Appendix Table IV.4 Major Indicators of Financial Performance of Scheduled Urban Co-operative Banks - આરબીઆઈ - Reserve Bank of India
Appendix Table IV.4 Major Indicators of Financial Performance of Scheduled Urban Co-operative Banks
(As per cent to total assets) |
|||||||
Sr. |
Name of the Bank |
Operating Profit |
Net Profit |
Interest Income |
|||
No. |
|||||||
2003-04 |
2004-05 |
2003-04 |
2004-05 |
2003-04 |
2004-05 |
||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
1. |
A P Mahesh Co-op Urban Bank Ltd. |
2.03 |
1.50 |
1.20 |
0.96 |
9.36 |
8.54 |
2. |
Abhyudaya Co-op Bank Ltd. |
4.77 |
0.66 |
0.71 |
0.05 |
8.85 |
2.08 |
3. |
Ahmedabad Mercantile Co-op Bank Ltd. |
2.89 |
1.91 |
0.65 |
0.52 |
8.78 |
7.07 |
4. |
Akola Janata Commercial Co-op Bank Ltd. |
1.86 |
1.31 |
0.84 |
0.34 |
9.02 |
8.55 |
5. |
Akola Urban Co-op Bank Ltd. |
1.97 |
0.46 |
0.66 |
0.27 |
11.63 |
8.16 |
6. |
Amanath Co-op Bank Ltd. |
0.27 |
N.A. |
0.27 |
N.A. |
6.46 |
N.A. |
7. |
Bassein Catholic Co-op Bank Ltd. |
2.53 |
2.51 |
1.55 |
2.06 |
9.01 |
8.87 |
8. |
Bharat Co-op Bank (Mumbai) Ltd. |
2.36 |
1.96 |
1.01 |
1.06 |
9.38 |
8.62 |
9. |
Bharati Sahakari Bank Ltd. |
2.34 |
1.18 |
0.62 |
0.26 |
8.13 |
8.50 |
10. |
Bombay Mercantile Co-op Bank Ltd. |
1.41 |
0.64 |
1.29 |
0.08 |
4.28 |
3.75 |
11. |
Charminar Co-op Urban Bank Ltd. |
0.91 |
N.A. |
-0.76 |
N.A. |
4.06 |
N.A. |
12. |
Citizencredit Co-op Bank Ltd. |
1.03 |
1.08 |
0.95 |
1.07 |
6.86 |
7.04 |
13. |
Co-operative Bank of Ahmedabad |
-0.36 |
0.65 |
-4.69 |
0.51 |
6.54 |
7.26 |
14. |
Cosmos Co-op Bank Ltd. |
3.44 |
1.53 |
2.24 |
1.10 |
8.48 |
7.39 |
15. |
Dombivli Nagari Sahakari Bank Ltd. |
2.97 |
2.23 |
0.81 |
0.88 |
9.37 |
7.79 |
16. |
Goa Urban Co-op Bank Ltd. |
1.19 |
0.64 |
0.60 |
0.60 |
7.29 |
7.88 |
17. |
Greater Bombay Co-op Bank Ltd. |
2.54 |
1.27 |
1.19 |
0.90 |
6.85 |
7.08 |
18. |
Ichalkaranji Janata Sahakari Bank Ltd. |
0.87 |
N.A. |
0.37 |
N.A. |
8.51 |
N.A. |
19. |
Indian Mercantile Co-op Bank Ltd. |
2.16 |
3.41 |
2.16 |
2.96 |
8.80 |
9.22 |
20. |
Jalgaon Janata Sahakari Bank Ltd. |
0.50 |
0.25 |
0.34 |
0.03 |
8.22 |
8.43 |
21. |
Janakalyan Sahakari Bank Ltd. |
