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Oct 16, 2012
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NBFCs/RNBCs - Uploading of Reports in 'Test Mode' on FINnet Gateway Reporting

RBI/2012-13/252 DNBS(PD).CC. No307/03.10.42/2012-13 October 16, 2012 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, Uploading of Reports in 'Test Mode' on FINnet Gateway Reporting Please refer to Company Circular No 247 dated October 28, 2011 on 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards (AML) -'Prevention of Money Laundering Act, 2002@@NBSP@@ - Obligations of NBFCs in terms of Rules notified thereunder’- R

RBI/2012-13/252 DNBS(PD).CC. No307/03.10.42/2012-13 October 16, 2012 All Non Banking Financial Companies / Residuary Non Banking Companies Dear Sir, Uploading of Reports in 'Test Mode' on FINnet Gateway Reporting Please refer to Company Circular No 247 dated October 28, 2011 on 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards (AML) -'Prevention of Money Laundering Act, 2002@@NBSP@@ - Obligations of NBFCs in terms of Rules notified thereunder’- R

Oct 15, 2012
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UCBs - Uploading of Reports in ‘Test Mode’ on FINnet Gateway
RBI/2012-13/250 UBD.BPD (PCB) Cir. No.19/14.01.062/2012-13 October 15, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular UBD.CO.BPD.No.13/14.01.062/2011-12 dated September 27, 2012 advising Primary (Urban) Co-operative Banks (UCBs) to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-IND have now adv
RBI/2012-13/250 UBD.BPD (PCB) Cir. No.19/14.01.062/2012-13 October 15, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular UBD.CO.BPD.No.13/14.01.062/2011-12 dated September 27, 2012 advising Primary (Urban) Co-operative Banks (UCBs) to initiate submission of reports on the FINnet Gateway in ‘TEST MODE’ from August 31, 2012. 2. FIU-IND have now adv
Oct 12, 2012
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Banking facilities to visually challenged / persons with disabilities

RBI/2012-13/249 RPCD. No. RRB.BC. 35/03.05.90/2012-13 October 11, 2012 All Regional Rural Banks Dear Sir, Banking facilities to visually challenged / persons with disabilities Please refer to our Circular RPCD.CO.RRB.BC.No.13/03.05.33/2008-09 dated July 23, 2008 on the captioned subject advising that all banking facilities such as cheque book facility including third party cheques, ATM facility, Net banking facility, locker facility, retail loans, credit cards etc., a

RBI/2012-13/249 RPCD. No. RRB.BC. 35/03.05.90/2012-13 October 11, 2012 All Regional Rural Banks Dear Sir, Banking facilities to visually challenged / persons with disabilities Please refer to our Circular RPCD.CO.RRB.BC.No.13/03.05.33/2008-09 dated July 23, 2008 on the captioned subject advising that all banking facilities such as cheque book facility including third party cheques, ATM facility, Net banking facility, locker facility, retail loans, credit cards etc., a

Oct 08, 2012
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Interest Rate on Deposits

RBI/2012-13/234 RPCD.No.RRB.BC.33/.03.05.033/2012-13 October 08, 2012 All Regional Rural Banks Dear Sir/Madam Interest Rate on Deposits Attention is invited to paragraphs 84 and 85 of the Monetary Policy Statement 2012-13 announced on April 17, 2012 (extract enclosed) on Variation in Interest Rates on Deposits. It has been observed that there are wide variations in the interest rates offered by banks on single term deposits of Rs. 15 lakh and above and those offered o

RBI/2012-13/234 RPCD.No.RRB.BC.33/.03.05.033/2012-13 October 08, 2012 All Regional Rural Banks Dear Sir/Madam Interest Rate on Deposits Attention is invited to paragraphs 84 and 85 of the Monetary Policy Statement 2012-13 announced on April 17, 2012 (extract enclosed) on Variation in Interest Rates on Deposits. It has been observed that there are wide variations in the interest rates offered by banks on single term deposits of Rs. 15 lakh and above and those offered o

