BANK OF BARODA 7.95 8.60 12.10 9.70 12.10 8.60 12.10 9.70 12.10 8.60 12.10 9.70 12.10
2 BANK OF INDIA 7.95 - - - - - - - - - - - -
3 BANK OF MAHARASHTRA 7.90 - - - - 7.40 15.30 7.40 7.90 - - - -
4 CANARA BANK 7.90 - - - - 8.65 18.50 8.65 18.50 - - - -
5 CENTRAL BANK OF INDIA 7.85 - - - - 10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.00 - - - - - - - - - - - -
7 INDIAN OVERSEAS BANK 7.90 - - - - 7.90 10.65 7.90 10.65 7.90 10.40 7.90 10.40
8 PUNJAB AND SIND BANK 7.90 - - - - 4.90 10.75 5.00 7.65 4.90 10.40 5.80 7.90
9 PUNJAB NATIONAL BANK 8.10 9.25 17.50 9.25 17.50 6.95 17.50 6.95 9.50 9.50 17.50 9.50 17.50
10 STATE BANK OF INDIA 7.95 - - - - - - - - - - - -
11 UCO BANK 7.90 - - - - - - - - - - - -
12 UNION BANK OF INDIA 7.90 - - - - 2.01 10.70 2.03 10.11 2.07 10.20 2.08 10.15
(B) Private banks                          
13 AXIS BANK LIMITED 8.90 5.75 8.35 5.75 8.25 5.50 7.40 5.70 6.50 3.99 11.40 3.99 7.00
14 BANDHAN BANK LIMITED 6.85 - - - - - - - - - - - -
15 CITY UNION BANK LIMITED 7.15 8.50 15.75 10.00 12.00 8.50 15.75 10.50 11.25 8.50 15.75 10.25 13.50
16 CSB BANK LIMITED 8.30 - - - - - - - - - - - -
17 DCB BANK LIMITED 10.14 - - - - - - - - - - - -
18 FEDERAL BANK LTD 9.05 6.09 14.30 8.70 9.85 3.35 16.95 6.79 10.25 4.89 13.05 6.57 9.10
19 HDFC BANK LTD. 8.10 - - - - - - - - - - - -
20 ICICI BANK LIMITED 8.35 7.25 8.00 7.25 7.75 1.25 17.75 4.25 9.00 4.25 15.75 4.50 9.00
21 IDBI BANK LIMITED 8.00 - - - - - - - - - - - -
22 IDFC FIRST BANK LIMITED 9.10 - - - - - - - - 9.25 9.60 9.50 9.60
23 INDUSIND BANK LTD 9.35 7.85 11.75 11.00 11.00 6.00 18.75 8.00 11.50 7.04 12.00 7.08 10.50
24 JAMMU AND KASHMIR BANK LTD 8.05 9.05 11.25 11.25 11.25 6.80 15.80 6.80 11.25 6.80 15.80 11.25 11.25
25 KARNATAKA BANK LTD 9.10 - - - - - - - - - - - -
26 KARUR VYSYA BANK LTD 8.60 - - - - - - - - - - - -
27 KOTAK MAHINDRA BANK LTD. 8.35 - - - - 6.00 10.50 9.00 10.50 9.00 9.00 9.00 9.00
28 NAINITAL BANK LTD 8.05 - - - - - - - - - - - -
29 RBL BANK LTD 9.15 - - - - - - - - - - - -
30 SOUTH INDIAN BANK LTD 8.95 8.85 11.50 9.00 10.10 8.20 11.55 9.25 10.10 8.09 14.70 9.25 10.70
31 TAMILNAD MERCANTILE BANK LTD 7.75 5.10 14.35 5.10 14.35 5.10 14.35 5.10 14.35 5.10 14.35 5.10 14.35
32 THE DHANALAKSHMI BANK LTD 8.00 - - - - 8.00 12.50 8.00 8.00 8.00 8.00 8.00 8.00
33 YES BANK LTD. 8.55 - - - - 7.75 10.80 7.75 10.80 7.15 10.80 7.15 10.80
(C) Foreign banks                          
34 AB BANK LIMITED 3.21 - - - - - - - - - - - -
35 AMERICAN EXPRESS BANKING CORP. 5.76 - - - - - - - - - - - -
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.50 - - - - 8.05 9.23 9.00 9.23 8.10 8.10 8.10 8.10
37 BANK OF AMERICA , NATIONAL ASSOCIATION 5.20 - - - - - - - - - - - -
38 BANK OF BAHRAIN & KUWAIT B.S.C. 8.30 - - - - - - - - 6.90 9.25 6.90 9.25
