Bankwise Data - RBI - Reserve Bank of India
Table 6A: Bank-wise Lending Rates for Advances (other than Export Credit) for the Quarter ended September 2022 | ||||||||||||||
Sl. No. | Banks | MCLR Overnight | Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
(A) | Public sector banks | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
1 | BANK OF BARODA | 7.00 | 7.00 | 15.55 | 8.40 | 11.65 | 7.80 | 15.55 | 7.80 | 11.65 | 7.80 | 15.55 | 7.80 | 11.65 |
2 | BANK OF INDIA | 6.85 | 4.00 | 22.15 | 6.85 | 15.80 | 4.00 | 18.75 | 5.45 | 18.75 | 4.00 | 21.80 | 4.00 | 15.50 |
3 | BANK OF MAHARASHTRA | 7.10 | 4.00 | 14.20 | 4.00 | 9.70 | 4.50 | 14.20 | 4.50 | 7.25 | 4.00 | 14.20 | 4.00 | 12.45 |
4 | CANARA BANK | 6.90 | 7.75 | 17.60 | 7.75 | 17.60 | 7.75 | 17.60 | 7.75 | 17.60 | 7.75 | 17.60 | 7.75 | 17.60 |
5 | CENTRAL BANK OF INDIA | 6.90 | 7.00 | 14.75 | 7.00 | 13.75 | 7.00 | 14.00 | 7.00 | 13.75 | 6.50 | 16.25 | 7.30 | 15.25 |
6 | INDIAN BANK | 6.95 | - | - | - | - | - | - | - | - | - | - | - | - |
7 | INDIAN OVERSEAS BANK | 7.05 | 8.25 | 14.75 | 8.25 | 14.75 | 10.75 | 11.45 | 10.75 | 11.45 | 7.05 | 13.50 | 7.05 | 13.50 |
8 | PUNJAB AND SIND BANK | 6.85 | 5.90 | 14.75 | 7.90 | 11.85 | 4.90 | 14.00 | 5.90 | 11.25 | 5.50 | 12.85 | 6.90 | 11.75 |
9 | PUNJAB NATIONAL BANK | 7.05 | 3.75 | 15.20 | 8.24 | 10.55 | 4.00 | 16.00 | 5.62 | 6.80 | 4.00 | 16.00 | 6.30 | 9.65 |
10 | STATE BANK OF INDIA | 7.35 | - | - | - | - | - | - | - | - | - | - | - | - |
11 | UCO BANK | 7.05 | 0.01 | 20.00 | 6.00 | 17.00 | 0.01 | 20.00 | 6.00 | 17.00 | 0.01 | 15.00 | 7.00 | 14.00 |
12 | UNION BANK OF INDIA | 7.00 | 6.75 | 11.25 | 7.15 | 10.80 | 6.01 | 14.05 | 6.85 | 10.10 | 5.75 | 14.45 | 6.85 | 10.65 |
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 7.90 | 7.90 | 13.00 | 8.50 | 11.25 | 10.00 | 18.70 | 10.70 | 14.85 | 5.65 | 11.55 | 6.32 | 9.45 |
14 | BANDHAN BANK LIMITED | 8.90 | 9.00 | 21.00 | 9.85 | 17.00 | - | - | - | - | 9.00 | 29.00 | 9.64 | 19.90 |
15 | CITY UNION BANK LIMITED | 7.00 | 7.50 | 19.00 | 8.50 | 11.25 | 4.75 | 19.00 | 7.00 | 8.50 | 3.50 | 19.00 | 7.25 | 11.75 |
16 | CSB BANK LIMITED | 8.10 | 7.14 | 20.70 | 10.00 | 12.00 | 5.00 | 25.75 | 9.85 | 13.50 | 4.00 | 26.00 | 7.80 | 25.00 |
17 | DCB BANK LIMITED | 8.72 | 10.00 | 14.00 | 10.00 | 14.00 | 6.00 | 10.00 | 6.00 | 9.00 | 6.00 | 26.00 | 6.00 | 26.00 |
18 | FEDERAL BANK LTD | 8.25 | 5.00 | 25.00 | 8.50 | 11.60 | 2.00 | 28.00 | 8.30 | 11.90 | 2.50 | 26.00 | 7.50 | 9.50 |
19 | HDFC BANK LTD. | 7.90 | 7.51 | 12.00 | 8.10 | 10.50 | 5.75 | 8.90 | 6.15 | 8.00 | 4.90 | 22.51 | 5.00 | 18.96 |
20 | ICICI BANK LIMITED | 7.75 | 5.50 | 20.25 | 8.75 | 14.50 | 1.50 | 18.00 | 6.75 | 9.00 | 4.75 | 22.25 | 7.25 | 9.75 |
21 | IDBI BANK LIMITED | 6.75 | 4.90 | 28.50 | 8.15 | 12.90 | 2.00 | 31.40 | 3.00 | 18.75 | 1.50 | 25.65 | 5.68 | 11.50 |
22 | IDFC FIRST BANK LIMITED | 8.00 | 8.00 | 47.88 | 9.75 | 33.00 | 7.35 | 13.75 | 8.15 | 9.65 | 2.00 | 36.00 | 8.40 | 24.00 |
23 | INDUSIND BANK LTD | 8.30 | 4.91 | 27.75 | 8.70 | 11.20 | 5.00 | 46.00 | 7.50 | 46.00 | 4.00 | 32.63 | 5.60 | 21.50 |
24 | JAMMU AND KASHMIR BANK LTD | 7.50 | 4.00 | 16.60 | 7.00 | 11.85 | 5.65 | 13.00 | 7.60 | 9.20 | 4.00 | 20.85 | 6.05 | 11.40 |
25 | KARNATAKA BANK LTD | 8.35 | - | - | - | - | 5.00 | 19.75 | 10.25 | 12.65 | 4.40 | 17.96 | 5.73 | 10.80 |
26 | KARUR VYSYA BANK LTD | 7.75 | 4.00 | 18.00 | 8.70 | 15.20 | 4.00 | 19.77 | 8.35 | 8.45 | 4.00 | 21.20 | 7.09 | 11.10 |
27 | KOTAK MAHINDRA BANK LTD. | 7.45 | 8.20 | 11.90 | 8.70 | 9.90 | 6.85 | 10.10 | 7.30 | 8.50 | 1.78 | 25.00 | 1.78 | 25.00 |
28 | NAINITAL BANK LTD | 7.35 | 7.00 | 17.40 | 7.00 | 16.75 | 4.00 | 14.75 | 5.10 | 13.75 | 4.00 | 16.25 | 4.00 | 16.25 |
29 | RBL BANK LTD | 8.25 | 7.36 | 47.88 | 7.55 | 30.00 | 5.45 | 11.75 | 6.00 | 9.05 | 3.75 | 40.20 | 4.50 | 27.00 |
30 | SOUTH INDIAN BANK LTD | 8.15 | 8.70 | 13.90 | 9.30 | 11.80 | 5.90 | 14.05 | 7.00 | 9.40 | 5.35 | 13.70 | 6.10 | 13.70 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.60 | 5.55 | 27.90 | 5.55 | 27.90 | 4.68 | 19.60 | 4.68 | 19.60 | 4.00 | 22.90 | 4.00 | 22.90 |
32 | THE DHANALAKSHMI BANK LTD | 7.60 | 5.02 | 22.50 | 9.90 | 14.75 | 4.75 | 23.00 | 8.15 | 10.15 | 4.20 | 34.25 | 7.70 | 12.30 |
33 | YES BANK LTD. | 7.70 | 6.80 | 18.00 | 7.00 | 18.00 | 2.00 | 21.15 | 4.90 | 18.00 | 2.70 | 26.00 | 2.70 | 26.00 |
(C) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 5.26 | 10.40 | 10.40 | 10.40 | 10.40 | - | - | - | - | 9.00 | 10.00 | 9.00 | 10.00 |
35 | AMERICAN EXPRESS BANKING CORP. | 3.63 | - | - | - | - | 1.40 | 47.88 | 42.00 | 47.88 | - | - | - | - |
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 6.35 | - | - | - | - | 6.53 | 8.55 | 6.53 | 8.27 | 5.25 | 10.20 | 5.25 | 10.20 |
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 4.65 | - | - | - | - | 5.05 | 9.90 | 5.84 | 6.85 | 4.99 | 10.50 | 5.97 | 8.06 |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 6.35 | 5.90 | 10.75 | 5.90 | 10.75 | 5.75 | 9.00 | 5.75 | 9.00 | - | - | - | - |
39 | BANK OF CEYLON | 8.68 | 9.25 | 13.00 | 9.25 | 13.00 | 8.50 | 13.00 | 8.50 | 13.00 | 6.50 | 14.00 | 12.51 | 14.00 |
40 | BANK OF CHINA | 3.52 | - | - | - | - | 6.35 | 6.35 | 6.35 | 6.35 | 6.30 | 6.30 | 6.30 | 6.30 |
41 | BANK OF NOVA SCOTIA | 6.33 | - | - | - | - | 5.20 | 12.75 | 5.20 | 6.50 | 10.10 | 14.70 | 10.15 | 14.70 |
42 | BARCLAYS BANK PLC | 6.80 | - | - | - | - | 6.31 | 8.65 | 6.40 | 8.30 | 6.05 | 11.45 | 6.75 | 11.15 |
43 | BNP PARIBAS | 6.93 | 6.87 | 19.75 | 7.47 | 8.52 | 3.00 | 9.75 | 3.90 | 7.48 | 5.30 | 10.65 | 5.30 | 10.65 |
44 | CITIBANK N A | 5.70 | 6.25 | 45.00 | 6.50 | 45.00 | 6.25 | 8.50 | 6.68 | 8.47 | 6.37 | 24.00 | 7.32 | 24.00 |
45 | COOPERATIEVE RABOBANK U.A. | 6.50 | - | - | - | - | 8.60 | 10.40 | 8.60 | 10.40 | 8.10 | 10.95 | 8.10 | 10.50 |
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 5.78 | 5.65 | 9.30 | 6.21 | 6.50 | 4.95 | 10.00 | 6.10 | 7.85 | 4.70 | 11.00 | 5.62 | 8.80 |
47 | CREDIT SUISSE AG | 6.11 | - | - | - | - | - | - | - | - | 6.90 | 11.20 | 6.90 | 11.20 |
48 | CTBC BANK CO., LTD. | 5.43 | - | - | - | - | 6.00 | 10.49 | 6.55 | 7.83 | 5.80 | 9.39 | 5.80 | 9.03 |
49 | DBS BANK LTD. | 7.60 | 6.25 | 20.40 | 7.00 | 9.72 | 4.90 | 48.00 | 7.75 | 10.85 | 5.40 | 32.00 | 6.65 | 9.55 |
50 | DEUTSCHE BANK AG | 6.25 | - | - | - | - | 4.86 | 12.05 | 6.24 | 7.51 | 6.90 | 21.25 | 7.00 | 10.85 |
51 | DOHA BANK QSC | 6.00 | 9.25 | 10.50 | 10.00 | 10.00 | 6.75 | 11.30 | 7.50 | 9.00 | 2.00 | 11.15 | 4.00 | 8.45 |
52 | EMIRATES NBD BANK (P.J.S.C.) | 7.00 | - | - | - | - | 4.65 | 7.89 | 6.36 | 6.90 | 7.15 | 7.94 | 7.15 | 7.94 |
53 | FIRST ABU DHABI BANK PJSC | 5.30 | - | - | - | - | - | - | - | - | 6.40 | 9.70 | 6.40 | 9.70 |
54 | FIRSTRAND BANK LTD | - | - | - | - | - | - | - | - | - | - | - | - | - |
55 | HANA BANK | 8.00 | - | - | - | - | 5.11 | 11.50 | 5.56 | 7.30 | 6.67 | 8.88 | 7.25 | 7.75 |
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 7.70 | - | - | - | - | 2.00 | 24.00 | 2.00 | 24.00 | 2.50 | 19.00 | 2.50 | 19.00 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 5.94 | - | - | - | - | 6.15 | 6.15 | 6.15 | 6.15 | 7.73 | 9.28 | 9.28 | 9.28 |
58 | INDUSTRIAL BANK OF KOREA | 5.70 | - | - | - | - | 7.20 | 8.75 | 7.20 | 8.75 | 5.60 | 7.93 | 5.60 | 7.93 |
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 6.95 | - | - | - | - | 4.67 | 9.45 | 5.77 | 6.87 | 6.22 | 8.37 | 6.80 | |
60 | KOOKMIN BANK | 6.66 | - | - | - | - | 7.70 | 7.70 | 7.70 | 7.70 | 6.10 | 10.90 | 6.40 | 9.50 |
61 | LAKSHMI VILAS BANK LTD | - | 6.10 | 17.25 | 8.65 | 13.80 | 6.10 | 17.75 | 6.10 | 17.75 | 7.50 | 19.35 | 7.50 | 15.30 |
62 | MASHREQ BANK PSC | 5.67 | - | - | - | - | - | - | - | - | 6.75 | 8.90 | 6.75 | 8.90 |
63 | MIZUHO BANK LTD | 7.25 | 8.10 | 10.31 | 8.90 | 9.23 | 5.70 | 12.00 | 6.24 | 7.00 | 6.25 | 10.00 | 6.70 | 8.80 |
64 | MUFG BANK LTD. | 5.85 | - | - | - | - | 4.75 | 11.45 | 6.05 | 7.18 | 4.95 | 10.65 | 5.20 | 9.37 |
65 | NATWEST MARKETS PLC | - | - | - | - | - | - | - | - | - | - | - | - | - |
66 | PT BANK MAYBANK INDONESIA TBK | - | - | - | - | - | - | - | - | - | 8.75 | 8.75 | 8.75 | 8.75 |
67 | QATAR NATIONAL BANK (Q.P.S.C.) | 5.90 | 6.75 | 6.75 | 6.75 | 6.75 | 5.55 | 8.35 | 5.75 | 7.40 | 5.50 | 9.80 | 5.80 | 8.20 |
68 | SBERBANK | 6.82 | 12.25 | 12.25 | 12.25 | 12.25 | - | - | - | - | 8.90 | 13.75 | 8.90 | 13.75 |
69 | SBM BANK (INDIA)LTD | 8.40 | 8.25 | 11.55 | 8.50 | 11.00 | 7.75 | 15.00 | 7.75 | 10.00 | 7.00 | 22.00 | 7.00 | 14.15 |
70 | SHINHAN BANK | 7.85 | - | - | - | - | 5.73 | 11.90 | 5.98 | 8.00 | 3.00 | 14.15 | 7.80 | 9.60 |
71 | SOCIETE GENERALE | 5.55 | - | - | - | - | 4.35 | 12.80 | 4.90 | 6.95 | 5.90 | 9.20 | 5.90 | 9.20 |
72 | SONALI BANK | 6.33 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | - | - | - | - |
73 | STANDARD CHARTERED BANK | 5.70 | 12.05 | 45.63 | 45.63 | 45.63 | 5.19 | 21.00 | 6.75 | 9.95 | 1.00 | 22.00 | 7.80 | 15.02 |
74 | SUMITOMO MITSUI BANKING CORPORATION | 4.75 | - | - | - | - | 4.70 | 10.20 | 6.10 | 7.05 | 5.49 | 10.03 | 5.95 | 8.70 |
75 | UNITED OVERSEAS BANK LTD | 6.94 | - | - | - | - | 5.60 | 7.13 | 5.60 | 7.13 | ||||
76 | WOORI BANK | 6.25 | - | - | - | - | 6.90 | 11.88 | 6.90 | 8.65 | 7.00 | 11.00 | 7.00 | 11.00 |
Table 6A: Bank-wise Lending Rates for Advances (other than Export Credit) for the Quarter ended December 2018 | ||||||||||||||
Sl. No. | Banks | MCLR Overnight | Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public Sector Banks | |||||||||||||
1 | Allahabad Bank | 8.15 | 4.00 | 17.40 | 5.15 | 17.40 | 8.15 | 19.35 | 8.15 | 8.55 | 4.00 | 18.75 | 5.00 | 18.60 |
2 | Andhra Bank | 8.20 | 6.00 | 22.30 | 6.00 | 11.55 | 3.15 | 19.50 | 3.15 | 10.15 | 4.00 | 22.70 | 4.00 | 10.80 |
3 | Bank of Baroda | 8.15 | 7.00 | 15.05 | 7.00 | 15.05 | 8.65 | 15.05 | 8.65 | 15.05 | 8.65 | 15.05 | 8.65 | 15.05 |
4 | Bank of India | 8.20 | - | 39.45 | - | 17.30 | - | 44.75 | - | 18.75 | - | 30.00 | 6.00 | 17.25 |
5 | Bank of Maharashtra | 8.15 | 7.00 | 16.50 | 7.00 | 15.50 | 7.00 | 13.25 | 7.00 | 13.25 | 4.00 | 17.50 | 9.70 | 16.25 |
6 | Canara Bank | 8.25 | 8.15 | 17.15 | 8.15 | 17.15 | 8.15 | 17.15 | 8.15 | 17.15 | 8.15 | 17.15 | 8.15 | 17.15 |
7 | Central Bank of India | 8.00 | 7.00 | 14.00 | 7.00 | 13.75 | 7.00 | 14.00 | 7.00 | 13.75 | 10.00 | 16.25 | 10.00 | 15.25 |
8 | Corporation Bank | 8.10 | 9.50 | 16.00 | 9.60 | 10.65 | 9.65 | 16.00 | 9.65 | 14.95 | 4.00 | 16.75 | 8.10 | 15.75 |
9 | Dena Bank | 8.05 | 7.00 | 16.75 | 7.00 | 15.50 | 4.00 | 18.25 | 4.00 | 14.55 | 8.20 | 16.75 | 8.20 | 15.55 |
10 | IDBI Bank | 8.00 | 1.85 | 33.65 | 7.70 | 12.35 | 6.00 | 31.40 | 7.00 | 12.50 | 1.00 | 28.00 | 7.00 | 14.45 |
11 | Indian Bank | 8.20 | 4.00 | 21.40 | 11.00 | 15.00 | 9.65 | 19.90 | 9.95 | 13.00 | 4.00 | 21.40 | 7.00 | 15.50 |
12 | Indian Overseas Bank | 8.10 | 9.90 | 10.55 | 9.90 | 10.55 | 10.85 | 12.00 | 10.85 | 12.00 | 8.10 | 13.75 | 8.70 | 13.75 |
13 | Oriental Bank of Commerce | 8.30 | 8.75 | 14.45 | 8.75 | 13.50 | 8.75 | 13.50 | 8.75 | 13.10 | 8.70 | 13.75 | 8.70 | 13.15 |
14 | Punjab and Sind Bank | 8.00 | 8.40 | 14.05 | 9.55 | 11.75 | 4.00 | 14.00 | 9.65 | 11.75 | 7.90 | 12.20 | 8.60 | 12.00 |
15 | Punjab National Bank | 8.15 | 8.55 | 13.45 | 9.85 | 12.80 | 7.05 | 11.75 | 9.11 | 11.37 | 8.55 | 13.75 | 9.50 | 13.15 |
16 | State Bank of India | 8.15 | - | 17.05 | 7.10 | 11.24 | - | 22.15 | 7.00 | 11.65 | - | 20.00 | 8.25 | 12.94 |
17 | Syndicate Bank | 8.30 | 8.05 | 14.50 | 8.05 | 14.50 | 4.00 | 12.50 | 4.00 | 12.50 | 8.05 | 14.50 | 8.05 | 12.00 |
18 | UCO Bank | 8.15 | 4.40 | 17.10 | 6.20 | 17.10 | 4.00 | 17.10 | 5.50 | 17.10 | 4.00 | 17.15 | 4.05 | 17.15 |
19 | Union Bank of India | 8.40 | 7.00 | 14.00 | 10.45 | 12.75 | 7.00 | 12.50 | 10.45 | 11.50 | 9.20 | 12.75 | 9.20 | 11.75 |
20 | United Bank of India | 8.15 | 8.60 | 15.00 | 10.60 | 15.00 | 6.00 | 11.40 | 8.30 | 11.40 | 8.60 | 15.65 | 8.60 | 15.65 |
21 | Vijaya Bank | 8.05 | 7.00 | 20.00 | 8.50 | 19.50 | 7.50 | 23.00 | 10.50 | 19.00 | 10.25 | 20.25 | 10.25 | 20.25 |
(B) | Private Banks | |||||||||||||
22 | Axis Bank Ltd. | 8.45 | 9.05 | 13.25 | 9.40 | 11.95 | 8.40 | 15.40 | 8.60 | 9.70 | 8.03 | 12.15 | 8.50 | 11.90 |
23 | Bandhan Bank | 9.68 | 12.00 | 21.00 | 12.00 | 21.00 | - | - | - | - | 12.00 | 22.90 | 12.00 | 22.90 |
24 | Catholic Syrian Bank Ltd. | 8.60 | 9.90 | 21.20 | 10.25 | 13.90 | 4.52 | 21.75 | 9.00 | 12.50 | 4.00 | 25.00 | 7.50 | 22.00 |
25 | City Union Bank Ltd. | 9.05 | 11.75 | 18.25 | 11.00 | 17.00 | - | 19.00 | 7.75 | 19.00 | 4.00 | 19.00 | 7.75 | 19.00 |
26 | Development Credit Bank Ltd. | 9.19 | 10.00 | 14.00 | 11.00 | 14.00 | 10.00 | 24.00 | 10.00 | 24.00 | 9.00 | 26.00 | 9.00 | 26.00 |
27 | Dhanalaxmi Bank Ltd. | 8.60 | 5.00 | 20.00 | 10.50 | 19.40 | 3.90 | 23.00 | 9.45 | 10.10 | - | 34.25 | 9.90 | 15.50 |
28 | Federal Bank Ltd. | 8.75 | 8.76 | 23.28 | 8.85 | 14.40 | 8.75 | 48.13 | 8.80 | 13.25 | 8.75 | 36.68 | 8.75 | 14.50 |
29 | HDFC Bank Ltd. | 8.35 | 8.50 | 12.14 | 8.50 | 12.00 | 8.35 | 10.75 | 8.35 | 9.50 | 7.95 | 23.97 | 8.00 | 19.00 |
30 | ICICI Bank Ltd | 8.55 | 7.00 | 21.00 | 9.00 | 12.25 | 8.50 | 19.00 | 9.25 | 19.00 | 6.00 | 22.25 | 8.50 | 14.75 |
31 | IDFC Bank | 8.50 | 8.40 | 13.90 | 9.20 | 10.75 | 8.50 | 19.00 | 9.00 | 9.65 | 5.99 | 28.00 | 8.60 | 23.00 |
32 | Indusind Bank | 9.25 | 10.60 | 28.25 | 11.25 | 20.75 | 10.60 | 46.00 | 11.75 | 13.00 | 2.10 | 22.00 | 12.00 | 15.00 |
33 | Jammu and Kashmir Bank Ltd. | 8.10 | 4.00 | 17.00 | 5.85 | 17.00 | 7.75 | 14.90 | 7.75 | 8.45 | 4.00 | 21.75 | 7.50 | 16.25 |
34 | Karnataka Bank Ltd. | 8.40 | - | - | - | - | - | 24.00 | 9.80 | 11.75 | - | 19.75 | 5.34 | 10.30 |
35 | Karur Vysya Bank Ltd. | 8.55 | 4.85 | 19.25 | 10.25 | 16.25 | 4.00 | 19.50 | 9.00 | 9.65 | 7.00 | 21.50 | 8.90 | 13.75 |
36 | Kotak Mahindra Bank | 8.05 | 8.85 | 12.15 | 9.30 | 10.85 | 8.15 | 11.35 | 8.40 | 10.05 | 2.10 | 25.15 | 7.41 | 18.26 |
37 | Laxmi Vilas Bank Ltd. | 9.50 | 9.80 | 18.65 | 9.80 | 18.65 | 9.80 | 18.65 | 9.80 | 15.15 | 9.80 | 20.60 | 9.80 | 15.70 |
38 | Nainital Bank | 8.15 | 7.00 | 18.25 | 7.00 | 18.25 | 4.00 | 16.25 | 5.10 | 13.75 | 4.00 | 16.75 | 4.00 | 16.25 |
39 | Ratnakar Bank Ltd. | 9.40 | 9.25 | 30.00 | 9.50 | 30.00 | 9.20 | 14.00 | 9.60 | 13.25 | 8.25 | 29.00 | 9.30 | 26.00 |
40 | South Indian Bank Ltd. | 8.55 | 9.60 | 13.05 | 10.20 | 11.95 | 7.00 | 12.15 | 9.55 | 11.00 | 8.15 | 12.45 | 8.50 | 11.25 |
41 | Tamilnad Mercentile Bank Ltd. | 8.80 | 4.15 | 20.00 | 4.15 | 20.00 | 5.09 | 19.25 | 5.09 | 19.25 | 4.00 | 23.25 | 4.00 | 23.25 |
42 | Yes Bank Ltd | 8.40 | 8.34 | 18.00 | 8.75 | 10.60 | 7.98 | 15.00 | 9.75 | 11.00 | 5.62 | 26.00 | 8.50 | 12.60 |
(C) | Foreign Banks | |||||||||||||
43 | AB Bank Ltd | 6.54 | 10.50 | 10.50 | 10.50 | 10.50 | - | - | - | - | 8.75 | 10.00 | 8.75 | 10.00 |
44 | Abu Dhabi Commercial Bank Ltd | 9.15 | 10.00 | 12.95 | 11.05 | 11.05 | 8.50 | 10.75 | 9.45 | 9.95 | 6.00 | 18.10 | 6.70 | 10.45 |
