B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 5 of 8)

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પ્રકાશિત તારીખ ઑક્ટોબર 14, 2005

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B1 : Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 5 of 8)

(Amount in Rs. lakh)

					As on March 31
				DBS	Deutsche		Hongkong &
				Bank		Bank	Shanghai Bank
		Items
			2004	2005	2004	2005	2004	2005

			(37)	(38)	(39)	(40)	(41)	(42)

1.	Capital		18533	52223	29268	71268	71502	136775
			(30.4)	(37.1)	(3.4)	(6.6)	(2.8)	(4.9)

2.	Reserves and Surplus		2549	3449	62549	51912	173782	220956
			(4.2)	(2.4)	(7.3)	(4.8)	(6.9)	(7.9)
	2.1.	Statutory Reserves	865	1090	23753	25683	33370	41793
	2.2.	Capital Reserves	51	51	768	1088	81821	110212
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	152	827	7537	8457	23139	36639
	2.5.	Revenue and other Reserves	2281	2281	6330	6330	30600	32312
	2.6.	Balance of Profit	-800	-800	24161	10354	4852	—

3.	Deposits		37549	61144	253250	362458	1626987	1701279
			(61.6)	(43.4)	(29.5)	(33.7)	(64.2)	(61.0)

	Type-wise
	3A.1.	Demand deposits	1946	1266	138341	201546	441531	476769
		(i) From banks	105	409	3579	5124	4489	7308
		(ii) From others	1841	857	134762	196422	437042	469461
	3A.2.	Savings bank deposits	176	321	11209	11375	310707	385796
	3A.3.	Term deposits	35427	59557	103700	149537	874749	838714
		(i) From banks	6488	47851	—	—	874749	—
		(ii) From others	28939	11706	103700	149537	—	838714

	Location-wise
	3B.1.	Deposits of branches in India	37549	61144	253251	362458	1626988	1701279
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		427	9972	470084	522501	253922	323632
			(0.7)	(7.1)	(54.7)	(48.6)	(10.0)	(11.6)
	4.1.	Borrowings in India	400	3900	412209	425953	150165	159390
		(i) From Reserve Bank of India	400	—	—	—	—	—
		(ii) From other banks	—	3900	216994	220243	150165	159390
		(iii) From other institutions and agencies	—	—	195215	205710	—	—
	4.2.	Borrowings outside India	27	6072	57875	96548	103757	164242
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		1854	14161	44519	66555	409494	407469
			(3.0)	(10.0)	(5.2)	(6.2)	(16.1)	(14.6)
	5.1.	Bills Payable	24	12089	13606	12531	47628	65318
	5.2.	Inter-office adjustments	—	—	18	77	—	—
	5.3.	Interest accrued	107	195	9702	20824	49583	42723
	5.4.	Others (including provisions)	1723	1877	21193	33123	312283	299428

	Total	Liabilities	60912	140949	859670	1074694	2535687	2790111
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years.

(Amount in Rs. lakh)

				As on March 31
					DBS	Deutsche		Hongkong &
					Bank		Bank	Shanghai Bank
			Items
				2004	2005	2004	2005	2004	2005

				(37)	(38)	(39)	(40)	(41)	(42)

