(As at end-March)

(Amount in Rs.crore)

Item

Private Sector Banks

Old Private Sector Banks

New Private Sector Banks

2002

2003

2002

2003

2002

2003

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

Amount

     per cent

to total

to total

to total

to total

to total

to total

1

2

3

4

5

6

7

8

9

10

11

12

13

1. Capital

2,718.39

1.02

2,921.06

0.98

604.80

0.65

648.77

0.62

2,113.59

1.21

2,272.29

1.18

2. Reserves & Surplus

13,468.95

5.03

15,974.40

5.37

4,806.25

5.16

5,646.38

5.37

8,662.70

4.96

10,328.02

5.37

3. Deposits

1,69,432.92

63.29

2,07,173.57

69.69

80,440.54

86.28

91,431.26

86.99

88,992.38

51.01

1,15,742.31

60.23

3.1

Demand Deposits

20,397.76

7.62

23,274.15

7.83

8,107.59

8.70

8,515.54

8.10

12,290.17

7.04

14,758.61

7.68

3.2

Savings Bank Deposits

20,120.17

7.52

26,160.42

8.80

11,828.99

12.69

13,673.98

13.01

8,291.18

4.75

12,486.44

6.50

3.3

Term Deposits

1,28,914.99

48.16

1,57,739.00

53.06

60,503.96

64.90

69,241.74

65.88

68,411.03

39.21

88,497.26

46.05

4. Borrowings

56,591.84

21.14

42,139.95

14.18

2,725.11

2.92

2,385.75

2.27

53,866.73

30.87

39,754.20

20.69

5. Other Liabilities and Provisions

25,493.77

9.52

29,070.33

9.78

4,652.59

4.99

4,997.34

4.75

20,841.18

11.94

24,072.99

12.53

Total Liabilities

2,67,705.87

100.00

2,97,279.31

100.00

93,229.29

100.00

1,05,109.50

100.00

1,74,476.58

100.00

1,92,169.81

100.00

1. Cash and balances with RBI

11,306.23

4.22

16,393.68

5.51

5,296.35

5.68

5,243.58

4.99

6,009.88

3.44

11,150.10

5.80

2. Balances with banks and

money at call and short notice

23,386.30

8.74

11,052.34

3.72

6,489.89

6.96

5,222.04

4.97

16,896.41

9.68

5,830.30

3.03

3. Investments

97,650.61

36.48

1,07,327.94

36.10

34,021.77

36.49

40,001.03

38.06

63,628.84

36.47

67,326.91

35.04

3.1

In Govt. Securities (a+b)

62,943.45

23.51

73,303.41

24.66

23,840.20

25.57

28,479.37

27.09

39,103.25

22.41

44,824.04

23.33

a. In India

62,859.08

23.48

73,219.26

24.63

23,755.83

25.48

28,395.22

27.01

39,103.25

22.41

44,824.04

23.33

b. Outside India

84.37

0.03

84.15

0.03

84.37

0.09

84.15

0.08

—

—

—

—

3.2

In other approved Securities

1,126.64

0.42

960.93

0.32

1,012.24

1.09

882.58

0.84

114.40

0.07

78.35

0.04

3.3

In non-approved Securities

33,580.52

12.54

33,063.60

11.12

9,169.33

9.84

10,639.08

10.12

24,411.19

13.99

22,424.52

11.67

4. Loans and Advances

1,16,840.79

43.65

1,38,951.10

46.74

42,285.68

45.36

49,436.34

47.03

74,555.11

42.73

89,514.76

46.58

4.1

Bills purchased & discounted

10,405.19

3.89

11,084.39

3.73

4,204.38

4.51

5,321.15

5.06

6,200.81

3.55

5,763.24

3.00

4.2

Cash Credit, Overdrafts, etc.

35,527.03

13.27

38,437.75

12.93

22,412.43

24.04

23,663.92

22.51

13,114.60

7.52

14,773.83

7.69

4.3

Term Loans

70,908.57

26.49

89,428.96

30.08

15,668.87

16.81

20,451.27

19.46

55,239.70

31.66

68,977.69

35.89

5. Fixed Assets

7,400.97

2.76

7,499.41

2.52

1,459.53

1.57

1,528.16

1.45

5,941.44

3.41

5,971.25

3.11

6. Other Assets

11,120.97

4.15

16,054.84

5.40

3,676.07

3.94

3,678.35

3.50

7,444.90

4.27

12,376.49

6.44

Total Assets

2,67,705.87

100.00

   2,97,279.31

100.00

93,229.29

100.00

1,05,109.50

100.00

1,74,476.58

100.00

   1,92,169.81

100.00

Source: Balance sheets of respective banks.