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Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

WESTERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

     

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

1,667

10,65

5,66

6,377

72,98

36,05

 

1. Direct Finance

1,661

9,95

5,14

5,691

37,69

31,40

 

2. Indirect Finance

6

70

52

686

35,29

4,65

II.

INDUSTRY

1,435

207,45

166,60

14,597

834,86

635,83

 

1. Mining & Quarrying

29

63,17

59,75

117

287,58

229,14

 

2. Food Manufacturing & Processing

144

7,98

5,66

301

30,79

18,11

 

(a)

Rice Mills, Flour & Dal Mills

10

1,12

91

19

49

46

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

3

91

1,23

5

5

3

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

6

1,10

54

13

1,20

1,13

 

(f)

Others

125

4,86

2,98

264

29,06

16,49

 

3. Beverage & Tobacco

19

2,32

1,25

64

25,79

20,65

 

4. Textiles

48

1,68

1,60

104

4,77

3,54

 

(a)

Cotton Textiles

12

2,59

1,92

 

(b)

Jute & Other Natural Fibre Textiles

6

20

12

 

(c)

Handloom Textiles & Khadi

2

3

1

2

8

8

 

(d)

Other Textiles & Textile Products

46

1,65

1,59

84

1,89

1,42

 

5. Paper, Paper Products & Printing

79

4,13

3,37

106

5,84

4,85

 

6. Leather & Leather Products

8

82

77

11

60

46

 

7. Rubber & Plastic Products

184

9,62

7,28

92

17,94

7,77

 

8. Chemicals & Chemical Products

48

25,68

11,17

1,034

104,80

93,99

 

(a)

Heavy Industrial Chemicals

22

4,34

2,85

 

(b)

Fertilisers

2

19,56

5,82

3

33,08

33,59

 

(c)

Drugs & Pharmaceuticals

15

1,10

92

929

50,67

45,71

 

(d)

Non-Edible Oils

1

20

4

 

(e)

Other Chemicals & Chemical Products

31

5,02

4,43

79

16,51

11,79

 

9. Petroleum, Coal Products & Nuclear Fuels

1

6

6

6

19,42

8,29

 

10. Manufacture of Cement & Cement Products

35

1,84

1,29

31

7,66

7,13

 

11. Basic Metals & Metal Products

185

67,14

53,33

383

160,89

107,96

 

(a)

Iron & Steel

32

61,86

49,54

134

134,14

95,84

 

(b)

Non-Ferrous Metals

5

2,06

1,37

11

19,51

5,90

 

(c)

Metal Products

148

3,23

2,42

238

7,25

6,21

 

12. Engineering

57

8,76

10,26

232

45,75

27,56

 

(a)

Heavy Engineering

1

5

4

35

3,08

2,53

 

(b)

Light Engineering

11

4,00

6,92

78

14,65

12,75

 

(c)

Electrical Machinery & Goods

33

2,26

2,03

82

4,60

4,15

 

(d)

Electronic Machinery & Goods

12

2,45

1,27

37

23,43

8,13

 

13. Vehicles, Vehicle Parts & Transport Equipments

24

4,21

3,42

9,465

22,51

21,56

 

14. Other Industries

468

5,98

4,85

2,257

48,89

40,97

 

15. Electricity, Gas & Water

2

9

4

10

14,76

7,51

 

(a)

Electricity Generation &Transmission

1

5

1

4

14,18

7,28

 

(b)

Non-Conventional Energy

3

6

6

 

(c)

Gas, Steam & Water Supply

1

4

3

3

52

17

 

16. Construction

104

3,96

2,49

384

36,89

36,35

III.

TRANSPORT OPERATORS

738

17,58

10,38

3,003

58,72

43,89

IV.

PROFESSIONAL AND OTHER SERVICES

679

72,71

64,76

5,650

174,89

156,17

V.