45 | American Express Banking Corporation | 5.70 | 1.40 | 47.88 | 40.20 | 47.88 | - | - | - | - | 13.00 | 13.00 | 13.00 | 13.00 |
46 | Australia and New zealand Banking Group Ltd | 7.60 | - | - | - | - | 7.65 | 9.30 | 7.85 | 9.30 | 8.65 | 11.20 | 8.65 | 11.20 |
47 | Bank of America | 7.45 | - | - | - | - | 7.13 | 11.50 | 7.30 | 11.00 | 7.80 | 11.35 | 7.90 | 11.35 |
48 | Bank of Bahrain and Kuwait | 8.00 | 7.63 | 14.50 | 7.63 | 14.50 | 8.05 | 11.00 | 8.10 | 11.00 | 7.75 | 16.00 | 7.75 | 16.00 |
49 | Bank of Ceylon | 9.43 | 10.00 | 14.00 | 12.01 | 13.50 | 7.75 | 14.27 | 10.50 | 13.25 | 6.50 | 14.00 | 12.51 | 14.00 |
50 | Bank of Nova Scotia | 8.57 | - | - | - | - | 8.25 | 9.75 | 8.25 | 8.35 | 9.90 | 9.90 | 9.90 | 9.90 |
51 | Bank of Tokyo Mitsuibisi UFJ, Ltd | 7.30 | - | - | - | - | 7.60 | 10.75 | 7.60 | 9.60 | 8.45 | 12.00 | 8.45 | 11.20 |
52 | Barclays Bank | 8.70 | - | - | - | - | 7.50 | 11.00 | 7.50 | 11.00 | 7.70 | 11.51 | 8.26 | 11.51 |
53 | BNP Paribas | 9.00 | 7.98 | 19.75 | 8.13 | 9.00 | 4.95 | 11.25 | 4.95 | 9.30 | 8.05 | 12.50 | 8.05 | 10.70 |
54 | ChinaTrust Commercial Bank | 7.32 | - | - | - | - | 8.60 | 20.75 | 8.60 | 20.75 | 7.70 | 10.30 | 7.70 | 10.30 |
55 | Citi Bank | 7.70 | 8.50 | 40.80 | 9.50 | 40.80 | - | - | - | - | 6.72 | 18.00 | 7.01 | 15.00 |
56 | Credit Agricole | 7.16 | 8.34 | 8.80 | 8.54 | 8.80 | 8.20 | 12.00 | 8.25 | 9.00 | 8.61 | 12.03 | 8.61 | 12.03 |
57 | Credit Suisse AG | 6.83 | - | - | - | - | 10.40 | 11.50 | 10.40 | 11.50 | 9.50 | 9.50 | 9.50 | 9.50 |
58 | Deutsche Bank | 8.20 | - | - | - | - | 7.45 | 11.35 | 7.70 | 8.70 | 9.05 | 18.80 | 9.05 | 18.40 |
59 | Develpoment Bank of Singapore | 8.70 | - | - | - | - | 8.00 | 15.00 | 8.00 | 10.90 | 7.40 | 19.00 | 7.40 | 13.00 |
60 | Doha Bank | 8.60 | 10.10 | 10.10 | 10.10 | 10.10 | 8.75 | 10.45 | 8.75 | 10.45 | 8.50 | 11.05 | 8.60 | 11.00 |
61 | Emirates NBD | 8.40 | - | - | - | - | 8.40 | 10.10 | 8.50 | 8.80 | 10.50 | 10.50 | 10.50 | 10.50 |
62 | FIRST ABU DHABI BANK PJSC | 7.00 | - | - | - | - | - | - | - | - | 7.99 | 7.99 | 7.99 | 7.99 |
63 | FIRSTRAND Bank Ltd | 7.70 | - | - | - | - | 8.10 | 12.45 | 8.10 | 12.45 | 12.57 | 27.00 | 12.57 | 27.00 |
64 | HSBC | 8.28 | - | - | - | - | 3.30 | 25.00 | 3.30 | 13.00 | 2.50 | 22.50 | 2.50 | 21.50 |
65 | ICBC | 7.78 | - | - | - | - | 10.50 | 10.51 | 10.50 | 10.51 | 8.25 | 11.93 | 8.25 | 11.93 |
66 | Industrial Bank of Korea | 7.20 | - | - | - | - | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.59 | 8.00 | 8.59 |
67 | JP Morgan Chase Bank | 7.45 | - | - | - | - | 7.55 | 9.82 | 7.85 | 7.85 | 7.30 | 9.77 | 7.30 | 8.81 |
68 | KEB Hana Bank | 7.85 | - | - | - | - | - | - | - | - | - | - | - | - |
69 | Krung Thai Bank PCL | 7.00 | - | - | - | - | 8.10 | 11.50 | 8.15 | 11.45 | 8.85 | 10.90 | 8.85 | 10.90 |
70 | Mashreq Bank | 8.65 | - | - | - | - | - | - | - | - | - | - | - | - |
71 | Mizuho Corporate Bank | 7.50 | - | - | - | - | 9.25 | 9.60 | 9.35 | 9.60 | - | - | - | - |
72 | National Australia Bank | 7.10 | 7.65 | 14.40 | 9.55 | 11.75 | 7.50 | 11.31 | 7.50 | 8.76 | 7.70 | 12.00 | 7.80 | 10.30 |
73 | PT Bank Maybank Indonesia Tbk | 8.45 | - | - | - | - | 9.10 | 9.10 | 9.10 | 9.10 | 10.70 | 10.70 | 10.70 | 10.70 |
74 | Qatar National Bank S.A.Q | 7.55 | - | - | - | - | 7.60 | 8.25 | - | - | 7.60 | 8.50 | - | - |
75 | Rabobank International | 8.20 | - | - | - | - | 7.89 | 12.50 | 8.39 | 11.85 | 7.53 | 13.00 | 8.78 | 11.13 |
76 | Sber Bank | 8.32 | - | - | - | - | 12.25 | 18.00 | 12.25 | 18.00 | 10.25 | 13.75 | 11.15 | 12.10 |
77 | Shinhan Bank | 7.95 | - | - | - | - | 7.30 | 11.50 | 7.30 | 11.50 | 3.00 | 13.50 | 3.00 | 13.50 |
78 | Societe Generale | 8.05 | - | - | - | - | 7.30 | 12.85 | 7.30 | 10.75 | 10.45 | 10.70 | 10.45 | 10.45 |
79 | Sonali Bank Ltd | 7.23 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
80 | Standard Chartered Bank | 8.20 | 12.05 | 45.02 | 42.46 | 42.46 | 6.63 | 19.50 | 9.00 | 10.65 | 1.00 | 24.00 | 8.65 | 17.00 |
81 | State Bank of Mauritius | 8.65 | 8.25 | 10.75 | 10.75 | 10.75 | 15.00 | 15.00 | 15.00 | 15.00 | 8.40 | 12.25 | 8.95 | 12.15 |
82 | Sumitomo Mitsui Banking Corporation | 7.30 | - | - | - | - | 7.65 | 10.45 | 7.65 | 9.12 | 7.69 | 10.70 | 7.70 | 10.10 |
83 | The Royal Bank of Scotland | 5.95 | - | - | - | - | - | - | - | - | - | - | - | - |
84 | United Overseas Bank | 8.35 | - | - | - | - | 8.29 | 12.03 | 8.29 | 8.61 | - | - | - | - |
85 | Westpac Banking Corporation | 7.80 | - | - | - | - | 8.60 | 8.75 | 8.60 | 8.75 | 9.45 | 9.45 | 9.45 | 9.45 |
86 | Woori Bank | 8.15 | - | - | - | - | 8.20 | 9.60 | 8.20 | 9.50 | 8.00 | 10.80 | 8.30 | 10.80 |
-: Not available / applicable |
Table 6A: Bank-wise Lending Rates for Advances (other than Export Credit) for the Quarter Ended - June- 2015* | ||||||||||||||
(Per cent per annum) | ||||||||||||||
Sl. No. | Bank-Group | Base Rate | Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
Public Sector Banks | ||||||||||||||
1 | Allahabad Bank | 9.95 | 9.95 | 17.95 | 9.95 | 14.70 | 9.25 | 17.70 | 9.95 | 13.20 | 8.50 | 17.70 | 9.95 | 12.20 |
2 | Andhra Bank | 10.00 | 10.00 | 17.75 | 10.00 | 13.00 | 10.00 | 17.75 | 10.00 | 13.50 | 10.00 | 18.25 | 10.00 | 12.50 |
3 | Bank of Baroda | 10.00 | 7.00 | 15.00 | 10.00 | 13.00 | 10.00 | 15.00 | 10.00 | 13.00 | 10.00 | 15.00 | 10.00 | 13.00 |
4 | Bank of Maharashtra | 10.00 | 7.00 | 16.50 | 7.00 | 15.50 | 7.00 | 13.25 | 7.00 | 13.25 | 4.00 | 17.50 | 10.00 | 16.25 |
5 | Bank of India | 9.95 | 11.25 | 16.45 | 11.25 | 13.25 | 11.25 | 16.45 | 12.25 | 14.00 | 11.25 | 17.20 | 11.25 | 16.00 |
6 | Bhartiya Mahila Bank | 10.00 | 10.00 | 13.75 | 10.00 | 12.75 | - | - | - | - | 10.00 | 14.25 | 10.00 | 13.75 |
7 | Canara Bank | 10.00 | 10.00 | 17.00 | 10.00 | 13.50 | 10.00 | 17.00 | 10.00 | 13.50 | 10.00 | 17.75 | 10.00 | 13.50 |
8 | Central Bank of India | 9.95 | 7.00 | 14.00 | 7.00 | 13.75 | 7.00 | 14.00 | 7.00 | 13.75 | 10.00 | 16.25 | 10.00 | 15.25 |
9 | Corporation Bank | 10.00 | 10.00 | 16.25 | 10.00 | 13.30 | 10.00 | 16.35 | 10.00 | 12.10 | 3.75 | 17.10 | 10.00 | 13.15 |
10 | Dena Bank | 10.00 | 7.00 | 16.75 | 7.00 | 15.50 | 10.25 | 16.75 | 10.25 | 14.55 | 10.25 | 16.75 | 10.25 | 15.55 |
11 | IDBI Bank | 10.00 | 6.00 | 22.00 | 7.00 | 13.25 | 1.79 | 19.75 | 10.64 | 17.75 | 1.00 | 36.00 | 7.00 | 14.45 |
12 | Indian Bank | 9.95 | 10.25 | 19.90 | 10.25 | 15.75 | 10.25 | 19.90 | 10.25 | 15.75 | 4.00 | 21.40 | 7.00 | 15.75 |
13 | Indian Overseas Bank | 10.05 | 10.80 | 15.05 | 10.80 | 15.05 | 8.25 | 15.05 | 8.25 | 15.05 | 11.05 | 15.30 | 11.05 | 14.05 |
14 | Oriental Bank of Commerce | 10.00 | 10.00 | 17.50 | 10.00 | 10.00 | 8.00 | 17.75 | 10.00 | 12.00 | 8.00 | 17.00 | 8.00 | 15.00 |
15 | Punjab National Bank | 10.00 | 12.50 | 16.00 | 13.75 | 14.75 | 5.75 | 16.00 | 7.75 | 12.75 | 12.50 | 16.50 | 12.75 | 14.75 |
16 | Punjab & Sind Bank | 10.00 | 10.00 | 17.75 | 11.75 | 15.25 | 10.00 | 17.75 | 10.00 | 13.75 | 10.00 | 18.75 | 10.00 | 13.25 |
17 | State Bank of Hyderabad | 10.20 | 4.00 | 20.00 | 5.50 | 19.70 | 4.00 | 22.80 | 8.25 | 15.85 | 4.00 | 22.00 | 4.61 | 19.40 |
18 | State Bank of B & J | 9.95 | 7.00 | 17.70 | 7.00 | 15.00 | 7.00 | 17.70 | 7.00 | 14.50 | 9.95 | 18.20 | 10.05 | 15.85 |
19 | State Bank of India | 9.70 | 7.00 | 17.05 | 10.00 | 13.00 | 6.00 | 16.45 | 6.00 | 11.00 | 4.00 | 18.00 | 5.00 | 15.00 |
20 | State Bank of Mysore | 10.00 | 7.00 | 18.15 | 11.40 | 13.40 | 7.00 | 18.15 | 8.00 | 12.40 | 4.00 | 19.90 | 11.40 | 13.65 |
21 | State Bank of Patiala | 9.95 | 4.00 | 23.70 | 10.00 | 13.00 | 4.00 | 21.90 | 9.50 | 13.50 | 4.00 | 21.10 | 10.25 | 13.00 |
22 | State Bank Of Travancore | 10.15 | 4.00 | 19.50 | 9.00 | 13.75 | 4.00 | 19.50 | 9.00 | 11.75 | 10.25 | 18.75 | 11.00 | 18.00 |
23 | Syndicate Bank | 10.00 | 10.25 | 14.50 | 11.00 | 12.00 | 4.00 | 17.00 | 10.50 | 14.50 | 8.00 | 17.00 | 11.00 | 13.00 |
24 | UCO Bank | 9.95 | 9.95 | 18.35 | 9.95 | 14.25 | 9.95 | 18.85 | 10.25 | 12.75 | 4.00 | 18.85 | 9.95 | 14.50 |
25 | Union Bank of India | 10.00 | 7.00 | 15.00 | 11.75 | 13.75 | 7.00 | 13.50 | 11.75 | 12.50 | 10.25 | 13.00 | 10.25 | 12.00 |
26 | United Bank of India | 9.90 | 9.90 | 14.90 | 11.90 | 14.90 | 7.00 | 11.65 | 10.34 | 11.65 | 9.90 | 14.90 | 10.25 | 14.90 |
27 | Vijaya Bank | 10.00 | 10.25 | 20.25 | 10.45 | 16.95 | 10.25 | 20.25 | 10.45 | 16.95 | 10.25 | 20.25 | 10.45 | 16.95 |
Private banks | ||||||||||||||
28 | Axis Bank Ltd. | 9.85 | 10.60 | 14.35 | 11.35 | 13.10 | 9.85 | 12.10 | 10.35 | 11.20 | 9.85 | 15.35 | 9.95 | 13.40 |
29 | Catholic Syrian Bank Ltd. | 10.50 | 10.50 | 21.25 | 12.50 | 15.50 | 10.75 | 21.75 | 11.50 | 14.00 | 8.00 | 21.75 | 11.00 | 14.30 |
30 | City Union Bank Ltd. | 11.00 | 10.50 | 19.00 | 10.50 | 14.25 | 11.00 | 19.75 | 11.00 | 14.00 | 4.00 | 19.00 | 11.00 | 14.75 |
31 | Development Cr.Bank Ltd. | 10.85 | 11.00 | 14.00 | 12.00 | 14.00 | 11.00 | 24.00 | 11.00 | 13.00 | 11.00 | 26.00 | 11.00 | 16.00 |
32 | Dhanalaxmi Bank Ltd. | 11.50 | 11.50 | 20.50 | 14.25 | 16.50 | 7.00 | 20.25 | 11.25 | 14.75 | 4.00 | 23.25 | 11.50 | 16.75 |
33 | Federal Bank Ltd. | 9.95 | 9.95 | 18.05 | 9.95 | 14.80 | 9.95 | 18.05 | 9.95 | 14.30 | 9.95 | 18.05 | 9.95 | 14.55 |
34 | HDFC Bank Ltd. | 9.70 | 10.00 | 13.85 | 10.51 | 12.70 | 9.70 | 12.70 | 9.70 | 12.00 | 9.54 | 25.97 | 9.70 | 20.00 |
35 | ICICI Bank Ltd | 9.70 | 9.75 | 18.50 | 10.50 | 12.75 | 9.75 | 14.50 | 9.75 | 11.25 | 5.00 | 19.00 | 9.75 | 15.75 |
36 | Indusind Bank | 10.85 | 9.00 | 28.25 | 11.25 | 20.75 | 10.75 | 20.75 | 11.75 | 13.00 | 3.96 | 21.25 | 12.50 | 13.50 |
37 | J & K Bank Ltd. | 10.25 | 5.85 | 17.50 | 13.50 | 15.50 | 6.00 | 14.50 | 10.70 | 10.70 | 4.00 | 19.25 | 7.50 | 14.25 |
38 | Karnataka Bank Ltd. | 10.50 | - | - | - | - | 11.25 | 19.25 | 12.75 | 17.75 | 1.50 | 20.75 | 11.25 | 17.75 |
39 | Karur Vysya Bank Ltd. | 10.75 | 10.75 | 17.50 | 10.75 | 14.75 | 10.75 | 17.50 | 10.75 | 14.50 | 4.00 | 15.50 | 10.75 | 15.00 |
40 | Kotak Mahindra Bank | 9.85 | 9.00 | 24.00 | 11.35 | 13.35 | 6.00 | 25.25 | 10.00 | 12.45 | 3.50 | 33.01 | 4.00 | 22.00 |
41 | Laxmi Vilas Bank Ltd. | 11.10 | 11.10 | 20.60 | 12.10 | 16.10 | 11.10 | 20.60 | 11.10 | 15.10 | 11.10 | 20.60 | 11.10 | 20.45 |
42 | Nainital Bank | 10.25 | 7.00 | 17.75 | 10.75 | 14.75 | 4.00 | 17.75 | 10.75 | 13.25 | 4.00 | 17.25 | 10.75 | 14.75 |
43 | Ratnakar Bank Ltd. | 10.85 | 10.85 | 30.25 | 11.00 | 16.50 | 10.85 | 16.00 | 11.00 | 12.10 | 10.85 | 26.00 | 11.35 | 24.25 |
44 | South Indian Bank Ltd. | 10.20 | 11.31 | 14.10 | 11.31 | 13.00 | 10.50 | 13.00 | 10.50 | 13.00 | 10.35 | 14.50 | 10.40 | 13.00 |
45 | Tamilnad Mercantile Bank Ltd. | 10.60 | 5.85 | 20.60 | 5.85 | 20.60 | 4.16 | 20.60 | 4.16 | 20.60 | 4.00 | 23.85 | 4.00 | 23.85 |
46 | Yes Bank Ltd | 10.50 | 6.44 | 18.00 | 10.50 | 12.50 | 6.50 | 15.50 | 10.50 | 11.75 | 3.00 | 26.00 | 3.50 | 12.50 |
Foreign banks | ||||||||||||||
47 | AB Bank Ltd | 8.00 | 10.50 | 10.50 | 10.50 | 10.50 | - | - | - | - | 9.00 | 12.50 | 9.00 | 12.50 |
48 | Abu Dhabi Commercial Bank Ltd | 9.95 | 10.25 | 13.50 | 11.00 | 13.50 | 10.25 | 18.10 | 10.25 | 11.50 | 4.00 | 11.25 | 6.95 | 11.20 |
49 | American Express Banking Corp | 12.25 | - | - | - | - | 1.40 | 47.88 | 40.20 | 47.88 | 9.50 | 13.00 | 9.50 | 9.50 |
50 | Antwerp Diamond Bk NV | 15.50 | - | - | - | - | - | - | - | - | 2.00 | 5.00 | 2.00 | 5.00 |
51 | Australia and New zealand banking group ltd | 9.75 | - | - | - | - | 9.85 | 11.25 | 9.85 | 11.25 | 10.40 | 12.25 | 10.40 | 12.25 |
52 | Bank of America | 9.00 | - | - | - | - | 9.00 | 13.75 | 9.00 | 10.15 | 9.00 | 12.50 | 9.00 | 12.50 |
53 | Bank of Bh'rain & Kuwait | 10.40 | 10.25 | 20.00 | 10.25 | 20.00 | 10.40 | 13.90 | 10.40 | 13.90 | 10.40 | 16.00 | 10.40 | 16.00 |
54 | Bank of Ceylon | 10.92 | 10.00 | 15.17 | 12.01 | 15.00 | 10.50 | 14.92 | 10.50 | 14.50 | 7.50 | 14.85 | 12.51 | 14.50 |
55 | Bank of Nova Scotia | 9.00 | - | - | - | - | - | - | - | - | 9.00 | 11.90 | 9.00 | 10.15 |
56 | Barclays Bank | 9.25 | - | - | - | - | 9.25 | 15.50 | 9.25 | 15.50 | 9.25 | 14.05 | 9.25 | 11.32 |
57 | Bk International Indonesia | 9.50 | - | - | - | - | 10.35 | 10.80 | 10.35 | 10.80 | - | - | - | - |
58 | Bk of Tokyo Mits UFJ, Ltd | 8.10 | - | - | - | - | 8.55 | 11.75 | 8.55 | 11.20 | 9.20 | 12.25 | 9.20 | 12.25 |
59 | BNP Paribas | 9.20 | 9.18 | 19.75 | 9.20 | 9.35 | 9.20 | 19.75 | 9.20 | 9.50 | 9.25 | 14.00 | 9.25 | 12.50 |
60 | Citi Bank | 9.50 | 11.00 | 41.40 | 12.00 | 41.40 | - | - | - | - | 9.50 | 17.00 | 9.50 | 16.00 |
61 | Commonwealth Bank of Australia | 9.50 | 11.50 | 13.00 | 13.00 | 13.00 | 9.60 | 10.20 | 9.60 | 10.20 | 9.50 | 13.00 | 10.00 | 11.75 |
62 | Credit Agricole | 9.15 | 9.80 | 14.15 | 9.80 | 14.15 | 9.15 | 10.80 | 9.15 | 10.40 | 12.00 | 14.00 | 12.00 | 14.00 |
63 | Credit Suisse AG | 9.75 | - | - | - | - | - | - | - | - | 10.00 | 11.50 | 10.00 | 11.50 |
64 | CTBC BANK Co.,Ltd | 9.40 | 9.40 | 13.00 | 9.40 | 13.00 | 9.40 | 13.00 | 9.40 | 13.00 | - | - | - | - |
65 | Deutsche Bank | 9.65 | - | - | - | - | 9.65 | 10.75 | 9.65 | 10.75 | 9.65 | 18.00 | 9.65 | 13.65 |
66 | Development Bank of Singapore | 9.40 | - | - | - | - | 9.40 | 16.50 | 9.40 | 12.60 | 9.80 | 15.00 | 10.45 | 13.25 |
67 | Doha Bank QSC | 9.00 | - | - | - | - | 9.75 | 11.10 | 9.75 | 11.10 | - | - | - | - |
68 | FIRSTRAND Bank Ltd | 10.00 | - | - | - | - | 10.00 | 13.20 | 10.00 | 10.00 | 9.60 | 28.00 | 10.75 | 27.00 |
69 | HSBC | 9.45 | - | - | - | - | 8.00 | 25.00 | 9.45 | 17.75 | 2.50 | 24.00 | 2.50 | 21.00 |
70 | Industrial & Commercial Bank Of China | 10.25 | - | - | - | - | 10.25 | 12.00 | 10.50 | 12.00 | 13.25 | 13.75 | 13.25 | 13.75 |
71 | JP Morgan Chase Bank | 8.90 | - | - | - | - | 8.90 | 11.85 | 8.90 | 9.30 | 9.00 | 12.25 | 9.25 | 12.25 |
72 | JSC VTB Bank | 10.50 | 14.25 | 16.25 | 16.25 | 16.25 | - | - | - | - | 12.00 | 14.50 | 13.50 | 14.50 |
73 | Krung Thai Bank PCL | 10.00 | 12.50 | 12.50 | 12.50 | 12.50 | - | - | - | - | - | - | - | - |
74 | Mashreq Bank | - | - | - | - | - | - | - | - | - | - | - | - | - |
75 | Mizuho Corporate Bank | 8.75 | 10.35 | 14.40 | 11.00 | 12.00 | 8.75 | 11.15 | 8.75 | 11.15 | 8.75 | 14.49 | 8.75 | 14.49 |
76 | National Australia Bank | 9.25 | - | - | - | - | - | - | - | - | 10.00 | 10.00 | 10.00 | 10.00 |
77 | Rabobank International | 9.75 | - | - | - | - | 9.75 | 13.00 | 10.40 | 11.60 | 11.50 | 14.84 | 12.50 | 14.84 |
78 | Seber Bank | 10.25 | 12.80 | 13.75 | 12.80 | 13.75 | 12.25 | 13.25 | 12.25 | 13.25 | 13.00 | 13.75 | 13.15 | 13.75 |
79 | Shinhan Bank | 9.25 | - | - | - | - | 9.25 | 13.50 | 10.75 | 12.00 | 3.00 | 13.90 | 9.75 | 13.00 |
80 | Societe Generale | 9.15 | 12.35 | 12.35 | 12.35 | 12.35 | 9.15 | 14.85 | 9.20 | 13.20 | 9.95 | 13.00 | 10.05 | 13.00 |
81 | Sonali Bank Ltd | 10.20 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