1.	Cash	in hand		26	35	300	212	7104	8028
				(0.0)	(0.0)	(0.0)	(0.0)	(0.3)	(0.3)
2.	Balances		with RBI	1044	2061	33190	39199	66023	130429
				(1.7)	(1.5)	(3.9)	(3.6)	(2.6)	(4.7)
3.	Balances		with banks in India	22542	44331	282111	453878	15941	22953
				(37.0)	(31.5)	(32.8)	(42.2)	(0.6)	(0.8)
4.	Money at		call and short notice	—	—	—	—	—	—
				—	—	—	—	—	—
5.	Balances		with banks outside India	617	10561	8495	—	55696	44862
				(1.0)	(7.5)	(1.0)	—	(2.2)	(1.6)
6.	Investments			24542	25022	227718	225387	1039538	912058
				(40.3)	(17.8)	(26.5)	(21.0)	(41.0)	(33.0)
	6.1.	Investments in India		24542	25022	227718	225387	1039538	912058
		(i)	Government securities	24542	16728	203247	191893	883299	761154
		(ii)	Other approved securities	—	—	4	4	6565	6155
		(iii)	Shares	—	—	474	524	364	364
		(iv)	Debentures and Bonds	—	7394	23963	22977	147017	125031
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	5	5
		(vi)	Others	—	900	30	9989	2288	19349
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			10873	55997	209806	254058	962808	1262061
				(17.9)	(39.7)	(24.4)	(23.6)	(38.0)	(45.7)
	Type-wise
	7A.1.	Bills	purchased and discounted	1694	9051	72295	47293	95626	161881
	7A.2.	Cash credits, overdrafts & loans		4523	43906	128233	159423	475299	475683
	7A.3.	Term loans		4656	3040	9278	47342	391883	624497
	Security-wise
	7B.1.	Secured by tangible assets		9971	7031	103837	84385	596204	816194
	7B.2.	Covered by Bank/Government Guarantees		—	—	26425	31252	65420	54581
	7B.3.	Unsecured		902	48966	79544	138421	301184	391287
	Sector-wise
	7C. I.	Advances in India		10873	55997	209806	254059	962808	1262061
		(i)	Priority sectors	2315	38101	49290	66799	141713	222367
		(ii)	Public sectors	—	—	3	20662	—	19810
		(iii)	Banks	—	—	18622	13132	469	291
		(iv)	Others	8558	17896	141891	153466	820626	1019593
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		121	603	9305	9154	43882	42367
				(0.2)	(0.4)	(1.1)	(0.9)	(1.7)	(1.5)
	8.1.	Premises		98	—	7266	6902	34012	34672
	8.2.	Fixed assets under construction		23	11	—	—	—	—
	8.3.	Other Fixed assets		—	592	2039	2252	9870	7695
9.	Other Assets			1146	2340	88748	92806	344696	367353
				(1.9)	(1.7)	(10.3)	(8.6)	(13.6)	(13.3)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	—	—
	9.2.	Interest accrued		363	672	6684	13083	19906	24055
	9.3.	Tax	paid	490	756	1392	2221	8701	15168
	9.4.	Stationery and Stamps		—	—	4	9	95	39
	9.5.	Others		293	912	80668	77493	315994	328091

	Total	Assets		60911	140950	859673	1074694	2535688	2790111
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
				ING	JP Morgan Chase		Krung	Thai
				Bank		Bank	Bank
		Items
			2004	2005	2004	2005	2004	2005

			(43)	(44)	(45)	(46)	(47)	(48)

1.	Capital		6792	6792	16782	16782	3584	3584
			(66.2)	(63.3)	(24.4)	(12.8)	(62.7)	(47.3)

2.	Reserves and Surplus		505	505	5142	9830	373	376
			(4.9)	(4.7)	(7.5)	(7.5)	(6.5)	(5.0)
	2.1.	Statutory Reserves	505	505	2025	3198	148	149
	2.2.	Capital Reserves	—	—	—	—	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	—	—	1050	1520	6	6
	2.5.	Revenue and other Reserves	—	—	—	—	219	221
	2.6.	Balance of Profit	—	—	2067	5112	—	—

3.	Deposits		—	—	39178	93023	1650	3447
			—	—	(56.9)	(71.1)	(28.9)	(45.5)

	Type-wise
	3A.1.	Demand deposits	—	—	8028	37061	863	1747
		(i) From banks	—	—	—	—	—	37
		(ii) From others	—	—	8028	37061	863	1710
	3A.2.	Savings bank deposits	—	—	—	—	64	197
	3A.3.	Term deposits	—	—	31150	55962	723	1503
		(i) From banks	—	—	—	—	—	—
		(ii) From others	—	—	31150	55962	723	1503

	Location-wise
	3B.1.	Deposits of branches in India	—	—	39178	93024	1651	3446
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		—	—	2860	7924	50	—
			—	—	(4.2)	(6.1)	(0.9)	—
	4.1.	Borrowings in India	—	—	2373	7924	50	—
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	—	—	1500	7924	—	—
		(iii) From other institutions and agencies	—	—	873	—	50	—
	4.2.	Borrowings outside India	—	—	487	—	—	—
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		2956	3436	4832	3220	60	168
			(28.8)	(32.0)	(7.0)	(2.5)	(1.0)	(2.2)
	5.1.	Bills Payable	—	—	1	2	3	27
	5.2.	Inter-office adjustments	—	—	—	—	—	—
	5.3.	Interest accrued	—	—	365	663	36	25
	5.4.	Others (including provisions)	2956	3436	4466	2555	21	116