1.68 |
-0.96 |
0.41 |
-2.87 |
7.38 |
7.11 |
22. |
Janalaxmi Co-op Bank Ltd. |
2.51 |
4.41 |
0.63 |
0.74 |
10.17 |
12.07 |
23. |
Janata Sahakari Bank Ltd. |
0.44 |
0.70 |
0.32 |
0.18 |
5.40 |
7.36 |
24. |
Kalupur Commercial Co-op Bank Ltd. |
3.46 |
1.28 |
1.14 |
1.08 |
8.27 |
5.40 |
25. |
Kalyan Janata Sahakari Bank Ltd. |
1.98 |
1.63 |
0.77 |
0.85 |
6.91 |
6.96 |
26. |
Kapol Co-op Bank Ltd. |
1.30 |
2.96 |
0.93 |
0.32 |
7.91 |
7.03 |
27. |
Karad Urban Co-op Bank Ltd. |
1.26 |
0.27 |
0.35 |
0.07 |
8.74 |
7.97 |
28. |
Khamgaon Urban Co-op Bank Ltd. |
0.63 |
0.93 |
0.07 |
-0.30 |
12.06 |
7.93 |
29. |
Madhavpura Mercantile Co-op Bank Ltd. |
-1.74 |
0.28 |
-1.74 |
0.27 |
0.97 |
1.43 |
30. |
Mahanagar Co-op Bank Ltd. |
2.01 |
0.84 |
0.76 |
0.59 |
9.30 |
8.68 |
31. |
Mandvi Co-op Bank Ltd. |
0.90 |
0.69 |
0.53 |
0.27 |
8.89 |
7.99 |
32. |
Mapusa Urban Co-op Bank of Goa Ltd. |
-3.56 |
-4.06 |
-3.90 |
-4.95 |
2.98 |
2.79 |
33. |
Mehsana Urban Co-op Bank Ltd. |
2.11 |
1.07 |
0.90 |
0.92 |
11.24 |
8.66 |
34. |
Nagar Urban Co-op Bank Ltd. |
2.66 |
0.90 |
0.73 |
0.23 |
9.77 |
9.01 |
35. |
Nagpur Nagrik Sahakari Bank Ltd. |
2.42 |
0.52 |
0.54 |
0.21 |
8.53 |
7.29 |
36. |
Nasik Merchant’s Co-op Bank Ltd. |
2.52 |
3.13 |
0.79 |
1.09 |
8.52 |
9.20 |
37. |
New India Co-op Bank Ltd. |
2.38 |
1.54 |
1.87 |
1.37 |
8.57 |
8.01 |
38. |
North Kanara G.S.B. Co-op Bank Ltd. |
1.89 |
1.99 |
1.15 |
1.06 |
8.79 |
7.85 |
39. |
Nutan Nagarik Sahakari Bank Ltd. |
2.36 |
1.54 |
1.66 |
0.91 |
8.24 |
7.07 |
40. |
Parsik Janata Sahakari Bank Ltd. |
3.29 |
2.25 |
1.71 |
1.13 |
8.20 |
7.79 |
41. |
Pravara Sahakari Bank Ltd. |
2.12 |
0.99 |
0.39 |
0.00 |
10.48 |
10.21 |
42. |
Punjab and Maharashtra Co-op Bank Ltd. |
1.64 |
1.35 |
1.10 |
0.96 |
8.90 |
8.89 |
43. |
Rajkot Nagrik Sahakari Bank Ltd. |
2.17 |
0.61 |
1.06 |
0.57 |
6.17 |
5.55 |
44. |
Rupee Co-op Bank Ltd. |
0.23 |
-1.82 |
-1.51 |
-2.34 |
5.37 |
4.30 |
45. |
Sangli Urban Co-op Bank Ltd. |
1.26 |
-0.93 |
0.33 |
-1.06 |
7.99 |
7.64 |
46. |
Saraswat Co-op Bank Ltd. |
2.32 |
0.40 |
1.04 |
0.07 |
6.76 |
1.40 |
47. |
Sardar Bhiladwala Pardi People’s Co-op Bank Ltd. |
2.72 |
2.55 |
1.25 |
