NORTHERN REGION (Contd.)

CHANDIGARH

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

399

335,88

292,24

2,504

7555,76

6145,31

1

5

1

1. Direct Finance

317

116,13

78,23

2,106

613,31

427,25

-

-

-

2. Indirect Finance

82

219,75

214,01

398

6942,45

5718,06

1

5

1

II.

INDUSTRY

3,402

5538,35

4329,46

33,873

16667,90

11110,52

76

78,52

37,45

1. Mining & Quarrying

23

44,87

7,79

22

176,22

174,36

-

-

-

2. Food Manufacturing & Processing

156

704,22

610,92

1,070

629,26

407,81

-

-

-

(a) Rice Mills, Flour & Dal Mills

23

17,61

15,99

30

55,08

38,98

-

-

-

(b) Sugar

24

351,77

325,73

12

286,64

155,95

-

-

-

(c) Edible Oils & Vanaspati

19

150,60

139,65

75

29,17

24,76

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

4

20,14

20,28

8

3,25

3,29

-

-

-

(f) Others

86

164,10

109,26

945

255,12

184,84

-

-

-

3. Beverage & Tobacco

18

96,80

60,15

24

304,21

131,95

1

32

32

4. Textiles

1,776

619,35

475,76

2,059

1471,70

603,12

5

4,59

4,59

(a) Cotton Textiles

873

149,40

133,11

1,787

1279,25

424,50

4

4,40

4,40

(b) Jute & Other Natural Fibre Textiles

793

18,48

16,21

5

12,54

11,48

-

-

-

(c) Handloom Textiles & Khadi

12

20,16

13,95

39

7,65

4,92

-

-

-

(d) Other Textiles & Textile Products

98

431,31

312,49

228

172,26

162,21

1

19

19

5. Paper, Paper Products & Printing

134

451,54

383,50

169

221,30

202,34

3

1,03

1,03

6. Woods and Wood Products

63

37,02

16,85

109

74,46

59,42

-

-

-

7. Leather & Leather Products

5

3,42

2,78

34

153,60

92,91

-

-

-

8. Gems and Jewellery

39

88,07

58,08

8

6,00

5,25

-

-

-

9. Rubber & Plastic Products

31

24,95

12,02

109

46,42

32,52

1

11,32

-

10. Chemicals & Chemical Products

186

1502,57

1138,90

586

1596,96

1210,36

19

51,04

23,47

(a) Heavy Industrial Chemicals

17

167,62

118,97

51

369,85

300,83

7

8,30

7,04

(b) Fertilisers

2

19

19

6

2,76

2,64

-

-

-

(c) Drugs & Pharmaceuticals

96

1133,43

876,85

409

1112,38

831,39

10

41,64

16,43

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

71

201,32

142,89

120

111,98

75,50

2

1,10

-

11. Petroleum, Coal Products & Nuclear Fuels

2

6,59

4,75

9

2,47

2,45

-

-

-

12. Manufacture of Cement & Cement Products

21

15,11

3,36

98

30,20

28,42

-

-

-

13. Basic Metals & Metal Products

309

658,98

503,96

24,416

5225,05

3362,56

16

4,86

4,74

(a) Iron & Steel

90

515,48

378,22

212

4037,25

2512,25

-

-

-

(b) Non-Ferrous Metals

24

48,98

46,47

30

37,93

17,33

-

-

-

(c) Metal Products

195

94,51

79,26

24,174

1149,86

832,98

16

4,86

4,74

14. Engineering

222

466,69

358,58

3,090

816,95

662,91

6

2,52

1,78

(a) Heavy Engineering

15

6,39

3,12

66

195,77

152,17

3

75

75

(b) Light Engineering

135

105,83

90,45

1,587

467,07

376,58

1

22

22

(c) Electrical Machinery & Goods

43

226,28

180,14

1,412

142,53

123,67

2

1,55

81

(d) Electronic Machinery & Goods

29

128,19

84,87

25

11,59

10,49

-

-

-

15. Vehicles, Vehicle Parts & Transport Equipments

57

208,13

110,85

982

167,45

107,16

-

-

-

16. Other Industries

265

33,32

23,65

582

232,78

214,82

3

10

10

17. Electricity, Gas & Water

6

444,62

443,42

36

3836,22

2899,52

-

-

-

(a) Electricity Generation & Transmission

4

443,50

442,76

30

3833,93

2898,24

-

-

-

(b) Non-Conventional Energy

-

-

-

4

2,19

1,17

-

-

-

(c) Gas, Steam & Water Supply

2

1,12

66

2

10

11

-

-

-

18. Construction

89

132,12

114,17

470

1676,63

912,64

22

2,74

1,42

(a) Other than Infrastructure

6

33,83

22,48

340

294,80

183,51

2

10

10

(b) Infrastructure Construction

83

98,29

91,69

130

1381,83

729,13

20

2,64

1,32

III.

