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Appendix Table V.13: Financial Performance of Primary Co-operative Agriculture and Rural Development Banks

(Amount in ₹ Crore)
Item As during Percentage Variation
2018-19 2019-20P 2018-19 2019-20
1 2 3 4 5
A. Income (i+ii) 2,523 2,659 2.4 5.4
  (100) (100)    
i. Interest Income 1,953 2,020 -2 3.5
  (77.3) (75.9)    
ii. Other Income 570 638 20.8 12
  (22.6) (24)    
B. Expenditure (i+ii+iii) 2,964 3,230 -0.4 8.9
i. Interest Expended 1,725 1,733 -3.4 0.5
  (53.3) (53.6)    
ii. Provisions and Contingencies 771 1,013 3.1 31.3
  (23.8) (31.3)    
iii. Operating Expenses 469 484 6.2 3.3
  (14.5) (14.9)    
Of which, Wage Bill 319 274 -3.5 -13.9
  (9.8) (8.4)    
C. Profits        
i. Operating Profit 330 442 39.1 34.16
ii. Net Profit -442 -571    
Notes: 1. Figures in parentheses are proportion to total income/expenditure (in per cent).
2. Y-o-Y variations could be slightly different because absolute numbers have been rounded off to ₹1 Crore in the Table
3. Components may not add up to the total due to rounding off.
4. Provisional Data for 2020
Source: NABARD.

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