0.63 |
8.86 |
8.31 |
48. |
Shamrao Vithal Co-op Bank Ltd. |
2.62 |
1.62 |
0.96 |
0.84 |
9.25 |
8.73 |
49. |
Shikshak Sahakari Bank Ltd. |
1.87 |
0.66 |
0.73 |
-0.77 |
7.69 |
7.89 |
50. |
Solapur Janata Sahakari Bank Ltd. |
2.08 |
0.71 |
0.54 |
0.33 |
10.94 |
9.04 |
51. |
Surat People’s Co-op Bank Ltd. |
3.15 |
2.57 |
1.29 |
0.94 |
9.32 |
9.01 |
52. |
Thane Bharat Sahakari Bank Ltd. |
1.90 |
1.97 |
0.80 |
0.83 |
8.11 |
8.87 |
53. |
Thane Janata Sahakari Bank Ltd. |
2.19 |
2.00 |
1.45 |
1.35 |
9.01 |
8.41 |
54. |
Vasavi Co-operative Urban Bank Ltd. |
1.84 |
N.A. |
1.84 |
N.A. |
10.52 |
N.A. |
55. |
Zoroastrian Co-op Bank Ltd. |
2.64 |
2.33 |
0.44 |
1.02 |
8.83 |
8.34 |
TOTAL |
1.78 |
0.94 |
0.62 |
0.32 |
7.29 |
5.98 |
(As per cent to total assets) |
|||||
Sr. |
Name of the Bank |
Interest Expended |
Provisions & Contingencies |
||
No. |
|||||
2003-04 |
2004-05 |
2003-04 |
2004-05 |
||
1 |
2 |
9 |
10 |
11 |
12 |
1. |
A P Mahesh Co-op Urban Bank Ltd. |
5.65 |
5.26 |
0.83 |
0.54 |
2. |
Abhyudaya Co-op Bank Ltd. |
4.33 |
0.91 |
4.05 |
0.60 |
3. |
Ahmedabad Mercantile Co-op Bank Ltd. |
4.46 |
3.45 |
2.24 |
1.40 |
4. |
Akola Janata Commercial Co-op Bank Ltd. |
6.94 |
6.58 |
1.02 |
0.96 |
5. |
Akola Urban Co-op Bank Ltd. |
10.47 |
6.70 |
1.31 |
0.20 |
6. |
Amanath Co-op Bank Ltd. |
5.95 |
N.A. |
0.00 |
N.A. |
7. |
Bassein Catholic Co-op Bank Ltd. |
5.84 |
5.20 |
0.98 |
0.45 |
8. |
Bharat Co-op Bank (Mumbai) Ltd. |
5.11 |
4.54 |
1.35 |
0.90 |
9. |
Bharati Sahakari Bank Ltd. |
6.64 |
6.61 |
1.72 |
0.92 |
10. |
Bombay Mercantile Co-op Bank Ltd. |
3.03 |
2.70 |
0.12 |
0.56 |
11. |
Charminar Co-op Urban Bank Ltd. |
2.12 |
N.A. |
1.67 |
N.A. |
12. |
Citizencredit Co-op Bank Ltd. |
4.87 |
4.66 |
0.08 |
0.01 |
13. |
Co-operative Bank of Ahmedabad |
4.36 |
4.05 |
4.33 |
0.14 |
14. |
Cosmos Co-op Bank Ltd. |
6.14 |
4.81 |
1.20 |
0.43 |
15. |
Dombivli Nagari Sahakari Bank Ltd. |
5.00 |
4.47 |
2.16 |
1.35 |
16. |
Goa Urban Co-op Bank Ltd. |
5.27 |
4.52 |
0.59 |
0.04 |
17. |
Greater Bombay Co-op Bank Ltd. |
5.18 |
4.84 |
1.35 |
0.36 |
18. |
Ichalkaranji Janata Sahakari Bank Ltd. |
7.28 |
N.A. |
0.51 |
N.A. |
19. |
