Speeches - RBI - Reserve Bank of India
Speeches & Media Interactions
Monetary Policy Statement by RBI Governor- June 06, 2025
Speeches
Jun 09,
2005
Banking with Technology – The Road Ahead
Ladies and Gentlemen, I deem it a privilege to be present at this conclave being conducted by the Indian Banks’ Association, on an appropriate topic at an appropriate time and to an appropriate audience who would be the catalysts of change as banking in India is poised for greater leaps in the near future. I am sure that bankers in India are feeling the positive impact of the technological revolution in the way banking is being transformed. Banks need to be ready to t
Shri V. Leeladhar,
Deputy Governor, Reserve Bank of India
Ladies and Gentlemen, I deem it a privilege to be present at this conclave being conducted by the Indian Banks’ Association, on an appropriate topic at an appropriate time and to an appropriate audience who would be the catalysts of change as banking in India is poised for greater leaps in the near future. I am sure that bankers in India are feeling the positive impact of the technological revolution in the way banking is being transformed. Banks need to be ready to t
PDF (
Jun 07,
2005
Globalisation of Monetary Policy and Indian Experience *
Mr. White, Mr. Turner, distinguished central bankers and friends, I welcome you all to Mumbai and the Reserve Bank of India (RBI) to this Eighth Meeting of the BIS Working Party on Monetary Policy in Asia. It is an honour for us to host this prestigious event for the central bankers. I would like to thank the BIS for extending this opportunity to the RBI. Perhaps I should share with you some background on the RBI. It is one of the oldest central banks in the developin
Dr. Y. V. Reddy,
Governor, Reserve Bank of India
Mr. White, Mr. Turner, distinguished central bankers and friends, I welcome you all to Mumbai and the Reserve Bank of India (RBI) to this Eighth Meeting of the BIS Working Party on Monetary Policy in Asia. It is an honour for us to host this prestigious event for the central bankers. I would like to thank the BIS for extending this opportunity to the RBI. Perhaps I should share with you some background on the RBI. It is one of the oldest central banks in the developin
Jun 07,
2005
A BIT of Tomorrow
The topic for today’s conclave is 'Technology Solutions for Business Transformation' and I have chosen to speak on 'A BIT (Banking and Information Technology) of Tomorrow'. I do not consider myself as being even computer savvy. But one does not have to be an IT professional to think of how IT can bring about business transformation. For this, all that the banker needs is to have vision, conviction and the courage to change. It is for the IT professional to make it pos
Smt. K.J. Udeshi,
Deputy Governor, Reserve Bank of India
The topic for today’s conclave is 'Technology Solutions for Business Transformation' and I have chosen to speak on 'A BIT (Banking and Information Technology) of Tomorrow'. I do not consider myself as being even computer savvy. But one does not have to be an IT professional to think of how IT can bring about business transformation. For this, all that the banker needs is to have vision, conviction and the courage to change. It is for the IT professional to make it pos
May 28,
2005
Retail Banking - Opportunities and Challenges *
The issue of retail banking is extremely important and topical. Across the globe, retail lending has been a spectacular innovation in the commercial banking sector in recent years. The growth of retail lending, especially, in emerging economies, is attributable to the rapid advances in information technology, the evolving macroeconomic environment, financial market reform, and several micro-level demand and supply side factors. India too experienced a surge in retail
Smt. Shyamala Gopinath,
Deputy Governor, Reserve Bank of India
The issue of retail banking is extremely important and topical. Across the globe, retail lending has been a spectacular innovation in the commercial banking sector in recent years. The growth of retail lending, especially, in emerging economies, is attributable to the rapid advances in information technology, the evolving macroeconomic environment, financial market reform, and several micro-level demand and supply side factors. India too experienced a surge in retail
May 26,
2005
Emerging Challenges before the Indian Banks – The Road Ahead*
It is indeed an honour to be invited to commence the Dena Bank Foundation Day Lecture Series. Today, as we remember the founders, we essentially pay homage to their vision and drive that led to the establishment of the Dena Bank. Shri Pranlalbhai Nanjee, inspired by his late father Shri Devkaran Nanjee’s dream to start a bank and play a seminal role in the development of the Indian banking industry, started the Devkaran Nanjee Banking Company in January 1938, about th
Shri V. Leeladhar,
Deputy Governor, Reserve Bank of India
It is indeed an honour to be invited to commence the Dena Bank Foundation Day Lecture Series. Today, as we remember the founders, we essentially pay homage to their vision and drive that led to the establishment of the Dena Bank. Shri Pranlalbhai Nanjee, inspired by his late father Shri Devkaran Nanjee’s dream to start a bank and play a seminal role in the development of the Indian banking industry, started the Devkaran Nanjee Banking Company in January 1938, about th
