Appendix Table II.4 (C): Financial Performance of Nationalised Banks for the years 1998-99 and 1999-2000 - આરબીઆઈ - Reserve Bank of India
Appendix Table II.4 (C): Financial Performance of Nationalised Banks for the years 1998-99 and 1999-2000
(Amount in Rs. crore) | ||||||
Item | 1998-99 | 1999-2000 | Variation of | |||
Column (3) over (2) | ||||||
Absolute | Percentage | |||||
1 | 2 | 3 | 4 | 5 | ||
A. Income (i+ii) | 49,500.95 | 56,885.86 | 7,384.91 | 14.92 | ||
(100.00) | (100.00) | |||||
i) | Interest Income | 44,291.27 | 50,273.04 | 5,981.77 | 13.51 | |
(89.48) | (88.38) | |||||
ii) | Other Income | 5,209.68 | 6,612.82 | 1,403.14 | 26.93 | |
(10.52) | (11.62) | |||||
B. Expenditure (i+ii+iii) | 47,712.76 | 54,448.86 | 6,736.10 | 14.12 | ||
(100.00) | (100.00) | |||||
i) | Interest Expended | 30,856.91 | 35,478.22 | 4,621.31 | 14.98 | |
(64.67) | (65.16) | |||||
ia) | Interest on Recapitalisation Bonds | 1,757.87 | 1,797.87 | |||
ii) | Provisions and Contingencies | 4,124.54 | 4,787.88 | 663.34 | 16.08 | |
(8.64) | (8.79) | |||||
iii) | Operating Expenses | 12,731.31 | 14,182.76 | 1,451.45 | 11.40 | |
(26.68) | (26.05) | |||||
of which : Wage Bill | 9,346.79 | 10,435.18 | 1,088.39 | 11.64 | ||
(19.59) | (19.17) | |||||
C. Profit | ||||||
i) | Operating Profit | 5,912.73 | 7,224.88 | 1,312.15 | 22.19 | |
ia) | Operating Profit exclusive of income | |||||
from recapitalisation bonds | 4,154.86 | 5,427.01 | 1,272.15 | 30.62 | ||
ii) | Net Profit | 1,788.19 | 2,437.00 | 648.81 | 36.28 | |
iia) | Net Profit exclusive of income | |||||
from recapitalisation bonds | 30.32 | 639.13 | 608.81 | 2,007.95 | ||
D. Total Assets | 4,84,310.20 | 5,54,625.18 | 70,314.98 | 14.52 | ||
E. Financial Ratios (per cent) $ | ||||||
i) | Operating Profit | 1.22 | 1.30 | 0.08 | | |
ia) | Operating Profit exclusive of income | 0.86 | 0.98 | 0.12 | | |
from recapitalisation bonds | ||||||
ii) | Net Profit | 0.37 | 0.44 | 0.07 | | |
iia) | Net Profit exclusive of income | 0.01 | 0.12 | 0.11 | | |
from recapitalisation bonds | ||||||
iii) | Income | 10.22 | 10.26 | 0.04 | | |
iv) | Interest Income | 9.15 | 9.06 | -0.09 | | |
v) | Other Income | 1.08 | 1.19 | 0.11 | | |
vi) | Expenditure | 9.85 | 9.82 | -0.03 | | |
vii) | Interest Expended | 6.37 | 6.40 | 0.03 | | |
viii) | Operating Expenses | 2.63 | 2.56 | -0.07 | | |
ix) | Wage Bill | 1.93 | 1.88 | -0.05 | | |
x) | Provisions and Contingencies | 0.85 | 0.86 | 0.01 | | |
xi) | Spread (Net Interest Income) | 2.77 | 2.67 | -0.10 | | |
xia) | Spread exclusive of recapitalisation Bonds | 2.41 | 2.34 | -0.07 | ||
Notes: 1. $ Ratios to Total Assets. | ||||||
2. Figures in brackets are percentage shares to the respective total. | ||||||
3. Figures for interest on Recapitalisation Bonds and Net Profit exclusive of income from recapitalisation bonds in 1998-99 do not tally with those published in the Report on Trend and Progress of Banking in India 1998-99 due to a change in coverage. |