Indian Mercantile Co-op Bank Ltd. |
5.66 |
4.78 |
0.00 |
0.45 |
20. |
Jalgaon Janata Sahakari Bank Ltd. |
6.36 |
5.78 |
0.16 |
0.20 |
21. |
Janakalyan Sahakari Bank Ltd. |
7.11 |
6.83 |
1.27 |
1.90 |
22. |
Janalaxmi Co-op Bank Ltd. |
7.10 |
6.98 |
1.88 |
3.67 |
23. |
Janata Sahakari Bank Ltd. |
5.05 |
5.88 |
0.12 |
0.52 |
24. |
Kalupur Commercial Co-op Bank Ltd. |
3.94 |
3.33 |
2.32 |
0.20 |
25. |
Kalyan Janata Sahakari Bank Ltd. |
4.61 |
4.33 |
1.20 |
0.78 |
26. |
Kapol Co-op Bank Ltd. |
5.40 |
4.88 |
0.37 |
2.64 |
27. |
Karad Urban Co-op Bank Ltd. |
6.43 |
5.33 |
0.91 |
0.15 |
28. |
Khamgaon Urban Co-op Bank Ltd. |
10.80 |
5.83 |
0.55 |
1.23 |
29. |
Madhavpura Mercantile co-op Bank Ltd. |
2.50 |
2.79 |
0.00 |
0.00 |
30. |
Mahanagar Co-op Bank Ltd. |
5.55 |
4.80 |
1.25 |
0.25 |
31. |
Mandvi Co-op Bank Ltd. |
6.51 |
5.61 |
0.37 |
0.39 |
32. |
Mapusa Urban Co-op Bank of Goa Ltd. |
4.54 |
5.01 |
0.34 |
0.89 |
33. |
Mehsana Urban Co-op Bank Ltd. |
7.81 |
7.13 |
1.21 |
0.15 |
34. |
Nagar Urban Co-op Bank Ltd. |
7.45 |
6.41 |
1.93 |
0.67 |
35. |
Nagpur Nagrik Sahakari Bank Ltd. |
6.21 |
5.25 |
1.89 |
0.12 |
36. |
Nasik Merchant’s Co-op Bank Ltd. |
5.46 |
5.02 |
1.74 |
2.03 |
37. |
New India Co-op Bank Ltd. |
4.33 |
3.76 |
0.51 |
0.17 |
38. |
North Kanara G.S.B. Co-op Bank Ltd. |
5.88 |
4.87 |
0.74 |
0.40 |
39. |
Nutan Nagarik Sahakari Bank Ltd. |
4.86 |
4.16 |
0.70 |
0.63 |
40. |
Parsik Janata Sahakari Bank Ltd. |
4.40 |
3.96 |
1.58 |
0.84 |
41. |
Pravara Sahakari Bank Ltd. |
8.07 |
7.66 |
1.73 |
0.87 |
42. |
Punjab & Maharashtra Co-op Bank Ltd. |
5.96 |
5.95 |
0.53 |
0.39 |
43. |
Rajkot Nagrik Sahakari Bank Ltd. |
4.71 |
3.89 |
1.11 |
0.04 |
44. |
Rupee Co-op Bank Ltd. |
5.63 |
4.90 |
1.74 |
0.49 |
45. |
Sangli Urban Co-op Bank Ltd. |
5.52 |
6.00 |
0.93 |
0.14 |
46. |
Saraswat Co-op Bank Ltd. |
4.12 |
0.92 |
1.28 |
0.33 |
47. |
Sardar Bhiladwala Pardi People’s Co-op Bank Ltd. |
5.15 |
4.63 |
1.47 |
1.91 |
48. |
Shamrao Vithal Co-op Bank Ltd. |
5.84 |
5.20 |
1.66 |
0.78 |
49. |
Shikshak Sahakari Bank Ltd. |
6.56 |
5.96 |
1.13 |
1.42 |
50. |
Solapur Janata Sahakari Bank Ltd. |
6.85 |
6.70 |
1.54 |
0.38 |
51. |