82 | Standard Chartered Bank | 9.75 | 12.05 | 44.72 | 18.43 | 41.73 | 5.00 | 30.40 | 10.62 | 19.49 | 1.00 | 32.09 | 10.10 | 19.00 |
83 | State Bank of Mauritius | 11.00 | 10.50 | 16.50 | 12.50 | 13.50 | 15.00 | 15.00 | 15.00 | 15.00 | 9.80 | 16.00 | 11.00 | 13.75 |
84 | Sumitomo Mitsui Banking Corporation | 7.80 | - | - | - | - | 8.45 | 10.90 | 8.50 | 9.43 | 9.90 | 11.50 | 9.90 | 11.50 |
85 | The Royal Bk of Scotland | 9.50 | 9.00 | 18.00 | 9.00 | 13.80 | - | - | - | - | 2.00 | 15.20 | 2.00 | 11.72 |
86 | UBS AG | - | - | - | - | - | - | - | - | - | - | - | - | - |
87 | United Overseas Bank | 9.75 | - | - | - | - | 9.75 | 11.25 | 9.75 | 9.75 | 9.75 | 9.75 | 9.75 | 9.75 |
88 | Westpac Banking Corporation | 9.50 | - | - | - | - | - | - | - | - | 9.65 | 9.65 | 9.65 | 9.65 |
89 | Woori Bank | 9.45 | - | - | - | - | 9.65 | 11.55 | 9.65 | 11.55 | 10.20 | 10.55 | 10.20 | 10.55 |
*: These rates relate to those under both Base Rate and Benchmark Prime Lending Rate Systems. -: Nil/No transaction. |
Table 6B: Bank-wise Lending Rates for Rupee Export Credit (Pre-Shipment) for the Quarter Ended-September 2015 | ||||||||||
(Per cent per annum) | ||||||||||
Sl. No. | Bank-Group | Base Rate | Pre-Shipment | |||||||
Up to 180 days | Beyond 180 days-270 days | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
Public Sector Banks | ||||||||||
1 | Allahabad Bank | 9.95 | 8.95 | 11.45 | 8.95 | 11.45 | 8.95 | 11.45 | 8.95 | 11.45 |
2 | Andhra Bank | 9.75 | 9.75 | 16.50 | 10.00 | 16.50 | 9.75 | 16.50 | 10.00 | 16.50 |
3 | Bank of Baroda | 9.90 | 9.90 | 11.75 | 9.90 | 11.25 | 9.90 | 11.75 | 9.90 | 11.25 |
4 | Bank of Maharashtra | 10.00 | 10.00 | 11.75 | 10.00 | 11.75 | 10.00 | 12.00 | 10.00 | 10.40 |
5 | Bank of India | 9.95 | - | - | - | - | - | - | - | - |
6 | Bhartiya Mahila Bank | 9.80 | - | - | - | - | - | - | - | - |
7 | Canara Bank | 9.90 | 10.50 | 10.50 | 10.50 | 10.50 | 10.50 | 10.50 | 10.50 | 10.50 |
8 | Central Bank of India | 9.95 | 10.75 | 11.50 | 11.25 | 11.50 | 10.75 | 11.50 | 11.25 | 11.50 |
9 | Corporation Bank | 9.90 | 9.90 | 10.40 | 9.90 | 10.40 | 9.90 | 11.40 | 9.90 | 10.40 |
10 | Dena Bank | 10.00 | 10.00 | 19.00 | 10.00 | 19.00 | 10.00 | 19.00 | 10.00 | 19.00 |
11 | IDBI Bank | 10.00 | 10.25 | 22.50 | 10.25 | 13.00 | 10.00 | 14.00 | 10.25 | 12.00 |
12 | Indian Bank | 9.65 | 9.65 | 12.25 | 9.65 | 12.25 | 9.65 | 12.25 | 9.65 | 12.25 |
13 | Indian Overseas Bank | 9.90 | 10.65 | 11.15 | 10.65 | 11.15 | 10.65 | 11.15 | 10.65 | 11.15 |
14 | Oriental Bank. Of Commerce | 9.70 | 9.70 | 10.95 | 9.70 | 10.95 | - | - | - | - |
15 | Punjab National Bank | 10.00 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 |
16 | Punjab & Sind Bank | 10.00 | 10.50 | 10.50 | 10.50 | 10.50 | 14.05 | 14.05 | 14.05 | 14.05 |
17 | State Bank of Hyderabad | 9.95 | 11.65 | 12.05 | 11.65 | 12.05 | 11.65 | 12.05 | 11.65 | 12.05 |
18 | State Bank of B & J | 9.95 | 9.95 | 10.45 | 9.95 | 10.45 | 9.95 | 10.45 | 9.95 | 10.45 |
19 | State Bank of India | 9.70 | 7.45 | 12.95 | 10.00 | 11.20 | 7.45 | 12.95 | 10.00 | 11.20 |
20 | State Bank of Mysore | 9.90 | 9.50 | 11.50 | 11.25 | 11.50 | 10.00 | 17.00 | 10.00 | 11.50 |
21 | State Bank of Patiala | 9.95 | 9.95 | 12.25 | 9.95 | 12.25 | 9.95 | 12.25 | 9.95 | 12.25 |
22 | State Bank of Travancore | 10.15 | 12.15 | 12.15 | 12.15 | 12.15 | 12.15 | 12.15 | 12.15 | 12.15 |
23 | Syndicate Bank | 10.00 | 11.50 | 11.50 | 11.50 | 11.50 | 11.50 | 16.00 | 12.00 | 14.00 |
24 | UCO Bank | 9.95 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 | 10.75 |
25 | Union Bank of India | 10.00 | 11.00 | 11.25 | 11.00 | 11.25 | 11.25 | 11.50 | 11.25 | 11.50 |
26 | United Bank of India | 9.90 | 10.15 | 11.15 | 10.15 | 11.15 | 10.15 | 11.15 | 10.15 | 11.15 |
27 | Vijaya Bank | 9.85 | 10.10 | 10.10 | 10.10 | 10.10 | 10.35 | 10.35 | 10.35 | 10.35 |
Private banks | ||||||||||
28 | Axis Bank Ltd. | 9.85 | 9.95 | 15.85 | 10.20 | 12.10 | 10.70 | 15.85 | 11.45 | 13.50 |
29 | Catholic Syrian Bank Ltd. | 10.50 | 10.50 | 14.25 | 12.50 | 14.25 | 10.50 | 14.25 | 12.75 | 14.25 |
30 | City Union Bank Ltd. | 10.75 | 11.00 | 14.00 | 11.00 | 13.00 | 11.00 | 14.00 | 11.00 | 12.25 |
31 | Development Credit Bank Ltd. | 10.85 | 11.00 | 11.00 | 11.00 | 11.00 | - | - | - | - |
32 | Dhanalaxmi Bank Ltd. | 11.50 | 12.50 | 17.00 | 15.00 | 17.00 | 13.00 | 13.00 | 13.00 | 13.00 |
33 | Federal Bank Ltd. | 9.95 | 9.95 | 15.05 | 10.20 | 12.75 | 9.95 | 15.35 | 10.50 | 10.55 |
34 | HDFC Bank Ltd. | 9.35 | 9.35 | 11.75 | 9.35 | 11.50 | 9.85 | 10.55 | 10.55 | 10.55 |
35 | ICICI Bank Ltd | 9.70 | 9.75 | 19.50 | 9.75 | 13.75 | 9.75 | 19.25 | 9.75 | 19.25 |
36 | Indusind Bank | 10.85 | 10.90 | 15.35 | 10.90 | 15.35 | - | - | - | - |
37 | J & K Bank Ltd. | 9.85 | 7.50 | 16.85 | 11.10 | 11.10 | 7.50 | 16.85 | 7.50 | 16.85 |
38 | Karnataka Bank Ltd. | 10.50 | 11.25 | 12.00 | 11.25 | 11.75 | 12.25 | 13.00 | 12.25 | 12.75 |
39 | Karur Vysya Bank Ltd. | 10.75 | 11.50 | 18.25 | 11.50 | 11.50 | 11.50 | 18.25 | 11.50 | 11.50 |
40 | Kotak Mahindra Bank | 9.85 | 9.75 | 16.20 | 9.75 | 16.20 | 16.20 | 16.20 | 16.20 | 16.20 |
41 | Laxmi Vilas Bank Ltd. | 10.95 | 11.30 | 17.80 | 11.45 | 17.25 | 11.45 | 18.00 | 11.45 | 13.70 |
42 | Nainital Bank | 10.00 | - | - | - | - | - | - | - | - |
43 | Ratnakar Bank Ltd. | 10.85 | 11.00 | 14.00 | 11.00 | 12.60 | 15.85 | 15.85 | 15.85 | 15.85 |
44 | South Indian Bank Ltd. | 10.20 | 10.20 | 11.00 | 10.40 | 11.00 | 10.20 | 10.90 | 10.20 | 10.90 |
45 | Tamilnad Mercantile Bank Ltd. | 10.60 | 5.01 | 19.60 | 5.01 | 19.60 | 5.01 | 19.60 | 5.01 | 19.60 |
46 | Yes Bank Ltd | 10.50 | 10.00 | 14.50 | 10.00 | 14.50 | - | - | - | - |
Foreign banks | ||||||||||
47 | AB Bank Ltd | 8.00 | - | - | - | - | - | - | - | - |
48 | Abu Dhabi Commercial Bank Ltd | 9.95 | - | - | - | - | - | - | - | - |
49 | American Express Banking Corp | 12.25 | - | - | - | - | - | - | - | - |
50 | Antwerp Diamond Bk NV | 15.50 | - | - | - | - | - | - | - | - |
51 | Australia and New zealand banking group ltd | 9.25 | - | - | - | - | - | - | - | - |
52 | Bank of America | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | - | - | - | - |
53 | Bank of Bh'rain & Kuwait | 10.15 | 10.95 | 12.25 | 10.95 | 12.25 | - | - | - | - |
54 | Bank of Ceylon | 10.67 | 11.31 | 13.31 | 11.31 | 11.31 | - | - | - | - |
55 | Bank of Nova Scotia | 9.00 | - | - | - | - | - | - | - | - |
56 | Barclays Bank | 9.25 | - | - | - | - | - | - | - | - |
57 | Bk International Indonesia | 9.50 | 9.95 | 10.60 | 10.60 | 10.60 | - | - | - | - |
58 | Bk of Tokyo Mits UFJ, Ltd | 8.00 | - | - | - | - | - | - | - | - |
59 | BNP Paribas | 8.90 | 8.90 | 10.50 | 9.20 | 9.20 | - | - | - | - |
60 | ChinaTrust Commercial Bank | 9.40 | 9.40 | 13.00 | 9.40 | 13.00 | - | - | - | - |
61 | Citi Bank | 9.35 | 9.35 | 12.25 | 9.50 | 10.25 | - | - | - | - |
62 | Commonwealth Bank of Australia | 9.50 | - | - | - | - | - | - | - | - |
63 | Credit Agricole | 9.15 | - | - | - | - | - | - | - | - |
64 | Credit Suisse AG | 9.75 | - | - | - | - | - | - | - | - |
65 | Deutsche Bank | 9.35 | 9.35 | 9.75 | 9.35 | 9.75 | 9.65 | 10.00 | 9.65 | 9.65 |
66 | Development Bank of Singapore | 9.20 | 9.20 | 15.00 | 9.20 | 10.90 | - | - | - | - |
67 | Doha Bank QSC | 9.00 | - | - | - | - | - | - | - | - |
68 | FIRSTRAND Bank Ltd | 10.00 | 10.40 | 10.40 | 10.40 | 10.40 | - | - | - | - |
69 | HSBC | 9.25 | 8.00 | 25.00 | 9.25 | 11.70 | 9.45 | 10.00 | 9.45 | 9.75 |
70 | Industrial & Commercial Bank Of China | 10.25 | - | - | - | - | - | - | - | - |
71 | Industrial Bank Of Korea | 9.00 | - | - | - | - | - | - | - | - |
72 | JP Morgan Chase Bank | 8.90 | 8.90 | 9.20 | 8.90 | 9.20 | - | - | - | - |
73 | JSC VTB Bank | 10.50 | 12.50 | 14.50 | 12.50 | 12.50 | - | - | - | - |
74 | Krung Thai Bank PCL | 10.00 | - | - | - | - | - | - | - | - |
75 | Mashreq Bank | - | - | - | - | - | - | - | - | - |
76 | Mizuho Corporate Bank | 8.75 | 10.00 | 10.00 | 10.00 | 10.00 | - | - | - | - |
77 | National Australia Bank | 9.00 | - | - | - | - | - | - | - | - |
78 | Rabobank International | 9.75 | 10.15 | 10.15 | 10.15 | 10.15 | - | - | - | - |
79 | Sber Bank | 10.25 | - | - | - | - | - | - | - | - |
80 | Shinhan Bank | 9.00 | - | - | - | - | - | - | - | - |
81 | Societe Generale | 9.15 | - | - | - | - | - | - | - | - |
82 | Sonali Bank Ltd | 10.20 | - | - | - | - | - | - | - | - |
83 | Standard Chartered Bank | 9.75 | 9.75 | 17.50 | 10.70 | 13.75 | 14.00 | 17.00 | 15.50 | 16.00 |
84 | State Bank of Mauritius | 11.00 | - | - | - | - | - | - | - | - |
85 | Sumitomo Mitsui Banking Corporation | 7.50 | - | - | - | - | - | - | - | - |
86 | The Royal Bk of Scotland | 9.00 | - | - | - | - | - | - | - | - |
87 | UBS AG | - | - | - | - | - | - | - | - | - |
88 | United Overseas Bank | 9.50 | 9.65 | 9.65 | 9.65 | 9.65 | - | - | - | - |
89 | Westpac Banking Corporation | 9.20 | - | - | - | - | - | - | - | - |
90 | Woori Bank | 9.45 | - | - | - | - | - | - | - | - |
-: Nil/No transaction. |
Table 8: Bank Group-wise Weighted Average Lending Rates (WALR) | ||||
(On Fresh Rupee Loans Sanctioned) | ||||
(Per cent) | ||||
Month | Public Sector Banks | Private Sector Banks | Foreign Banks | All SCBs |
Mar-13 | 11.38 | 11.87 | 11.12 | 11.46 |
Jun-13 | 11.43 | 11.64 | 10.60 | 11.40 |
Sep-13 | 11.82 | 12.32 | 12.18 | 11.96 |
Dec-13 | 11.64 | 12.01 | 11.17 | 11.70 |
Mar-14 | 11.38 | 12.19 | 11.38 | 11.57 |
Jun-14 | 11.55 | 12.09 | 10.91 | 11.60 |
Sep-14 | 11.32 | 12.17 | 10.94 | 11.52 |
Dec-14 | 11.27 | 12.09 | 10.69 | 11.45 |
Mar-15 | 10.86 | 11.93 | 10.50 | 11.07 |
Jun-15 | 10.90 | 11.68 | 10.33 | 11.03 |
Sep-15 | 10.63 | 11.30 | 10.18 | 10.77 |
Dec-15 | 10.44 | 11.19 | 9.61 | 10.59 |
Mar-16 | 10.29 | 10.97 | 10.01 | 10.47 |
Jun-16 | 10.38 | 10.84 | 9.47 | 10.43 |
Sep-16 | 10.17 | 10.99 | 9.47 | 10.35 |
Dec-16 | 10.03 | 10.51 | 9.24 | 10.12 |
Mar-17 | 9.56 | 10.12 | 9.42 | 9.74 |
Jun-17 | 9.37 | 9.75 | 8.97 | 9.50 |
Sep-17 | 9.31 | 9.59 | 9.38 | 9.42 |
Dec-17 | 9.36 | 9.52 | 9.10 | 9.41 |
Mar-18 | 9.04 | 9.87 | 9.16 | 9.34 |
Jun-18 | 9.11 | 9.92 | 9.15 | 9.45 |
Sep-18 | 9.45 | 10.06 | 9.32 | 9.67 |
Dec-18 | 9.38 | 10.44 | 9.54 | 9.79 |
Mar-19 | 9.09 | 10.59 | 9.63 | 9.69 |
Jun-19 | 9.20 | 10.32 | 9.10 | 9.66 |
Sep-19 | 9.05 | 10.18 | 8.92 | 9.52 |
Dec-19 | 8.69 | 10.00 | 8.64 | 9.23 |
Mar-20 | 8.48 | 9.29 | 8.28 | 8.71 |
Jun-20 | 8.06 | 8.74 | 7.20 | 8.28 |
Sep-20 | 7.98 | 8.66 | 6.72 | 8.22 |
Dec-20 | 7.55 | 8.70 | 7.24 | 8.02 |
Mar-21 | 7.24 | 9.07 | 6.17 | 7.92 |
Jun-21 | 7.50 | 8.29 | 5.75 | 7.73 |
Sep-21 | 7.20 | 8.98 | 5.88 | 7.90 |
Dec-21 | 7.16 | 8.62 | 6.03 | 7.72 |
Mar-22 | 6.90 | 8.81 | 5.92 | 7.63 |
Jun-22 | 7.26 | 8.90 | 6.67 | 7.91 |
Sep-22 | 7.81 | 9.69 | 7.44 | 8.59 |
Dec-22 | 8.22 | 9.67 | 8.70 | 8.88 |
Mar-23 | 8.67 | 10.08 | 8.86 | 9.32 |
Jun-23 | 8.50 | 9.99 | 8.83 | 9.20 |
Sep-23 | 8.63 | 10.18 | 9.31 | 9.38 |
Dec-23 | 8.51 | 10.20 | 9.52 | 9.32 |
Note: WALR have been computed based on data submitted by banks. | ||||
Data are provisional. |
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended December 2023 | ||||||||||
Sl. | MCLR Overnight |
Pre-Shipment | ||||||||
No. | Up to 180 days | Beyond 180 days-270 days | ||||||||
Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | |||||||
60 per cent or | 60 per cent or | |||||||||
more business | more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||
1 | BANK OF BARODA | 8.00 | 6.55 | 17.75 | 7.50 | 17.25 | 8.25 | 17.75 | 9.35 | 17.25 |
2 | BANK OF INDIA | 8.00 | ||||||||
3 | BANK OF MAHARASHTRA | 8.00 | 5.00 | 11.70 | 5.00 | 8.40 | ||||
4 | CANARA BANK | 8.00 | 7.26 | 18.60 | 7.26 | 18.60 | 8.75 | 18.60 | 8.75 | 18.60 |
5 | CENTRAL BANK OF INDIA | 7.95 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 |
6 | INDIAN BANK | 8.10 | 6.50 | 14.00 | 6.50 | 14.00 | 6.50 | 14.00 | 6.50 | 14.00 |
7 | INDIAN OVERSEAS BANK | 8.00 | 8.30 | 10.65 | 8.30 | 10.65 | 8.30 | 9.65 | 8.30 | 9.65 |
8 | PUNJAB AND SIND BANK | 7.90 | 5.00 | 9.65 | 5.25 | 8.95 | 6.10 | 8.85 | 6.75 | 7.65 |
9 | PUNJAB NATIONAL BANK | 8.20 | 2.45 | 16.50 | 4.50 | 11.65 | 4.45 | 17.50 | 4.45 | 13.60 |
10 | STATE BANK OF INDIA | 8.00 | 5.33 | 16.55 | 5.33 | 8.05 | ||||
11 | UCO BANK | 8.00 | 6.00 | 8.60 | 6.00 | 8.60 | 6.00 | 8.80 | 6.00 | 8.80 |
12 | UNION BANK OF INDIA | 7.90 | 6.18 | 22.95 | 6.18 | 7.55 | 5.82 | 24.10 | 6.85 | 16.25 |
(B) | Private banks | |||||||||
13 | AXIS BANK LIMITED | 9.05 | 5.75 | 10.55 | 7.75 | 9.05 | 6.40 | 13.00 | 7.95 | 9.50 |
14 | BANDHAN BANK LIMITED | 7.07 | ||||||||
15 | CITY UNION BANK LIMITED | 8.40 | 8.50 | 14.50 | 9.75 | 11.00 | 8.50 | 14.50 | 9.00 | 11.00 |
16 | CSB BANK LIMITED | 7.30 | ||||||||
17 | DCB BANK LIMITED | 10.46 | 7.00 | 13.00 | 7.00 | 13.00 | ||||
18 | FEDERAL BANK LTD | 8.20 | 7.40 | 20.50 | 8.25 | 10.50 | 7.47 | 19.00 | 8.25 | 9.00 |
19 | HDFC BANK LTD. | 9.35 | 5.16 | 7.91 | 5.50 | 7.34 | 3.10 | 5.64 | 3.80 | 5.64 |
20 | ICICI BANK LIMITED | 8.70 | 10.25 | 19.50 | 19.00 | 19.00 | 9.75 | 15.00 | 9.75 | 10.25 |
21 | IDBI BANK LIMITED | 8.50 | 6.40 | 16.75 | 7.35 | 9.50 | 6.40 | 18.70 | 9.50 | 12.15 |
22 | IDFC FIRST BANK LIMITED | 8.30 | 7.74 | 11.50 | 8.00 | 9.50 | ||||
23 | INDUSIND BANK LTD | 9.50 | 6.55 | 18.75 | 8.00 | 11.00 | 8.57 | 11.00 | 9.30 | 9.30 |
24 | JAMMU AND KASHMIR BANK LTD | 9.85 | 8.85 | 16.50 | 8.85 | 8.85 | 4.85 | 16.50 | 8.85 | 8.85 |
25 | KARNATAKA BANK LTD | 8.10 | ||||||||
26 | KARUR VYSYA BANK LTD | 9.15 | 5.50 | 18.20 | 6.90 | 10.50 | ||||
27 | KOTAK MAHINDRA BANK LTD. | 9.10 | 7.80 | 9.75 | 8.35 | 9.30 | 8.10 | 9.00 | 9.00 | 9.00 |
28 | NAINITAL BANK LTD | 8.50 | ||||||||
29 | RBL BANK LTD | 7.65 | 4.70 | 11.65 | 5.40 | 9.10 | 6.30 | 7.15 | 6.40 | 6.90 |
30 | SOUTH INDIAN BANK LTD | 9.25 | 8.90 | 11.88 | 8.90 | 11.77 | 9.35 | 9.85 | 9.35 | 9.85 |
31 | TAMILNAD MERCANTILE BANK LTD | 9.50 | 9.45 | 28.75 | 9.45 | 28.75 | 9.45 | 22.75 | 9.45 | 22.75 |
32 | THE DHANALAKSHMI BANK LTD | 7.75 | 6.91 | 15.35 | 11.40 | 11.40 | 10.70 | 15.35 | 10.70 | 12.65 |
33 | YES BANK LTD. | 9.00 | 6.04 | 12.76 | 7.65 | 10.50 | 9.20 | 10.00 | 9.20 | 9.20 |
(C ) | Foreign banks | |||||||||
34 | AB BANK LIMITED | 5.57 | ||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.47 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.45 | 8.01 | 8.04 | 8.01 | 8.04 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.15 | 6.98 | 9.15 | 7.25 | 7.36 | ||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.35 | 6.90 | 14.65 | 6.90 | 14.65 | ||||
39 | BANK OF CEYLON | 9.43 | 9.42 | 11.42 | 9.42 | 11.42 | ||||
40 | BANK OF CHINA | 5.81 | ||||||||
41 | BANK OF NOVA SCOTIA | |||||||||
42 | BARCLAYS BANK PLC | 7.95 | 8.10 | 8.45 | 8.16 | 8.45 | ||||
43 | BNP PARIBAS | 8.00 | 5.65 | 8.26 | 5.70 | 6.15 | ||||
44 | CITIBANK N A | 6.80 | 7.23 | 11.73 | 7.92 | 9.46 | 7.69 | 7.69 | 7.69 | 7.69 |
