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Bihar

Table.No.5.7–State And Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

 

March 2002

EASTERN REGION

 

(Amount in Rupees Lakh)


     

RURAL


SEMI-URBAN


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out
standing

Accounts

Limit

Out
     standing


     

1

2

3

4

5

6


I.

AGRICULTURE

5,29,768

954,96

792,46

1,56,005

574,13

495,67

 

1.

Direct Finance

4,89,228

857,40

714,70

1,45,745

456,02

387,50

 

2.

Indirect Finance

40,540

97,56

77,75

10,260

118,11

108,17

II.

INDUSTRY

1,73,642

402,26

350,94

49,681

327,80

257,55

 

1.

Mining & Quarrying

43

1,72

1,57

12

61

52

 

2.

Food Manufacturing & Processing

10,373

73,58

66,08

3,944

138,76

88,52

   

(a) Rice Mills, Flour & Dal Mills

5,543

21,89

19,36

2,701

20,28

16,70

   

(b) Sugar

10

38,33

35,06

13

106,72

61,42

   

(c) Edible Oils & Vanaspati

579

2,92

2,68

248

2,18

2,03

   

(d) Tea Processing

2

6

7

   

(e) Processing of Fruits & Vegetables

3

10

9

6

59

54

   

(f) Others

4,236

10,28

8,82

976

8,98

7,83

 

3.

Beverage & Tobacco

14

1,57

1,35

21

1,37

1,32

 

4.

Textiles

1,819

16,28

14,83

1,891

12,66

11,23

   

(a) Cotton Textiles

43

27

24

26

4,08

3,55

   

(b) Jute & Other Natural Fibre Textiles

136

2,34

2,52

86

54

46

   

(c) Handloom Textiles & Khadi

156

59

53

183

2,54

2,44

   

(d) Other Textiles & Textile Products

1,484

13,08

11,54

1,596

5,51

4,79

 

5.

Paper, Paper Products & Printing

103

84

79

451

18,63

18,74

 

6.

Leather & Leather Products

1,182

2,09

2,05

448

2,32

1,76

 

7.

Rubber & Plastic Products

112

1,96

1,75

196

2,05

1,85

 

8.

Chemicals & Chemical Products

320

3,48

2,45

230

9,95

8,80

   

(a) Heavy Industrial Chemicals

2

13

9

   

(b) Fertilisers

3

1,50

68

1

20

20

   

(c) Drugs & Pharmaceuticals

136

1,07

89

103

2,94

3,16

   

(d) Non-Edible Oils

1

3

1

3

35

30

   

(e) Other Chemicals &Chemical Products

180

87

88

121

6,33

5,06

 

9.

Petroleum, Coal Products & Nuclear Fuels

8

41

39

12

1,70

1,57

 

10.

Manufacture of Cement &Cement Products

117

1,47

1,36

209

7,06

6,53

 

11.

Basic Metals &Metal Products

457

6,69

5,74

368

12,57

7,03

   

(a) Iron & Steel

24

2,86

1,96

31

1,92

1,62

   

(b) Non-Ferrous Metals

1

4

4

1

15

15

   

(c) Metal Products

432

3,80

3,75

336

10,50

5,27

 

12.

Engineering

593

3,27

2,38

1,368

5,37

4,62

   

(a) Heavy Engineering

1

10

10

5

29

24

   

(b) Light Engineering

204

1,19

95

886

2,61

2,03

   

(c) Electrical Machinery & Goods

345

1,75

1,16

401

1,51

1,39

   

(d) Electronic Machinery & Goods

43

22

17

76

96

96

 

13.

Vehicles, Vehicle Parts &Transport Equipments

2,046

4,79

3,78

768

3,56

3,10

 

14.

Other Industries

1,55,442

219,76

190,06

39,000

102,28

93,94

 

15.

Electricity, Gas & Water

2

6

1

11

1,05

98

   

(a) Electricity Generation & Transmission

1

2

1

1

15

13

   

(b) Non-Conventional Energy

2

5

5

   

(c) Gas, Steam & Water Supply

1

4

8

85

80

 

16.

Construction

1,011

64,29

56,33

752

7,86

7,02

III.

TRANSPORT OPERATORS

45,965

123,44

95,36

14,219

61,52

49,28

IV.

PROFESSIONAL AND OTHER SERVICES

35,358

59,13

49,63

11,979

50,39

43,24

V.

PERSONAL LOANS

1,95,205

527,14

443,78

1,14,172

491,24

413,78

 

1.

Loans for Purchase of Consumer Durables

7,861

21,40

16,85

8,000

29,94

21,03

 

2.

Loans for Housing

9,132

84,43

79,45

9,790

132,04

119,99

 

3.

Rest of the Personal Loans

1,78,212

421,31

347,48

96,382

329,26

272,76

VI.