	Total	Liabilities	10253	10733	68794	130779	5717	7575
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source : Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
					ING	JP Morgan Chase		Krung	Thai
					Bank		Bank	Bank
			Items
				2004	2005	2004	2005	2004	2005

				(43)	(44)	(45)	(46)	(47)	(48)

1.	Cash	in hand		—	—	—	—	6	1
				—	—	—	—	(0.1)	(0.0)
2.	Balances		with RBI	1532	930	22125	11985	76	216
				(14.9)	(8.7)	(32.2)	(9.2)	(1.3)	(2.9)
3.	Balances		with banks in India	78	215	39	1	2523	1457
				(0.8)	(2.0)	(0.1)	(0.0)	(44.1)	(19.2)
4.	Money at		call and short notice	—	2900	8600	51234	—	120
				—	(27.0)	(12.5)	(39.2)	—	(1.6)
5.	Balances		with banks outside India	11	—	—	201	393	483
				(0.1)	—	—	(0.2)	(6.9)	(6.4)
6.	Investments			860	—	29537	38024	845	3314
				(8.4)	—	(42.9)	(29.1)	(14.8)	(43.8)
	6.1.	Investments in India		860	—	29537	38024	845	3314
		(i)	Government securities	—	—	27596	33470	705	2594
		(ii)	Other approved securities	—	—	79	—	—	—
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	860	—	2003	4951	140	720
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	-141	-397	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			112	—	—	15000	1550	1622
				(1.1)	—	—	(11.5)	(27.1)	(21.4)
	Type-wise
	7A.1.	Bills	purchased and discounted	—	—	—	—	403	429
	7A.2.	Cash credits, overdrafts & loans		—	—	—	15000	1049	1117
	7A.3.	Term loans		112	—	—	—	98	76
	Security-wise
	7B.1.	Secured by tangible assets		112	—	—	—	1361	1550
	7B.2.	Covered by Bank/Government Guarantees		—	—	—	—	—	—
	7B.3.	Unsecured		—	—	—	15000	190	72
	Sector-wise
	7C. I.	Advances in India		112	—	—	15000	1550	1622
		(i)	Priority sectors	—	—	—	—	537	666
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	—	—	—	—	—	—
		(iv)	Others	112	—	—	15000	1013	956
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		—	—	84	164	37	64
				—	—	(0.1)	(0.1)	(0.6)	(0.8)
	8.1.	Premises		—	—	—	—	—	—
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		—	—	84	164	37	64
9.	Other Assets			7660	6690	8411	14173	288	296
				(74.7)	(62.3)	(12.2)	(10.8)	(5.0)	(3.9)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	—	—
	9.2.	Interest accrued		46	15	571	432	49	72
	9.3.	Tax	paid	1413	800	382	1036	88	79
	9.4.	Stationery and Stamps		—	—	—	—	—	—
	9.5.	Others		6201	5875	7458	12705	151	145

	Total	Assets		10253	10735	68796	130782	5718	7573
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
				Mashreq	Mizuho	Corporate	Oman International
				Bank	Bank		Bank
		Items
			2004	2005	2004	2005	2004	2005

			(49)	(50)	(51)	(52)	(53)	(54)

1.	Capital		4838	4838	14434	14434	14694	15456
			(14.1)	(14.4)	(49.2)	(31.7)	(27.8)	(35.0)

2.	Reserves and Surplus		672	1042	1287	1981	586	586
			(2.0)	(3.1)	(4.4)	(4.4)	(1.1)	(1.3)
	2.1.	Statutory Reserves	1365	1457	321	564	569	569
	2.2.	Capital Reserves	208	208	—	—	—	—
	2.3.	Share Premium	—	—	—	—	—	—
	2.4.	Investments Fluctuations Reserves	135	135	234	604	17	17
	2.5.	Revenue and other Reserves	1677	1677	365	365	—	—
	2.6.	Balance of Profit	-2713	-2435	367	448	—	—