45 | COOPERATIEVE RABOBANK U.A. | |||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.66 | 7.51 | 10.20 | 8.20 | 10.20 | ||||
47 | CREDIT SUISSE AG | 5.66 | ||||||||
48 | CTBC BANK CO., LTD. | 7.14 | 7.20 | 8.40 | 7.50 | 7.85 | 7.60 | 7.85 | 7.60 | 7.85 |
49 | DBS BANK LTD. | 8.75 | 7.70 | 11.65 | 8.18 | 9.00 | 8.50 | 11.75 | 9.25 | 9.45 |
50 | DEUTSCHE BANK AG | 7.95 | 7.92 | 9.08 | 8.18 | 8.38 | 9.00 | 12.00 | 12.00 | 12.00 |
51 | DOHA BANK QSC | 7.15 | ||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | 6.03 | 6.15 | 6.07 | 6.15 | ||||
53 | FIRST ABU DHABI BANK PJSC | 5.90 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||
55 | HANA BANK | 9.25 | 7.80 | 7.80 | 7.80 | 7.80 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.45 | 4.38 | 11.91 | 5.45 | 8.92 | 5.08 | 6.45 | 5.45 | 6.45 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 6.87 | 6.90 | 6.90 | 6.90 | 6.90 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.15 | ||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.25 | 7.53 | 8.83 | 7.89 | 8.65 | ||||
60 | KOOKMIN BANK | 8.15 | ||||||||
61 | MASHREQ BANK PSC | 8.42 | ||||||||
62 | MIZUHO BANK LTD | 8.35 | 7.19 | 10.09 | 7.76 | 7.76 | 7.95 | 7.95 | 7.95 | 7.95 |
63 | MUFG BANK LTD. | 7.15 | 8.20 | 8.40 | 8.20 | 8.40 | ||||
64 | NATWEST MARKETS PLC | |||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.99 | 9.04 | 9.01 | 9.01 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.90 | ||||||||
67 | SBERBANK | 7.95 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.30 | 6.77 | 11.70 | 6.77 | 6.84 | 7.15 | 7.15 | 7.15 | 7.15 |
69 | SHINHAN BANK | 9.20 | 7.50 | 10.40 | 7.50 | 9.50 | ||||
70 | SOCIETE GENERALE | 7.35 | ||||||||
71 | SONALI BANK | 5.35 | ||||||||
72 | STANDARD CHARTERED BANK | 6.95 | 4.50 | 10.75 | 6.00 | 7.00 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.25 | 7.25 | 10.10 | 8.10 | 8.10 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.65 | ||||||||
75 | WOORI BANK | 7.00 |
Table 6A: Bank-wise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended December 2023 | ||||||||||||||
Sl. | Banks | MCLR Overnight |
Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
No. | Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | ||||||||
60 per cent or | 60 per cent or | 60 per cent or | ||||||||||||
more business | more business | more business | ||||||||||||
(A) | Public sector banks | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
1 | BANK OF BARODA | 8.00 | 7.00 | 16.45 | 9.15 | 15.55 | 8.20 | 16.45 | 8.70 | 10.20 | 8.65 | 16.45 | 8.65 | 16.45 |
2 | BANK OF INDIA | 8.00 | 4.00 | 22.00 | 7.00 | 17.10 | 4.00 | 30.00 | 6.75 | 18.75 | 4.00 | 30.00 | 5.50 | 19.09 |
3 | BANK OF MAHARASHTRA | 8.00 | 4.00 | 15.30 | 4.00 | 10.50 | 5.00 | 15.30 | 5.00 | 8.20 | 5.00 | 15.30 | 5.00 | 10.20 |
4 | CANARA BANK | 8.00 | 8.75 | 18.60 | 8.75 | 18.60 | 8.75 | 18.60 | 8.75 | 18.60 | 8.21 | 18.60 | 8.21 | 18.60 |
5 | CENTRAL BANK OF INDIA | 7.95 | 6.50 | 16.25 | 7.00 | 13.75 | 7.00 | 14.75 | 7.00 | 13.75 | 6.50 | 16.25 | 7.30 | 15.25 |
6 | INDIAN BANK | 8.10 | 3.80 | 17.90 | 3.80 | 17.90 | 6.00 | 11.90 | 6.00 | 11.90 | 3.80 | 16.50 | 3.80 | 16.50 |
7 | INDIAN OVERSEAS BANK | 8.00 | 9.35 | 15.85 | 9.35 | 15.85 | 11.70 | 13.80 | 11.70 | 13.80 | 8.00 | 14.40 | 8.00 | 14.40 |
8 | PUNJAB AND SIND BANK | 7.90 | 6.50 | 14.95 | 7.90 | 13.85 | 5.40 | 14.70 | 6.75 | 9.30 | 4.00 | 14.95 | 7.15 | 13.85 |
9 | PUNJAB NATIONAL BANK | 8.20 | 3.75 | 16.25 | 9.30 | 10.70 | 3.00 | 18.50 | 7.26 | 7.75 | 4.00 | 17.25 | 7.00 | 10.45 |
10 | STATE BANK OF INDIA | 8.00 | 7.00 | 33.90 | 7.00 | 11.05 | 8.50 | 20.00 | 8.50 | 10.20 | 20.25 | 12.00 | ||
11 | UCO BANK | 8.00 | 4.00 | 17.00 | 9.50 | 17.00 | 4.00 | 15.75 | 7.25 | 9.12 | 4.00 | 17.40 | 6.70 | 13.00 |
12 | UNION BANK OF INDIA | 7.90 | 8.40 | 36.50 | 8.40 | 11.20 | 7.15 | 36.00 | 7.15 | 8.70 | 7.65 | 36.00 | 7.65 | 11.30 |
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 9.05 | 8.50 | 13.60 | 9.20 | 11.80 | 11.15 | 18.35 | 12.60 | 15.85 | 6.32 | 11.70 | 6.85 | 9.75 |
14 | BANDHAN BANK LIMITED | 7.07 | 9.00 | 19.97 | 9.65 | 11.70 | 9.00 | 29.00 | 9.63 | 22.50 | ||||
15 | CITY UNION BANK LIMITED | 8.40 | 8.00 | 19.00 | 9.50 | 11.50 | 5.00 | 19.00 | 8.90 | 9.50 | 3.00 | 19.50 | 8.00 | 12.50 |
16 | CSB BANK LIMITED | 7.30 | 8.16 | 19.94 | 10.05 | 12.30 | 42.00 | 10.10 | 12.65 | 4.00 | 26.00 | 8.90 | 25.00 | |
17 | DCB BANK LIMITED | 10.46 | 11.00 | 15.00 | 11.00 | 15.00 | 9.00 | 11.00 | 9.00 | 11.00 | 5.00 | 26.00 | 5.00 | 26.00 |
18 | FEDERAL BANK LTD | 8.20 | 5.00 | 20.90 | 8.50 | 12.43 | 4.00 | 28.00 | 8.99 | 11.90 | 2.50 | 26.00 | 8.25 | 10.15 |
19 | HDFC BANK LTD. | 9.35 | 8.38 | 12.00 | 8.90 | 10.52 | 7.35 | 9.59 | 7.50 | 8.72 | 5.15 | 24.86 | 5.19 | 16.74 |
20 | ICICI BANK LIMITED | 8.70 | 7.00 | 19.50 | 8.50 | 15.50 | 1.50 | 19.50 | 7.75 | 9.50 | 2.50 | 22.25 | 7.75 | 10.75 |
21 | IDBI BANK LIMITED | 8.50 | 5.90 | 28.15 | 8.75 | 13.15 | 2.00 | 31.40 | 8.30 | 9.16 | 3.00 | 27.20 | 7.35 | 10.90 |
22 | IDFC FIRST BANK LIMITED | 8.30 | 7.00 | 47.88 | 10.50 | 42.00 | 8.40 | 14.10 | 8.80 | 10.60 | 2.00 | 36.00 | 9.24 | 24.50 |
23 | INDUSIND BANK LTD | 9.50 | 6.50 | 28.00 | 8.76 | 11.06 | 6.17 | 47.40 | 6.98 | 47.40 | 4.00 | 31.50 | 6.65 | 24.00 |
24 | JAMMU AND KASHMIR BANK LTD | 9.85 | 4.00 | 39.45 | 7.00 | 12.45 | 7.25 | 14.10 | 7.25 | 12.95 | 0.10 | 20.00 | 7.10 | 12.05 |
25 | KARNATAKA BANK LTD | 8.10 | 4.50 | 20.27 | 10.12 | 12.21 | 4.50 | 20.00 | 7.20 | 11.00 | ||||
26 | KARUR VYSYA BANK LTD | 9.15 | 8.50 | 20.40 | 9.25 | 12.35 | 4.00 | 19.50 | 9.45 | 9.55 | 4.00 | 21.00 | 8.50 | 11.60 |
27 | KOTAK MAHINDRA BANK LTD. | 9.10 | 8.50 | 11.50 | 8.90 | 10.00 | 7.75 | 10.25 | 8.00 | 9.00 | 1.46 | 26.03 | 2.35 | 25.00 |
28 | NAINITAL BANK LTD | 8.50 | 7.00 | 17.25 | 7.00 | 16.75 | 4.00 | 17.00 | 5.10 | 13.75 | 4.00 | 16.25 | 4.25 | 15.75 |
29 | RBL BANK LTD | 7.65 | 7.36 | 47.88 | 10.00 | 47.88 | 6.50 | 20.00 | 6.50 | 20.00 | 3.75 | 47.88 | 4.50 | 47.88 |
30 | SOUTH INDIAN BANK LTD | 9.25 | 8.99 | 15.47 | 9.50 | 12.72 | 7.00 | 15.50 | 7.46 | 9.95 | 7.25 | 13.15 | 7.27 | 11.35 |
31 | TAMILNAD MERCANTILE BANK LTD | 9.50 | 5.55 | 20.00 | 5.55 | 20.00 | 6.25 | 28.75 | 6.25 | 28.75 | 4.00 | 21.75 | 4.00 | 21.75 |
32 | THE DHANALAKSHMI BANK LTD | 7.75 | 6.91 | 22.50 | 10.50 | 14.80 | 4.25 | 23.00 | 8.50 | 10.00 | 4.00 | 30.18 | 8.50 | 12.65 |
33 | YES BANK LTD. | 9.00 | 7.00 | 18.00 | 7.00 | 18.00 | 7.10 | 16.00 | 7.30 | 12.00 | 2.00 | 26.00 | 2.50 | 26.00 |
(C ) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 5.57 | ||||||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.47 | 12.00 | 47.88 | 42.00 | 47.88 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.45 | 7.60 | 10.00 | 7.61 | 8.60 | 6.25 | 10.30 | 6.25 | 10.30 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.15 | 5.80 | 10.30 | 7.36 | 8.15 | 4.99 | 9.35 | 8.03 | 8.76 | ||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.35 | 6.90 | 14.65 | 6.90 | 10.75 | 6.55 | 11.30 | 6.55 | 9.00 | 15.00 | 15.00 | ||
39 | BANK OF CEYLON | 9.43 | 9.25 | 13.00 | 9.25 | 13.00 | 8.50 | 13.00 | 8.50 | 13.00 | 6.50 | 13.00 | 6.50 | 13.00 |
40 | BANK OF CHINA | 5.81 | 7.75 | 7.75 | 7.75 | 7.75 | 7.40 | 8.40 | 7.40 | 8.40 | ||||
41 | BANK OF NOVA SCOTIA | |||||||||||||
42 | BARCLAYS BANK PLC | 7.95 | 7.59 | 9.45 | 7.65 | 9.25 | 6.40 | 13.05 | 6.46 | 11.00 | ||||
43 | BNP PARIBAS | 8.00 | 7.75 | 19.75 | 8.00 | 9.40 | 4.80 | 10.30 | 6.15 | 8.66 | 5.30 | 11.54 | 5.30 | 9.63 |
44 | CITIBANK N A | 6.80 | 7.47 | 9.96 | 7.73 | 9.25 | 8.07 | 9.48 | 8.40 | 9.20 | 7.62 | 10.55 | 8.17 | 9.62 |
45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.66 | 7.51 | 10.20 | 8.20 | 10.20 | 7.72 | 10.25 | 8.05 | 8.80 | 4.70 | 10.90 | 5.95 | 9.59 |
47 | CREDIT SUISSE AG | 5.66 | 6.91 | 12.00 | 6.91 | 12.00 | ||||||||
48 | CTBC BANK CO., LTD. | 7.14 | 7.20 | 9.45 | 7.55 | 8.12 | 7.00 | 10.64 | 7.75 | 9.14 | ||||
49 | DBS BANK LTD. | 8.75 | 7.50 | 15.70 | 12.00 | 12.00 | 4.50 | 28.00 | 8.00 | 17.00 | ||||
50 | DEUTSCHE BANK AG | 7.95 | 7.10 | 12.95 | 7.80 | 8.36 | 7.88 | 22.65 | 8.77 | 16.50 | ||||
51 | DOHA BANK QSC | 7.15 | 8.35 | 9.85 | 8.50 | 8.75 | 2.00 | 12.75 | 4.00 | 9.55 | ||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | 6.03 | 8.78 | 7.93 | 8.10 | 8.20 | 9.05 | 8.20 | 9.05 | ||||
53 | FIRST ABU DHABI BANK PJSC | 5.90 | 6.85 | 10.99 | 6.85 | 10.10 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | HANA BANK | 9.25 | 7.25 | 11.50 | 7.35 | 8.19 | 7.25 | 10.06 | 7.25 | 9.74 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.45 | 4.38 | 16.00 | 4.49 | 13.59 | 2.50 | 42.00 | 6.10 | 42.00 | ||||
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 6.87 | 7.01 | 8.41 | 7.68 | 7.98 | 7.70 | 10.08 | 7.70 | 10.08 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.15 | 7.90 | 8.80 | 7.90 | 8.80 | 7.55 | 9.53 | 7.55 | 9.53 | ||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.25 | 7.19 | 9.38 | 7.65 | 8.51 | 5.91 | 9.18 | 7.73 | 8.62 | ||||
60 | KOOKMIN BANK | 8.15 | 7.50 | 9.30 | 7.50 | 8.75 | 7.50 | 11.50 | 7.50 | 11.10 | ||||
61 | MASHREQ BANK PSC | 8.42 | 8.00 | 9.76 | 8.00 | 9.76 | 8.95 | 10.47 | 8.95 | 10.47 | ||||
62 | MIZUHO BANK LTD | 8.35 | 8.75 | 13.20 | 9.50 | 9.60 | 7.47 | 10.70 | 7.85 | 8.35 | 6.70 | 10.86 | 7.97 | 9.80 |
63 | MUFG BANK LTD. | 7.15 | 7.50 | 11.50 | 8.15 | 8.89 | 5.10 | 12.00 | 5.62 | 8.75 | ||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.29 | 8.33 | 8.30 | 8.33 | 8.35 | 11.46 | 8.35 | 11.46 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.90 | 8.60 | 13.13 | 10.23 | 10.23 | 7.50 | 10.40 | 8.05 | 8.35 | 5.70 | 10.75 | 9.15 | 10.20 |
67 | SBERBANK | 7.95 | 8.50 | 13.75 | 8.50 | 13.75 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.30 | 9.25 | 12.35 | 9.90 | 12.15 | 9.35 | 12.75 | 9.35 | 12.75 | 6.15 | 23.00 | 8.50 | 13.70 |
69 | SHINHAN BANK | 9.20 | 7.01 | 11.65 | 7.80 | 8.20 | 3.00 | 16.50 | 8.25 | 10.40 | ||||
70 | SOCIETE GENERALE | 7.35 | 7.25 | 10.93 | 7.50 | 7.98 | 5.85 | 9.20 | 5.85 | 9.20 | ||||
71 | SONALI BANK | 5.35 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
72 | STANDARD CHARTERED BANK | 6.95 | 12.05 | 45.63 | 45.63 | 45.63 | 7.12 | 18.00 | 7.75 | 9.45 | 1.00 | 22.00 | 8.45 | 13.10 |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.25 | 7.25 | 10.85 | 7.85 | 8.60 | 5.50 | 11.75 | 7.70 | 9.96 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.65 | 7.46 | 8.30 | 7.46 | 8.30 | ||||||||
75 | WOORI BANK | 7.00 | 7.54 | 14.90 | 7.54 | 8.70 | 8.50 | 12.00 | 8.50 | 10.50 |
Table 6A: Bank-wise Lending Rates for Advances (other than Export Credit) for the Quarter ended September 2023 | ||||||||||||||
Sl. No. | Banks | MCLR Overnight |
Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||||||
1 | BANK OF BARODA | 8.00 | 7.00 | 16.45 | 9.15 | 15.55 | 7.90 | 16.45 | 8.30 | 10.15 | 8.65 | 16.45 | 8.65 | 12.60 |
2 | BANK OF INDIA | 7.95 | 4.00 | 22.00 | 7.00 | 17.00 | 4.00 | 30.00 | 6.75 | 18.75 | 4.00 | 30.00 | 4.00 | 19.09 |
3 | BANK OF MAHARASHTRA | 8.00 | 4.00 | 15.30 | 4.00 | 10.50 | 4.75 | 15.30 | 4.75 | 8.20 | 5.00 | 15.30 | 5.00 | 10.25 |
4 | CANARA BANK | 8.00 | 8.70 | 18.55 | 8.70 | 18.55 | 8.70 | 18.55 | 8.70 | 18.55 | 8.28 | 18.55 | 8.28 | 18.55 |
5 | CENTRAL BANK OF INDIA | 7.95 | 7.00 | 14.75 | 7.00 | 13.75 | 7.00 | 14.00 | 7.00 | 13.75 | 6.50 | 16.25 | 7.30 | 15.25 |
6 | INDIAN BANK | 8.10 | 4.00 | 16.50 | 4.00 | 16.50 | 4.00 | 16.50 | 4.00 | 16.50 | 4.00 | 16.50 | 4.00 | 16.50 |
7 | INDIAN OVERSEAS BANK | 7.90 | 9.35 | 15.85 | 9.35 | 15.85 | 11.60 | 12.80 | 11.60 | 12.80 | 7.90 | 14.35 | 7.90 | 14.35 |
8 | PUNJAB AND SIND BANK | 7.90 | 6.05 | 14.95 | 7.85 | 13.40 | 5.40 | 14.70 | 6.50 | 11.00 | 4.00 | 14.95 | 7.35 | 13.15 |
9 | PUNJAB NATIONAL BANK | 8.20 | 3.75 | 16.25 | 9.22 | 10.70 | 3.00 | 18.50 | 7.26 | 7.66 | 4.00 | 17.25 | 7.05 | 10.65 |
10 | STATE BANK OF INDIA | 8.00 | 29.45 | 7.00 | 11.25 | 19.85 | 8.30 | 10.15 | 20.25 | 12.05 | ||||
11 | UCO BANK | 7.95 | 4.00 | 17.00 | 9.50 | 17.00 | 4.00 | 16.75 | 7.25 | 9.12 | 4.00 | 17.40 | 6.70 | 13.00 |
12 | UNION BANK OF INDIA | 7.90 | 36.50 | 8.40 | 11.30 | 59.30 | 7.15 | 8.65 | 36.00 | 7.90 | 11.30 | |||
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 8.95 | 8.60 | 13.60 | 9.25 | 11.80 | 11.05 | 18.25 | 12.10 | 15.80 | 6.30 | 11.60 | 6.85 | 9.75 |
14 | BANDHAN BANK LIMITED | 6.91 | 9.00 | 19.97 | 9.90 | 12.20 | 9.00 | 29.00 | 9.76 | 22.50 | ||||
15 | CITY UNION BANK LIMITED | 8.30 | 8.00 | 19.00 | 9.50 | 11.50 | 3.50 | 19.00 | 8.40 | 9.50 | 3.00 | 19.50 | 8.00 | 12.75 |
16 | CSB BANK LIMITED | 7.15 | 8.05 | 19.94 | 10.18 | 12.45 | 42.00 | 10.10 | 12.65 | 4.00 | 26.00 | 8.75 | 25.00 | |
17 | DCB BANK LIMITED | 10.39 | 11.00 | 15.00 | 11.00 | 15.00 | 9.00 | 10.00 | 9.00 | 10.00 | 9.00 | 26.00 | 9.00 | 26.00 |
18 | FEDERAL BANK LTD | 8.20 | 6.00 | 20.90 | 8.75 | 12.60 | 4.00 | 28.00 | 8.89 | 11.90 | 2.50 | 26.00 | 8.16 | 10.15 |
19 | HDFC BANK LTD. | 9.25 | 8.30 | 12.00 | 8.80 | 10.50 | 7.15 | 9.45 | 7.26 | 8.60 | 5.22 | 24.11 | 5.25 | 17.04 |
20 | ICICI BANK LIMITED | 8.60 | 7.00 | 19.50 | 9.00 | 16.00 | 1.50 | 19.50 | 7.75 | 10.25 | 2.50 | 22.25 | 7.75 | 11.00 |
21 | IDBI BANK LIMITED | 8.50 | 4.90 | 28.15 | 8.65 | 13.15 | 2.00 | 31.40 | 9.13 | 9.94 | 2.75 | 25.00 | 7.62 | 10.90 |
22 | IDFC FIRST BANK LIMITED | 8.25 | 7.00 | 47.88 | 10.50 | 40.00 | 8.40 | 13.95 | 9.00 | 10.45 | 2.00 | 36.00 | 9.25 | 24.50 |
23 | INDUSIND BANK LTD | 9.40 | 6.50 | 27.75 | 8.75 | 11.04 | 6.17 | 47.40 | 7.00 | 47.40 | 4.00 | 31.50 | 7.00 | 24.00 |
24 | JAMMU AND KASHMIR BANK LTD | 9.70 | 4.00 | 21.00 | 7.00 | 12.45 | 6.75 | 16.45 | 6.75 | 12.95 | 0.05 | 20.00 | 7.00 | 12.00 |
25 | KARNATAKA BANK LTD | 8.10 | 5.00 | 19.75 | 10.25 | 12.70 | 5.00 | 19.01 | 6.98 | 11.56 | ||||
26 | KARUR VYSYA BANK LTD | 9.20 | 7.80 | 18.40 | 9.50 | 11.95 | 4.00 | 20.65 | 9.20 | 9.30 | 4.00 | 21.90 | 8.25 | 11.60 |
27 | KOTAK MAHINDRA BANK LTD. | 9.10 | 8.50 | 12.00 | 9.00 | 10.00 | 7.70 | 10.00 | 8.00 | 9.00 | 1.46 | 32.61 | 3.90 | 28.82 |
28 | NAINITAL BANK LTD | 8.50 | 7.00 | 17.25 | 7.00 | 16.75 | 4.00 | 17.00 | 5.10 | 13.75 | 4.00 | 16.25 | 4.00 | 16.25 |
29 | RBL BANK LTD | 7.65 | 7.36 | 47.88 | 10.00 | 47.88 | 6.50 | 20.00 | 6.50 | 20.00 | 3.75 | 47.88 | 4.50 | 47.88 |
30 | SOUTH INDIAN BANK LTD | 9.25 | 9.10 | 15.45 | 9.70 | 12.95 | 6.99 | 15.45 | 7.90 | 9.95 | 7.27 | 13.15 | 7.27 | 11.45 |
31 | TAMILNAD MERCANTILE BANK LTD | 9.45 | 5.55 | 20.00 | 5.55 | 20.00 | 6.25 | 28.75 | 6.25 | 28.75 | 4.00 | 21.75 | 4.00 | 21.75 |
32 | THE DHANALAKSHMI BANK LTD | 7.75 | 6.65 | 22.50 | 10.50 | 14.65 | 4.25 | 23.00 | 8.50 | 10.00 | 4.00 | 30.18 | 8.50 | 12.50 |
33 | YES BANK LTD. | 8.90 | 7.50 | 15.98 | 9.00 | 11.60 | 5.25 | 16.50 | 7.25 | 9.40 | 2.00 | 26.18 | 3.50 | 26.00 |
