1. Digital Payments – Volume and Value

Note: Digital payments include RTGS (customer and inter-bank transactions), retail electronic clearing – NEFT, IMPS, NACH (credit, debit and APBS), card payment transactions (excl. cash withdrawal), PPI payment transactions (excl. cash withdrawal), UPI (including BHIM & USSD), BHIM Aadhaar Pay, AePS fund transfer and NETC (linked to bank accounts).

2. Total Payments – Volume and Value

Note: Total payments include RTGS, NEFT, IMPS, NACH (credit, debit and APBS), card payment transactions (excl. cash withdrawal), PPI payment transactions (excl. cash withdrawal), UPI (including BHIM & USSD), BHIM Aadhaar Pay, AePS fund transfer, NETC (linked to bank accounts) and paper clearing.

3. Total Retail Payments – Volume and Value

Note: Total retail payments include NEFT, IMPS, NACH (credit, debit and APBS), card payment transactions (excl. cash withdrawal), PPI payment transactions (excl. cash withdrawal), UPI (including BHIM & USSD), BHIM Aadhaar Pay, AePS fund transfer, NETC (linked to bank accounts) and paper clearing.

4. Digital Retail Payments – Volume and Value

Note: Digital retail payments include NEFT, IMPS, NACH (credit, debit and APBS), card payment transactions (excl. cash withdrawal), PPI payment transactions (excl. cash withdrawal), UPI (including BHIM & USSD), BHIM Aadhaar Pay, AePS fund transfer and NETC (linked to bank accounts).

5. Comparison of WHOLESALE and RETAIL Payment Systems
   1. Comparison of Payments Volume
   
   2. Comparison of Payments Value
   

Note: Wholesale payment systems include RTGS (customer and inter-bank transactions) and NEFT.

NPCI-retail payment systems include IMPS, NACH, UPI (including BHIM & USSD), BHIM Aadhaar Pay, AePS fund transfer, NETC (linked to bank account) and paper clearing.

Other-retail payment systems include debit and credit card payment transactions (excl. cash withdrawal) and wallet and PPI card payment transactions (excl. cash withdrawal).

6. RBI Operated Payment Systems
   1. Real Time Gross Settlement (RTGS)
   
   2. National Electronic Funds Transfer (NEFT)

7. NPCI Operated Fast Payment Systems - Unified Payments Interface (UPI) and Immediate Payment System (IMPS)

8. Other NPCI Operated Payment Systems
   1. Bharat Interface for Money (BHIM) Aadhar Pay
   

    

   2. National Electronic Toll Collection (NETC) (Linked to Bank Account)
   
   3. National Automated Clearing House (NACH) - Credit and Debit

9. Cards and Prepaid Payment Instruments (PPIs)
   1. Debit and Credit Cards
   

   Note: Cards include debit and credit card payment transactions (excl. cash withdrawal).

   2. PPI Wallets and Cards Usage

Note: PPIs include wallet and PPI card payment transactions (excl. cash withdrawal).

10. Paper Operated Payment System - Cheque Truncation System (CTS)

11. Card Acceptance Infrastructure and QR Codes
    1. Card Acceptance Infrastructure
    
    2. UPI QR Codes

12. Payment System Wise Volume and Value Share
    1. Digital Payment Volume Share
    
    2. Digital Payment Value Share

13. Ticket size
    1. Ticket Size of Retail Payment Systems
    

    Note: Ticket size (Average Value Per Transaction) is calculated by dividing the transaction value of a payment system for a given period by its transaction volume during the same period.

    Cards include debit and credit card payment transactions (excl. cash withdrawal).

    2. Ticket Size of NEFT and RTGS Payment Systems

Note: Ticket size (Average Value Per Transaction) is calculated by dividing the transaction value of a payment system for a given period by its transaction volume during the same period

14. Trade Receivables Discounting System (TReDS)
    1. TReDS - Invoices Uploaded and Financed
    
    2. TReDS - Buyers and Sellers Onboarded

Note: Number of Buyers and Sellers are figures as during month