Sep 27, 2012
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Interest Rate Ceiling on Lines of Credit with Overseas Banks
RBI/2012-13/227 DBOD.DIR.No.46/04.02.001/2012-13 September 27, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Interest Rate Ceiling on Lines of Credit with Overseas Banks Please refer to our circulars DBOD. DIR. No. 52/04.02.001/2011-12 dated November 15, 2011 and DBOD. DIR. No. 91/04.02.001/2011-12 dated March 30, 2012 relating to interest rate ceiling on lines of credit with overseas banks. 2. It has been decided that the interest rate ceilin
RBI/2012-13/227 DBOD.DIR.No.46/04.02.001/2012-13 September 27, 2012 All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Interest Rate Ceiling on Lines of Credit with Overseas Banks Please refer to our circulars DBOD. DIR. No. 52/04.02.001/2011-12 dated November 15, 2011 and DBOD. DIR. No. 91/04.02.001/2011-12 dated March 30, 2012 relating to interest rate ceiling on lines of credit with overseas banks. 2. It has been decided that the interest rate ceilin
Sep 27, 2012
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Uploading of Reports in ‘Test Mode’ on FINnet Gateway
RBI/2012-13/226 UBD.BPD (PCB) Cir. No.13/14.01.062/2012-13 September 27, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular UBD.CO.BPD.No.10/12.05.001/2011-12 dated November 9, 2011 advising Primary (Urban) Co-operative Banks regarding introduction of single XML reporting format under Project FINnet for furnishing reports to FIU-IND under the PML
RBI/2012-13/226 UBD.BPD (PCB) Cir. No.13/14.01.062/2012-13 September 27, 2012 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Madam/Dear Sir, Uploading of Reports in ‘Test Mode’ on FINnet Gateway Please refer to our circular UBD.CO.BPD.No.10/12.05.001/2011-12 dated November 9, 2011 advising Primary (Urban) Co-operative Banks regarding introduction of single XML reporting format under Project FINnet for furnishing reports to FIU-IND under the PML
Sep 26, 2012
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Financial Restructuring of UCBs
RBI/2012-13/224 UBD.BPD.(PCB) Cir No.12/09.16.900/2012-13 September 26, 2012 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Financial Restructuring of UCBs Please refer to our circular UBD.PCB.Cir.No.39/09.16.900/08-09 dated January 23, 2009 stating that the Reserve Bank would consider financial restructuring proposals as an additional option for resolution of problem banks. The conditions under which such proposals would be cons
RBI/2012-13/224 UBD.BPD.(PCB) Cir No.12/09.16.900/2012-13 September 26, 2012 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear Sir, Financial Restructuring of UCBs Please refer to our circular UBD.PCB.Cir.No.39/09.16.900/08-09 dated January 23, 2009 stating that the Reserve Bank would consider financial restructuring proposals as an additional option for resolution of problem banks. The conditions under which such proposals would be cons
Sep 21, 2012
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StCBs/RRBs -CRR reduced

RBI/2012-13/216 RPCD.CO.RCB.RRB.BC.No.28/07.02.01/2012-13 September 18, 2012 All Scheduled State Co-operative Banks/ Regional Rural Banks Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular RPCD.CO.RCB.RRB.BC.No.65/03.05.33/2011-12 dated March 12, 2012, on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been decided

RBI/2012-13/216 RPCD.CO.RCB.RRB.BC.No.28/07.02.01/2012-13 September 18, 2012 All Scheduled State Co-operative Banks/ Regional Rural Banks Dear Sir, Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circular RPCD.CO.RCB.RRB.BC.No.65/03.05.33/2011-12 dated March 12, 2012, on the captioned subject. 2. As set out in the Reserve Bank's Press Release 2012-2013/452 dated September 17, 2012, it has been decided

Sep 14, 2012
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NPA Management - Requirement of an Effective Mechanism and Granular Data
RBI/2012-13/208 DBOD.No.BP.BC/42/21.04.048/2012-13 September 14, 2012 The Chairman and Managing Director/ Chief Executive Officer of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, NPA Management – Requirement of an Effective Mechanism and Granular Data Please refer to the paragraph 100 (extract enclosed) of the Monetary Policy Statement 2012-13 announced on April 17, 2012. 2. As mentioned therein, asset quality of banks is one of the most important indicato
RBI/2012-13/208 DBOD.No.BP.BC/42/21.04.048/2012-13 September 14, 2012 The Chairman and Managing Director/ Chief Executive Officer of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, NPA Management – Requirement of an Effective Mechanism and Granular Data Please refer to the paragraph 100 (extract enclosed) of the Monetary Policy Statement 2012-13 announced on April 17, 2012. 2. As mentioned therein, asset quality of banks is one of the most important indicato
Sep 13, 2012
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New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies - SMERA
RBI/2012-13/205 DBOD.No.BP.@@NBSP@@BC.41/21.06.009/2012-13 September 13, 2012 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – SME Rating Agency of India Ltd. (SMERA) Please refer to the Master Circular DBOD.No.BP.BC.16/21.06.001/2012-13 dated July 2, 2012
RBI/2012-13/205 DBOD.No.BP.@@NBSP@@BC.41/21.06.009/2012-13 September 13, 2012 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline- New Capital Adequacy Framework (NCAF) - Eligible Credit Rating Agencies – SME Rating Agency of India Ltd. (SMERA) Please refer to the Master Circular DBOD.No.BP.BC.16/21.06.001/2012-13 dated July 2, 2012

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