3.	Deposits		27924	26869	5125	10984	28638	22522
			(81.3)	(79.9)	(17.5)	(24.1)	(54.1)	(51.0)

	Type-wise
	3A.1.	Demand deposits	1652	1469	1356	1081	1184	1189
		(i) From banks	518	395	81	25	75	77
		(ii) From others	1134	1074	1275	1056	1109	1112
	3A.2.	Savings bank deposits	525	396	5	55	4513	4115
	3A.3.	Term deposits	25747	25004	3764	9848	22941	17218
		(i) From banks	23636	23636	—	6000	175	218
		(ii) From others	2111	1368	3764	3848	22766	17000

	Location-wise
	3B.1.	Deposits of branches in India	27925	26869	5125	10984	28637	22521
	3B.2.	Deposits of branches outside India	—	—	—	—	—	—

4.	Borrowings		—	—	7422	17538	4372	2537
			—	—	(25.3)	(38.5)	(8.3)	(5.7)
	4.1.	Borrowings in India	—	—	3050	10670	—	—
		(i) From Reserve Bank of India	—	—	—	—	—	—
		(ii) From other banks	—	—	3050	10670	—	—
		(iii) From other institutions and agencies	—	—	—	—	—	—
	4.2.	Borrowings outside India	—	—	4372	6868	4372	2537
	Secured borrowing included in 4.		—	—	—	—	—	—

5.	Other liabilities		918	871	1040	587	4620	3074
			(2.7)	(2.6)	(3.5)	(1.3)	(8.7)	(7.0)
	5.1.	Bills Payable	120	31	19	21	447	32
	5.2.	Inter-office adjustments	—	—	—	—	3	—
	5.3.	Interest accrued	626	616	43	136	3457	2436
	5.4.	Others (including provisions)	172	224	978	430	713	606

	Total	Liabilities	34352	33620	29308	45524	52910	44175
			(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)
Note : Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
					Mashreq	Mizuho	Corporate	Oman International
					Bank	Bank		Bank
			Items
				2004	2005	2004	2005	2004	2005

				(49)	(50)	(51)	(52)	(53)	(54)

1.	Cash	in hand		16	5	1	3	35	33
				(0.0)	(0.0)	(0.0)	(0.0)	(0.1)	(0.1)
2.	Balances		with RBI	980	940	512	480	2340	1591
				(2.9)	(2.8)	(1.7)	(1.1)	(4.4)	(3.6)
3.	Balances		with banks in India	7250	4000	3999	24	38	56
				(21.1)	(11.9)	(13.6)	(0.1)	(0.1)	(0.1)
4.	Money at		call and short notice	152	700	—	—	16700	10094
				(0.4)	(2.1)	—	—	(31.6)	(22.9)
5.	Balances		with banks outside India	745	827	133	103	758	58
				(2.2)	(2.5)	(0.5)	(0.2)	(1.4)	(0.1)
6.	Investments			20635	23379	3257	15117	14171	12757
				(60.1)	(69.6)	(11.1)	(33.2)	(26.8)	(28.9)
	6.1.	Investments in India		20635	23379	3257	15117	14171	12757
		(i)	Government securities	7633	10477	3257	7108	14071	12657
		(ii)	Other approved securities	102	102	—	—	100	100
		(iii)	Shares	—	—	—	—	—	—
		(iv)	Debentures and Bonds	12900	12800	—	2200	—	—
		(v)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(vi)	Others	—	—	—	5809	—	—
	6.2.	Investments outside India		—	—	—	—	—	—
		(i)	Government securities	—	—	—	—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—	—	—	—
		(iii)	Others	—	—	—	—	—	—
7.	Advances			1742	1878	18180	26669	1744	1273
				(5.1)	(5.6)	(62.0)	(58.6)	(3.3)	(2.9)
	Type-wise
	7A.1.	Bills	purchased and discounted	1373	1812	610	540	432	442
	7A.2.	Cash credits, overdrafts & loans		172	1	15569	21938	918	632
	7A.3.	Term loans		197	65	2001	4191	394	199
	Security-wise
	7B.1.	Secured by tangible assets		355	61	15416	12548	1743	1272
	7B.2.	Covered by Bank/Government Guarantees		873	1812	—	—	—	—
	7B.3.	Unsecured		514	5	2763	14120	—	—
	Sector-wise
	7C. I.	Advances in India		1742	1878	18180	26668	1743	1272
		(i)	Priority sectors	1046	1812	57	5397	619	435
		(ii)	Public sectors	—	—	—	—	—	—
		(iii)	Banks	327	—	—	—	—	—
		(iv)	Others	369	66	18123	21271	1124	837
	7C.II.	Advances outside India		—	—	—	—	—	—
8.	Fixed	Assets		34	40	204	244	1979	1859
				(0.1)	(0.1)	(0.7)	(0.5)	(3.7)	(4.2)
	8.1.	Premises		—	—	108	105	1952	1844
	8.2.	Fixed assets under construction		—	—	—	—	—	—
	8.3.	Other Fixed assets		34	40	96	139	27	15
9.	Other Assets			2798	1851	3021	2885	15144	16454
				(8.1)	(5.5)	(10.3)	(6.3)	(28.6)	(37.2)
	9.1.	Inter	- office adjustments (net)	—	—	—	—	—	—
	9.2.	Interest accrued		790	759	337	458	460	407
	9.3.	Tax	paid	1459	648	—	—	539	488
	9.4.	Stationery and Stamps		—	—	—	—	—	—
	9.5.	Others		549	444	2684	2427	14145	15559

