Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS
 

FOREIGN BANKS
 

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

349

41

25

1,020

1,80

1,59

-

-

-

1.

Direct Finance

349

41

25

1,020

1,80

1,59

-

-

-

2.

Indirect Finance

-

-

-

-

-

-

-

-

-

II.

INDUSTRY

308

9,12

8,77

325

29,72

21,18

10

16,89

11,38

1.

Mining & Quarrying

11

10

10

-

-

-

-

-

-

2.

Food Manufacturing and Processing

3

1

-

17

15

13

-

-

-

(a) Rice Mills, Flour and Dal Mills

1

-

-

9

8

6

-

-

-

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

3

2

2

-

-

-

(f) Others

2

1

-

5

6

5

-

-

-

3.

Beverage and Tobacco

-

-

-

2

1

1

-

-

-

4.

Textiles

14

3,58

3,57

45

11,00

8,46

1

2,40

2,24

(a) Cotton Textiles

1

1

-

2

10

-

-

-

-

(b) Jute Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d) Other Textiles

13

3,58

3,56

43

10,90

8,46

1

2,40

2,24

5.

Paper, Paper Products and Printing

-

-

-

26

4,14

2,06

-

-

-

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

1

1

1

-

-

-

-

-

-

8.

Chemicals and Chemical Products

10

3,51

4,02

34

11,15

8,73

9

14,49

9,14

(a) Heavy Industrial Chemicals

-

-

-

6

50

24

-

-

-

(b) Fertilizers

-

-

-

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

-

-

-

1

2

2

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

10

3,51

4,02

27

10,63

8,47

9

14,49

9,14

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

13

1,03

42

7

15

5

-

-

-

11.

Basic Metals & Metal Products

25

35

28

21

1,12

72

-

-

-

(a) Iron and Steel

5

22

18

2

3

2

-

-

-

(b) Non-Ferrous Metals

-

-

-

4

69

35

-

-

-

(c) Other Metal Products

20

13

10

15

41

36

-

-

-

12.

Engineering

8

18

13

9

1,40

47

-

-

-

(a) Heavy Engineering

-

-

-

2

1,21

33

-

-

-

(b) Light Engineering

4

3

3

2

12

12

-

-

-

(c) Electrical Machinery & Goods

4

15

10

4

7

2

-

-

-

(d) Electronic Machinery & Goods

-

-

-

1

1

1

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

1

2

1

-

-

-

14.

Other Industries

222

30

23

153

47

43

-

-

-

15.

Electricity, Gas & Water

-

-

-

1

-

1

-

-

-

(a) Electricity Generation & Transmission

-

-

-

1

-

1

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

1

5

1

9

9

9

-

-

-

III.

TRANSPORT OPERATORS

60

71

61

207

2,04

1,68

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1

-

-

203

1,33

1,24

-

-

-

V.

PERSONAL LOANS

506

72

59

577

1,63

1,33

2

1

1

1.

Loans for Purchase of Consumer Durables

403

18

19

9

3

2

-

-

-

2.

Loans for Housing

20

18

11

11

16

13

-

-

-

3.

Rest of the Personal Loans

83

37

29

557

1,44

1,19

2

1

1

VI.

TRADE

61

26

23

600

1,77

1,61

-

-

-

1.

Wholesale Trade

-

-

-

221

22

18

-

-

-

2.

Retail Trade

61

26

23

379

1,54

1,42

-

-

-

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII. ALL OTHERS

-

-

-

382

1,70

1,21

2

52

52

TOTAL BANK CREDIT

1,285

11,22

10,45

3,314

39,99

29,85

14

17,42

11,90

OF WHICH :

1. Artisans & Village Industries

180

22

19

109

18

16

-

-

-

2. Other Small Scale Industries

59

2,08

3,50

172

13,65

7,82

9

14,49

9,14

REGIONAL RURAL BANKS
 

OTHER SCHEDULED COMMERCIAL BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

Accounts

Limit

Outsta-

nding

nding

nding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

1,369

2,22

1,84

1.

Direct Finance

-

-

-

-

-

-

1,369

2,22

1,84

2.

Indirect Finance

-

-

-

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

30

25,33

21,95

673

81,05

63,28

1.

Mining & Quarrying

-

-

-

-

-

-

11

10

10

2.

Food Manufacturing and Processing

-

-

-

-

-

-

20

16

14

(a) Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

10

8

6

(b) Sugar

-

-

-

-

-

-

-

-

-

(c) Edible Oils and Vanaspati

-

-

-

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

3

2

2

(f) Others

-

-

-

-

-

-

7

7

5

3.

Beverage and Tobacco

-

-

-

-

-

-

2

1

1

4.

Textiles

-

-

-

18

9,18

9,83

78

26,16

24,10

(a) Cotton Textiles

-

-

-

-

-

-

3

11

-

(b) Jute Textiles

-

-

-

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d) Other Textiles

-

-

-

18

9,18

9,83

75

26,06

24,09

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

26

4,14

2,06

6.

Leather and Leather Products

-

-

-

-

-

-

-

-

-

7.

Rubber and Rubber Products

-

-

-

-

-

-

1

1

1

8.

Chemicals and Chemical Products

-

-

-

12

16,15

12,12

65

45,30

34,01

(a) Heavy Industrial Chemicals

-

-

-

1

70

73

7

1,20

97

(b) Fertilizers

-

-

-

-

-

-

-

-

-

(c) Drugs and Pharmaceuticals

-

-

-

-

-

-

1

2

2

(d) Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

-

-

-

11

15,45

11,39

57

44,08

33,01

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

20

1,17

47

11.

Basic Metals & Metal Products

-

-

-

-

-

-

46

1,47

1,00

(a) Iron and Steel

-

-

-

-

-

-

7

24

19

(b) Non-Ferrous Metals

-

-

-

-

-

-

4

69

35

(c) Other Metal Products

-

-

-

-

-

-

35

54

46

12.

Engineering

-

-

-

-

-

-

17

1,58

60

(a) Heavy Engineering

-

-

-

-

-

-

2

1,21

33

(b) Light Engineering

-

-

-

-

-

-

6

15

14

(c) Electrical Machinery & Goods

-

-

-

-

-

-

8

22

12

(d) Electronic Machinery & Goods

-

-

-

-

-

-

1

1

1

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

1

2

1

14.

Other Industries

-

-

-

-

-

-

375

77

67

15.

Electricity, Gas & Water

-

-

-

-

-

-

1

-

1

(a) Electricity Generation & Transmission

-

-

-

-

-

-

1

-

1

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

10

14

10

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

267

2,76

2,30

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

204

1,34

1,25

V.

PERSONAL LOANS

-

-

-

-

-

-

1,085

2,36

1,92

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

412

20

20

2.

Loans for Housing

-

-

-

-

-

-

31

34

24

3.

Rest of the Personal Loans

-

-

-

-

-

-

642

1,82

1,48

VI.

TRADE

-

-

-

-

-

-

661

2,02

1,84

1.

Wholesale Trade

-

-

-

-

-

-

221

22

18

2.

Retail Trade

-

-

-

-

-

-

440

1,80

1,65

VII.

FINANCE

-

-

-

-

-

-

-

-

-

VIII. ALL OTHERS

-

-

-

-

-

-

384

2,23

1,73

TOTAL BANK CREDIT

-

-

-

30

25,33

21,95

4,643

93,97

74,15

OF WHICH :

1. Artisans & Village Industries

-

-

-

-

-

-

289

39

34

2. Other Small Scale Industries

-

-

-

-

-

-

240

30,22

20,45