Surat People’s Co-op Bank Ltd. |
5.02 |
4.49 |
1.86 |
1.60 |
52. |
Thane Bharat Sahakari Bank Ltd. |
5.98 |
5.37 |
1.10 |
1.14 |
53. |
Thane Janata Sahakari Bank Ltd. |
5.36 |
4.62 |
0.74 |
0.52 |
54. |
Vasavi Co-operative Urban Bank Ltd. |
6.37 |
N.A. |
0.00 |
N.A. |
55. |
Zoroastrian Co-op Bank Ltd. |
4.88 |
4.66 |
2.20 |
1.29 |
TOTAL |
5.16 |
4.08 |
1.16 |
0.60 |
(As per cent to total assets) |
|||||
Sr. |
Name of the Bank |
Operating Expenses |
Spread |
||
No. |
|||||
2003-04 |
2004-05 |
2003-04 |
2004-05 |
||
1 |
2 |
13 |
14 |
15 |
16 |
1. |
A P Mahesh Co-op Urban Bank Ltd. |
2.74 |
7.82 |
3.71 |
3.29 |
2. |
Abhyudaya Co-op Bank Ltd. |
2.63 |
1.56 |
4.52 |
1.17 |
3. |
Ahmedabad Mercantile Co-op Bank Ltd. |
1.66 |
5.41 |
4.33 |
3.62 |
4. |
Akola Janata Commercial Co-op Bank Ltd. |
5.15 |
8.36 |
2.09 |
1.97 |
5. |
Akola Urban Co-op Bank Ltd. |
1.38 |
8.08 |
1.16 |
1.46 |
6. |
Amanath Co-op Bank Ltd. |
2.40 |
N.A. |
0.50 |
N.A. |
7. |
Bassein Catholic Co-op Bank Ltd. |
1.63 |
6.82 |
3.16 |
3.67 |
8. |
Bharat Co-op Bank (Mumbai) Ltd. |
2.76 |
7.21 |
4.27 |
4.08 |
9. |
Bharati Sahakari Bank Ltd. |
1.68 |
8.23 |
1.50 |
1.89 |
10. |
Bombay Mercantile Co-op Bank Ltd. |
2.12 |
4.84 |
1.25 |
1.05 |
11. |
Charminar Co-op Urban Bank Ltd. |
1.19 |
N.A. |
1.94 |
N.A. |
12. |
Citizencredit Co-op Bank Ltd. |
1.56 |
6.38 |
1.99 |
2.38 |
13. |
Co-operative Bank of Ahmedabad |
2.86 |
6.80 |
2.18 |
3.21 |
14. |
Cosmos Co-op Bank Ltd. |
1.75 |
6.48 |
2.34 |
2.58 |
15. |
Dombivli Nagari Sahakari Bank Ltd. |
1.64 |
6.21 |
4.37 |
3.32 |
16. |
Goa Urban Co-op Bank Ltd. |
2.92 |
7.69 |
2.02 |
3.37 |
17. |
Greater Bombay Co-op Bank Ltd. |
2.35 |
6.93 |
1.67 |
2.24 |
18. |
Ichalkaranji Janata Sahakari Bank Ltd. |
2.10 |
N.A. |
1.23 |
N.A. |
19. |
Indian Mercantile Co-op Bank Ltd. |
2.63 |
6.84 |
3.15 |
4.44 |
20. |
Jalgaon Janata Sahakari Bank Ltd. |
2.75 |
8.42 |
1.86 |
2.65 |
21. |
Janakalyan Sahakari Bank Ltd. |
1.82 |
8.99 |
0.27 |
0.28 |
22. |
Janalaxmi Co-op Bank Ltd. |
6.69 |
8.45 |
3.07 |
5.09 |
23. |
Janata Sahakari Bank Ltd. |
1.43 |
7.80 |
0.34 |
1.48 |
24. |
Kalupur Commercial Co-op Bank Ltd. |
1.20 |
5.65 |
4.33 |
2.07 |
25. |
