(Amount in ₹ crore)

SCHEDULED COMMERCIAL BANKS
(Including RRBs,SFBs and PBs) 

ALL SCHEDULED BANKS

29-Dec-23

13-Dec-2024*

27-Dec-2024*

29-Dec-23

13-Dec-2024*

27-Dec-2024*

I

LIABILITIES TO THE BKG.SYSTEM (A)

a) Demand & Time deposits from banks

266042.93

310793.89

291560.95

269437.45

315564.52

296159.93**

b) Borrowings from banks

189078.33

131991.65

138334.17

189114.33

132026.65

138393.41

c) Other demand & time liabilities

69625.55

24423.19

26605.81

70324.03

24724.99

26928.6

II

LIABILITIES TO OTHERS (A)

a) Deposits (other than from banks)

20088041

22068144

22063132

20525354

22525991

22529216

i) Demand

2437504.1

2610221.7

2570098.8

2485497.2

2658733.4

2618491

ii) Time

17650537

19457922

19493033

18039857

19867258

19910725

b) Borrowings @

759064.69

866934.53

955100.33

763583.98

871445.25

959774.67

c) Other demand & time liabilities

937130.07

1143550.8

996837.33

951167.9

1156647

1010658.9

III

BORROWINGS FROM R.B.I. (B)

271352

108704

244697

271352

108704

244697

Against usance bills and / or prom. Notes

0

0

0

0

0

0

IV

CASH

95082.47

83977.85

89266.66

97605.35

86328.5

91947.39

V

BALANCES WITH R.B.I. (B)

939846.55

986172.4

939427.84

959326.42

1006614.9

959076.39

VI

ASSETS WITH BANKING SYSTEM

a) Balances with other banks

i) In current accounts

10360.2

29461.51

14047.16

13514.62

32033.73

16865.5

ii) In other accounts

191702.87

194932.33

202800.35

233754.58

246450.87

254835.65

b) Money at call & short notice

17201.32

22466.13

18342.37

34891.03

35121.39

33129.8

c) Advances to banks (i.e. due from bks.)

44104.77

40659.31

40677.04

45516.14

41482.93

42094.14£

d) Other assets

100782.34

61974.66

64550.83

103111.11

65220.15

67875.91

VII

INVESTMENTS ( At book value )

5990502.6

6556857.3

6594875.2

6139073.6

6707745.4

6747857.3

a) Central & State Govt. securities+

5989765.2

6556352.8

6594377.3

6132448.3

6699653.5

6740018.4

b) Other approved securities

737.36

504.46

497.88

6625.3

8091.88

7838.86

VIII

BANK CREDIT (Excluding Inter-Bank Advances)

15961944

17586881

17742873

16386269

18038726

18198962

a) Loans, cash credits & Overdrafts $

15672642

17273993

17421883

16094103

17722665

17874783

b) Inland Bills purchased

52269.07

67060.49

72062.62

52280.25

68504

73546.04

c) Inland Bills discounted

196535.63

207809.17

211818.94

198816.49

208936.7

212903.77

d) Foreign Bills purchased

17404.47

16704.69

15550.79

17623.53

16932.44

15770.33

e) Foreign Bills discounted

23092.7

21314.25

21558.17

23446.35

21687.63

21958.97

NOTE

*

Provisional figures incorporated in respect of such banks as have not been able to submit final figures.

(A)

Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks.

**

This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a).

@

Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India.

(B)

The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'.

£

This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a).

+

Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations.

$

Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).

Food Credit Outstanding as on

                                                                                                    (Amount in ₹ crore)

Date

29-Dec-23

13-Dec-24

27-Dec-24

Scheduled Commercial Banks

43138.61

52306.66

56138.69

Scheduled Co-operative Banks

49205.09

50616.47

50616.47