Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

4,46,538

652,72

651,79

6,94,484

624,22

585,32

-

-

-

1.

Direct Finance

4,40,976

444,68

433,53

6,87,062

575,26

541,30

-

-

-

2.

Indirect Finance

5,562

208,04

218,26

7,422

48,97

44,02

-

-

-

II.

INDUSTRY

1,03,868

817,98

741,41

1,57,847

1520,13

1324,87

7

31,85

31,84

1.

Mining & Quarrying

313

34,50

10,25

605

28,47

28,58

-

-

-

2.

Food Manufacturing and Processing

4,810

93,27

97,95

8,925

138,91

132,79

-

-

-

(a)

Rice Mills, Flour and Dal Mills

1,767

17,40

16,52

3,441

81,13

79,06

-

-

-

(b)

Sugar

34

57,39

63,50

42

27,87

24,61

-

-

-

(c)

Edible Oils and Vanaspati

748

9,74

9,77

1,533

13,37

11,97

-

-

-

(d)

Tea Processing

5

2

2

1

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

43

36

38

24

45

61

-

-

-

(f)

Others

2,213

8,36

7,75

3,884

16,08

16,55

-

-

-

3.

Beverage and Tobacco

128

1,24

1,14

142

17,98

13,60

-

-

-

4.

Textiles

1,395

14,51

14,48

2,730

53,56

52,05

-

-

-

(a)

Cotton Textiles

102

1,19

1,40

300

6,08

5,45

-

-

-

(b)

Jute Textiles

35

1,46

1,44

43

3,26

2,01

-

-

-

(c)

Handloom Textiles & Khadi

69

52

59

125

4,13

4,32

-

-

-

(d)

Other Textiles

1,189

11,35

11,04

2,262

40,09

40,27

-

-

-

5.

Paper, Paper Products and Printing

498

9,32

10,03

1,050

22,51

17,04

-

-

-

6.

Leather and Leather Products

306

3,11

3,62

595

3,85

3,92

-

-

-

7.

Rubber and Rubber Products

108

3,20

3,11

143

5,47

4,59

-

-

-

8.

Chemicals and Chemical Products

764

39,01

36,00

1,071

44,96

37,47

2

2,30

2,16

(a)

Heavy Industrial Chemicals

72

6,80

6,46

75

11,86

8,49

-

-

-

(b)

Fertilizers

21

4,89

3,03

29

4,25

2,41

-

-

-

(c)

Drugs and Pharmaceuticals

111

2,63

2,74

293

12,96

12,52

-

-

-

(d)

Non-Edible Oils

17

32

43

39

1,03

99

-

-

-

(e)

Other Chemicals & Chemical Products

543

24,36

23,34

635

14,85

13,06

2

2,30

2,16

9.

Petroleum, Coal Products & Nuclear Fuels

166

5,15

4,96

382

29,29

27,77

-

-

-

10.

Manufacture of Cement & Cement Products

241

27,75

26,17

233

58,60

62,13

-

-

-

11.

Basic Metals & Metal Products

1,683

141,19

123,10

2,430

545,86

398,17

2

16,86

16,99

(a)

Iron and Steel

353

100,38

80,70

672

507,66

357,20

1

4,86

4,99

(b)

Non-Ferrous Metals

58

3,09

3,23

63

1,40

1,71

-

-

-

(c)

Other Metal Products

1,272

37,72

39,17

1,695

36,81

39,26

1

12,00

12,00

12.

Engineering

959

93,17

84,49

1,650

212,96

211,57

1

9,39

9,39

(a)

Heavy Engineering

154

64,92

60,37

168

51,66

54,78

-

-

-

(b)

Light Engineering

344

15,12

10,30

622

123,44

121,18

-

-

-

(c)

Electrical Machinery & Goods

275

9,68

10,23

462

23,19

19,99

1

9,39

9,39

(d)

Electronic Machinery & Goods

186

3,45

3,59

398

14,67

15,62

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

858

68,81

52,16

1,007

73,32

63,32

-

-

-

14.