(C) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 5.05 | 11.00 | 11.00 | 11.00 | 11.00 | ||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 6.25 | 12.00 | 47.88 | 42.00 | 47.88 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.40 | 7.45 | 9.67 | 7.48 | 8.17 | 5.90 | 10.30 | 5.90 | 9.85 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 8.70 | 5.80 | 10.30 | 7.42 | 7.97 | 4.99 | 9.02 | 7.92 | 8.70 | ||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 6.00 | ||||||||||||
39 | BANK OF CEYLON | 9.46 | 9.25 | 13.00 | 9.25 | 13.00 | 8.50 | 13.00 | 8.50 | 13.00 | 7.50 | 14.00 | 12.51 | 14.00 |
40 | BANK OF CHINA | 4.77 | 7.90 | 7.90 | 7.90 | 7.90 | 7.40 | 7.40 | 7.40 | 7.40 | ||||
41 | BANK OF NOVA SCOTIA | 10.15 | 14.70 | 10.15 | 14.70 | |||||||||
42 | BARCLAYS BANK PLC | 7.65 | 7.40 | 9.45 | 7.52 | 8.91 | 6.40 | 13.15 | 7.70 | 10.75 | ||||
43 | BNP PARIBAS | 8.01 | 7.80 | 19.75 | 7.94 | 9.45 | 4.80 | 10.35 | 6.15 | 8.50 | 5.30 | 11.39 | 5.30 | 9.63 |
44 | CITIBANK N A | 6.85 | 7.43 | 9.90 | 7.63 | 9.17 | 7.90 | 9.38 | 8.17 | 9.00 | 7.44 | 10.51 | 7.94 | 9.60 |
45 | COOPERATIEVE RABOBANK U.A. | 8.60 | 9.50 | 8.60 | 9.50 | 9.50 | 10.95 | 9.50 | 10.50 | |||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.53 | 7.15 | 10.15 | 7.38 | 10.15 | 7.68 | 9.96 | 7.90 | 8.50 | 4.70 | 11.00 | 5.95 | 9.63 |
47 | CREDIT SUISSE AG | 7.29 | 8.18 | 12.00 | 8.18 | 12.00 | ||||||||
48 | CTBC BANK CO., LTD. | 7.01 | 7.20 | 9.45 | 7.60 | 7.99 | 7.00 | 10.54 | 8.32 | 10.43 | ||||
49 | DBS BANK LTD. | 7.95 | 7.25 | 15.70 | 8.70 | 12.00 | 4.25 | 32.00 | 7.75 | 17.00 | ||||
50 | DEUTSCHE BANK AG | 8.75 | 7.10 | 12.00 | 7.76 | 8.57 | 6.70 | 22.55 | 8.26 | 15.40 | ||||
51 | DOHA BANK QSC | 7.35 | 8.35 | 9.60 | 8.50 | 8.75 | 2.00 | 12.75 | 4.00 | 9.55 | ||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | 5.86 | 8.78 | 7.70 | 8.16 | 8.04 | 9.05 | 8.08 | 9.05 | ||||
53 | FIRST ABU DHABI BANK PJSC | 6.00 | 6.85 | 10.94 | 7.77 | 9.85 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | HANA BANK | 9.25 | 7.25 | 11.50 | 7.35 | 8.19 | 7.25 | 10.35 | 7.25 | 9.61 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.50 | 4.21 | 16.00 | 4.35 | 13.00 | 2.50 | 42.00 | 4.80 | 42.00 | ||||
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.18 | 7.27 | 8.58 | 7.27 | 8.58 | 10.63 | 10.63 | 10.63 | 10.63 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.30 | 7.80 | 8.80 | 7.80 | 8.80 | 7.30 | 9.53 | 7.30 | 9.53 | ||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.20 | 6.99 | 10.73 | 7.36 | 7.90 | 7.11 | 9.32 | 7.60 | 8.65 | ||||
60 | KOOKMIN BANK | 8.09 | 8.75 | 9.00 | 8.75 | 9.00 | 7.38 | 11.50 | 7.38 | 11.00 | ||||
61 | MASHREQ BANK PSC | 7.88 | 7.70 | 9.00 | 7.70 | 9.00 | 8.00 | 9.99 | 8.00 | 9.99 | ||||
62 | MIZUHO BANK LTD | 8.30 | 8.21 | 13.20 | 9.00 | 9.70 | 7.29 | 11.52 | 7.62 | 8.20 | 6.70 | 10.80 | 7.81 | 9.65 |
63 | MUFG BANK LTD. | 6.85 | 7.25 | 11.50 | 8.10 | 8.77 | 5.10 | 11.81 | 5.62 | 8.71 | ||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.06 | 8.21 | 8.14 | 8.20 | 8.22 | 11.46 | 8.22 | 11.46 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 8.00 | 8.00 | 9.99 | 9.97 | 9.97 | 7.50 | 10.25 | 8.15 | 8.35 | 5.70 | 10.75 | 9.15 | 9.40 |
67 | SBERBANK | 7.95 | 8.50 | 13.75 | 8.50 | 13.75 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.30 | 9.10 | 12.35 | 9.95 | 12.15 | 9.35 | 15.00 | 9.35 | 10.70 | 6.15 | 23.00 | 8.50 | 14.05 |
69 | SHINHAN BANK | 9.20 | 7.00 | 11.65 | 7.70 | 8.70 | 3.00 | 16.50 | 8.25 | 10.40 | ||||
70 | SOCIETE GENERALE | 7.35 | 6.65 | 10.92 | 6.65 | 7.75 | 5.85 | 9.20 | 5.85 | 9.20 | ||||
71 | SONALI BANK | 5.79 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
72 | STANDARD CHARTERED BANK | 6.80 | 12.05 | 45.63 | 45.63 | 45.63 | 6.96 | 18.00 | 8.50 | 9.85 | 1.00 | 22.00 | 8.44 | 13.00 |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.25 | 7.20 | 10.85 | 7.65 | 8.60 | 5.50 | 11.75 | 7.70 | 9.95 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.57 | 7.50 | 8.52 | 7.50 | 8.52 | ||||||||
75 | WOORI BANK | 7.00 | 8.11 | 14.78 | 8.19 | 8.54 | 8.50 | 11.50 | 8.50 | 10.50 |
Table 6C: Bank-wise Lending Rates for Export Credit (Post-Shipment) for the quarter ended June 2023 | ||||||||||||||
Sl. No. | MCLR Overnight |
Post-Shipment | ||||||||||||
Demand Bills | Usance Bills Up to 90 days | Usance bills beyond 90 days and up to 180 days | ||||||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||||||
1 | BANK OF BARODA | 7.95 | 8.60 | 12.10 | 9.70 | 12.10 | 8.60 | 12.10 | 9.70 | 12.10 | 8.60 | 12.10 | 9.70 | 12.10 |
2 | BANK OF INDIA | 7.95 | - | - | - | - | - | - | - | - | - | - | - | - |
3 | BANK OF MAHARASHTRA | 7.90 | - | - | - | - | 7.40 | 15.30 | 7.40 | 7.90 | - | - | - | - |
4 | CANARA BANK | 7.90 | - | - | - | - | 8.65 | 18.50 | 8.65 | 18.50 | - | - | - | - |
5 | CENTRAL BANK OF INDIA | 7.85 | - | - | - | - | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 |
6 | INDIAN BANK | 8.00 | - | - | - | - | - | - | - | - | - | - | - | - |
7 | INDIAN OVERSEAS BANK | 7.90 | - | - | - | - | 7.90 | 10.65 | 7.90 | 10.65 | 7.90 | 10.40 | 7.90 | 10.40 |
8 | PUNJAB AND SIND BANK | 7.90 | - | - | - | - | 4.90 | 10.75 | 5.00 | 7.65 | 4.90 | 10.40 | 5.80 | 7.90 |
9 | PUNJAB NATIONAL BANK | 8.10 | 9.25 | 17.50 | 9.25 | 17.50 | 6.95 | 17.50 | 6.95 | 9.50 | 9.50 | 17.50 | 9.50 | 17.50 |
10 | STATE BANK OF INDIA | 7.95 | - | - | - | - | - | - | - | - | - | - | - | - |
11 | UCO BANK | 7.90 | - | - | - | - | - | - | - | - | - | - | - | - |
12 | UNION BANK OF INDIA | 7.90 | - | - | - | - | 2.01 | 10.70 | 2.03 | 10.11 | 2.07 | 10.20 | 2.08 | 10.15 |
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 8.90 | 5.75 | 8.35 | 5.75 | 8.25 | 5.50 | 7.40 | 5.70 | 6.50 | 3.99 | 11.40 | 3.99 | 7.00 |
14 | BANDHAN BANK LIMITED | 6.85 | - | - | - | - | - | - | - | - | - | - | - | - |
15 | CITY UNION BANK LIMITED | 7.15 | 8.50 | 15.75 | 10.00 | 12.00 | 8.50 | 15.75 | 10.50 | 11.25 | 8.50 | 15.75 | 10.25 | 13.50 |
16 | CSB BANK LIMITED | 8.30 | - | - | - | - | - | - | - | - | - | - | - | - |
17 | DCB BANK LIMITED | 10.14 | - | - | - | - | - | - | - | - | - | - | - | - |
18 | FEDERAL BANK LTD | 9.05 | 6.09 | 14.30 | 8.70 | 9.85 | 3.35 | 16.95 | 6.79 | 10.25 | 4.89 | 13.05 | 6.57 | 9.10 |
19 | HDFC BANK LTD. | 8.10 | - | - | - | - | - | - | - | - | - | - | - | - |
20 | ICICI BANK LIMITED | 8.35 | 7.25 | 8.00 | 7.25 | 7.75 | 1.25 | 17.75 | 4.25 | 9.00 | 4.25 | 15.75 | 4.50 | 9.00 |
21 | IDBI BANK LIMITED | 8.00 | - | - | - | - | - | - | - | - | - | - | - | - |
22 | IDFC FIRST BANK LIMITED | 9.10 | - | - | - | - | - | - | - | - | 9.25 | 9.60 | 9.50 | 9.60 |
23 | INDUSIND BANK LTD | 9.35 | 7.85 | 11.75 | 11.00 | 11.00 | 6.00 | 18.75 | 8.00 | 11.50 | 7.04 | 12.00 | 7.08 | 10.50 |
24 | JAMMU AND KASHMIR BANK LTD | 8.05 | 9.05 | 11.25 | 11.25 | 11.25 | 6.80 | 15.80 | 6.80 | 11.25 | 6.80 | 15.80 | 11.25 | 11.25 |
25 | KARNATAKA BANK LTD | 9.10 | - | - | - | - | - | - | - | - | - | - | - | - |
26 | KARUR VYSYA BANK LTD | 8.60 | - | - | - | - | - | - | - | - | - | - | - | - |
27 | KOTAK MAHINDRA BANK LTD. | 8.35 | - | - | - | - | 6.00 | 10.50 | 9.00 | 10.50 | 9.00 | 9.00 | 9.00 | 9.00 |
28 | NAINITAL BANK LTD | 8.05 | - | - | - | - | - | - | - | - | - | - | - | - |
29 | RBL BANK LTD | 9.15 | - | - | - | - | - | - | - | - | - | - | - | - |
30 | SOUTH INDIAN BANK LTD | 8.95 | 8.85 | 11.50 | 9.00 | 10.10 | 8.20 | 11.55 | 9.25 | 10.10 | 8.09 | 14.70 | 9.25 | 10.70 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 5.10 | 14.35 | 5.10 | 14.35 | 5.10 | 14.35 | 5.10 | 14.35 | 5.10 | 14.35 | 5.10 | 14.35 |
32 | THE DHANALAKSHMI BANK LTD | 8.00 | - | - | - | - | 8.00 | 12.50 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 |
33 | YES BANK LTD. | 8.55 | - | - | - | - | 7.75 | 10.80 | 7.75 | 10.80 | 7.15 | 10.80 | 7.15 | 10.80 |
(C) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 3.21 | - | - | - | - | - | - | - | - | - | - | - | - |
35 | AMERICAN EXPRESS BANKING CORP. | 5.76 | - | - | - | - | - | - | - | - | - | - | - | - |
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.50 | - | - | - | - | 8.05 | 9.23 | 9.00 | 9.23 | 8.10 | 8.10 | 8.10 | 8.10 |
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 5.20 | - | - | - | - | - | - | - | - | - | - | - | - |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.30 | - | - | - | - | - | - | - | - | 6.90 | 9.25 | 6.90 | 9.25 |
39 | BANK OF CEYLON | 9.06 | - | - | - | - | - | - | - | - | - | - | - | - |
40 | BANK OF CHINA | 4.47 | - | - | - | - | - | - | - | - | - | - | - | - |
41 | BANK OF NOVA SCOTIA | - | - | - | - | - | - | - | - | - | - | - | - | |
42 | BARCLAYS BANK PLC | 8.10 | - | - | - | - | 7.99 | 8.19 | 7.99 | 8.12 | - | - | - | - |
43 | BNP PARIBAS | 7.93 | - | - | - | - | - | - | - | - | ||||
44 | CITIBANK N A | 6.60 | - | - | - | - | 7.20 | 10.40 | 7.43 | 8.43 | 7.43 | 9.76 | 8.31 | 8.49 |
45 | COOPERATIEVE RABOBANK U.A. | 7.65 | - | - | - | - | - | - | - | - | - | - | - | - |
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | - | - | - | - | - | - | - | - | - | - | - | - |
47 | CREDIT SUISSE AG | 7.46 | - | - | - | - | - | - | - | - | - | - | - | - |
48 | CTBC BANK CO., LTD. | 7.68 | - | - | - | - | - | - | - | - | - | - | - | - |
49 | DBS BANK LTD. | 8.65 | - | - | - | - | 6.00 | 15.45 | 8.50 | 10.50 | 8.30 | 9.60 | 8.30 | 9.25 |
50 | DEUTSCHE BANK AG | 6.05 | - | - | - | - | 7.80 | 8.95 | 8.03 | 8.87 | 7.45 | 8.84 | 8.01 | 8.05 |
51 | DOHA BANK QSC | 6.85 | - | - | - | - | - | - | - | - | - | - | - | - |
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | - | - | - | - | - | - | - | - | - | - | - | - |
53 | FIRST ABU DHABI BANK PJSC | 6.50 | - | - | - | - | - | - | - | - | - | - | - | - |
54 | FIRSTRAND BANK LTD | - | - | - | - | - | - | - | - | - | - | - | - | - |
55 | HANA BANK | 9.35 | - | - | - | - | - | - | - | - | - | - | - | - |
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.30 | 5.19 | 5.84 | 5.84 | 5.84 | 4.74 | 12.30 | 4.74 | 7.25 | 4.74 | 6.81 | 5.20 | 6.02 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.21 | - | - | - | - | 6.90 | 7.10 | 6.90 | 7.10 | 7.40 | 7.50 | 7.40 | 7.50 |
58 | INDUSTRIAL BANK OF KOREA | 7.65 | - | - | - | - | - | - | - | - | - | - | - | - |
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.05 | - | - | - | - | - | - | - | - | - | - | - | - |
60 | KOOKMIN BANK | 8.12 | - | - | - | - | - | - | - | - | - | - | - | - |
61 | MASHREQ BANK PSC | 7.39 | - | - | - | - | - | - | - | - | 8.00 | 8.00 | 8.00 | 8.00 |
62 | MIZUHO BANK LTD | 8.25 | - | - | - | - | - | - | - | - | - | - | - | - |
63 | MUFG BANK LTD. | 6.35 | - | - | - | - | - | - | - | - | - | - | - | - |
64 | NATWEST MARKETS PLC | - | - | - | - | - | - | - | - | - | - | - | - | - |
65 | PT BANK MAYBANK INDONESIA TBK | - | - | - | - | - | - | - | - | - | - | - | - | - |
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | - | - | - | - | - | - | - | - | - | - | - | - |
67 | SBERBANK | 7.91 | - | - | - | - | - | - | - | - | - | - | - | - |
68 | SBM BANK (INDIA)LTD | 9.20 | - | - | - | - | - | - | - | - | - | - | - | - |
69 | SHINHAN BANK | 9.25 | - | - | - | - | 7.85 | 8.55 | 8.35 | 8.55 | - | - | - | - |
70 | SOCIETE GENERALE | 6.20 | - | - | - | - | - | - | - | - | - | - | - | - |
71 | SONALI BANK | 4.95 | 10.50 | 16.00 | 10.50 | 16.00 | - | - | - | - | - | - | - | - |
72 | STANDARD CHARTERED BANK | 6.25 | - | - | - | - | 5.50 | 17.00 | 6.50 | 9.50 | 5.65 | 11.00 | 7.50 | 10.50 |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.15 | - | - | - | - | - | - | - | - | - | - | - | - |
74 | UNITED OVERSEAS BANK LTD | 7.45 | - | - | - | - | - | - | - | - | - | - | - | - |
75 | WOORI BANK | 7.00 | - | - | - | - | - | - | - | - | - | - | - | - |
Table 6A: Bank-wise Lending Rates for Advances (other than Export Credit) for the Quarter ended June 2023 | ||||||||||||||
Sl. No. | Banks | MCLR Overnight |
Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||||||
1 | BANK OF BARODA | 7.95 | 7.00 | 16.45 | 9.15 | 12.55 | 8.30 | 16.45 | 8.30 | 12.55 | 8.65 | 16.45 | 8.65 | 12.55 |
2 | BANK OF INDIA | 7.95 | 4.00 | 21.10 | 6.85 | 16.45 | 3.86 | 21.00 | 3.86 | 18.75 | 4.00 | 21.60 | 4.00 | 18.19 |
3 | BANK OF MAHARASHTRA | 7.90 | 4.00 | 15.30 | 4.00 | 10.30 | 4.75 | 15.30 | 4.75 | 8.10 | 4.00 | 15.30 | 4.00 | 10.15 |
4 | CANARA BANK | 7.90 | 8.65 | 18.50 | 8.65 | 18.50 | 8.65 | 18.50 | 8.65 | 18.50 | 8.29 | 18.50 | 8.29 | 18.50 |
5 | CENTRAL BANK OF INDIA | 7.85 | 7.00 | 14.75 | 7.00 | 13.75 | 7.00 | 14.00 | 7.00 | 13.75 | 6.50 | 16.25 | 7.30 | 15.25 |
6 | INDIAN BANK | 8.00 | - | - | - | - | - | - | - | - | - | - | - | - |
7 | INDIAN OVERSEAS BANK | 7.90 | 9.35 | 15.85 | 9.35 | 15.85 | 11.60 | 12.45 | 11.60 | 12.45 | 7.90 | 14.35 | 7.90 | 14.35 |
8 | PUNJAB AND SIND BANK | 7.90 | 6.05 | 14.75 | 8.50 | 11.30 | 5.15 | 14.70 | 6.50 | 11.50 | 4.00 | 14.70 | 7.35 | 12.00 |
9 | PUNJAB NATIONAL BANK | 8.10 | 3.75 | 16.25 | 8.84 | 10.95 | 3.00 | 18.50 | 7.21 | 7.65 | 4.00 | 18.00 | 7.04 | 10.55 |
10 | STATE BANK OF INDIA | 7.95 | - | - | - | - | - | - | - | - | - | - | - | - |
11 | UCO BANK | 7.90 | 4.00 | 17.00 | 9.50 | 17.00 | 4.00 | 16.75 | 7.25 | 9.12 | 4.00 | 17.40 | 6.70 | 13.00 |
12 | UNION BANK OF INDIA | 7.90 | 6.20 | 11.20 | 7.00 | 11.05 | 6.15 | 14.05 | 6.88 | 10.10 | 5.75 | 14.45 | 6.85 | 10.65 |
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 8.90 | 8.75 | 13.60 | 9.40 | 11.90 | 11.00 | 18.80 | 12.10 | 15.85 | 6.30 | 11.68 | 6.35 | 9.90 |
14 | BANDHAN BANK LIMITED | 6.85 | 9.25 | 19.97 | 9.95 | 12.25 | - | - | - | - | 9.00 | 29.00 | 9.51 | 21.50 |
15 | CITY UNION BANK LIMITED | 7.15 | 8.00 | 19.00 | 9.65 | 11.75 | 4.00 | 19.00 | 7.00 | 9.50 | 4.00 | 19.75 | 8.00 | 12.75 |
16 | CSB BANK LIMITED | 8.30 | 8.15 | 21.50 | 10.20 | 12.50 | - | 42.00 | 10.00 | 12.65 | 4.00 | 26.00 | 8.75 | 25.00 |
17 | DCB BANK LIMITED | 10.14 | 11.00 | 15.00 | 11.00 | 15.00 | 9.00 | 10.00 | 9.00 | 10.00 | 9.00 | 26.00 | 9.00 | 26.00 |
18 | FEDERAL BANK LTD | 9.05 | 6.00 | 25.00 | 8.55 | 12.50 | 4.00 | 28.00 | 8.89 | 11.90 | 2.45 | 26.00 | 8.10 | 10.25 |
19 | HDFC BANK LTD. | 8.10 | 8.25 | 12.00 | 8.80 | 10.59 | 7.15 | 9.50 | 7.35 | 8.66 | 5.00 | 24.50 | 5.25 | 17.04 |
20 | ICICI BANK LIMITED | 8.35 | 5.75 | 19.50 | 9.00 | 16.00 | 1.50 | 19.50 | 7.75 | 10.25 | 4.75 | 22.25 | 7.75 | 11.25 |
21 | IDBI BANK LIMITED | 8.00 | 4.90 | 32.00 | 8.40 | 13.25 | 2.00 | 31.40 | 9.39 | 10.05 | 1.15 | 24.00 | 7.17 | 10.75 |
22 | IDFC FIRST BANK LIMITED | 9.10 | 8.75 | 47.88 | 10.75 | 40.00 | 8.40 | 13.80 | 8.95 | 10.35 | 2.00 | 36.00 | 9.35 | 24.50 |
23 | INDUSIND BANK LTD | 9.35 | 6.50 | 27.00 | 8.79 | 12.00 | 6.17 | 47.40 | 7.00 | 47.40 | 4.00 | 32.63 | 7.00 | 23.00 |
24 | JAMMU AND KASHMIR BANK LTD | 8.05 | 1.50 | 17.45 | 7.00 | 12.85 | 6.75 | 14.10 | 6.75 | 11.55 | 0.05 | 22.40 | 7.00 | 11.25 |