TRADE

3,63,267

621,71

520,26

1,16,212

424,55

369,39

 

1.

Wholesale Trade

9,372

51,33

45,01

3,876

65,02

54,71

 

2.

Retail Trade

3,53,895

570,39

475,25

1,12,336

359,53

314,67

VII.

FINANCE

1,412

3,32

2,50

405

5,80

5,07

VIII.

ALL OTHERS

76,727

216,66

182,93

54,776

216,92

180,16


TOTAL BANK CREDIT

14,21,344

2908,63

2437,86

5,17,449

2152,35

1814,14

OF WHICH: 1.Artisans and Village & Tiny Industries

1,04,579

113,15

90,98

22,350

62,15

54,52

   

2.Other Small Scale Industries

40,786

98,26

90,63

16,865

77,89

68,12



(Amount in Rupees Lakh)


     

URBAN

METROPOLITAN


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out
standing

Accounts

Limit

Out
standing


     

7

8

9

10

11

12


I.

AGRICULTURE

26,057

243,85

198,95

 

1.

Direct Finance

24,112

125,34

107,59

 

2.

Indirect Finance

1,945

118,51

91,37

II.

INDUSTRY

36,431

703,12

539,44

 

1.

Mining & Quarrying

11

8,96

7,45

 

2.

Food Manufacturing & Processing

980

220,45

105,26

   

(a) RiceMills, Flour &Dal Mills

542

20,44

15,52

   

(b) Sugar

10

182,38

74,41

   

(c) Edible Oils & Vanaspati

79

7,61

6,11

   

(d) Tea Processing

   

(e) Processing of Fruits &Vegetables

6

2,28

2,26

   

(f) Others

343

7,74

6,96

 

3.

Beverage & Tobacco

63

10,05

8,95

 

4.

Textiles

858

20,77

17,34

   

(a) Cotton Textiles

58

4,45

3,03

   

(b) Jute & OtherNatural Fibre Textiles

92

1,36

1,03

   

(c) Handloom Textiles & Khadi

80

1,10

99

   

(d) Other Textiles &Textile Products

628

13,87

12,30

 

5.

Paper, Paper Products & Printing

369

16,77

13,80

 

6.

Leather & Leather Products

187

1,19

1,08

 

7.

Rubber & Plastic Products

247

20,35

17,73

 

8.

Chemicals & Chemical Products

394

80,47

76,67

   

(a) Heavy Industrial Chemicals

5

43

22

   

(b) Fertilisers

19

65,29

65,06

   

(c) Drugs & Pharmaceuticals

210

9,73

7,57

   

(d) Non-Edible Oils

1

8

8

   

(e) Other Chemicals &Chemical Products

159

4,94

3,74

 

9.

Petroleum, Coal Products & Nuclear Fuels

9

1,09

89

 

10.

Manufacture of Cement &Cement Products

94

16,71

16,62

 

11.

Basic Metals &Metal Products

12,549

137,61

115,75

   

(a) Iron & Steel

139

100,56

80,55

   

(b) Non-Ferrous Metals

7

1,66

1,33

   

(c) Metal Products

12,403

35,38

33,86

 

12.

Engineering

998

29,02

21,80

   

(a) Heavy Engineering

11

2,08

1,05

   

(b) Light Engineering

141

10,67

4,08

   

(c) Electrical Machinery & Goods

164

9,27

9,18

   

(d) Electronic Machinery & Goods

682

7,00

7,49

 

13.

Vehicles, Vehicle Parts & Transport Equipments

199

5,75

4,81

 

14.

Other Industries

19,136

117,24

115,77

 

15.

Electricity, Gas & Water

12

6,36

5,75

   

(a) Electricity Generation & Transmission

5

4,62

4,58

   

(b) Non-Conventional Energy

4

45

35

   

(c) Gas, Steam & Water Supply

3

1,29

83

 

16.

Construction

325

10,33

9,77

III.

TRANSPORT OPERATORS

7,626

60,93

52,45

IV.

PROFESSIONAL AND OTHER SERVICES

5,967

81,05

59,91

V.

PERSONAL LOANS

1,22,477

791,85

693,55

 

1.

Loans for Purchase of Consumer Durables

9,490

48,12

44,67

 

2.

Loans for Housing

18,348

319,39

299,68

 

3.

Rest of the Personal Loans

94,639

424,34

349,20

VI.

TRADE

40,143

488,28

419,41

 

1.

Whole sale Trade

2,773

119,99

99,19

 

2.

Retail Trade

37,370

368,29

320,22

VII.

FINANCE

241

6,92

5,71

VIII.

ALL OTHERS

33,722

366,42

325,85


TOTAL BANK CREDIT

2,72,664

2742,41

2295,27

OF WHICH: 1.Artisans and Village & Tiny Industries

4,656

52,28

45,22

   

2.Other Small Scale Industries

12,321

119,62

107,60


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