Other Industries

91,407

273,95

265,40

1,36,358

258,09

255,11

-

-

-

15.

Electricity, Gas & Water

125

5,94

5,50

166

12,13

1,99

-

-

(a)

Electricity Generation & Transmission

105

1,54

1,44

133

11,72

1,59

-

-

-

(b)

Non-Conventional Energy

2

2

1

15

16

18

-

-

-

(c)

Gas, Steam & Water Supply

18

4,38

4,05

18

25

21

-

-

-

16.

Construction

107

3,85

3,06

360

14,16

14,76

2

3,30

3,30

III.

TRANSPORT OPERATORS

30,272

68,69

61,11

63,229

152,41

144,43

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

8,269

25,43

19,02

1,09,987

180,12

143,53

1

16

16

V.

PERSONAL LOANS

2,38,498

392,98

324,04

2,29,260

501,33

456,43

117

58

55

1.

Loans for Purchase of Consumer Durables

36,098

50,52

41,45

13,352

20,50

17,18

-

-

-

2.

Loans for Housing

15,466

93,58

89,81

24,627

128,69

120,92

-

-

-

3.

Rest of the Personal Loans

1,86,934

248,88

192,78

1,91,281

352,15

318,33

117

58

55

V I.

TRADE

2,51,388

346,13

299,12

4,56,303

636,05

599,87

-

-

-

1.

Wholesale Trade

14,090

72,12

60,60

15,584

108,27

95,54

-

-

-

2.

Retail Trade

2,37,298

274,02

238,53

4,40,719

527,78

504,34

-

-

-

VII.

FINANCE

71

7,15

6,87

298

22,40

19,12

-

-

-

VIII.

ALL OTHERS

19,480

33,88

31,38

1,18,274

238,46

201,58

-

-

-

TOTAL BANK CREDIT

10,98,384

2344,94

2134,75

18,29,682

3875,13

3475,15

125

32,59

32,55

OF WHICH :

1.

Artisans & Village Industries

41,820

34,08

33,53

72,673

64,58

64,14

-

-

-

2.

Other Small Scale Industries

47,992

249,89

249,26

67,555

350,57

344,84

-

-

-

REGIONAL RURAL

OTHER SCHEDULED

ALL SCHEDULED

BANKS

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

6,65,298

325,51

255,36

82

7

7

18,06,402

1602,52

1492,53

1.

Direct Finance

6,62,464

323,10

253,34

82

7

7

17,90,584

1343,10

1228,22

2.

Indirect Finance

2,834

2,41

2,03

-

-

-

15,818

259,41

264,31

II.

INDUSTRY

1,70,607

80,17

68,36

97

2,91

2,32

4,32,426

2453,03

2168,80

1.

Mining & Quarrying

5

4

5

1

-

924

63,02

38,88

2.

Food Manufacturing and Processing

1,030

2,15

1,80

4

31

17

14,769

234,65

232,71

(a)

Rice Mills, Flour and Dal Mills

34

1,10

1,06

2

30

16

5,244

99,93

96,80

(b)

Sugar

-

-

-

-

-

-

76

85,26

88,11

(c)

Edible Oils and Vanaspati

2

1

1

-

-

-

2,283

23,12

21,75

(d)

Tea Processing

-

-

-

-

-

-

6

2

2

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

67

81

98

(f)

Others

994

1,05

72

2

1

1

7,093

25,51

25,04

3.

Beverage and Tobacco

2

8

8

-

-

-

272

19,30

14,82

4.

Textiles

7

5

5

-

-

-

4,132

68,13

66,58

(a)

Cotton Textiles

1

1

1

-

-

-

403

7,27

6,86

(b)

Jute Textiles

-

-

-

-

-

-

78

4,73

3,45

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

194

4,65

4,92

(d)

Other Textiles

6

4

4

-

-

-

3,457

51,48

51,36

5.

Paper, Paper Products and Printing

4

5

4

3

3

4

1,555

31,91

27,15

6.