25 | KARNATAKA BANK LTD | 9.10 | - | - | - | - | 5.00 | 19.75 | 10.73 | 13.31 | 5.00 | 19.22 | 7.10 | 11.55 |
26 | KARUR VYSYA BANK LTD | 8.60 | 7.15 | 20.40 | 9.25 | 11.95 | 4.00 | 20.45 | 8.95 | 9.20 | 4.00 | 21.70 | 8.25 | 11.20 |
27 | KOTAK MAHINDRA BANK LTD. | 8.35 | 8.40 | 11.80 | 9.05 | 10.25 | 7.70 | 10.45 | 8.25 | 9.25 | 2.75 | 29.43 | 7.70 | 25.00 |
28 | NAINITAL BANK LTD | 8.05 | 7.00 | 17.25 | 7.00 | 16.75 | 4.00 | 17.00 | 5.10 | 13.75 | 4.00 | 16.25 | 4.00 | 16.25 |
29 | RBL BANK LTD | 9.15 | - | - | - | - | - | - | - | - | - | - | - | - |
30 | SOUTH INDIAN BANK LTD | 8.95 | 9.10 | 15.40 | 9.85 | 12.90 | 6.83 | 14.80 | 7.70 | 9.85 | 7.43 | 14.80 | 7.51 | 11.40 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 5.55 | 20.00 | 5.55 | 20.00 | 6.00 | 28.65 | 6.00 | 28.65 | 4.00 | 21.75 | 4.00 | 21.75 |
32 | THE DHANALAKSHMI BANK LTD | 8.00 | 5.41 | 22.50 | 10.50 | 14.20 | 4.25 | 23.00 | 8.50 | 10.60 | 4.00 | 30.18 | 8.05 | 12.45 |
33 | YES BANK LTD. | 8.55 | 7.25 | 18.00 | 9.00 | 18.00 | 5.25 | 16.50 | 7.40 | 11.55 | 2.25 | 26.18 | 2.65 | 26.00 |
(C) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 3.21 | 11.00 | 11.00 | 11.00 | 11.00 | - | - | - | - | - | - | - | - |
35 | AMERICAN EXPRESS BANKING CORP. | 5.76 | - | - | - | - | 12.00 | 47.88 | 42.00 | 47.88 | - | - | - | - |
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.50 | - | - | - | - | 7.10 | 9.40 | 7.10 | 8.18 | 5.90 | 10.30 | 5.90 | 9.85 |
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 5.20 | - | - | - | - | 5.80 | 10.30 | 7.24 | 7.96 | 4.99 | 9.12 | 7.87 | 8.59 |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.30 | 6.75 | 12.65 | 6.75 | 10.75 | 6.55 | 10.80 | 6.55 | 9.00 | - | 15.00 | - | 15.00 |
39 | BANK OF CEYLON | 9.06 | 9.25 | 13.00 | 9.25 | 13.00 | 8.50 | 13.00 | 8.50 | 13.00 | 7.50 | 14.00 | 12.51 | 14.00 |
40 | BANK OF CHINA | 4.47 | - | - | - | - | 7.90 | 7.90 | 7.90 | 7.90 | 7.40 | 8.75 | 7.40 | 8.75 |
41 | BANK OF NOVA SCOTIA | - | - | - | - | - | - | - | - | 10.10 | 14.70 | 10.10 | 14.70 | |
42 | BARCLAYS BANK PLC | 8.10 | - | - | - | - | 7.35 | 10.12 | 7.35 | 9.40 | 6.40 | 13.15 | 7.70 | 10.75 |
43 | BNP PARIBAS | 7.93 | 7.75 | 19.75 | 7.93 | 9.40 | 4.75 | 10.45 | 6.48 | 8.35 | 5.30 | 11.45 | 5.30 | 10.65 |
44 | CITIBANK N A | 6.60 | 7.26 | 9.76 | 7.51 | 9.00 | 7.91 | 9.35 | 8.10 | 9.16 | 7.33 | 10.53 | 8.19 | 9.76 |
45 | COOPERATIEVE RABOBANK U.A. | 7.65 | - | - | - | - | 8.60 | 9.50 | 8.60 | 9.50 | 9.50 | 10.95 | 9.50 | 10.50 |
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | 7.20 | 10.20 | 7.20 | 10.20 | 7.68 | 9.96 | 7.92 | 8.55 | 4.70 | 11.00 | 5.95 | 9.24 |
47 | CREDIT SUISSE AG | 7.46 | - | - | - | - | 8.32 | 12.00 | 9.82 | 12.00 | ||||
48 | CTBC BANK CO., LTD. | 7.68 | - | - | - | - | 4.60 | 11.71 | 7.50 | 7.95 | 7.00 | 10.91 | 8.77 | 10.37 |
49 | DBS BANK LTD. | 8.65 | - | - | - | - | 5.00 | 15.70 | 8.65 | 12.00 | 4.50 | 32.00 | 7.80 | 16.99 |
50 | DEUTSCHE BANK AG | 6.05 | - | - | - | - | 6.70 | 12.00 | 7.59 | 8.67 | 7.62 | 22.50 | 8.55 | 11.90 |
51 | DOHA BANK QSC | 6.85 | 10.00 | 13.35 | 10.00 | 10.00 | 8.00 | 12.60 | 8.25 | 8.40 | 2.00 | 12.75 | 4.77 | 9.20 |
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | - | - | - | - | 5.91 | 8.90 | 7.61 | 8.25 | 8.35 | 9.05 | 8.36 | 8.73 |
53 | FIRST ABU DHABI BANK PJSC | 6.50 | - | - | - | - | - | - | - | - | 6.85 | 10.75 | 7.80 | 9.70 |
54 | FIRSTRAND BANK LTD | - | - | - | - | - | 7.25 | 11.50 | 7.25 | 8.19 | 7.25 | 10.35 | 7.25 | 9.54 |
55 | HANA BANK | 9.35 | - | - | - | - | 7.25 | 11.50 | 7.35 | 8.19 | 7.25 | 10.35 | 7.25 | 9.54 |
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.30 | - | - | - | - | 4.15 | 18.00 | 4.15 | 18.00 | 2.50 | 42.00 | 2.50 | 42.00 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.21 | - | - | - | - | 7.68 | 8.46 | 7.68 | 8.46 | 10.63 | 10.63 | 10.63 | 10.63 |
58 | INDUSTRIAL BANK OF KOREA | 7.65 | - | - | - | - | 7.50 | 8.75 | 7.50 | 8.75 | 6.80 | 9.53 | 6.80 | 9.53 |
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.05 | - | - | - | - | 7.02 | 10.38 | 7.14 | 8.02 | 7.06 | 9.27 | 7.60 | 8.45 |
60 | KOOKMIN BANK | 8.12 | - | - | - | - | 9.30 | 9.30 | 9.30 | 9.30 | 7.38 | 11.50 | 7.38 | 10.25 |
61 | MASHREQ BANK PSC | 7.39 | - | - | - | - | 7.80 | 9.50 | 7.80 | 9.50 | 8.91 | 10.03 | 8.91 | 10.03 |
62 | MIZUHO BANK LTD | 8.25 | 9.00 | 13.20 | 9.87 | 9.90 | 7.18 | 13.00 | 7.50 | 8.30 | 6.70 | 10.80 | 7.96 | 9.75 |
63 | MUFG BANK LTD. | 6.35 | 6.80 | 13.40 | 7.60 | 8.67 | 4.95 | 11.92 | 5.20 | 9.16 | ||||
64 | NATWEST MARKETS PLC | - | - | - | - | - | - | - | - | - | - | - | - | - |
65 | PT BANK MAYBANK INDONESIA TBK | - | 7.94 | 8.26 | 8.06 | 8.15 | 8.17 | 11.46 | 8.17 | 11.46 | ||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | 9.64 | 9.99 | 9.64 | 9.99 | 7.50 | 10.10 | 7.85 | 8.25 | 5.70 | 11.15 | 8.20 | 10.25 |
67 | SBERBANK | 7.91 | - | - | - | - | - | - | - | - | 8.50 | 13.75 | 8.50 | 13.75 |
68 | SBM BANK (INDIA)LTD | 9.20 | 9.30 | 11.85 | 9.55 | 11.55 | 9.20 | 15.00 | 9.20 | 10.65 | 6.15 | 23.00 | 8.75 | 14.25 |
69 | SHINHAN BANK | 9.25 | - | - | - | - | 7.00 | 11.65 | 7.65 | 8.89 | 3.00 | 16.50 | 8.15 | 10.40 |
70 | SOCIETE GENERALE | 6.20 | - | - | - | - | 6.15 | 10.35 | 6.35 | 7.50 | 5.90 | 9.20 | 5.90 | 9.20 |
71 | SONALI BANK | 4.95 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
72 | STANDARD CHARTERED BANK | 6.25 | 12.05 | 45.63 | 45.63 | 45.63 | 7.01 | 18.00 | 8.50 | 9.95 | 1.00 | 22.00 | 8.75 | 13.11 |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.15 | - | - | - | - | 7.15 | 11.30 | 7.75 | 8.60 | 5.50 | 11.75 | 7.70 | 9.95 |
74 | UNITED OVERSEAS BANK LTD | 7.45 | - | - | - | - | 7.75 | 8.53 | 7.75 | 8.53 | ||||
75 | WOORI BANK | 7.00 | - | - | - | - | 8.00 | 12.98 | 8.32 | 8.54 | 8.35 | 11.50 | 8.50 | 11.50 |
Table 6B: Bank-wise Lending Rates for Export Credit (Pre-Shipment) for the quarter ended June 2023 | ||||||||||
Sl.No. | MCLR Overnight | Pre-Shipment | ||||||||
Up to 180 days | Beyond 180 days-270 days | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||
1 | BANK OF BARODA | 7.95 | 8.60 | 11.00 | 9.70 | 11.00 | 8.60 | 11.00 | 9.70 | 11.00 |
2 | BANK OF INDIA | 7.95 | - | - | - | - | - | - | - | - |
3 | BANK OF MAHARASHTRA | 7.90 | 5.73 | 10.60 | 5.73 | 8.40 | - | - | - | - |
4 | CANARA BANK | 7.90 | 8.65 | 18.50 | 8.65 | 18.50 | 8.65 | 18.50 | 8.65 | 18.50 |
5 | CENTRAL BANK OF INDIA | 7.85 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 |
6 | INDIAN BANK | 8.00 | - | - | - | - | - | - | - | - |
7 | INDIAN OVERSEAS BANK | 7.90 | 8.30 | 10.65 | 8.30 | 10.65 | 8.30 | 10.15 | 8.30 | 10.15 |
8 | PUNJAB AND SIND BANK | 7.90 | 5.00 | 9.65 | 5.25 | 8.95 | 6.10 | 8.85 | 6.75 | 7.65 |
9 | PUNJAB NATIONAL BANK | 8.10 | 2.45 | 16.50 | 2.45 | 11.50 | 4.45 | 17.50 | 4.45 | 15.15 |
10 | STATE BANK OF INDIA | 7.95 | - | - | - | - | - | - | - | - |
11 | UCO BANK | 7.90 | - | - | - | - | - | - | - | - |
12 | UNION BANK OF INDIA | 7.90 | 2.21 | 17.75 | 2.22 | 10.16 | - | - | - | - |
(B) | Private banks | |||||||||
13 | AXIS BANK LIMITED | 8.90 | 5.75 | 10.50 | 7.60 | 8.90 | 6.50 | 12.90 | 7.85 | 9.15 |
14 | BANDHAN BANK LIMITED | 6.85 | - | - | - | - | - | - | - | - |
15 | CITY UNION BANK LIMITED | 7.15 | 8.50 | 15.75 | 9.75 | 11.75 | 8.50 | 15.75 | 9.00 | 11.00 |
16 | CSB BANK LIMITED | 8.30 | - | - | - | - | - | - | - | - |
17 | DCB BANK LIMITED | 10.14 | 7.00 | 13.00 | 7.00 | 13.00 | - | - | - | - |
18 | FEDERAL BANK LTD | 9.05 | 7.75 | 20.50 | 8.80 | 10.40 | 7.48 | 16.30 | 7.75 | 9.85 |
19 | HDFC BANK LTD. | 8.10 | 4.90 | 7.96 | 5.30 | 7.25 | 3.80 | 5.65 | 3.80 | 5.65 |
20 | ICICI BANK LIMITED | 8.35 | 8.25 | 19.50 | 8.25 | 9.50 | 8.00 | 18.75 | 8.50 | 18.75 |
21 | IDBI BANK LIMITED | 8.00 | 6.40 | 16.75 | 7.25 | 9.65 | 6.40 | 16.65 | 10.25 | 12.15 |
22 | IDFC FIRST BANK LIMITED | 9.10 | 7.75 | 11.50 | 8.50 | 9.60 | 8.00 | 8.00 | 8.00 | 8.00 |
23 | INDUSIND BANK LTD | 9.35 | 6.55 | 14.70 | 8.12 | 11.00 | 6.55 | 10.00 | 8.44 | 8.92 |
24 | JAMMU AND KASHMIR BANK LTD | 8.05 | 3.30 | 16.30 | 8.80 | 8.80 | 3.30 | 16.30 | 8.80 | 8.80 |
25 | KARNATAKA BANK LTD | 9.10 | - | - | - | - | - | - | - | - |
26 | KARUR VYSYA BANK LTD | 8.60 | 5.50 | 18.20 | 6.75 | 10.20 | - | - | - | - |
27 | KOTAK MAHINDRA BANK LTD. | 8.35 | 7.80 | 9.75 | 8.25 | 9.40 | 8.10 | 10.55 | 8.10 | 9.85 |
28 | NAINITAL BANK LTD | 8.05 | - | - | - | - | - | - | - | - |
29 | RBL BANK LTD | 9.15 | - | - | - | - | - | - | - | - |
30 | SOUTH INDIAN BANK LTD | 8.95 | 9.10 | 10.40 | 9.79 | 10.00 | 9.35 | 10.45 | 9.35 | 10.45 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 9.35 | 28.65 | 9.35 | 28.65 | 9.35 | 22.65 | 9.35 | 22.65 |
32 | THE DHANALAKSHMI BANK LTD | 8.00 | 5.41 | 13.35 | 10.60 | 11.40 | 10.70 | 13.35 | 10.70 | 12.65 |
33 | YES BANK LTD. | 8.55 | 4.20 | 12.90 | 4.20 | 10.80 | 9.35 | 10.00 | 9.40 | 9.85 |
(C) | Foreign banks | |||||||||
34 | AB BANK LIMITED | 3.21 | - | - | - | - | - | - | - | - |
35 | AMERICAN EXPRESS BANKING CORP. | 5.76 | - | - | - | - | - | - | - | - |
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.50 | 7.85 | 7.85 | 7.85 | 7.85 | - | - | - | - |
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 5.20 | 6.91 | 8.50 | 7.04 | 7.09 | 7.29 | 8.10 | 7.29 | 7.36 |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.30 | 6.75 | 12.65 | 6.75 | 12.65 | - | - | - | - |
39 | BANK OF CEYLON | 9.06 | 9.76 | 11.76 | 9.76 | 11.76 | - | - | - | - |
40 | BANK OF CHINA | 4.47 | - | - | - | - | - | - | - | - |
41 | BANK OF NOVA SCOTIA | - | - | - | - | - | - | - | - | |
42 | BARCLAYS BANK PLC | 8.10 | 7.72 | 10.12 | 7.79 | 10.12 | - | - | - | - |
43 | BNP PARIBAS | 7.93 | 5.08 | 8.50 | 6.10 | 8.03 | - | - | - | - |
44 | CITIBANK N A | 6.60 | 6.63 | 11.45 | 7.80 | 9.45 | 7.54 | 8.09 | 7.54 | 8.09 |
45 | COOPERATIEVE RABOBANK U.A. | 7.65 | - | - | - | - | - | - | - | - |
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | 7.20 | 10.20 | 7.20 | 10.20 | - | - | - | - |
47 | CREDIT SUISSE AG | 7.46 | - | - | - | - | - | - | - | - |
48 | CTBC BANK CO., LTD. | 7.68 | 4.60 | 8.40 | 7.50 | 7.70 | 7.60 | 7.60 | 7.60 | 7.60 |
49 | DBS BANK LTD. | 8.65 | 7.44 | 14.35 | 8.03 | 9.00 | 7.35 | 11.75 | 7.35 | 7.84 |
50 | DEUTSCHE BANK AG | 6.05 | 7.23 | 9.99 | 7.23 | 8.58 | 8.00 | 12.00 | 8.00 | 12.00 |
51 | DOHA BANK QSC | 6.85 | 7.50 | 9.25 | 9.25 | 9.25 | - | - | - | - |
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | - | - | - | - | - | - | - | - |
53 | FIRST ABU DHABI BANK PJSC | 6.50 | - | - | - | - | - | - | - | - |
54 | FIRSTRAND BANK LTD | - | 7.80 | 7.80 | 7.80 | 7.80 | - | - | - | - |
55 | HANA BANK | 9.35 | - | - | - | - | - | - | - | - |
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.30 | 4.15 | 8.90 | 4.66 | 8.72 | 5.57 | 5.57 | 5.57 | 5.57 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.21 | 7.00 | 7.00 | 7.00 | 7.00 | - | - | - | - |
58 | INDUSTRIAL BANK OF KOREA | 7.65 | - | - | - | - | - | - | - | - |
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.05 | 7.05 | 8.52 | 7.05 | 7.64 | - | - | - | - |
60 | KOOKMIN BANK | 8.12 | - | - | - | - | - | - | - | - |
61 | MASHREQ BANK PSC | 7.39 | - | - | - | - | - | - | - | - |
62 | MIZUHO BANK LTD | 8.25 | 7.40 | 9.98 | 7.56 | 7.59 | 7.06 | 8.00 | 7.13 | 7.13 |
63 | MUFG BANK LTD. | 6.35 | 7.35 | 8.95 | 8.30 | 8.30 | - | - | - | - |
64 | NATWEST MARKETS PLC | - | - | - | - | - | - | - | - | - |
65 | PT BANK MAYBANK INDONESIA TBK | - | 9.48 | 9.61 | 9.50 | 9.50 | - | - | - | - |
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | - | - | - | - | - | - | - | - |
67 | SBERBANK | 7.91 | - | - | - | - | - | - | - | - |
68 | SBM BANK (INDIA)LTD | 9.20 | 7.15 | 11.10 | 7.15 | 7.15 | 6.73 | 7.30 | 6.73 | 6.84 |
69 | SHINHAN BANK | 9.25 | 7.40 | 10.40 | 7.40 | 8.05 | - | - | - | - |
70 | SOCIETE GENERALE | 6.20 | - | - | - | - | - | - | - | - |
71 | SONALI BANK | 4.95 | - | - | - | - | - | - | - | - |
72 | STANDARD CHARTERED BANK | 6.25 | 4.00 | 11.60 | 5.65 | 8.25 | - | - | - | - |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.15 | 7.15 | 8.15 | 7.85 | 7.85 | - | - | - | - |
74 | UNITED OVERSEAS BANK LTD | 7.45 | - | - | - | - | - | - | - | - |
75 | WOORI BANK | 7.00 | - | - | - | - | - | - | - | - |
Table 6C: Bank-wise Lending Rates for Export Credit (Post-Shipment) for the quarter ended September 2023 | ||||||||||||||
Sl. No. | MCLR Overnight |
Post-Shipment | ||||||||||||
Demand Bills | Usance Bills Up to 90 days | Usance bills beyond 90 days and up to 180 days | ||||||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||||||
1 | BANK OF BARODA | 8.00 | 7.68 | 10.40 | 9.15 | 9.90 | 5.57 | 11.00 | 5.59 | 10.25 | 7.12 | 10.40 | 7.52 | 10.25 |
2 | BANK OF INDIA | 7.95 | ||||||||||||
3 | BANK OF MAHARASHTRA | 8.00 | 7.40 | 15.30 | 7.40 | 7.90 | ||||||||
4 | CANARA BANK | 8.00 | ||||||||||||
5 | CENTRAL BANK OF INDIA | 7.95 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | ||||
6 | INDIAN BANK | 8.10 | 14.00 | 14.00 | 14.00 | 14.00 | ||||||||
7 | INDIAN OVERSEAS BANK | 7.90 | 7.90 | 9.65 | 7.90 | 9.65 | 7.90 | 10.65 | 7.90 | 10.65 | ||||
8 | PUNJAB AND SIND BANK | 7.90 | 4.90 | 10.75 | 5.00 | 7.65 | 4.90 | 10.40 | 5.80 | 7.90 | ||||
9 | PUNJAB NATIONAL BANK | 8.20 | 6.90 | 17.50 | 6.90 | 17.50 | 6.95 | 17.50 | 6.95 | 7.13 | 9.50 | 17.50 | 9.50 | 17.50 |
10 | STATE BANK OF INDIA | 8.00 | 17.25 | 6.90 | 17.25 | 6.90 | ||||||||
11 | UCO BANK | 7.95 | ||||||||||||
12 | UNION BANK OF INDIA | 7.90 | 4.39 | 2.03 | 4.22 | 5.37 | 10.80 | 3.97 | ||||||
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 8.95 | 5.60 | 7.10 | 5.60 | 6.80 | 5.25 | 7.40 | 5.65 | 6.25 | 4.00 | 9.70 | 4.00 | 6.40 |
14 | BANDHAN BANK LIMITED | 6.91 | ||||||||||||
15 | CITY UNION BANK LIMITED | 8.30 | 8.50 | 15.75 | 10.00 | 11.00 | 8.50 | 15.75 | 10.50 | 10.50 | 8.50 | 15.75 | 10.50 | 10.50 |
16 | CSB BANK LIMITED | 7.15 | ||||||||||||
17 | DCB BANK LIMITED | 10.39 | ||||||||||||
18 | FEDERAL BANK LTD | 8.20 | 5.59 | 11.15 | 8.70 | 9.85 | 3.35 | 15.30 | 7.28 | 9.90 | 5.24 | 13.15 | 6.58 | 8.80 |
19 | HDFC BANK LTD. | 9.25 | 5.15 | 6.88 | 5.15 | 5.54 | 6.25 | 7.00 | 6.25 | 7.00 | ||||
20 | ICICI BANK LIMITED | 8.60 | 7.75 | 9.75 | 7.75 | 8.00 | 2.00 | 18.75 | 4.25 | 9.25 | 4.25 | 11.50 | 4.50 | 9.25 |
21 | IDBI BANK LIMITED | 8.50 | ||||||||||||
22 | IDFC FIRST BANK LIMITED | 8.25 | 9.25 | 9.50 | 9.50 | 9.50 | 9.25 | 9.60 | 9.25 | 9.25 | ||||
23 | INDUSIND BANK LTD | 9.40 | 8.25 | 12.75 | 10.50 | 10.50 | 7.04 | 18.75 | 7.08 | 11.75 | 7.04 | 12.00 | 7.08 | 11.00 |
24 | JAMMU AND KASHMIR BANK LTD | 9.70 | 9.05 | 11.25 | 11.25 | 11.25 | 6.90 | 15.90 | 6.90 | 11.25 | 6.90 | 15.90 | 11.25 | 11.25 |
25 | KARNATAKA BANK LTD | 8.10 | ||||||||||||
26 | KARUR VYSYA BANK LTD | 9.20 | ||||||||||||
27 | KOTAK MAHINDRA BANK LTD. | 9.10 | 9.00 | 11.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