39 BANK OF CEYLON 9.06 - - - - - - - - - - - -
40 BANK OF CHINA 4.47 - - - - - - - - - - - -
41 BANK OF NOVA SCOTIA   - - - - - - - - - - - -
42 BARCLAYS BANK PLC 8.10 - - - - 7.99 8.19 7.99 8.12 - - - -
43 BNP PARIBAS 7.93 - - - -         - - - -
44 CITIBANK N A 6.60 - - - - 7.20 10.40 7.43 8.43 7.43 9.76 8.31 8.49
45 COOPERATIEVE RABOBANK U.A. 7.65 - - - - - - - - - - - -
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.44 - - - - - - - - - - - -
47 CREDIT SUISSE AG 7.46 - - - - - - - - - - - -
48 CTBC BANK CO., LTD. 7.68 - - - - - - - - - - - -
49 DBS BANK LTD. 8.65 - - - - 6.00 15.45 8.50 10.50 8.30 9.60 8.30 9.25
50 DEUTSCHE BANK AG 6.05 - - - - 7.80 8.95 8.03 8.87 7.45 8.84 8.01 8.05
51 DOHA BANK QSC 6.85 - - - - - - - - - - - -
52 EMIRATES NBD BANK (P.J.S.C.) 8.30 - - - - - - - - - - - -
53 FIRST ABU DHABI BANK PJSC 6.50 - - - - - - - - - - - -
54 FIRSTRAND BANK LTD - - - - - - - - - - - - -
55 HANA BANK 9.35 - - - - - - - - - - - -
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.30 5.19 5.84 5.84 5.84 4.74 12.30 4.74 7.25 4.74 6.81 5.20 6.02
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.21 - - - - 6.90 7.10 6.90 7.10 7.40 7.50 7.40 7.50
58 INDUSTRIAL BANK OF KOREA 7.65 - - - - - - - - - - - -
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.05 - - - - - - - - - - - -
60 KOOKMIN BANK 8.12 - - - - - - - - - - - -
61 MASHREQ BANK PSC 7.39 - - - - - - - - 8.00 8.00 8.00 8.00
62 MIZUHO BANK LTD 8.25 - - - - - - - - - - - -
63 MUFG BANK LTD. 6.35 - - - - - - - - - - - -
64 NATWEST MARKETS PLC - - - - - - - - - - - - -
65 PT BANK MAYBANK INDONESIA TBK - - - - - - - - - - - - -
66 QATAR NATIONAL BANK (Q.P.S.C.) 7.85 - - - - - - - - - - - -
67 SBERBANK 7.91 - - - - - - - - - - - -
68 SBM BANK (INDIA)LTD 9.20 - - - - - - - - - - - -
69 SHINHAN BANK 9.25 - - - - 7.85 8.55 8.35 8.55 - - - -
70 SOCIETE GENERALE 6.20 - - - - - - - - - - - -
71 SONALI BANK 4.95 10.50 16.00 10.50 16.00 - - - - - - - -
72 STANDARD CHARTERED BANK 6.25 - - - - 5.50 17.00 6.50 9.50 5.65 11.00 7.50 10.50
73 SUMITOMO MITSUI BANKING CORPORATION 7.15 - - - - - - - - - - - -
74 UNITED OVERSEAS BANK LTD 7.45 - - - - - - - - - - - -
75 WOORI BANK 7.00 - - - - - - - - - - - -
Table 6C: Bank-wise Lending Rates for Export Credit (Post-Shipment) for the quarter ended September 2023
Sl. No.   MCLR
Overnight
Post-Shipment
Demand Bills Usance Bills Up to 90 days Usance bills beyond 90 days and up to 180 days
Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business
Min Max Min Max Min Max Min Max Min Max Min Max
(A) Public sector banks                          
1 BANK OF BARODA 8.00 7.68 10.40 9.15 9.90 5.57 11.00 5.59 10.25 7.12 10.40 7.52 10.25
2 BANK OF INDIA 7.95                        