PERSONAL LOANS

12,594

116,50

93,34

43,195

312,35

259,41

 

1. Loans for Purchase of Consumer Durables

673

3,12

1,85

3,811

15,50

11,64

 

2. Loans for Housing

1,681

45,47

37,65

3,525

70,48

64,25

 

3. Rest of the Personal Loans

10,240

67,91

53,84

35,859

226,37

183,52

VI.

TRADE

1,412

35,84

28,04

5,996

130,95

111,68

 

1. Wholesale Trade

162

14,61

12,48

467

47,87

40,72

 

2. Retail Trade

1,250

21,23

15,56

5,529

83,08

70,96

VII.

FINANCE

7

5

5

702

24,14

21,41

VIII.

ALL OTHERS

6,047

90,95

73,77

13,080

174,34

146,12


TOTAL BANK CREDIT

24,579

551,72

442,59

92,600

1783,24

1410,55

OF WHICH:1.ArtisansandVillage&TinyIndustries

516

27,32

21,31

610

7,42

6,01

2.OtherSmallScaleIndustries

569

16,11

12,90

2,176

120,79

84,25




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12

I.

AGRICULTURE

 

1. Direct Finance

 

2. Indirect Finance

II.

INDUSTRY

2

7,00

52

 

1. Mining & Quarrying

 

2. Food Manufacturing & Processing

 

(a)

Rice Mills, Flour & Dal Mills

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

 

(f)

Others

 

3. Beverage & Tobacco

 

4. Textiles

 

(a)

Cotton Textiles

 

(b)

Jute & Other Natural Fibre Textiles

 

(c)

Handloom Textiles & Khadi

 

(d)

Other Textiles & Textile Products

 

5. Paper, Paper Products & Printing

 

6. Leather & Leather Products

 

7. Rubber & Plastic Products

 

8. Chemicals & Chemical Products

2

7,00

52

 

(a)

Heavy Industrial Chemicals

 

(b)

Fertilisers

 

(c)

Drugs & Pharmaceuticals

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

2

7,00

52

 

9. Petroleum, Coal Products & Nuclear Fuels

 

10. Manufacture of Cement & Cement Products

 

11. Basic Metals & Metal Products

 

(a)

Iron & Steel

 

(b)

Non-Ferrous Metals

 

(c)

Metal Products

 

12. Engineering

 

(a)

Heavy Engineering

 

(b)

Light Engineering

 

(c)

Electrical Machinery & Goods

 

(d)

Electronic Machinery & Goods

 

13. Vehicles, Vehicle Parts & Transport Equipments

 

14. Other Industries

 

15. Electricity, Gas & Water

 

(a)

Electricity Generation &Transmission

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

 

16. Construction

III.

TRANSPORT OPERATORS

IV.

PROFESSIONAL AND OTHER SERVICES

V.

PERSONAL LOANS

125

3,73

3,73

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

 

3. Rest of the Personal Loans

125

3,73

3,73

VI.

TRADE

 

1. Wholesale Trade

 

2. Retail Trade

VII.

FINANCE

VIII.

ALL OTHERS


TOTAL BANK CREDIT

127

10,73

4,25

OF WHICH:1.ArtisansandVillage&TinyIndustries

2.OtherSmallScaleIndustries

2

7,00

52




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

39

2,23

22

8,083

85,86

41,93

 

1. Direct Finance

32

16

13

7,384

47,80

36,67

 

2. Indirect Finance

7

2,07

9

699

38,06

5,26

II.

INDUSTRY

360

247,01

204,65

16,394

1296,32

1007,60

 

1. Mining & Quarrying

12

22,69

16,81

158

373,44

305,71

 

2. Food Manufacturing & Processing

10

3,13

2,51

455

41,90

26,27

 

(a)

Rice Mills, Flour & Dal Mills

29

1,60

1,37

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

2

1,60

80

10

2,55

2,05

 

(d)

Tea Processing

 

(e)

Processing of Fruits & Vegetables

19

2,30

1,67

 

(f)

Others

8

1,53

1,71

397

35,45

21,18

 

3. Beverage & Tobacco

5

2,71

1,26

88

30,82

23,16

 