Kalyan Janata Sahakari Bank Ltd. |
1.70 |
6.13 |
2.30 |
2.63 |
26. |
Kapol Co-op Bank Ltd. |
3.69 |
7.95 |
2.50 |
2.15 |
27. |
Karad Urban Co-op Bank Ltd. |
3.12 |
8.05 |
2.31 |
2.64 |
28. |
Khamgaon Urban Co-op Bank Ltd. |
1.64 |
7.51 |
1.25 |
2.10 |
29. |
Madhavpura Mercantile co-op Bank Ltd. |
0.22 |
3.11 |
-1.54 |
-1.36 |
30. |
Mahanagar Co-op Bank Ltd. |
2.93 |
8.27 |
3.75 |
3.88 |
31. |
Mandvi Co-op Bank Ltd. |
2.20 |
7.88 |
2.38 |
2.38 |
32. |
Mapusa Urban Co-op Bank of Goa Ltd. |
2.29 |
7.14 |
-1.56 |
-2.22 |
33. |
Mehsana Urban Co-op Bank Ltd. |
1.66 |
8.13 |
3.43 |
1.53 |
34. |
Nagar Urban Co-op Bank Ltd. |
1.94 |
8.57 |
2.31 |
2.60 |
35. |
Nagpur Nagrik Sahakari Bank Ltd. |
2.06 |
7.61 |
2.32 |
2.04 |
36. |
Nasik Merchant’s Co-op Bank Ltd. |
1.88 |
7.25 |
3.07 |
4.17 |
37. |
New India Co-op Bank Ltd. |
3.14 |
6.88 |
4.24 |
4.25 |
38. |
North Kanara G.S.B. Co-op Bank Ltd. |
1.78 |
6.47 |
2.91 |
2.98 |
39. |
Nutan Nagarik Sahakari Bank Ltd. |
2.73 |
6.83 |
3.38 |
2.91 |
40. |
Parsik Janata Sahakari Bank Ltd. |
1.63 |
5.99 |
3.80 |
3.83 |
41. |
Pravara Sahakari Bank Ltd. |
1.89 |
9.65 |
2.41 |
2.54 |
42. |
Punjab & Maharashtra Co-op Bank Ltd. |
2.29 |
8.31 |
2.93 |
2.94 |
43. |
Rajkot Nagrik Sahakari Bank Ltd. |
1.09 |
4.94 |
1.46 |
1.66 |
44. |
Rupee Co-op Bank Ltd. |
1.30 |
6.33 |
-0.26 |
-0.61 |
45. |
Sangli Urban Co-op Bank Ltd. |
3.42 |
8.95 |
2.47 |
1.64 |
46. |
Saraswat Co-op Bank Ltd. |
1.95 |
1.45 |
2.64 |
0.48 |
47. |
Sardar Bhiladwala Pardi People’s Co-op Bank Ltd. |
1.80 |
6.67 |
3.71 |
3.68 |
48. |
Shamrao Vithal Co-op Bank Ltd. |
2.25 |
7.82 |
3.41 |
3.53 |
49. |
Shikshak Sahakari Bank Ltd. |
1.45 |
7.50 |
1.13 |
1.93 |
50. |
Solapur Janata Sahakari Bank Ltd. |
2.28 |
8.64 |
4.10 |
2.34 |
51. |
Surat People’s Co-op Bank Ltd. |
2.28 |
6.98 |
4.30 |
4.53 |
52. |
Thane Bharat Sahakari Bank Ltd. |
1.68 |
7.33 |
2.12 |
3.50 |
53. |
Thane Janata Sahakari Bank Ltd. |
2.19 |
6.79 |
3.65 |
3.79 |
54. |
Vasavi Co-operative Urban Bank Ltd. |
2.32 |
N.A. |
4.15 |
N.A. |
55. |
Zoroastrian Co-op Bank Ltd. |
1.63 |
6.19 |
3.95 |
3.68 |
TOTAL |
1.94 |
5.76 |
2.13 |
1.90 |
|
N.A. : Not Available. |