3 BANK OF MAHARASHTRA 8.00         7.40 15.30 7.40 7.90        
4 CANARA BANK 8.00                        
5 CENTRAL BANK OF INDIA 7.95         10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.50
6 INDIAN BANK 8.10           14.00   14.00   14.00   14.00
7 INDIAN OVERSEAS BANK 7.90         7.90 9.65 7.90 9.65 7.90 10.65 7.90 10.65
8 PUNJAB AND SIND BANK 7.90         4.90 10.75 5.00 7.65 4.90 10.40 5.80 7.90
9 PUNJAB NATIONAL BANK 8.20 6.90 17.50 6.90 17.50 6.95 17.50 6.95 7.13 9.50 17.50 9.50 17.50
10 STATE BANK OF INDIA 8.00   17.25   6.90   17.25   6.90        
11 UCO BANK 7.95                        
12 UNION BANK OF INDIA 7.90   4.39 2.03 4.22   5.37       10.80   3.97
(B) Private banks                          
13 AXIS BANK LIMITED 8.95 5.60 7.10 5.60 6.80 5.25 7.40 5.65 6.25 4.00 9.70 4.00 6.40
14 BANDHAN BANK LIMITED 6.91                        
15 CITY UNION BANK LIMITED 8.30 8.50 15.75 10.00 11.00 8.50 15.75 10.50 10.50 8.50 15.75 10.50 10.50
16 CSB BANK LIMITED 7.15                        
17 DCB BANK LIMITED 10.39                        
18 FEDERAL BANK LTD 8.20 5.59 11.15 8.70 9.85 3.35 15.30 7.28 9.90 5.24 13.15 6.58 8.80
19 HDFC BANK LTD. 9.25 5.15 6.88 5.15 5.54 6.25 7.00 6.25 7.00        
20 ICICI BANK LIMITED 8.60 7.75 9.75 7.75 8.00 2.00 18.75 4.25 9.25 4.25 11.50 4.50 9.25
21 IDBI BANK LIMITED 8.50                        
22 IDFC FIRST BANK LIMITED 8.25         9.25 9.50 9.50 9.50 9.25 9.60 9.25 9.25
23 INDUSIND BANK LTD 9.40 8.25 12.75 10.50 10.50 7.04 18.75 7.08 11.75 7.04 12.00 7.08 11.00
24 JAMMU AND KASHMIR BANK LTD 9.70 9.05 11.25 11.25 11.25 6.90 15.90 6.90 11.25 6.90 15.90 11.25 11.25
25 KARNATAKA BANK LTD 8.10                        
26 KARUR VYSYA BANK LTD 9.20                        
27 KOTAK MAHINDRA BANK LTD. 9.10         9.00 11.00 9.00 9.00 9.00 9.00 9.00 9.00
28 NAINITAL BANK LTD 8.50                        
29 RBL BANK LTD 7.65 5.75 9.85 5.75 8.50 5.35 8.50 6.05 8.50 6.70 11.00 6.75 9.00
30 SOUTH INDIAN BANK LTD 9.25 9.25 10.50 9.40 9.85 8.20 11.60 9.25 9.90 8.09 14.70 9.25 11.50
31 TAMILNAD MERCANTILE BANK LTD 9.45 4.76 14.35 4.76 14.35 4.76 14.35 4.76 14.35 4.76 14.35 4.76 14.35
32 THE DHANALAKSHMI BANK LTD 7.75         8.00 12.50 8.00 8.00 8.00 8.00 8.00 8.00
33 YES BANK LTD. 8.90         6.75 10.80 7.96 10.80 7.42 10.80 7.86 10.00
(C) Foreign banks                          
34 AB BANK LIMITED 5.05                        
35 AMERICAN EXPRESS BANKING CORP. 6.25                        
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.40                 8.10 8.10 8.10 8.10
37 BANK OF AMERICA , NATIONAL ASSOCIATION 8.70                        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 6.00                        