4. Textiles

10

29,15

29,87

162

35,60

35,01

 

(a)

Cotton Textiles

6

24,85

25,41

18

27,44

27,33

 

(b)

Jute & Other Natural Fibre Textiles

6

20

12

 

(c)

Handloom Textiles & Khadi

4

11

9

 

(d)

Other Textiles & Textile Products

4

4,30

4,46

134

7,85

7,47

 

5. Paper, Paper Products & Printing

7

22

13

192

10,18

8,35

 

6. Leather & Leather Products

19

1,42

1,22

 

7. Rubber & Plastic Products

1

37

45

277

27,93

15,49

 

8. Chemicals & Chemical Products

28

54,80

36,15

1,112

192,28

141,83

 

(a)

Heavy Industrial Chemicals

1

80

80

23

5,14

3,65

 

(b)

Fertilisers

3

16,96

16,85

8

69,60

56,27

 

(c)

Drugs & Pharmaceuticals

11

26,26

10,00

955

78,04

56,63

 

(d)

Non-Edible Oils

1

20

4

 

(e)

Other Chemicals & Chemical Products

13

10,78

8,50

125

39,31

25,24

 

9. Petroleum, Coal Products & Nuclear Fuels

7

19,48

8,36

 

10. Manufacture of Cement & Cement Products

1

3

2

67

9,52

8,44

 

11. Basic Metals & Metal Products

20

78,87

73,79

588

306,90

235,07

 

(a)

Iron & Steel

14

70,40

66,43

180

266,39

211,82

 

(b)

Non-Ferrous Metals

3

5,96

5,96

19

27,52

13,23

 

(c)

Metal Products

3

2,51

1,40

389

12,99

10,03

 

12. Engineering

31

16,23

17,38

320

70,74

55,20

 

(a)

Heavy Engineering

3

2,65

2,52

39

5,78

5,09

 

(b)

Light Engineering

7

47

40

96

19,11

20,07

 

(c)

Electrical Machinery & Goods

18

9,42

9,46

133

16,27

15,64

 

(d)

Electronic Machinery & Goods

3

3,69

5,00

52

29,57

14,40

 

13. Vehicles, Vehicle Parts & Transport Equipments

17

11,48

11,62

9,506

38,20

36,61

 

14. Other Industries

117

17,04

6,31

2,842

71,90

52,13

 

15. Electricity, Gas & Water

1

4

4

13

14,89

7,59

 

(a)

Electricity Generation &Transmission

5

14,23

7,30

 

(b)

Non-Conventional Energy

3

6

6

 

(c)

Gas, Steam & Water Supply

1

4

4

5

59

23

 

16. Construction

100

10,27

8,32

588

51,12

47,16

III.

TRANSPORT OPERATORS

179

103,04

76,49

3,920

179,33

130,76

IV.

PROFESSIONAL AND OTHER SERVICES

300

28,31

23,17

6,629

275,91

244,10

V.

PERSONAL LOANS

5,495

45,37

37,01

61,409

477,95

393,49

 

1. Loans for Purchase of Consumer Durables

230

98

83

4,714

19,60

14,32

 

2. Loans for Housing

575

8,78

7,40

5,781

124,73

109,30

 

3. Rest of the Personal Loans

4,690

35,61

28,78

50,914

333,63

269,87

VI.

TRADE

447

14,54

13,27

7,855

181,33

152,99

 

1. Wholesale Trade

111

2,47

2,13

740

64,95

55,34

 

2. Retail Trade

336

12,07

11,13

7,115

116,38

97,65

VII.

FINANCE

11

41,52

21,31

720

65,71

42,77

VIII.

ALL OTHERS

3,646

32,82

30,43

22,773

298,11

250,32


TOTAL BANK CREDIT

10,477

514,83

406,56

1,27,783

2860,52

2263,95

OF WHICH:1.ArtisansandVillage&TinyIndustries

9

13

10

1,135

34,87

27,41

2.OtherSmallScaleIndustries

149

26,45

21,99

2,896

170,35

119,66


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