May 18,
2005
Banking Sector Reforms in India: An Overview
Governor Ishrat Husain and distinguished bankers,At the outset, let me express my gratitude to Governor Husain for inviting me to visit Karachi and meet with you. I consider it an honour to be here amidst the banking fraternity. I would like to congratulate Pakistan for its impressive economic performance. Governor Husain, in his address at the Seminar on Management of Pakistan Economy in Lahore, a few weeks ago, had this to say about recent economic performance of Pa
Dr. Y. V. Reddy,
Governor, Reserve Bank of India
Governor Ishrat Husain and distinguished bankers,At the outset, let me express my gratitude to Governor Husain for inviting me to visit Karachi and meet with you. I consider it an honour to be here amidst the banking fraternity. I would like to congratulate Pakistan for its impressive economic performance. Governor Husain, in his address at the Seminar on Management of Pakistan Economy in Lahore, a few weeks ago, had this to say about recent economic performance of Pa
Apr 26,
2005
In quest of new cheese
IBA deserves to be complimented for having organised this Seminar on the subject of "In search of new cheese – Towards Newer Profit Avenues". The subject holds considerable contemporary relevance coming as it does at a time of intense competition, thinning margins, rising yields, and dwindling trading profits. As we look back we can see that the declining interest rate scenario during the last three to four years coupled with prudent regulation, in alignment with inte
Smt. K.J. Udeshi,
Deputy Governor, Reserve Bank of India
IBA deserves to be complimented for having organised this Seminar on the subject of "In search of new cheese – Towards Newer Profit Avenues". The subject holds considerable contemporary relevance coming as it does at a time of intense competition, thinning margins, rising yields, and dwindling trading profits. As we look back we can see that the declining interest rate scenario during the last three to four years coupled with prudent regulation, in alignment with inte
Apr 26,
2005
Are Banks serving the Common Man ?
Ladies and gentlemen of the Lions Club of Bombay, Thank you very much for giving me an opportunity to share my thoughts with you all. Only Lions would be courageous enough to listen to a talk on the subject of banking which is dry and devoid of any humour. But if you keep in mind that banks deal with your hard-earned savings, what I have to say may be of interest to you. 2. The Reserve Bank has been trying to discipline banks with regard to the quality of customer ser
Smt. K.J. Udeshi,
Deputy Governor, Reserve Bank of India
Ladies and gentlemen of the Lions Club of Bombay, Thank you very much for giving me an opportunity to share my thoughts with you all. Only Lions would be courageous enough to listen to a talk on the subject of banking which is dry and devoid of any humour. But if you keep in mind that banks deal with your hard-earned savings, what I have to say may be of interest to you. 2. The Reserve Bank has been trying to discipline banks with regard to the quality of customer ser
Apr 08,
2005
A Synoptic View of the Twelfth Finance Commission’s Recommendations
I am indeed very happy to be in the midst of familiar faces and familiar surroundings. This is perhaps the first public occasion on which I am commenting on the recommendations of the Twelfth Finance Commission. As such, this meeting has some special significance at least to me. I congratulate the Reserve Bank of India in organizing this meeting of Finance Secretaries so that the full implications of the various recommendations of the Twelfth Finance Commission can be
Dr. C. Rangarajan,
Chairman, Economic Advisory Council to the Hon’ble Prime Minister
I am indeed very happy to be in the midst of familiar faces and familiar surroundings. This is perhaps the first public occasion on which I am commenting on the recommendations of the Twelfth Finance Commission. As such, this meeting has some special significance at least to me. I congratulate the Reserve Bank of India in organizing this meeting of Finance Secretaries so that the full implications of the various recommendations of the Twelfth Finance Commission can be
Apr 04,
2005
Human Development and State Finances: Some Thoughts
It gives me great pleasure to be here on the occasion of the first programme on "Human Development and State Finances" being jointly organised by the UNDP and the RBI with the support of the Planning Commission. The UNDP, ever since its inception in 1965, and the other UN organisations before that, have been actively involved in the development priorities of developing countries like ours over the last five decades. They have gained insights and understanding of our e
Smt. Shyamala Gopinath,
Deputy Governor, Reserve Bank of India
It gives me great pleasure to be here on the occasion of the first programme on "Human Development and State Finances" being jointly organised by the UNDP and the RBI with the support of the Planning Commission. The UNDP, ever since its inception in 1965, and the other UN organisations before that, have been actively involved in the development priorities of developing countries like ours over the last five decades. They have gained insights and understanding of our e
Install the RBI mobile application and get quick access to the latest news!
Page Last Updated on: July 22, 2025
