Appendix Table III.15 (A) Financial Performance of Scheduled Commercial Banks - આરબીઆઈ - Reserve Bank of India
Appendix Table III.15 (A) Financial Performance of Scheduled Commercial Banks
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
1,83,872.12 |
1,93,268.88 |
9,396.76 |
5.11 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
1,44,346.81 |
1,58,438.26 |
14,091.45 |
9.76 |
||
(78.50) |
(81.98) |
||||||
of which: |
Interest on Advances |
70,049.85 |
83,573.94 |
13,524.09 |
19.31 |
||
Income on Investments |
66,104.78 |
66,171.79 |
67.01 |
0.10 |
|||
ii) |
Other Income |
39,525.31 |
34,830.62 |
-4,694.69 |
-11.88 |
||
(21.50) |
(18.02) |
||||||
of which: |
Commission and Brokerage |
11,837.60 |
14,913.49 |
3,075.89 |
25.98 |
||
B. |
Expenditure (i+ii+iii) |
1,61,601.18 |
1,71,948.72 |
10,347.54 |
6.40 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
87,562.75 |
91,537.00 |
3,974.25 |
4.54 |
||
(54.18) |
(53.24) |
||||||
of which: |
Interest on Deposits |
77,667.58 |
77,611.84 |
-55.74 |
-0.07 |
||
ii) |
Provisions and Contingencies |
30,329.28 |
30,363.86 |
34.58 |
0.11 |
||
(18.77) |
(17.66) |
||||||
of which: |
Provision for NPAs |
17,441.31 |
7,105.92 |
-10,335.39 |
-59.26 |
||
iii) |
Operating Expenses |
43,709.15 |
50,047.86 |
6,338.71 |
14.50 |
||
(27.05) |
(29.11) |
||||||
of which: |
Wage Bill |
26,359.53 |
29,032.26 |
2,672.73 |
10.14 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
52,600.22 |
51,684.02 |
-916.20 |
-1.74 |
||
ii) |
Net Profit |
22,270.94 |
21,320.16 |
-950.78 |
-4.27 |
||
D. |
Net Interest Income/Margin |
56,784.06 |
66,901.26 |
10,117.20 |
17.82 |
||
E. |
Total Assets |
19,74,017.00 |
23,55,982.67 |
3,81,965.67 |
19.35 |
||
Note : Figures in brackets are percentage shares to the respective total. |