TRANSPORT OPERATORS

334

31,10

22,73

521

194,38

87,50

1

8

8

IV.

PROFESSIONAL AND OTHER SERVICES

886

761,43

590,40

5,161

2921,56

2052,24

791

108,18

94,73

1. Professional Services

37

17,33

9,89

548

454,01

367,73

74

46,16

46,16

2. Tourism, Hotel & Restaurants

82

344,54

250,48

319

398,40

231,29

1

24

24

3. Recreation services

14

3,07

2,47

27

42,41

40,48

8

1,41

1,41

4. IT and Telecommunications

8

1,08

82

38

472,15

226,37

1

5

5

5. Others

745

395,40

326,75

4,229

1554,58

1186,38

707

60,32

46,87

V.

PERSONAL LOANS

45,497

1558,24

1148,09

38,689

1712,75

1392,93

3,552

91,85

58,82

1. Housing

10,966

832,07

648,56

12,057

1094,51

937,64

123

18,61

16,11

2. Consumer Durables

1,665

9,19

7,16

645

6,26

4,52

-

-

-

3. Vehicles

10,765

292,37

216,16

5,270

127,68

103,79

46

1,45

32

4. Education

2,092

103,14

60,22

2,935

107,67

84,61

-

-

-

5. Personal Credit Cards

-

-

-

820

9,00

7,27

1,012

29,90

4,80

6. Others

20,009

321,47

215,99

16,962

367,62

255,11

2,371

41,89

37,59

VI.

TRADE

4,645

55906,70

6330,95

5,645

1860,70

1464,80

107

62,76

52,76

1. Wholesale Trade

272

55365,04

5862,77

1,050

270,32

202,82

30

23,62

18,73

2. Retail Trade

4,373

541,67

468,18

4,595

1590,39

1261,98

77

39,14

34,03

VII.

FINANCE

45

28,44

17,96

274

1058,83

810,16

-

-

-

VIII.

ALL OTHERS

241

2,46

2,13

11,236

565,63

478,37

48

18,83

18,75

TOTAL BANK CREDIT

55,449

64162,61

12733,97

97,903

32537,52

23541,83

4,576

360,27

262,60

TABLE NO. 5.6 – STATE AND BANK GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2010

NORTHERN REGION (Contd.)

CHANDIGARH

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

3,547

1144,60

961,79

6,451

9036,30

7399,36

1. Direct Finance

-

-

-

2,783

326,82

282,78

5,206

1056,26

788,26

2. Indirect Finance

-

-

-

764

817,79

679,02

1,245

7980,04

6611,09

II.

