Bihar (Part 1 of 3) - આરબીઆઈ - Reserve Bank of India
Bihar (Part 1 of 3)
Table No. 5. 9 - District-Wise Classification of Outstanding Credit of |
EASTERN REGION |
(Amount in Rupees Thousand) |
BOKARO | BUXAR | CHATRA | DARBHANGA | ||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||||
| standing | | | standing | | | standing | | | standing | |||||
| | | 15 | 16 | | 17 | 18 | | 19 | 20 | | 21 | 22 | ||
I. | AGRICULTURE | 22,793 | 11,92,46 | 23,293 | 15,15,29 | 17,959 | 8,83,39 | 38,043 | 26,63,90 | ||||||
1. | Direct Finance | 22,483 | 9,64,84 | 23,153 | 14,96,73 | 17,526 | 8,49,96 | 37,541 | 23,76,71 | ||||||
2. | Indirect Finance | 310 | 2,27,62 | 140 | 18,56 | 433 | 33,43 | 502 | 2,87,19 | ||||||
II. | INDUSTRY | 6,655 | 24,34,44 | 8,930 | 6,99,67 | 1,608 | 94,63 | 9,022 | 24,02,73 | ||||||
1. | Mining & Quarrying | 4 | 2,31 | 1 | 50 | - | - | 2 | 96 | ||||||
2. | Manufacturing & Processing | 6,597 | 23,23,02 | 8,928 | 6,98,58 | 1,607 | 93,80 | 9,011 | 23,95,05 | ||||||
3. | Electricity, Gas & Water | 1 | 66 | - | - | - | - | 4 | 1,27 | ||||||
4. | Construction | 53 | 1,08,45 | 1 | 59 | 1 | 83 | 5 | 5,45 | ||||||
III. | TRANSPORT OPERATORS | 1,590 | 4,57,80 | 3,218 | 2,24,91 | 365 | 95,45 | 6,057 | 5,11,72 | ||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 7,189 | 4,01,93 | 991 | 6,69,96 | 1,811 | 1,01,10 | 10,595 | 6,20,76 | ||||||
V. | PERSONAL LOANS | 14,234 | 17,79,72 | 4,679 | 4,89,03 | 1,087 | 1,43,20 | 11,871 | 21,27,23 | ||||||
1. | Loans for Purchase of Consumer Durables | 1,318 | 1,96,53 | 73 | 10,79 | 40 | 3,12 | 907 | 1,21,15 | ||||||
2. | Loans for Housing | 171 | 81,46 | 146 | 60,70 | 62 | 43,63 | 2,321 | 9,67,88 | ||||||
3. | Rest of the Personal Loans | 12,745 | 15,01,73 | 4,460 | 4,17,54 | 985 | 96,45 | 8,643 | 10,38,20 | ||||||
VI. | TRADE | 18,186 | 17,56,90 | 24,700 | 14,57,99 | 4,067 | 2,64,89 | 21,076 | 22,44,37 | ||||||
1. | Wholesale Trade | 128 | 1,46,08 | 5 | 7,13 | 141 | 12,86 | 327 | 1,32,11 | ||||||
2. | Retail Trade | 18,058 | 16,10,82 | 24,695 | 14,50,86 | 3,926 | 2,52,03 | 20,749 | 21,12,26 | ||||||
VII. | FINANCE | 2 | 1,52,09 | - | - | - | - | 8 | 3,25 | ||||||
VIII. | ALL OTHERS | 6,049 | 8,71,56 | | 6,251 | 3,80,68 | | 574 | 27,74 | | 4,637 | 6,01,91 | |||
TOTAL BANK CREDIT | 76,698 | 90,46,90 | 72,062 | 54,37,53 | 27,471 | 16,10,40 | 1,01,309 | 111,75,87 | |||||||
OF WHICH: | 1. | Artisans & Village Industries | 3,110 | 1,45,87 | 7,789 | 3,95,31 | 1,133 | 34,07 | 5,552 | 2,16,20 | |||||