39 BANK OF CEYLON 9.46 9.92 11.92 9.92 11.92                
40 BANK OF CHINA 4.77                        
41 BANK OF NOVA SCOTIA                          
42 BARCLAYS BANK PLC 7.65         8.06 8.30 8.06 8.29        
43 BNP PARIBAS 8.01                        
44 CITIBANK N A 6.85         7.32 10.00 7.58 9.53 7.43 9.90 8.73 8.75
45 COOPERATIEVE RABOBANK U.A.                          
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.53                        
47 CREDIT SUISSE AG 7.29                        
48 CTBC BANK CO., LTD. 7.01                        
49 DBS BANK LTD. 7.95         6.00 15.45 8.50 9.50 8.30 10.25 8.95 10.25
50 DEUTSCHE BANK AG 8.75         8.00 9.10 8.06 8.30 7.45 9.20 7.72 8.30
51 DOHA BANK QSC 7.35                        
52 EMIRATES NBD BANK (P.J.S.C.) 8.30                        
53 FIRST ABU DHABI BANK PJSC 6.00                        
54 FIRSTRAND BANK LTD                          
55 HANA BANK 9.25                        
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.50 5.90 5.90 5.90 5.90 4.90 7.05 4.90 6.71 4.79 6.85 5.33 6.59
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.18         7.00 7.20 7.00 7.20 7.45 7.70 7.45 7.70
58 INDUSTRIAL BANK OF KOREA 7.30                        
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.20                        
60 KOOKMIN BANK 8.09                        
61 MASHREQ BANK PSC 7.88                        
62 MIZUHO BANK LTD 8.30                        
63 MUFG BANK LTD. 6.85         8.55 8.55 8.55 8.55        
64 NATWEST MARKETS PLC                          
65 PT BANK MAYBANK INDONESIA TBK                          
66 QATAR NATIONAL BANK (Q.P.S.C.) 8.00                        
67 SBERBANK 7.95                        
68 SBM BANK (INDIA)LTD 9.30                        
69 SHINHAN BANK 9.20         8.35 8.50 8.35 8.50        
70 SOCIETE GENERALE 7.35                        
71 SONALI BANK 5.79 10.50 16.00 10.50 16.00                
72 STANDARD CHARTERED BANK 6.80         5.50 18.50 6.50 10.50 5.50 12.50 7.50 10.50
73 SUMITOMO MITSUI BANKING CORPORATION 7.25         10.10 10.10 10.10 10.10        
74 UNITED OVERSEAS BANK LTD 7.57                        
75 WOORI BANK 7.00                        
Table 6B: Bank-wise Lending Rates for Export Credit (Pre-Shipment) for the quarter ended September 2023
Sl. No.   MCLR Overnight Pre-Shipment
Up to 180 days Beyond 180 days-270 days
Rate of Interest Interest Rate for 60 per cent or more business Rate of Interest Interest Rate for 60 per cent or more business
Min Max Min Max Min Max Min Max
(A) Public sector banks                  
1 BANK OF BARODA 8.00 6.35 15.60 7.52 10.35 6.35 15.60 7.52 10.35
2 BANK OF INDIA 7.95                
3 BANK OF MAHARASHTRA 8.00 5.84 11.75 5.84 8.50        
4 CANARA BANK 8.00 8.35 18.55 8.35 18.55 8.70 18.55 8.70 18.55
5 CENTRAL BANK OF INDIA 7.95 10.00 11.50 10.00 11.50 10.00 11.50 10.00 11.5
6 INDIAN BANK 8.10   14.00   14.00   14.00   14
7 INDIAN OVERSEAS BANK 7.90 8.30 10.65 8.30 10.65 8.30 9.65 8.30 9.65
8 PUNJAB AND SIND BANK 7.90 5.00 9.65 5.25 8.95 6.10 8.85 6.75 7.65
9 PUNJAB NATIONAL BANK 8.20 2.45 16.50 2.45 11.50 2.65 17.50 2.65 16.5
10 STATE BANK OF INDIA 8.00   16.55 4.88 5.88        
11 UCO BANK 7.95 6.00 8.60 6.00 8.60 6.00 8.70 6.00 8.7
12 UNION BANK OF INDIA 7.90   25.07 6.74 9.90 1.10 24.10 7.91 16.4
(B) Private banks                  
13 AXIS BANK LIMITED 8.95 5.75 10.30 7.80 8.95 6.40 12.95 7.80 9.00
14 BANDHAN BANK LIMITED 6.91                
15 CITY UNION BANK LIMITED 8.30 8.50 14.50 10.00 11.00 8.50 14.50 9.00 11.00
