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Appendix Table IV.4 Advances to the Priority Sectors by Public Sector Banks

(As on the last reporting Friday)

Sector

No. of Accounts (in lakh)

Amount Outstanding (Rs. crore)

June
1969

March
2006

March
2007

March
2008

March
2009@

June
1969

March
2006

March
2007

March
2008

March
2009@

1

2

3

4

5

6

7

8

9

10

11

I.

Agriculture

1.7

238

251

276

294

162

1,55,220

2,02,614

2,49,397

2,98,211

 

 

 

 

 

 

 

(15.3)

(15.4)

(15.4)

(17.5)

(17.2)

i)

Direct

221.0

237

237

272

288

1,12,126

1,44,372

1,44,372

1,77,259

2,15,643

 

 

 

 

 

 

 

(11.0)

(11.0)

(11.0)

(13.0)

(12.8)

ii)

Indirect

17.0

14

 

4

6

43,093

58,242

58,242

72,138

82,569

 

 

 

 

 

 

 

(4.2)

(4.4)

(4.4)

(5.3)

(4.9)

II.

Small-scale industries

0.5

17

17

257

82,434

1,02,550

 

 

 

 

 

 

 

(8.1)

(7.8)

(7.8)

II.

 (A) Small Enterprise*

40

42

1,51,137

1,91,307

 

 

 

 

 

 

 

 

 

 

(11.1)

(11.3)

III.

Other priority sector advances

0.4

92

111

22

1,63,756

2,06,661

 

 

 

 

 

 

 

(0.7)

(16.1)

(15.7)

IV.

Retail Trade*

32

34

40,519

43,061

V.

Micro - Credit*

7

9

2,707

3,943

VI.

Education*

12

16

19,748

26,913

VII.

Housing*

34

36

1,46,868

1,56,590

VIII.

Total priority sector advances #

2.6

358

389

401

431

441

4,09,748

5,21,376

6,10,450

7,20,083

 

 

 

 

 

 

 

(14.6)

(40.3)

(39.7)

(44.7)

(42.5)

IX.

Net Bank Credit

3,016

10,17,656

13,13,840

13,64,268

16,93,437

IX.

(A) Adjusted Net Bank Credit

@ : Provisional.
# : The new guidelines on priority sector advances take into account the revised definition of small and micro enterprises as per the Micro,Small and Medium Enterprises Development Act ,2006.
* : In terms of revised guidelines on lending to priority sector, broad categories of advances under priority sector include agriculture, small enterprises sector, retail trade, microcredit, education and housing.
Note : Figures in parantheses represent percetages to net bank credit. Since 2007-08, these figures represent percentage to adjusted net bank credit (ANBC) or credit equivalent amount of off-balance sheet exposure, whichever is higher.
Source : Data furnished by respective banks.

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