| 2. | Other Small Scale Industries | 3,271 | 13,75,85 | | 884 | 2,23,40 | | 360 | 54,33 | | 2,876 | 8,76,68 |
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DEOGHAR | DHANBAD | DUMKA | GARHWA | ||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||||
| standing | | | standing | | | standing | | | standing | |||||
| | | 23 | 24 | | 25 | 26 | | 27 | 28 | | 29 | 30 | ||
I. | AGRICULTURE | 39,483 | 13,22,76 | 14,050 | 14,69,56 | 78,451 | 19,42,54 | 37,353 | 13,09,71 | ||||||
1. | Direct Finance | 39,374 | 12,74,04 | 13,947 | 11,18,22 | 78,226 | 18,83,14 | 37,263 | 12,94,75 | ||||||
2. | Indirect Finance | 109 | 48,72 | 103 | 3,51,34 | 225 | 59,40 | 90 | 14,96 | ||||||
II. | INDUSTRY | 8,951 | 21,62,59 | 6,478 | 143,72,92 | 12,738 | 5,62,62 | 2,058 | 1,61,14 | ||||||
1. | Mining & Quarrying | 7 | 12,58 | 83 | 8,75,51 | 25 | 20,21 | 1 | 1 | ||||||
2. | Manufacturing & Processing | 8,937 | 21,41,80 | 6,247 | 124,91,67 | 12,710 | 5,40,77 | 2,057 | 1,61,13 | ||||||
3. | Electricity, Gas & Water | 4 | 2,85 | 9 | 96,74 | 2 | 1,06 | - | - | ||||||
4. | Construction | 3 | 5,36 | 139 | 9,09,00 | 1 | 58 | - | - | ||||||
III. | TRANSPORT OPERATORS | 2,672 | 1,82,98 | 2,074 | 14,80,86 | 1,944 | 1,21,33 | 489 | 56,68 | ||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,937 | 81,60 | 7,499 | 10,86,39 | 1,701 | 92,33 | 767 | 51,14 | ||||||
V. | PERSONAL LOANS | 7,157 | 8,60,40 | 19,617 | 30,21,48 | 7,426 | 6,73,28 | 3,297 | 1,58,09 | ||||||
1. | Loans for Purchase of Consumer Durables | 575 | 66,71 | 2,269 | 2,49,39 | 804 | 97,54 | 241 | 22,97 | ||||||
2. | Loans for Housing | 330 | 3,00,71 | 665 | 4,35,33 | 224 | 1,71,48 | 47 | 16,16 | ||||||
3. | Rest of the Personal Loans | 6,252 | 4,92,98 | 16,683 | 23,36,76 | 6,398 | 4,04,26 | 3,009 | 1,18,96 | ||||||
VI. | TRADE | 21,619 | 10,74,48 | 19,742 | 44,11,10 | 15,742 | 8,17,62 | 8,844 | 5,59,92 | ||||||
1. | Wholesale Trade | 94 | 1,23,56 | 499 | 14,52,18 | 134 | 41,92 | 3,600 | 1,92,55 | ||||||
2. | Retail Trade | 21,525 | 9,50,92 | 19,243 | 29,58,92 | 15,608 | 7,75,70 | 5,244 | 3,67,37 | ||||||
VII. | FINANCE | 5 | 20,62 | 408 | 5,00,85 | 23 | 2,91,75 | - | - | ||||||
VIII. | ALL OTHERS | 2,561 | 1,74,76 | | 8,970 | 14,96,44 | | 2,025 | 54,96 | | 1,067 | 37,22 | |||
TOTAL BANK CREDIT | 84,385 | 58,80,19 | 78,838 | 278,39,60 | 1,20,050 | 45,56,43 | 53,875 | 23,33,90 | |||||||
OF WHICH: | 1. | Artisans & Village Industries | 6,551 | 1,85,22 | 740 | 1,05,15 | 10,377 | 2,09,91 | 521 | 33,00 | |||||