28 | NAINITAL BANK LTD | 8.50 | ||||||||||||
29 | RBL BANK LTD | 7.65 | 5.75 | 9.85 | 5.75 | 8.50 | 5.35 | 8.50 | 6.05 | 8.50 | 6.70 | 11.00 | 6.75 | 9.00 |
30 | SOUTH INDIAN BANK LTD | 9.25 | 9.25 | 10.50 | 9.40 | 9.85 | 8.20 | 11.60 | 9.25 | 9.90 | 8.09 | 14.70 | 9.25 | 11.50 |
31 | TAMILNAD MERCANTILE BANK LTD | 9.45 | 4.76 | 14.35 | 4.76 | 14.35 | 4.76 | 14.35 | 4.76 | 14.35 | 4.76 | 14.35 | 4.76 | 14.35 |
32 | THE DHANALAKSHMI BANK LTD | 7.75 | 8.00 | 12.50 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | ||||
33 | YES BANK LTD. | 8.90 | 6.75 | 10.80 | 7.96 | 10.80 | 7.42 | 10.80 | 7.86 | 10.00 | ||||
(C) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 5.05 | ||||||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 6.25 | ||||||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.40 | 8.10 | 8.10 | 8.10 | 8.10 | ||||||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 8.70 | ||||||||||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 6.00 | ||||||||||||
39 | BANK OF CEYLON | 9.46 | 9.92 | 11.92 | 9.92 | 11.92 | ||||||||
40 | BANK OF CHINA | 4.77 | ||||||||||||
41 | BANK OF NOVA SCOTIA | |||||||||||||
42 | BARCLAYS BANK PLC | 7.65 | 8.06 | 8.30 | 8.06 | 8.29 | ||||||||
43 | BNP PARIBAS | 8.01 | ||||||||||||
44 | CITIBANK N A | 6.85 | 7.32 | 10.00 | 7.58 | 9.53 | 7.43 | 9.90 | 8.73 | 8.75 | ||||
45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.53 | ||||||||||||
47 | CREDIT SUISSE AG | 7.29 | ||||||||||||
48 | CTBC BANK CO., LTD. | 7.01 | ||||||||||||
49 | DBS BANK LTD. | 7.95 | 6.00 | 15.45 | 8.50 | 9.50 | 8.30 | 10.25 | 8.95 | 10.25 | ||||
50 | DEUTSCHE BANK AG | 8.75 | 8.00 | 9.10 | 8.06 | 8.30 | 7.45 | 9.20 | 7.72 | 8.30 | ||||
51 | DOHA BANK QSC | 7.35 | ||||||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | ||||||||||||
53 | FIRST ABU DHABI BANK PJSC | 6.00 | ||||||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | HANA BANK | 9.25 | ||||||||||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.50 | 5.90 | 5.90 | 5.90 | 5.90 | 4.90 | 7.05 | 4.90 | 6.71 | 4.79 | 6.85 | 5.33 | 6.59 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.18 | 7.00 | 7.20 | 7.00 | 7.20 | 7.45 | 7.70 | 7.45 | 7.70 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.30 | ||||||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.20 | ||||||||||||
60 | KOOKMIN BANK | 8.09 | ||||||||||||
61 | MASHREQ BANK PSC | 7.88 | ||||||||||||
62 | MIZUHO BANK LTD | 8.30 | ||||||||||||
63 | MUFG BANK LTD. | 6.85 | 8.55 | 8.55 | 8.55 | 8.55 | ||||||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | |||||||||||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 8.00 | ||||||||||||
67 | SBERBANK | 7.95 | ||||||||||||
68 | SBM BANK (INDIA)LTD | 9.30 | ||||||||||||
69 | SHINHAN BANK | 9.20 | 8.35 | 8.50 | 8.35 | 8.50 | ||||||||
70 | SOCIETE GENERALE | 7.35 | ||||||||||||
71 | SONALI BANK | 5.79 | 10.50 | 16.00 | 10.50 | 16.00 | ||||||||
72 | STANDARD CHARTERED BANK | 6.80 | 5.50 | 18.50 | 6.50 | 10.50 | 5.50 | 12.50 | 7.50 | 10.50 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.25 | 10.10 | 10.10 | 10.10 | 10.10 | ||||||||
74 | UNITED OVERSEAS BANK LTD | 7.57 | ||||||||||||
75 | WOORI BANK | 7.00 |
Table 6B: Bank-wise Lending Rates for Export Credit (Pre-Shipment) for the quarter ended September 2023 | ||||||||||
Sl. No. | MCLR Overnight | Pre-Shipment | ||||||||
Up to 180 days | Beyond 180 days-270 days | |||||||||
Rate of Interest | Interest Rate for 60 per cent or more business | Rate of Interest | Interest Rate for 60 per cent or more business | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||
1 | BANK OF BARODA | 8.00 | 6.35 | 15.60 | 7.52 | 10.35 | 6.35 | 15.60 | 7.52 | 10.35 |
2 | BANK OF INDIA | 7.95 | ||||||||
3 | BANK OF MAHARASHTRA | 8.00 | 5.84 | 11.75 | 5.84 | 8.50 | ||||
4 | CANARA BANK | 8.00 | 8.35 | 18.55 | 8.35 | 18.55 | 8.70 | 18.55 | 8.70 | 18.55 |
5 | CENTRAL BANK OF INDIA | 7.95 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.5 |
6 | INDIAN BANK | 8.10 | 14.00 | 14.00 | 14.00 | 14 | ||||
7 | INDIAN OVERSEAS BANK | 7.90 | 8.30 | 10.65 | 8.30 | 10.65 | 8.30 | 9.65 | 8.30 | 9.65 |
8 | PUNJAB AND SIND BANK | 7.90 | 5.00 | 9.65 | 5.25 | 8.95 | 6.10 | 8.85 | 6.75 | 7.65 |
9 | PUNJAB NATIONAL BANK | 8.20 | 2.45 | 16.50 | 2.45 | 11.50 | 2.65 | 17.50 | 2.65 | 16.5 |
10 | STATE BANK OF INDIA | 8.00 | 16.55 | 4.88 | 5.88 | |||||
11 | UCO BANK | 7.95 | 6.00 | 8.60 | 6.00 | 8.60 | 6.00 | 8.70 | 6.00 | 8.7 |
12 | UNION BANK OF INDIA | 7.90 | 25.07 | 6.74 | 9.90 | 1.10 | 24.10 | 7.91 | 16.4 | |
(B) | Private banks | |||||||||
13 | AXIS BANK LIMITED | 8.95 | 5.75 | 10.30 | 7.80 | 8.95 | 6.40 | 12.95 | 7.80 | 9.00 |
14 | BANDHAN BANK LIMITED | 6.91 | ||||||||
15 | CITY UNION BANK LIMITED | 8.30 | 8.50 | 14.50 | 10.00 | 11.00 | 8.50 | 14.50 | 9.00 | 11.00 |
16 | CSB BANK LIMITED | 7.15 | ||||||||
17 | DCB BANK LIMITED | 10.39 | 9.00 | 13.00 | 9.00 | 13.00 | ||||
18 | FEDERAL BANK LTD | 8.20 | 7.75 | 20.50 | 8.75 | 10.45 | 7.48 | 19.00 | 7.65 | 9.40 |
19 | HDFC BANK LTD. | 9.25 | 5.15 | 8.14 | 5.15 | 8.14 | 3.80 | 5.65 | 3.80 | 3.85 |
20 | ICICI BANK LIMITED | 8.60 | 8.25 | 19.50 | 9.75 | 11.75 | 8.25 | 18.75 | 8.25 | 18.00 |
21 | IDBI BANK LIMITED | 8.50 | 6.40 | 16.75 | 7.35 | 9.50 | 6.40 | 16.65 | 9.30 | 12.15 |
22 | IDFC FIRST BANK LIMITED | 8.25 | 7.75 | 11.50 | 8.95 | 9.60 | ||||
23 | INDUSIND BANK LTD | 9.40 | 6.55 | 16.70 | 8.00 | 11.00 | 7.20 | 10.92 | 8.10 | 8.57 |
24 | JAMMU AND KASHMIR BANK LTD | 9.70 | 3.40 | 16.30 | 8.90 | 8.90 | 3.40 | 16.30 | 8.90 | 8.90 |
25 | KARNATAKA BANK LTD | 8.10 | ||||||||
26 | KARUR VYSYA BANK LTD | 9.20 | 5.50 | 18.20 | 6.75 | 10.50 | ||||
27 | KOTAK MAHINDRA BANK LTD. | 9.10 | 7.70 | 10.00 | 8.30 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
28 | NAINITAL BANK LTD | 8.50 | ||||||||
29 | RBL BANK LTD | 7.65 | 3.40 | 13.40 | 5.30 | 8.76 | 6.30 | 7.20 | 6.30 | 6.90 |
30 | SOUTH INDIAN BANK LTD | 9.25 | 9.10 | 11.77 | 9.35 | 11.77 | ||||
31 | TAMILNAD MERCANTILE BANK LTD | 9.45 | 9.45 | 28.75 | 9.45 | 28.75 | 9.45 | 22.75 | 9.45 | 22.75 |
32 | THE DHANALAKSHMI BANK LTD | 7.75 | 6.50 | 12.80 | 10.60 | 11.40 | 10.70 | 13.35 | 10.70 | 12.70 |
33 | YES BANK LTD. | 8.90 | 4.70 | 12.90 | 7.03 | 10.00 | 9.20 | 10.00 | 9.20 | 9.20 |
(C) | Foreign banks | |||||||||
34 | AB BANK LIMITED | 5.05 | ||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 6.25 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.40 | 7.89 | 7.89 | 7.89 | 7.89 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 8.70 | 7.07 | 9.15 | 7.07 | 7.23 | ||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 6.00 | ||||||||
39 | BANK OF CEYLON | 9.46 | 9.92 | 11.92 | 9.92 | 11.92 | ||||
40 | BANK OF CHINA | 4.77 | ||||||||
41 | BANK OF NOVA SCOTIA | |||||||||
42 | BARCLAYS BANK PLC | 7.65 | 8.08 | 8.67 | 8.11 | 8.45 | ||||
43 | BNP PARIBAS | 8.01 | 5.51 | 8.50 | 6.15 | 6.49 | ||||
44 | CITIBANK N A | 6.85 | 7.08 | 11.56 | 7.85 | 9.52 | 7.72 | 7.72 | 7.72 | 7.72 |
45 | COOPERATIEVE RABOBANK U.A. | |||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.53 | 7.15 | 10.15 | 7.38 | 10.15 | ||||
47 | CREDIT SUISSE AG | 7.29 | ||||||||
48 | CTBC BANK CO., LTD. | 7.01 | 7.20 | 8.40 | 7.50 | 7.85 | 7.60 | 7.60 | 7.60 | 7.60 |
49 | DBS BANK LTD. | 7.95 | 7.70 | 13.00 | 8.14 | 9.00 | 7.35 | 11.75 | 7.35 | 8.50 |
50 | DEUTSCHE BANK AG | 8.75 | 7.77 | 10.25 | 8.04 | 10.25 | 7.12 | 12.00 | 7.12 | 7.12 |
51 | DOHA BANK QSC | 7.35 | 9.30 | 9.30 | 9.30 | 9.30 | ||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | ||||||||
53 | FIRST ABU DHABI BANK PJSC | 6.00 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||
55 | HANA BANK | 9.25 | 7.80 | 7.80 | 7.80 | 7.80 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.50 | 4.21 | 8.81 | 5.30 | 8.81 | 4.93 | 5.38 | 4.93 | 5.35 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.18 | 6.95 | 6.95 | 6.95 | 6.95 | ||||
58 | INDUSTRIAL BANK OF KOREA | 7.30 | ||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.20 | 7.35 | 8.60 | 7.69 | 8.00 | ||||
60 | KOOKMIN BANK | 8.09 | ||||||||
61 | MASHREQ BANK PSC | 7.88 | 8.00 | 8.00 | 8.00 | 8.00 | ||||
62 | MIZUHO BANK LTD | 8.30 | 7.45 | 8.00 | 7.66 | 7.66 | ||||
63 | MUFG BANK LTD. | 6.85 | 8.20 | 8.70 | 8.30 | 8.39 | ||||
64 | NATWEST MARKETS PLC | |||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.93 | 9.53 | 9.00 | 9.00 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 8.00 | ||||||||
67 | SBERBANK | 7.95 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.30 | 6.84 | 11.70 | 6.84 | 7.15 | 6.73 | 7.30 | 6.73 | 6.73 |
69 | SHINHAN BANK | 9.20 | 7.40 | 10.40 | 7.40 | 8.05 | ||||
70 | SOCIETE GENERALE | 7.35 | ||||||||
71 | SONALI BANK | 5.79 | ||||||||
72 | STANDARD CHARTERED BANK | 6.80 | 4.00 | 11.60 | 6.00 | 7.50 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.25 | 7.85 | 10.10 | 7.85 | 7.85 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.57 | ||||||||
75 | WOORI BANK | 7.00 |
Table 6C : Bank-wise Lending Rates for Export Credit - Outstanding Loans (Post-Shipment) for the Quarter ended March 2024 | ||||||||||||||
Sl. | MCLR Overnight |
Post-Shipment | ||||||||||||
No. | Demand Bills | Usance Bills Up to 90 days | Usance bills beyond 90 days and up to 180 days | |||||||||||
Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | |||||||||
60 per cent or | 60 per cent or | 60 per cent or | ||||||||||||
more business | more business | more business | ||||||||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||||||
1 | BANK OF BARODA | 8.05 | 8.12 | 10.90 | 9.35 | 9.90 | 7.23 | 11.25 | 7.59 | 10.05 | 6.75 | 11.25 | 8.40 | 10.25 |
2 | BANK OF INDIA | 8.10 | ||||||||||||
3 | BANK OF MAHARASHTRA | 8.10 | 7.40 | 15.30 | 7.40 | 7.90 | ||||||||
4 | CANARA BANK | 8.15 | ||||||||||||
5 | CENTRAL BANK OF INDIA | 8.00 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | ||||
6 | INDIAN BANK | 8.15 | 6.50 | 14.00 | 6.50 | 14.00 | ||||||||
7 | INDIAN OVERSEAS BANK | 8.00 | 8.90 | 10.65 | 8.90 | 10.65 | 8.65 | 10.40 | 8.65 | 10.40 | ||||
8 | PUNJAB AND SIND BANK | 8.00 | 4.90 | 10.75 | 5.50 | 7.65 | 4.90 | 10.40 | 5.80 | 7.90 | ||||
9 | PUNJAB NATIONAL BANK | 8.30 | 6.90 | 17.50 | 9.10 | 17.50 | 5.90 | 17.50 | 6.90 | 17.50 | 9.50 | 14.00 | 9.50 | 14.00 |
10 | STATE BANK OF INDIA | 8.00 | 17.25 | 6.85 | 17.25 | 6.85 | ||||||||
11 | UCO BANK | 8.10 | ||||||||||||
12 | UNION BANK OF INDIA | 8.10 | 14.95 | 7.01 | 9.70 | 19.41 | 9.90 | 17.75 | 7.27 | |||||
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 9.10 | 5.50 | 7.50 | 6.25 | 7.00 | 5.25 | 7.40 | 5.25 | 6.50 | 5.00 | 11.85 | 5.15 | 6.45 |
14 | BANDHAN BANK LIMITED | 7.11 | ||||||||||||
15 | CITY UNION BANK LIMITED | 7.40 | 8.50 | 15.75 | 10.60 | 11.10 | 8.50 | 15.75 | 9.50 | 10.50 | 8.50 | 15.75 | 9.50 | 10.20 |
16 | CSB BANK LIMITED | 8.40 | ||||||||||||
17 | DCB BANK LIMITED | 10.22 | ||||||||||||
18 | FEDERAL BANK LTD | 9.46 | 6.72 | 12.50 | 8.70 | 9.25 | 1.35 | 15.30 | 7.04 | 9.20 | 4.52 | 13.05 | 6.22 | 9.08 |
19 | HDFC BANK LTD. | 8.95 | 5.51 | 8.37 | 5.85 | 8.26 | ||||||||
20 | ICICI BANK LIMITED | 8.60 | 8.00 | 8.25 | 8.00 | 8.00 | 8.00 | 19.00 | 8.25 | 8.25 | 8.00 | 11.50 | 8.25 | 8.25 |
21 | IDBI BANK LIMITED | 8.35 | ||||||||||||
22 | IDFC FIRST BANK LIMITED | 9.70 | 8.75 | 9.50 | 8.75 | 9.50 | 8.75 | 9.50 | 9.00 | 9.50 | ||||
23 | INDUSIND BANK LTD | 10.00 | 8.35 | 10.00 | 8.91 | 10.00 | 7.08 | 18.75 | 7.08 | 11.50 | 7.08 | 12.75 | 7.18 | 11.00 |
24 | JAMMU AND KASHMIR BANK LTD | 8.00 | 9.40 | 11.25 | 11.25 | 11.25 | 6.75 | 15.90 | 6.75 | 11.25 | 6.75 | 15.90 | 11.25 | 11.25 |
25 | KARNATAKA BANK LTD | 9.10 | ||||||||||||
26 | KARUR VYSYA BANK LTD | 9.25 | ||||||||||||
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.50 | 10.50 | 8.50 | 10.50 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
28 | NAINITAL BANK LTD | 7.65 | ||||||||||||
29 | RBL BANK LTD | 9.35 | 8.45 | 8.55 | 8.45 | 8.55 | 6.57 | 9.00 | 6.57 | 9.00 | 5.65 | 12.10 | 7.93 | 9.30 |
30 | SOUTH INDIAN BANK LTD | 9.80 | 8.75 | 11.77 | 8.80 | 9.85 | 8.20 | 11.00 | 8.75 | 9.80 | 8.25 | 12.00 | 8.50 | 10.50 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 5.56 | 12.10 | 5.56 | 12.10 | 6.30 | 15.85 | 6.30 | 15.85 | 6.60 | 9.65 | 6.60 | 9.65 |
32 | THE DHANALAKSHMI BANK LTD | 8.20 | 8.00 | 12.50 | 10.40 | 10.40 | ||||||||
33 | YES BANK LTD. | 9.40 | 7.50 | 11.00 | 8.50 | 10.00 | 8.23 | 11.00 | 8.90 | 11.00 | ||||
(C ) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 5.98 | ||||||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.48 | ||||||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.45 | 8.40 | 8.40 | 8.40 | 8.40 | 8.40 | 8.50 | 8.40 | 8.50 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.30 | ||||||||||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.35 | 7.75 | 9.50 | 7.75 | 9.50 | ||||||||
39 | BANK OF CEYLON | 9.69 | 10.39 | 12.39 | 10.39 | 12.39 | ||||||||
40 | BANK OF CHINA | 5.54 | ||||||||||||
41 | BANK OF NOVA SCOTIA | |||||||||||||
42 | BARCLAYS BANK PLC | 7.70 | 8.15 | 8.28 | 8.17 | 8.28 | ||||||||
43 | BNP PARIBAS | 7.90 | ||||||||||||
44 | CITIBANK N A | 6.60 | 7.38 | 11.03 | 7.53 | 9.11 | 7.95 | 9.61 | 8.18 | 8.86 | ||||
45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | ||||||||||||
47 | CREDIT SUISSE AG | 5.39 | ||||||||||||
48 | CTBC BANK CO., LTD. | 7.63 | ||||||||||||
49 | DBS BANK LTD. | 8.80 | 6.00 | 15.45 | 8.75 | 9.39 | 6.00 | 10.25 | 8.61 | 10.25 | ||||
50 | DEUTSCHE BANK AG | 8.25 | 8.10 | 9.17 | 8.15 | 8.53 | 7.30 | 9.03 | 7.44 | 8.15 | ||||
51 | DOHA BANK QSC | 7.40 | ||||||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | ||||||||||||
53 | FIRST ABU DHABI BANK PJSC | 6.40 | ||||||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | HANA BANK | 9.25 | ||||||||||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.60 | 5.11 | 6.00 | 6.00 | 6.00 | 4.98 | 9.80 | 4.98 | 7.01 | 4.98 | 7.06 | 5.27 | 6.99 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.23 | 7.00 | 7.20 | 7.00 | 7.20 | 7.20 | 7.50 | 7.20 | 7.50 | ||||
58 | INDUSTRIAL BANK OF KOREA | 6.70 | ||||||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.25 | ||||||||||||
60 | KOOKMIN BANK | 8.56 | ||||||||||||
61 | MASHREQ BANK PSC | 8.01 | ||||||||||||
62 | MIZUHO BANK LTD | 8.15 | ||||||||||||
63 | MUFG BANK LTD. | 7.15 | 8.35 | 8.35 | 8.35 | 8.35 | ||||||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | |||||||||||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | ||||||||||||
67 | SBERBANK | 8.00 | ||||||||||||
68 | SBM BANK (INDIA)LTD | 9.40 | ||||||||||||
69 | SHINHAN BANK | 9.45 | 8.30 | 9.25 | 8.30 | 9.25 | ||||||||
70 | SOCIETE GENERALE | 7.40 | ||||||||||||
71 | SONALI BANK | 7.23 | 10.50 | 16.00 | 10.50 | 16.00 | ||||||||
72 | STANDARD CHARTERED BANK | 6.80 | 4.50 | 13.00 | 6.00 | 10.50 | 4.50 | 11.75 | 6.22 | 8.19 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.50 | 8.90 | 8.90 | 8.90 | 8.90 | ||||||||