INDUSTRY

-

-

-

2,514

1058,88

730,49

39,865

23343,65

16207,93

1. Mining & Quarrying

-

-

-

5

4,15

2,23

50

225,25

184,38

2. Food Manufacturing & Processing

-

-

-

188

39,40

31,31

1,414

1372,87

1050,03

(a) Rice Mills, Flour & Dal Mills

-

-

-

5

4,53

3,80

58

77,22

58,77

(b) Sugar

-

-

-

3

10

7

39

638,51

481,74

(c) Edible Oils & Vanaspati

-

-

-

1

3

2

95

179,79

164,43

(d) Tea Processing

-

-

-

2

13

-

2

13

-

(e) Processing of Fruits & Vegetables

-

-

-

20

21,60

20,93

32

44,98

44,51

(f) Others

-

-

-

157

13,01

6,49

1,188

432,23

300,59

3. Beverage & Tobacco

-

-

-

5

5,71

5,17

48

407,04

197,59

4. Textiles

-

-

-

307

38,38

30,01

4,147

2134,02

1113,49

(a) Cotton Textiles

-

-

-

5

10,24

10,20

2,669

1443,30

572,22

(b) Jute & Other Natural Fibre Textiles

-

-

-

1

2

-

799

31,04

27,69

(c) Handloom Textiles & Khadi

-

-

-

1

5

-

52

27,86

18,88

(d) Other Textiles & Textile Products

-

-

-

300

28,06

19,81

627

631,82

494,70

5. Paper, Paper Products & Printing

-

-

-

49

26,12

19,18

355

700,00

606,05

6. Woods and Wood Products

-

-

-

10

91

73

182

112,39

76,99

7. Leather & Leather Products

-

-

-

7

72

47

46

157,74

96,17

8. Gems and Jewellery

-

-

-

14

80

65

61

94,86

63,98

9. Rubber & Plastic Products

-

-

-

56

16,76

14,38

197

99,44

58,92

10. Chemicals & Chemical Products

-

-

-

82

350,38

239,19

873

3500,95

2611,92

(a) Heavy Industrial Chemicals

-

-

-

9

9,80

9,45

84

555,57

436,29

(b) Fertilisers

-

-

-

2

24

17

10

3,20

3,00

(c) Drugs & Pharmaceuticals

-

-

-

51

334,76

224,99

566

2622,21

1949,66

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

20

5,57

4,58

213

319,98

222,97

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

11

9,06

7,20

12. Manufacture of Cement & Cement Products

-

-

-

12

1,25

88

131

46,56

32,65

13. Basic Metals & Metal Products

-

-

-

40

50,03

41,45

24,781

5938,91

3912,70

(a) Iron & Steel

-

-

-

26

33,40

28,65

328

4586,13

2919,13

(b) Non-Ferrous Metals

-

-

-

3

12,70

12,21

57

99,62

76,00

(c) Metal Products

-

-

-

11

3,93

59

24,396

1253,16

917,57

14. Engineering

-

-

-

66

13,11

9,13

3,384

1299,28

1032,40

(a) Heavy Engineering

-

-

-

28

2,88

1,65

112

205,79

157,69

(b) Light Engineering

-

-

-

23

8,01

6,11

1,746

581,12

473,36

(c) Electrical Machinery & Goods

-

-

-

12

1,76

1,07

1,469

372,13

305,69

(d) Electronic Machinery & Goods

-

-

-

3

46

31

57

140,25

95,67

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

120

81,12

73,89

1,159

456,69

291,90

16. Other Industries

-

-

-

727

68,07

47,67

1,577

334,28

286,24

17. Electricity, Gas & Water

-

-

-

4

102,06

58,62

46

4382,90

3401,56

(a) Electricity Generation & Transmission

-

-

-

4

102,06

58,62

38

4379,49

3399,62

(b) Non-Conventional Energy

-

-

-

-

-

-

4

2,19

1,17

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

4

1,22

77

18. Construction

-

-

-

822

259,91

155,51

1,403

2071,40

1183,73

(a) Other than Infrastructure

-

-

-

579

116,15

74,85

927

444,88

280,94

(b) Infrastructure Construction

-

-

-

243

143,76

80,66

476

1626,53

902,79

III.

TRANSPORT OPERATORS

-

-

-

3,338

220,61

122,16

4,194

446,17

232,47

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

2,088

1021,39

893,16

8,926

4812,56

3630,54

1. Professional Services

-

-

-

154

26,17

14,10

813

543,68

437,87

2. Tourism, Hotel & Restaurants

-

-

-

61

6,15

4,50

463

749,33

486,50

3. Recreation services

-

-

-

4

1,49

1,27

53

48,39

45,63

4. IT and Telecommunications

-

-

-

32

25,06

20,53

79

498,34

247,76

5. Others

-

-

-

1,837

962,52

852,76

7,518

2972,82

2412,76

V.

PERSONAL LOANS

-

-

-

82,388

2182,65

1366,69

1,70,126

5545,49

3966,53

1. Housing

-

-

-

5,294

834,35

626,44

28,440

2779,54

2228,75

2. Consumer Durables

-

-

-

82

1,75

1,11

2,392

17,21

12,78

3. Vehicles

-

-

-

44,092

622,52

303,33

60,173

1044,02

623,59

4. Education

-

-

-

1,704

77,68

70,21

6,731

288,49

215,05

5. Personal Credit Cards

-

-

-

1,401

44,06

5,99

3,233

82,97

18,05

6. Others

-

-

-

29,815

602,28

359,62

69,157

1333,27

868,31

VI.

TRADE

-

-

-

1,675

1359,41

938,28

12,072

59189,58

8786,79

1. Wholesale Trade

-

-

-

601

594,95

575,05

1,953

56253,92

6659,37

2. Retail Trade

-

-

-

1,074

764,46

363,23

10,119

2935,65

2127,42

VII.

FINANCE

-

-

-

154

245,22

233,05

473

1332,49

1061,18

VIII.

ALL OTHERS

-

-

-

35,887

373,73

305,18

47,412

960,65

804,43

TOTAL BANK CREDIT

-

-

-

1,31,591

7606,49

5550,81

2,89,519

104666,89

42089,21