| 2. | Other Small Scale Industries | 2,226 | 17,53,29 | | 4,451 | 63,98,86 | | 1,563 | 2,71,53 | | 1,377 | 1,14,84 |
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GAYA | GIRIDIH | GODDA | GOPALGANJ | ||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||||
| standing | | | standing | | | standing | | | standing | |||||
| | | 31 | 32 | | 33 | 34 | | 35 | 36 | | 37 | 38 | ||
I. | AGRICULTURE | 71,789 | 37,15,64 | 28,216 | 24,34,60 | 36,986 | 10,86,70 | 34,252 | 17,25,32 | ||||||
1. | Direct Finance | 71,643 | 36,03,64 | 27,127 | 15,00,72 | 36,414 | 10,53,13 | 33,867 | 16,15,29 | ||||||
2. | Indirect Finance | 146 | 1,12,00 | 1,089 | 9,33,88 | 572 | 33,57 | 385 | 1,10,03 | ||||||
II. | INDUSTRY | 17,622 | 29,98,46 | 9,756 | 21,86,14 | 12,213 | 5,92,67 | 10,449 | 16,52,56 | ||||||
1. | Mining & Quarrying | 25 | 29,59 | 17 | 23,15 | 7 | 4,18 | 2 | 2,26 | ||||||
2. | Manufacturing & Processing | 17,573 | 29,52,80 | 9,723 | 21,48,18 | 12,203 | 5,86,73 | 10,447 | 16,50,30 | ||||||
3. | Electricity, Gas & Water | 20 | 12,01 | - | - | 2 | 1,18 | - | - | ||||||
4. | Construction | 4 | 4,06 | 16 | 14,81 | 1 | 58 | - | - | ||||||
III. | TRANSPORT OPERATORS | 5,796 | 7,03,20 | 2,747 | 3,59,68 | 1,993 | 1,11,33 | 1,368 | 1,62,13 | ||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 8,089 | 11,97,62 | 7,162 | 3,79,88 | 970 | 40,62 | 5,909 | 2,32,60 | ||||||
V. | PERSONAL LOANS | 15,142 | 23,65,46 | 5,887 | 10,51,07 | 5,171 | 3,35,68 | 3,001 | 4,89,90 | ||||||
1. | Loans for Purchase of Consumer Durables | 765 | 1,37,82 | 596 | 96,13 | 332 | 71,91 | 81 | 13,79 | ||||||
2. | Loans for Housing | 2,011 | 9,65,36 | 520 | 2,60,22 | 30 | 18,44 | 219 | 1,42,99 | ||||||
3. | Rest of the Personal Loans | 12,366 | 12,62,28 | 4,771 | 6,94,72 | 4,809 | 2,45,33 | 2,701 | 3,33,12 | ||||||
VI. | TRADE | 50,529 | 34,21,98 | 19,960 | 17,24,63 | 13,648 | 6,89,67 | 22,903 | 14,27,01 | ||||||
1. | Wholesale Trade | 341 | 3,98,87 | 600 | 2,75,57 | 405 | 99,17 | 121 | 1,31,60 | ||||||
2. | Retail Trade | 50,188 | 30,23,11 | 19,360 | 14,49,06 | 13,243 | 5,90,50 | 22,782 | 12,95,41 | ||||||
VII. | FINANCE | 6 | 1,51,27 | 2 | 2,58 | 4 | 3,53 | 2 | 1,54 | ||||||
VIII. | ALL OTHERS | 8,102 | 5,17,54 | | 3,258 | 3,30,65 | | 2,860 | 64,69 | | 3,404 | 2,10,55 | |||
TOTAL BANK CREDIT | 1,77,075 | 150,71,17 | 76,988 | 84,69,23 | 73,845 | 29,24,89 | 81,288 | 59,01,61 | |||||||
OF WHICH: | 1. | Artisans & Village Industries | 11,921 | 5,66,35 | 6,182 | 2,61,67 | 7,238 | 1,67,04 | 8,752 | 2,84,31 | |||||