74 | UNITED OVERSEAS BANK LTD | 7.86 | ||||||||||||
75 | WOORI BANK | 7.00 |
Table 6A: Bank-wise Lending Rates on Outstanding Loans (other than Export Credit) for the Quarter ended March 2024 | ||||||||||||||
Sl. | Banks | MCLR Overnight |
Cash Credit | Demand Loan | Term Loan (All tenures) | |||||||||
No. | Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | ||||||||
60 per cent or | 60 per cent or | 60 per cent or | ||||||||||||
more business | more business | more business | ||||||||||||
(A) | Public sector banks | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
1 | BANK OF BARODA | 8.05 | 7.00 | 16.45 | 9.15 | 15.55 | 8.20 | 16.45 | 8.70 | 10.20 | 8.65 | 16.45 | 8.65 | 16.45 |
2 | BANK OF INDIA | 8.10 | 4.00 | 22.00 | 7.00 | 17.10 | 4.00 | 30.00 | 6.80 | 18.75 | 4.00 | 30.00 | 5.50 | 19.09 |
3 | BANK OF MAHARASHTRA | 8.10 | 4.00 | 15.30 | 4.00 | 10.40 | 5.00 | 15.30 | 5.00 | 8.30 | 5.00 | 15.30 | 5.00 | 11.40 |
4 | CANARA BANK | 8.15 | 8.90 | 18.35 | 8.90 | 18.35 | 8.90 | 18.35 | 8.90 | 18.35 | 8.21 | 18.35 | 8.21 | 18.35 |
5 | CENTRAL BANK OF INDIA | 8.00 | 6.50 | 16.25 | 7.00 | 13.75 | 7.00 | 14.75 | 7.00 | 13.75 | 6.50 | 16.25 | 7.30 | 15.25 |
6 | INDIAN BANK | 8.15 | 3.80 | 17.90 | 4.25 | 17.90 | 7.20 | 12.25 | 7.20 | 12.25 | 3.80 | 15.90 | 3.80 | 15.90 |
7 | INDIAN OVERSEAS BANK | 8.00 | 9.35 | 15.90 | 9.35 | 15.90 | 11.70 | 12.80 | 11.70 | 12.80 | 8.65 | 15.50 | 8.65 | 15.50 |
8 | PUNJAB AND SIND BANK | 8.00 | 6.50 | 14.95 | 7.90 | 13.85 | 5.40 | 14.70 | 7.40 | 9.95 | 4.00 | 14.95 | 7.35 | 13.90 |
9 | PUNJAB NATIONAL BANK | 8.30 | 6.60 | 15.80 | 9.30 | 10.70 | 5.00 | 14.90 | 7.31 | 7.86 | 4.00 | 17.25 | 7.27 | 10.25 |
10 | STATE BANK OF INDIA | 8.00 | 33.90 | 7.00 | 10.65 | 20.00 | 8.55 | 9.90 | 20.40 | 11.55 | ||||
11 | UCO BANK | 8.10 | 4.00 | 17.00 | 9.50 | 17.00 | 4.00 | 15.55 | 7.25 | 9.15 | 4.00 | 17.40 | 6.70 | 13.00 |
12 | UNION BANK OF INDIA | 8.10 | 36.50 | 8.60 | 11.10 | 36.00 | 7.34 | 8.90 | 36.00 | 7.80 | 11.30 | |||
(B) | Private banks | |||||||||||||
13 | AXIS BANK LIMITED | 9.10 | 8.50 | 13.60 | 9.20 | 11.75 | 11.20 | 18.40 | 12.60 | 15.95 | 6.32 | 11.95 | 6.85 | 9.85 |
14 | BANDHAN BANK LIMITED | 7.11 | 9.00 | 19.97 | 9.60 | 11.82 | 9.00 | 29.00 | 9.01 | 22.95 | ||||
15 | CITY UNION BANK LIMITED | 7.40 | 8.25 | 19.00 | 9.60 | 11.35 | 5.00 | 19.00 | 8.90 | 9.60 | 3.00 | 19.75 | 8.00 | 12.40 |
16 | CSB BANK LIMITED | 8.40 | 8.30 | 19.94 | 10.00 | 12.40 | 42.00 | 9.50 | 12.65 | 4.00 | 26.00 | 9.00 | 25.00 | |
17 | DCB BANK LIMITED | 10.22 | 11.00 | 15.00 | 11.00 | 15.00 | 9.00 | 10.00 | 9.00 | 10.00 | 9.00 | 26.00 | 9.00 | 26.00 |
18 | FEDERAL BANK LTD | 9.46 | 5.00 | 20.90 | 8.50 | 12.60 | 4.00 | 28.00 | 8.75 | 11.90 | 2.50 | 26.00 | 8.25 | 10.15 |
19 | HDFC BANK LTD. | 8.95 | 8.40 | 12.00 | 8.90 | 10.55 | 7.65 | 9.75 | 8.00 | 8.97 | 5.15 | 24.94 | 5.18 | 16.92 |
20 | ICICI BANK LIMITED | 8.60 | 6.50 | 20.00 | 9.00 | 15.50 | 1.25 | 19.50 | 7.75 | 10.50 | 2.50 | 21.50 | 7.75 | 10.75 |
21 | IDBI BANK LIMITED | 8.35 | 6.50 | 21.90 | 9.00 | 13.15 | 2.00 | 31.40 | 7.25 | 9.50 | 1.00 | 25.25 | 7.35 | 11.15 |
22 | IDFC FIRST BANK LIMITED | 9.70 | 7.00 | 47.88 | 10.50 | 42.00 | 8.40 | 14.30 | 9.00 | 10.65 | 2.00 | 36.00 | 9.10 | 24.50 |
23 | INDUSIND BANK LTD | 10.00 | 6.50 | 27.75 | 9.00 | 11.14 | 4.23 | 47.40 | 4.23 | 47.40 | 4.00 | 31.50 | 6.90 | 24.00 |
24 | JAMMU AND KASHMIR BANK LTD | 8.00 | 4.00 | 29.95 | 7.00 | 12.45 | 7.10 | 14.10 | 7.10 | 11.95 | 4.00 | 19.15 | 7.10 | 11.35 |
25 | KARNATAKA BANK LTD | 9.10 | 5.00 | 19.75 | 9.50 | 11.80 | 4.50 | 20.08 | 7.15 | 10.90 | ||||
26 | KARUR VYSYA BANK LTD | 9.25 | 6.50 | 18.40 | 9.00 | 11.50 | 4.00 | 19.50 | 9.50 | 9.60 | 4.00 | 21.00 | 8.90 | 11.00 |
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.50 | 11.25 | 8.85 | 9.85 | 7.95 | 11.00 | 8.25 | 9.20 | 2.65 | 30.05 | 8.00 | 25.00 |
28 | NAINITAL BANK LTD | 7.65 | 7.00 | 17.25 | 7.00 | 16.75 | 4.00 | 17.00 | 5.10 | 13.75 | 4.00 | 16.25 | 4.25 | 15.75 |
29 | RBL BANK LTD | 9.35 | 7.36 | 47.88 | 10.00 | 47.88 | 6.50 | 20.00 | 6.50 | 20.00 | 3.75 | 47.88 | 4.50 | 47.88 |
30 | SOUTH INDIAN BANK LTD | 9.80 | 8.85 | 15.47 | 9.40 | 12.58 | 7.05 | 16.13 | 7.63 | 9.95 | 7.25 | 13.00 | 7.50 | 11.30 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 7.00 | 19.90 | 7.00 | 19.90 | 5.85 | 28.75 | 5.85 | 28.75 | 4.00 | 20.20 | 4.00 | 20.20 |
32 | THE DHANALAKSHMI BANK LTD | 8.20 | 6.90 | 22.50 | 10.50 | 14.95 | 4.25 | 23.00 | 8.70 | 10.00 | 4.00 | 30.18 | 8.65 | 12.25 |
33 | YES BANK LTD. | 9.40 | 7.00 | 18.00 | 7.00 | 11.50 | 7.10 | 16.00 | 7.48 | 12.40 | 2.00 | 26.00 | 2.50 | 26.00 |
(C ) | Foreign banks | |||||||||||||
34 | AB BANK LIMITED | 5.98 | 11.00 | 11.00 | 11.00 | 11.00 | 9.00 | 9.00 | 9.00 | 9.00 | ||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.48 | 12.00 | 47.88 | 42.00 | 47.88 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.45 | 7.65 | 10.13 | 7.71 | 10.00 | 6.25 | 10.30 | 7.40 | 10.30 | ||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.30 | 5.80 | 9.99 | 7.43 | 8.22 | 4.99 | 9.75 | 8.03 | 8.88 | ||||
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.35 | 7.30 | 12.85 | 7.30 | 10.75 | 6.55 | 10.75 | 6.55 | 9.00 | 15.00 | 15.00 | ||
39 | BANK OF CEYLON | 9.69 | 10.00 | 13.05 | 10.00 | 13.05 | 7.00 | 13.84 | 7.00 | 13.84 | 6.50 | 13.00 | 6.50 | 13.00 |
40 | BANK OF CHINA | 5.54 | 7.60 | 7.60 | 7.60 | 7.60 | 8.40 | 8.40 | 8.40 | 8.40 | ||||
41 | BANK OF NOVA SCOTIA | |||||||||||||
42 | BARCLAYS BANK PLC | 7.70 | 7.52 | 10.26 | 7.52 | 10.26 | 6.40 | 13.05 | 6.46 | 12.00 | ||||
43 | BNP PARIBAS | 7.90 | 7.90 | 19.75 | 8.75 | 9.10 | 5.15 | 10.35 | 7.95 | 8.80 | 5.30 | 11.51 | 5.30 | 9.63 |
44 | CITIBANK N A | 6.60 | 7.40 | 9.75 | 7.58 | 9.00 | 7.98 | 9.19 | 8.14 | 8.87 | 7.80 | 10.57 | 8.16 | 9.52 |
45 | COOPERATIEVE RABOBANK U.A. | |||||||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | 7.42 | 10.25 | 7.52 | 10.15 | 7.84 | 10.35 | 8.15 | 8.45 | 4.70 | 10.90 | 6.60 | 9.52 |
47 | CREDIT SUISSE AG | 5.39 | 6.55 | 12.00 | 6.55 | 12.00 | ||||||||
48 | CTBC BANK CO., LTD. | 7.63 | 7.30 | 9.80 | 7.53 | 8.30 | 7.00 | 9.50 | 7.52 | 9.22 | ||||
49 | DBS BANK LTD. | 8.80 | 7.50 | 15.70 | 8.80 | 10.08 | 5.00 | 28.00 | 8.20 | 17.99 | ||||
50 | DEUTSCHE BANK AG | 8.25 | 7.10 | 12.00 | 7.93 | 8.49 | 6.95 | 22.75 | 8.65 | 16.25 | ||||
51 | DOHA BANK QSC | 7.40 | 8.00 | 9.85 | 8.00 | 8.70 | 2.00 | 12.75 | 4.00 | 9.25 | ||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | 6.15 | 8.90 | 7.88 | 8.20 | 8.26 | 9.05 | 8.28 | 9.05 | ||||
53 | FIRST ABU DHABI BANK PJSC | 6.40 | 6.85 | 11.88 | 6.85 | 10.10 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||||||
55 | HANA BANK | 9.25 | 7.25 | 11.50 | 7.35 | 8.35 | 7.25 | 10.20 | 7.25 | 9.67 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.60 | 3.25 | 16.00 | 4.20 | 13.90 | 2.50 | 42.00 | 6.00 | 42.00 | ||||
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.23 | 7.47 | 8.78 | 7.47 | 8.78 | 7.70 | 10.68 | 7.70 | 10.68 | ||||
58 | INDUSTRIAL BANK OF KOREA | 6.70 | 7.90 | 8.80 | 7.90 | 8.80 | 7.60 | 9.53 | 7.60 | 9.53 | ||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.25 | 5.82 | 9.74 | 7.65 | 8.34 | 5.88 | 9.12 | 7.28 | 8.30 | ||||
60 | KOOKMIN BANK | 8.56 | 7.50 | 9.30 | 7.50 | 9.30 | 7.50 | 11.50 | 7.70 | 11.00 | ||||
61 | MASHREQ BANK PSC | 8.01 | 8.15 | 9.89 | 8.15 | 9.89 | 9.05 | 10.08 | 9.05 | 10.08 | ||||
62 | MIZUHO BANK LTD | 8.15 | 8.50 | 13.20 | 8.70 | 9.00 | 7.53 | 10.55 | 7.91 | 8.55 | 6.70 | 10.93 | 8.15 | 9.25 |
63 | MUFG BANK LTD. | 7.15 | 7.65 | 12.45 | 8.15 | 8.82 | 5.10 | 12.24 | 6.97 | 8.95 | ||||
64 | NATWEST MARKETS PLC | |||||||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.22 | 8.25 | 8.23 | 8.25 | 8.29 | 11.36 | 8.29 | 11.36 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | 10.23 | 10.24 | 10.23 | 10.24 | 7.85 | 10.18 | 8.00 | 8.60 | 5.70 | 11.50 | 9.00 | 10.75 |
67 | SBERBANK | 8.00 | 8.50 | 13.75 | 8.50 | 13.75 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.40 | 9.70 | 12.60 | 9.80 | 12.15 | 9.45 | 12.75 | 9.45 | 10.70 | 6.15 | 23.00 | 8.65 | 13.70 |
69 | SHINHAN BANK | 9.45 | 7.39 | 11.65 | 7.80 | 8.50 | 3.00 | 16.50 | 8.45 | 10.40 | ||||
70 | SOCIETE GENERALE | 7.40 | 7.35 | 10.37 | 7.50 | 8.22 | 5.85 | 9.20 | 5.85 | 9.20 | ||||
71 | SONALI BANK | 7.23 | 12.50 | 13.50 | 12.50 | 13.50 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
72 | STANDARD CHARTERED BANK | 6.80 | 12.05 | 45.63 | 45.63 | 45.63 | 7.42 | 18.00 | 8.00 | 9.24 | 1.00 | 22.00 | 8.50 | 13.29 |
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.50 | 7.60 | 10.85 | 7.90 | 8.90 | 5.60 | 11.75 | 8.00 | 10.06 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.86 | 7.99 | 8.47 | 7.99 | 8.47 | ||||||||
75 | WOORI BANK | 7.00 | 7.48 | 15.02 | 7.90 | 8.80 | 8.50 | 12.00 | 8.50 | 10.50 |
Table 6B: Bank-wise Lending Rates for Export Credit- Outstanding Loans (Pre-Shipment) for the Quarter ended March 2024 | ||||||||||
Sl. | MCLR Overnight |
Pre-Shipment | ||||||||
No. | Up to 180 days | Beyond 180 days-270 days | ||||||||
Rate of Interest | Interest Rate for | Rate of Interest | Interest Rate for | |||||||
60 per cent or | 60 per cent or | |||||||||
more business | more business | |||||||||
Min | Max | Min | Max | Min | Max | Min | Max | |||
(A) | Public sector banks | |||||||||
1 | BANK OF BARODA | 8.05 | 6.90 | 12.90 | 7.59 | 10.35 | 7.85 | 10.85 | 8.70 | 10.25 |
2 | BANK OF INDIA | 8.10 | ||||||||
3 | BANK OF MAHARASHTRA | 8.10 | 5.00 | 11.05 | 5.00 | 8.40 | ||||
4 | CANARA BANK | 8.15 | 7.27 | 18.35 | 7.27 | 18.35 | 7.91 | 18.35 | 7.91 | 18.35 |
5 | CENTRAL BANK OF INDIA | 8.00 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 | 10.00 | 11.50 |
6 | INDIAN BANK | 8.15 | 6.50 | 14.00 | 6.50 | 14.00 | 6.50 | 14.00 | 6.50 | 14.00 |
7 | INDIAN OVERSEAS BANK | 8.00 | 8.40 | 10.15 | 8.40 | 10.15 | 8.40 | 10.15 | 8.40 | 10.15 |
8 | PUNJAB AND SIND BANK | 8.00 | 5.00 | 9.65 | 5.50 | 8.95 | 6.10 | 8.85 | 6.75 | 8.85 |
9 | PUNJAB NATIONAL BANK | 8.30 | 2.45 | 16.50 | 2.45 | 13.15 | 2.65 | 17.50 | 2.65 | 13.60 |
10 | STATE BANK OF INDIA | 8.00 | 16.65 | 5.13 | 7.33 | |||||
11 | UCO BANK | 8.10 | 6.00 | 8.75 | 6.00 | 8.60 | 6.00 | 8.95 | 6.00 | 8.80 |
12 | UNION BANK OF INDIA | 8.10 | 16.40 | 6.04 | 7.60 | 6.10 | 16.75 | 6.80 | 14.45 | |
(B) | Private banks | |||||||||
13 | AXIS BANK LIMITED | 9.10 | 5.55 | 10.70 | 7.80 | 9.10 | 6.50 | 13.10 | 8.15 | 9.25 |
14 | BANDHAN BANK LIMITED | 7.11 | ||||||||
15 | CITY UNION BANK LIMITED | 7.40 | 8.75 | 14.50 | 9.60 | 10.60 | 8.75 | 14.50 | 9.10 | 10.60 |
16 | CSB BANK LIMITED | 8.40 | ||||||||
17 | DCB BANK LIMITED | 10.22 | 6.00 | 12.00 | 6.00 | 12.00 | ||||
18 | FEDERAL BANK LTD | 9.46 | 7.65 | 20.50 | 8.50 | 10.15 | 7.51 | 19.00 | 7.55 | 8.95 |
19 | HDFC BANK LTD. | 8.95 | 5.14 | 8.30 | 5.50 | 6.70 | 3.80 | 6.56 | 3.80 | 6.56 |
20 | ICICI BANK LIMITED | 8.60 | 11.50 | 19.50 | 19.00 | 19.00 | 9.00 | 19.00 | 9.75 | 19.00 |
21 | IDBI BANK LIMITED | 8.35 | 7.25 | 16.75 | 7.35 | 8.35 | 7.25 | 19.60 | 9.00 | 12.15 |
22 | IDFC FIRST BANK LIMITED | 9.70 | 7.74 | 11.50 | 8.95 | 9.25 | ||||
23 | INDUSIND BANK LTD | 10.00 | 6.55 | 19.25 | 7.83 | 10.55 | 8.97 | 12.00 | 9.05 | 10.50 |
24 | JAMMU AND KASHMIR BANK LTD | 8.00 | 4.75 | 16.65 | 8.75 | 8.75 | 4.75 | 16.65 | 8.75 | 8.75 |
25 | KARNATAKA BANK LTD | 9.10 | ||||||||
26 | KARUR VYSYA BANK LTD | 9.25 | 6.00 | 18.20 | 6.95 | 10.50 | ||||
27 | KOTAK MAHINDRA BANK LTD. | 8.65 | 8.00 | 10.00 | 8.35 | 9.25 | 8.50 | 9.25 | 8.90 | 9.00 |
28 | NAINITAL BANK LTD | 7.65 | ||||||||
29 | RBL BANK LTD | 9.35 | 4.70 | 11.70 | 5.60 | 8.90 | 6.30 | 7.10 | 6.40 | 6.40 |
30 | SOUTH INDIAN BANK LTD | 9.80 | 8.90 | 11.75 | 8.90 | 9.50 | 9.17 | 9.85 | 9.20 | 9.85 |
31 | TAMILNAD MERCANTILE BANK LTD | 7.75 | 6.45 | 28.75 | 6.45 | 28.75 | 6.45 | 22.75 | 6.45 | 22.75 |
32 | THE DHANALAKSHMI BANK LTD | 8.20 | 6.90 | 12.65 | 11.40 | 11.40 | 10.50 | 12.65 | 10.50 | 12.65 |
33 | YES BANK LTD. | 9.40 | 5.89 | 14.11 | 7.79 | 10.50 | 8.80 | 10.00 | 9.20 | 9.20 |
(C ) | Foreign banks | |||||||||
34 | AB BANK LIMITED | 5.98 | ||||||||
35 | AMERICAN EXPRESS BANKING CORP. | 5.48 | ||||||||
36 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 7.45 | ||||||||
37 | BANK OF AMERICA , NATIONAL ASSOCIATION | 6.30 | 6.91 | 9.15 | 7.14 | 7.30 | 7.58 | 7.58 | 7.58 | 7.58 |
38 | BANK OF BAHRAIN & KUWAIT B.S.C. | 8.35 | 7.30 | 12.85 | 7.30 | 12.85 | ||||
39 | BANK OF CEYLON | 9.69 | 10.39 | 12.39 | 10.39 | 12.39 | ||||
40 | BANK OF CHINA | 5.54 | ||||||||
41 | BANK OF NOVA SCOTIA | |||||||||
42 | BARCLAYS BANK PLC | 7.70 | 8.10 | 10.26 | 8.16 | 10.26 | ||||
43 | BNP PARIBAS | 7.90 | 5.65 | 8.26 | 5.70 | 6.35 | ||||
44 | CITIBANK N A | 6.60 | 6.78 | 11.75 | 7.83 | 9.40 | ||||
45 | COOPERATIEVE RABOBANK U.A. | |||||||||
46 | CREDIT AGRICOLE CORPORATE AND INVESTMENT BANK | 6.44 | 7.42 | 10.25 | 7.52 | 10.15 | 7.57 | 7.57 | 7.57 | 7.57 |
47 | CREDIT SUISSE AG | 5.39 | ||||||||
48 | CTBC BANK CO., LTD. | 7.63 | 7.30 | 9.80 | 7.50 | 7.85 | 7.85 | 7.85 | 7.85 | 7.85 |
49 | DBS BANK LTD. | 8.80 | 7.96 | 13.00 | 8.25 | 8.27 | 8.10 | 11.80 | 8.70 | 9.25 |
50 | DEUTSCHE BANK AG | 8.25 | 8.00 | 9.95 | 8.12 | 8.73 | 8.40 | 12.00 | 8.40 | 12.00 |
51 | DOHA BANK QSC | 7.40 | ||||||||
52 | EMIRATES NBD BANK (P.J.S.C.) | 8.30 | 6.15 | 7.89 | 7.87 | 7.89 | ||||
53 | FIRST ABU DHABI BANK PJSC | 6.40 | ||||||||
54 | FIRSTRAND BANK LTD | |||||||||
55 | HANA BANK | 9.25 | 7.80 | 7.80 | 7.80 | 7.80 | ||||
56 | HONGKONG AND SHANGHAI BANKING CORPN.LTD. | 8.60 | 4.20 | 11.60 | 4.45 | 8.80 | 4.86 | 6.45 | 5.66 | 6.45 |
57 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA | 7.23 | 6.90 | 6.90 | 6.90 | 6.90 | ||||
58 | INDUSTRIAL BANK OF KOREA | 6.70 | ||||||||
59 | JPMORGAN CHASE BANK NATIONAL ASSOCIATION | 8.25 | 7.89 | 9.09 | 8.09 | 8.84 | ||||
60 | KOOKMIN BANK | 8.56 | ||||||||
61 | MASHREQ BANK PSC | 8.01 | ||||||||
62 | MIZUHO BANK LTD | 8.15 | 7.75 | 10.20 | 7.86 | 7.86 | ||||
63 | MUFG BANK LTD. | 7.15 | 8.30 | 8.65 | 8.30 | 8.65 | ||||
64 | NATWEST MARKETS PLC | |||||||||
65 | PT BANK MAYBANK INDONESIA TBK | 8.90 | 8.99 | 8.92 | 8.93 | |||||
66 | QATAR NATIONAL BANK (Q.P.S.C.) | 7.85 | ||||||||
67 | SBERBANK | 8.00 | ||||||||
68 | SBM BANK (INDIA)LTD | 9.40 | 6.77 | 10.95 | 6.77 | 6.77 | 7.15 | 7.15 | 7.15 | 7.15 |
69 | SHINHAN BANK | 9.45 | 7.60 | 9.50 | 7.60 | 9.50 | ||||
70 | SOCIETE GENERALE | 7.40 | ||||||||
71 | SONALI BANK | 7.23 | ||||||||
72 | STANDARD CHARTERED BANK | 6.80 | 4.60 | 11.95 | 5.75 | 7.00 | ||||
73 | SUMITOMO MITSUI BANKING CORPORATION | 7.50 | 7.85 | 10.10 | 7.90 | 7.90 | ||||
74 | UNITED OVERSEAS BANK LTD | 7.86 | 7.23 | 7.23 | 7.23 | 7.23 | ||||
75 | WOORI BANK | 7.00 |