	Total	Assets		34352	33620	29307	45525	52909	44175
				(100.0)	(100.0)	(100.0)	(100.0)	(100.0)	(100.0)

(Amount in Rs. lakh)

			As on March 31
			Societe			Sonali		Standard	Chartered
			Generale			Bank		Bank
		Items
			2004	2005	2004		2005	2004	2005

			(55)	(56)	(57)		(58)	(59)	(60)

1.	Capital		14437	29835	20		20	51542	51542
			(19.7)	(33.5)	(0.6)		(0.6)	(1.5)	(1.4)

2.	Reserves and Surplus		823	2346	488		543	221793	271862
			(1.1)	(2.6)	(13.8)		(16.7)	(6.5)	(7.3)
	2.1.	Statutory Reserves	1650	2031	308		345	86794	101833
	2.2.	Capital Reserves	581	—	28		28	17941	22784
	2.3.	Share Premium	—	—	—		—	—	—
	2.4.	Investments Fluctuations Reserves	—	1501	—		2	26004	41004
	2.5.	Revenue and other Reserves	—	—	—		—	57274	78443
	2.6.	Balance of Profit	-1408	-1186	152		168	33780	27798

3.	Deposits		41246	52655	2864		2224	1994898	2252224
			(56.2)	(59.1)	(80.9)		(68.3)	(58.1)	(60.4)

	Type-wise
	3A.1.	Demand deposits	2541	2439	2091		1535	512452	594383
		(i) From banks	11	45	1145		722	16001	20924
		(ii) From others	2530	2394	946		813	496451	573459
	3A.2.	Savings bank deposits	330	40	154		146	381918	445734
	3A.3.	Term deposits	38375	50176	619		543	1100528	1212107
		(i) From banks	—	6236	—		—	114073	114073
		(ii) From others	38375	43940	619		543	986455	1098034

	Location-wise
	3B.1.	Deposits of branches in India	41247	52654	1720		1502	1994898	2252224
	3B.2.	Deposits of branches outside India	—	—	1145		722	—	—

4.	Borrowings		14498	500	—		—	612404	631227
			(19.7)	(0.6)	—		—	(17.8)	(16.9)
	4.1.	Borrowings in India	14236	500	—		—	354007	293551
		(i) From Reserve Bank of India	—	—	—		—	—	—
		(ii) From other banks	11736	500	—		—	173780	221824
		(iii) From other institutions and agencies	2500	—	—		—	180227	71727
	4.2.	Borrowings outside India	262	—	—		—	258397	337676
	Secured borrowing included in 4.		—	—	—		—	—	—

5.	Other liabilities		2410	3761	169		467	553911	521787
			(3.3)	(4.2)	(4.8)		(14.4)	(16.1)	(14.0)
	5.1.	Bills Payable	87	108	—		—	35429	31618
	5.2.	Inter-office adjustments	35	—	2		20	—	—
	5.3.	Interest accrued	630	613	8		8	28942	28113
	5.4.	Others (including provisions)	1658	3040	159		439	489540	462056

	Total	Liabilities	73414	89097	3541		3254	3434548	3728642
			(100.0)	(100.0)	(100.0)	(100.0)		(100.0)	(100.0)
Note:Figures in brackets indicate per cent share in total. Source:Annual accounts of banks of respective years .