| 2. | Other Small Scale Industries | 3,907 | 16,54,58 | | 3,044 | 11,92,33 | | 3,894 | 3,07,97 | | 1,183 | 3,47,70 |
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GUMLA | HAZARIBAGH | JAMUI | JEHANABAD | ||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||||
| standing | | | standing | | | standing | | | standing | |||||
| | | 39 | 40 | | 41 | 42 | | 43 | 44 | | 45 | 46 | ||
I. | AGRICULTURE | 58,092 | 16,22,41 | 34,602 | 29,02,27 | 32,120 | 12,39,36 | 36,645 | 18,24,66 | ||||||
1. | Direct Finance | 58,047 | 16,06,35 | 34,147 | 24,96,65 | 31,936 | 11,93,88 | 36,602 | 17,43,92 | ||||||
2. | Indirect Finance | 45 | 16,06 | 455 | 4,05,62 | 184 | 45,48 | 43 | 80,74 | ||||||
II. | INDUSTRY | 6,246 | 2,48,48 | 5,540 | 49,91,70 | 3,789 | 3,49,86 | 7,789 | 10,58,21 | ||||||
1. | Mining & Quarrying | 6 | 4,89 | 84 | 1,86,07 | 9 | 9,01 | 12 | 35,68 | ||||||
2. | Manufacturing & Processing | 6,238 | 2,41,14 | 5,409 | 43,25,59 | 3,779 | 3,40,56 | 7,774 | 10,17,72 | ||||||
3. | Electricity, Gas & Water | 1 | 1,44 | 22 | 3,96,38 | 1 | 29 | 1 | 29 | ||||||
4. | Construction | 1 | 1,01 | 25 | 83,66 | - | - | 2 | 4,52 | ||||||
III. | TRANSPORT OPERATORS | 2,303 | 1,81,71 | 2,395 | 9,04,90 | 3,358 | 2,12,53 | 3,093 | 4,94,01 | ||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 7,667 | 2,11,75 | 4,979 | 4,55,29 | 1,187 | 81,52 | 2,159 | 1,90,68 | ||||||
V. | PERSONAL LOANS | 2,821 | 3,36,76 | 10,236 | 17,71,56 | 2,279 | 1,70,89 | 5,684 | 4,63,32 | ||||||
1. | Loans for Purchase of Consumer Durables | 167 | 16,37 | 1,725 | 1,59,99 | 21 | 2,74 | 110 | 16,31 | ||||||
2. | Loans for Housing | 357 | 1,29,18 | 707 | 4,26,38 | 168 | 24,52 | 169 | 1,72,97 | ||||||
3. | Rest of the Personal Loans | 2,297 | 1,91,21 | 7,804 | 11,85,19 | 2,090 | 1,43,63 | 5,405 | 2,74,04 | ||||||
VI. | TRADE | 23,532 | 8,20,76 | 14,855 | 19,49,81 | 18,684 | 10,35,33 | 18,406 | 11,47,78 | ||||||
1. | Wholesale Trade | 2,028 | 1,23,53 | 189 | 2,93,10 | 74 | 21,91 | 516 | 1,79,08 | ||||||
2. | Retail Trade | 21,504 | 6,97,23 | 14,666 | 16,56,71 | 18,610 | 10,13,42 | 17,890 | 9,68,70 | ||||||
VII. | FINANCE | - | - | 26 | 55,85 | - | - | 9 | 45,42 | ||||||
VIII. | ALL OTHERS | 4,305 | 2,09,87 | | 4,056 | 6,93,60 | | 2,186 | 1,25,14 | | 2,737 | 1,36,10 | |||
TOTAL BANK CREDIT | 1,04,966 | 36,31,74 | 76,689 | 137,24,98 | 63,603 | 32,14,63 | 76,522 | 53,60,18 | |||||||
OF WHICH: | 1. | Artisans & Village Industries | 3,866 | 82,91 | 2,138 | 1,24,81 | 2,758 | 1,20,44 | 5,199 | 3,17,53 | |||||