16 CSB BANK LIMITED 7.15                
17 DCB BANK LIMITED 10.39 9.00 13.00 9.00 13.00        
18 FEDERAL BANK LTD 8.20 7.75 20.50 8.75 10.45 7.48 19.00 7.65 9.40
19 HDFC BANK LTD. 9.25 5.15 8.14 5.15 8.14 3.80 5.65 3.80 3.85
20 ICICI BANK LIMITED 8.60 8.25 19.50 9.75 11.75 8.25 18.75 8.25 18.00
21 IDBI BANK LIMITED 8.50 6.40 16.75 7.35 9.50 6.40 16.65 9.30 12.15
22 IDFC FIRST BANK LIMITED 8.25 7.75 11.50 8.95 9.60        
23 INDUSIND BANK LTD 9.40 6.55 16.70 8.00 11.00 7.20 10.92 8.10 8.57
24 JAMMU AND KASHMIR BANK LTD 9.70 3.40 16.30 8.90 8.90 3.40 16.30 8.90 8.90
25 KARNATAKA BANK LTD 8.10                
26 KARUR VYSYA BANK LTD 9.20 5.50 18.20 6.75 10.50        
27 KOTAK MAHINDRA BANK LTD. 9.10 7.70 10.00 8.30 9.00 9.00 9.00 9.00 9.00
28 NAINITAL BANK LTD 8.50                
29 RBL BANK LTD 7.65 3.40 13.40 5.30 8.76 6.30 7.20 6.30 6.90
30 SOUTH INDIAN BANK LTD 9.25 9.10 11.77 9.35 11.77        
31 TAMILNAD MERCANTILE BANK LTD 9.45 9.45 28.75 9.45 28.75 9.45 22.75 9.45 22.75
32 THE DHANALAKSHMI BANK LTD 7.75 6.50 12.80 10.60 11.40 10.70 13.35 10.70 12.70
33 YES BANK LTD. 8.90 4.70 12.90 7.03 10.00 9.20 10.00 9.20 9.20
(C) Foreign banks                  
34 AB BANK LIMITED 5.05                
35 AMERICAN EXPRESS BANKING CORP. 6.25                
36 AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED 7.40 7.89 7.89 7.89 7.89        
37 BANK OF AMERICA , NATIONAL ASSOCIATION 8.70 7.07 9.15 7.07 7.23        
38 BANK OF BAHRAIN & KUWAIT B.S.C. 6.00                
39 BANK OF CEYLON 9.46 9.92 11.92 9.92 11.92        
40 BANK OF CHINA 4.77                
41 BANK OF NOVA SCOTIA                  
42 BARCLAYS BANK PLC 7.65 8.08 8.67 8.11 8.45        
43 BNP PARIBAS 8.01 5.51 8.50 6.15 6.49        
44 CITIBANK N A 6.85 7.08 11.56 7.85 9.52 7.72 7.72 7.72 7.72
45 COOPERATIEVE RABOBANK U.A.                  
46 CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK 6.53 7.15 10.15 7.38 10.15        
47 CREDIT SUISSE AG 7.29                
48 CTBC BANK CO., LTD. 7.01 7.20 8.40 7.50 7.85 7.60 7.60 7.60 7.60
49 DBS BANK LTD. 7.95 7.70 13.00 8.14 9.00 7.35 11.75 7.35 8.50
50 DEUTSCHE BANK AG 8.75 7.77 10.25 8.04 10.25 7.12 12.00 7.12 7.12
51 DOHA BANK QSC 7.35 9.30 9.30 9.30 9.30        
52 EMIRATES NBD BANK (P.J.S.C.) 8.30                
53 FIRST ABU DHABI BANK PJSC 6.00                
54 FIRSTRAND BANK LTD                  
55 HANA BANK 9.25 7.80 7.80 7.80 7.80        
56 HONGKONG AND SHANGHAI BANKING CORPN.LTD. 8.50 4.21 8.81 5.30 8.81 4.93 5.38 4.93 5.35
57 INDUSTRIAL AND COMMERCIAL BANK OF CHINA 7.18 6.95 6.95 6.95 6.95        
58 INDUSTRIAL BANK OF KOREA 7.30                
59 JPMORGAN CHASE BANK NATIONAL ASSOCIATION 8.20 7.35 8.60 7.69 8.00        
60 KOOKMIN BANK 8.09                
61 MASHREQ BANK PSC 7.88 8.00 8.00 8.00 8.00        
62 MIZUHO BANK LTD 8.30 7.45 8.00 7.66 7.66        
63 MUFG BANK LTD. 6.85 8.20 8.70 8.30 8.39        
64 NATWEST MARKETS PLC                  
65 PT BANK MAYBANK INDONESIA TBK   8.93 9.53 9.00 9.00        
66 QATAR NATIONAL BANK (Q.P.S.C.) 8.00                
67 SBERBANK 7.95                
68 SBM BANK (INDIA)LTD 9.30 6.84 11.70 6.84 7.15 6.73 7.30 6.73 6.73
69 SHINHAN BANK 9.20 7.40 10.40 7.40 8.05        
70 SOCIETE GENERALE 7.35                
71 SONALI BANK 5.79                
72 STANDARD CHARTERED BANK 6.80 4.00 11.60 6.00 7.50        
73 SUMITOMO MITSUI BANKING CORPORATION 7.25 7.85 10.10 7.85 7.85        
74 UNITED OVERSEAS BANK LTD 7.57                
75 WOORI BANK 7.00                

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