(Amount in Rs. lakh)

				As on March 31
				Societe			Sonali		Standard	Chartered
				Generale			Bank		Bank
			Items
				2004	2005	2004		2005	2004	2005

				(55)	(56)	(57)		(58)	(59)	(60)

1.	Cash	in hand		23	26	104		42	8279	10439
				(0.0)	(0.0)	(2.9)		(1.3)	(0.2)	(0.3)
2.	Balances		with RBI	2190	2883	226		358	95307	111031
				(3.0)	(3.2)	(6.4)		(11.0)	(2.8)	(3.0)
3.	Balances		with banks in India	39	60	55		65	17613	18571
				(0.1)	(0.1)	(1.6)		(2.0)	(0.5)	(0.5)
4.	Money at		call and short notice	—	2975	200		200	38990	7934
				—	(3.3)	(5.6)		(6.1)	(1.1)	(0.2)
5.	Balances		with banks outside India	383	345	1544		970	5372	6957
				(0.5)	(0.4)	(43.6)		(29.8)	(0.2)	(0.2)
6.	Investments			45939	59332	633		719	1007870	1016018
				(62.6)	(66.6)	(17.9)		(22.1)	(29.3)	(27.3)
	6.1.	Investments in India		45939	59332	633		719	1007870	1016018
		(i)	Government securities	44437	59322	444		440	699768	757750
		(ii)	Other approved securities	—	—	—		—	2594	10500
		(iii)	Shares	97	10	—		—	42967	40967
		(iv)	Debentures and Bonds	1405	—	—		—	262534	190587
		(v)	Subsidiaries and/or joint ventures	—	—	—		—	7	7
		(vi)	Others	—	—	189		279	—	16207
	6.2.	Investments outside India		—	—	—		—	—	—
		(i)	Government securities	—	—	—		—	—	—
		(ii)	Subsidiaries and/or joint ventures	—	—	—		—	—	—
		(iii)	Others	—	—	—		—	—	—
7.	Advances			17083	15920	564		597	1615226	1997032
				(23.3)	(17.9)	(15.9)		(18.3)	(47.0)	(53.7)
	Type-wise
	7A.1.	Bills	purchased and discounted	1771	390	328		414	99329	143955
	7A.2.	Cash credits, overdrafts & loans		5940	7342	236		183	779985	776841
	7A.3.	Term loans		9372	8188	—		—	735912	1076236
	Security-wise
	7B.1.	Secured by tangible assets		12339	11067	223		202	1031514	1321816
	7B.2.	Covered by Bank/Government Guarantees		439	222	—		—	76166	120476
	7B.3.	Unsecured		4305	4631	341		395	507546	554740
	Sector-wise
	7C. I.	Advances in India		17083	15920	564		597	1615225	1997031
		(i)	Priority sectors	2265	2145	10		8	397562	582547
		(ii)	Public sectors	—	—	—		—	14441	26507
		(iii)	Banks	8	—	—		—	—	—
		(iv)	Others	14810	13775	554		589	1203222	1387977
	7C.II.	Advances outside India		—	—	—		—	—	—
8.	Fixed	Assets		3602	3327	15		13	43817	42184
				(4.9)	(3.7)	(0.4)		(0.4)	(1.3)	(1.1)
	8.1.	Premises		3421	3179	—		—	38716	37491
	8.2.	Fixed assets under construction		—	—	—		—	—	500
	8.3.	Other Fixed assets		181	148	15		13	5101	4193
9.	Other Assets			4155	4228	203		290	602075	518476
				(5.7)	(4.7)	(5.7)		(8.9)	(17.5)	(13.9)
	9.1.	Inter	- office adjustments (net)	—	—	23		27	—	—
	9.2.	Interest accrued		516	1388	10		13	35447	23559
	9.3.	Tax	paid	1758	1021	128		238	58629	48696
	9.4.	Stationery and Stamps		—	—	2		1	52	44
	9.5.	Others		1881	1819	40		11	507947	446177

	Total	Assets		73414	89096	3544		3254	3434549	3728642
				(100.0)	(100.0)	(100.0)	(100.0)		(100.0)	(100.0)