Leather and Leather Products

4

2

2

-

-

-

905

6,99

7,56

7.

Rubber and Rubber Products

-

-

-

3

8

11

254

8,75

7,81

8.

Chemicals and Chemical Products

3

2

2

9

30

28

1,849

86,59

75,93

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

147

18,66

14,95

(b)

Fertilizers

-

-

-

-

-

-

50

9,14

5,44

(c)

Drugs and Pharmaceuticals

1

1

4

5

4

409

15,65

15,30

(d)

Non-Edible Oils

-

-

-

-

-

-

56

1,36

1,42

(e)

Other Chemicals & Chemical Products

2

2

2

5

26

24

1,187

41,79

38,81

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

3

35

37

551

34,79

33,10

10.

Manufacture of Cement & Cement Products

2

5

4

-

-

-

476

86,40

88,33

11.

Basic Metals & Metal Products

1

-

-

3

2

3

4,119

703,93

538,29

(a)

Iron and Steel

-

-

-

-

-

-

1,026

612,90

442,89

(b)

Non-Ferrous Metals

-

-

-

-

-

-

121

4,49

4,94

(c)

Other Metal Products

1

-

-

3

2

3

2,972

86,55

90,46

12.

Engineering

9

10

10

13

14

14

2,632

315,77

305,69

(a)

Heavy Engineering

5

8

7

-

-

-

327

116,65

115,23

(b)

Light Engineering

2

1

1

6

4

4

974

138,61

131,53

(c)

Electrical Machinery & Goods

2

2

2

4

6

6

744

42,34

39,68

(d)

Electronic Machinery & Goods

-

-

-

3

4

4

587

18,16

19,25

13.

Vehicles, Vehicle Parts & Transport Equipments

4

6

4

3

4

2

1,872

142,22

115,55

14.

Other Industries

1,69,532

77,50

66,10

35

26

21

3,97,332

609,79

586,82

15.

Electricity, Gas & Water

1

-

-

-

-

-

292

18,07

7,50

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

238

13,26

3,03

(b)

Non-Conventional Energy

-

-

-

-

-

-

17

18

20

(c)

Gas, Steam & Water Supply

1

-

-

-

-

-

37

4,63

4,26

16.

Construction

3

2

2

20

1,38

94

492

22,71

22,08

III.

TRANSPORT OPERATORS

79,135

58,53

52,84

53

77

70

1,72,689

280,41

259,08

IV.

PROFESSIONAL AND OTHER SERVICES

51,851

23,93

19,99

27

45

44

1,70,135

230,08

183,14

V.

PERSONAL LOANS

97,990

104,13

70,96

629

2,06

1,81

5,66,494

1001,09

853,79

1.

Loans for Purchase of Consumer Durables

3,053

3,39

3,05

14

3

2

52,517

74,43

61,71

2.

Loans for Housing

2,273

16,95

16,27

33

34

32

42,399

239,56

227,32

3.

Rest of the Personal Loans

92,664

83,79

51,64

582

1,70

1,47

4,71,578

687,10

564,77

V I.

TRADE

5,09,835

235,29

218,12

214

3,02

2,67

12,17,740

1220,49

1119,78

1.

Wholesale Trade

664

1,89

1,53

38

96

87

30,376

183,23

158,53

2.

Retail Trade

5,09,171

233,40

216,59

176

2,06

1,80

11,87,364

1037,26

961,25

VII.

FINANCE

-

-

-

7

85

65

376

30,40

26,64

VIII.

ALL OTHERS

63,653

35,72

27,77

1,055

1,70

1,62

2,02,462

309,76

262,35

TOTAL BANK CREDIT

16,38,369

863,28

713,39

2,164

11,84

10,27

45,68,724

7127,77

6366,12

OF WHICH :

1.

Artisans & Village Industries

1,50,895

67,33

56,71

1

1

1

2,65,389

166,00

154,40

2.

Other Small Scale Industries

17,401

11,12

10,21

34

95

76

1,32,982

612,54

605,08