| 2. | Other Small Scale Industries | 1,394 | 1,05,95 | | 2,673 | 16,62,69 | | 679 | 1,53,29 | | 2,109 | 5,60,59 |
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KATIHAR | KHAGARIA | KISHANGANJ | KODERMA | ||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||||
| standing | | | standing | | | standing | | | standing | |||||
| | | 47 | 48 | | 49 | 50 | | 51 | 52 | | 53 | 54 | ||
I. | AGRICULTURE | 38,781 | 28,64,43 | 27,389 | 16,99,19 | 29,608 | 14,09,36 | 9,000 | 4,54,96 | ||||||
1. | Direct Finance | 38,534 | 28,18,10 | 27,382 | 16,94,57 | 28,710 | 13,13,64 | 8,989 | 4,50,23 | ||||||
2. | Indirect Finance | 247 | 46,33 | 7 | 4,62 | 898 | 95,72 | 11 | 4,73 | ||||||
II. | INDUSTRY | 9,342 | 14,10,81 | 3,882 | 4,77,56 | 6,767 | 2,17,92 | 1,205 | 1,33,36 | ||||||
1. | Mining & Quarrying | - | - | 1 | 3 | - | - | - | - | ||||||
2. | Manufacturing & Processing | 9,325 | 13,14,61 | 3,881 | 4,77,53 | 6,767 | 2,17,92 | 1,203 | 1,32,96 | ||||||
3. | Electricity, Gas & Water | 13 | 12,06 | - | - | - | - | - | - | ||||||
4. | Construction | 4 | 84,14 | - | - | - | - | 2 | 40 | ||||||
III. | TRANSPORT OPERATORS | 4,495 | 2,96,33 | 3,922 | 2,45,56 | 3,237 | 1,40,28 | 455 | 38,10 | ||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 3,131 | 1,68,54 | 1,787 | 1,16,37 | 2,007 | 82,39 | 1,743 | 98,72 | ||||||
V. | PERSONAL LOANS | 4,820 | 8,80,29 | 2,198 | 3,05,55 | 1,568 | 1,54,99 | 2,213 | 1,77,91 | ||||||
1. | Loans for Purchase of Consumer Durables | 360 | 49,99 | 115 | 17,05 | 384 | 36,09 | 170 | 13,21 | ||||||
2. | Loans for Housing | 338 | 3,02,15 | 70 | 38,30 | 39 | 30,29 | 158 | 21,59 | ||||||
3. | Rest of the Personal Loans | 4,122 | 5,28,15 | 2,013 | 2,50,20 | 1,145 | 88,61 | 1,885 | 1,43,11 | ||||||
VI. | TRADE | 24,598 | 18,68,77 | 13,879 | 10,92,45 | 10,080 | 4,65,13 | 4,396 | 3,00,98 | ||||||
1. | Wholesale Trade | 154 | 2,84,09 | 76 | 58,29 | 73 | 8,08 | 9 | 1,78 | ||||||
2. | Retail Trade | 24,444 | 15,84,68 | 13,803 | 10,34,16 | 10,007 | 4,57,05 | 4,387 | 2,99,20 | ||||||
VII. | FINANCE | 17 | 34,11 | - | - | 3 | 1,13 | 1 | 54 | ||||||
VIII. | ALL OTHERS | 6,057 | 3,23,51 | | 977 | 48,74 | | 4,489 | 1,37,81 | | 1,161 | 85,29 | |||
TOTAL BANK CREDIT | 91,241 | 78,46,79 | 54,034 | 39,85,42 | 57,759 | 26,09,01 | 20,174 | 12,89,86 | |||||||
OF WHICH: | 1. | Artisans & Village Industries | 5,700 | 3,06,65 | 2,874 | 1,64,53 | 4,680 | 1,12,22 | 615 | 46,65 | |||||
| 2. | Other Small Scale Industries | 3,090 | 7,26,17 | | 876 | 2,18,27 | | 2,045 | 93,50 | | 415 | 57,10 |