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RBI Announcements

Asset Publisher

83624593

Gujarat

WESTERN REGION

STATE : GUJARAT

(Amount in Rupees Lakh)

 

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

   

1

2

3

4

5

6

I.

AGRICULTURE

8,74,315

7227,81

6612,80

4,76,748

5165,31

4320,06

 

1. Direct Finance

8,67,821

6962,12

6438,39

4,71,503

4201,69

3656,59

 

2. Indirect Finance

6,494

265,69

174,41

5,245

963,62

663,47

II.

INDUSTRY

26,441

13204,25

10817,02

19,125

8469,02

5455,39

 

1. Mining & Quarrying

111

2275,74

2259,30

313

161,52

127,04

 

2. Food Manufacturing & Processing

2,871

429,71

328,09

2,723

993,72

688,56

 

  (a) Rice Mills, Flour & Dal Mills

614

113,07

96,80

317

84,71

68,35

 

  (b) Sugar

2

7

6

10

7,66

3,61

 

  (c) Edible Oils & Vanaspati

418

67,45

16,77

1,013

278,46

184,82

 

  (d) Tea Processing

5

14

12

11

2,33

1,68

 

  (e) Processing of Fruits & Vegetables

18

2,61

1,94

78

60,11

38,82

 

  (f) Others

1,814

246,37

212,40

1,294

560,45

391,27

 

3. Beverage & Tobacco

71

6,95

4,94

141

32,44

22,61

 

4. Textiles

8,768

1452,37

1239,62

3,646

1217,15

914,42

 

  (a) Cotton Textiles

411

880,19

727,08

812

1035,57

772,36

 

  (b) Jute & Other Natural Fibre Textiles

3,826

72,47

42,26

338

10,93

9,11

 

  (c) Handloom Textiles & Khadi

1,534

10,27

5,26

699

17,74

13,54

 

  (d) Other Textiles & Textile Products

2,997

489,43

465,01

1,797

152,91

119,41

 

5. Paper, Paper Products & Printing

592

70,97

40,30

589

503,09

361,95

 

6. Woods and Wood Products

561

32,68

23,22

616

136,44

105,65

 

7. Leather & Leather Products

1,936

26,39

13,43

366

5,80

4,60

 

8. Gems and Jewellery

60

2,66

2,39

174

10,93

8,35

 

9. Rubber & Plastic Products

287

335,67

242,07

562

320,27

259,44

 

10. Chemicals & Chemical Products

539

1575,39

1034,57

1,281

1470,81

790,20

 

  (a) Heavy Industrial Chemicals

123

531,75

415,82

389

468,61

245,11

 

  (b) Fertilisers

10

246,10

139,32

25

380,83

106,61

 

  (c) Drugs & Pharmaceuticals

78

170,08

133,32

287

164,30

116,61

 

  (d) Non-Edible Oils

6

8,11

5,53

87

46,25

31,28

 

  (e) Other Chemicals & Chemical Products

322

619,34

340,58

493

410,83

290,59

 

11. Petroleum, Coal Products & Nuclear Fuels

31

172,72

127,63

37

179,87

170,80

 

12. Manufacture of Cement & Cement Products

522

157,68

116,83

264

126,03

70,27

 

13. Basic Metals & Metal Products

956

1498,00

1204,47

870

1141,90

506,32

 

  (a) Iron & Steel

80

955,65

791,14

269

873,13

308,72

 

  (b) Non-Ferrous Metals

28

68,48

34,51

71

90,41

64,41

 

  (c) Metal Products

848

473,87

378,82

530

178,36

133,19

 

14. Engineering

1,288

1344,67

1215,23

1,263

856,64

501,11

 

  (a) Heavy Engineering

85

26,94

19,64

190

190,39

116,69

 

  (b) Light Engineering

924

1198,99

1080,39

802

277,04

172,87

 

  (c) Electrical Machinery & Goods

220

116,09

112,64

196

368,42

192,31

 

  (d) Electronic Machinery & Goods

59

2,65

2,56

75

20,79

19,24

 

15. Vehicles, Vehicle Parts & Transport Equipments

133

120,68

114,34

188

114,23

101,74

 

16. Other Industries

6,590

362,00

287,58

5,103

436,64

331,91

 

17. Electricity, Gas & Water

19

854,09

490,84

52

437,99

266,04

 

  (a) Electricity Generation & Transmission

12

581,67

287,17

12

351,94

183,22

 

  (b) Non-Conventional Energy

2

212,13

143,57

9

10,19

7,85

 

  (c) Gas, Steam & Water Supply

5

60,28

60,09

31

75,87

74,98

 

18. Construction

1,106

2485,89

2072,18

937

323,56

224,38

 

  (a) Other than Infrastructure

506

112,95

85,21

549

104,51

76,68

 

  (b) Infrastructure Construction

600

2372,94

1986,97

388

219,05

147,71

III.

TRANSPORT OPERATORS

7,423

277,06

208,01

6,498

259,84

165,69

IV.

PROFESSIONAL AND OTHER SERVICES

45,612

880,41

646,20

33,409

730,65

525,43

 

1. Professional Services

10,449

105,07

65,10

8,463

78,05

60,51

 

2. Tourism, Hotel & Restaurants

11,979

117,52

73,31

2,739

44,33

33,20

 

3. Recreation services

354

12,36

6,17

981

14,10

4,44

 

4. IT and Telecommunications

27

303,64

261,61

78

5,21

3,97

 

5. Others

22,803

341,83

240,01

21,148

588,95

423,32

V.

PERSONAL LOANS

1,35,979

2513,08

1936,56

2,30,563

4677,92

3522,70

 

1. Housing

21,650

872,65

773,29

51,004

2030,50

1723,32

 

2. Consumer Durables

3,882

18,51

13,74

5,267

22,97

16,37

 

3. Vehicles

19,398

455,03

295,37

43,580

908,06

577,56

 

4. Education

4,552

122,73

92,07

7,468

240,87

174,33

 

5. Personal Credit Cards

1,652

12,87

5,96

2,068

18,77

8,94

 

6. Others

84,845

1031,29

756,13

1,21,176

1456,75

1022,18

VI.

TRADE

62,229

1637,36

1476,95

61,361

1999,43

1234,74

 

1. Wholesale Trade

1,050

1142,23

1087,54

1,764

685,53

351,77

 

2. Retail Trade

61,179

495,13

389,40

59,597

1313,90

882,96

VII.

FINANCE

1,309

126,61

84,49

593

86,93

30,64

VIII.

ALL OTHERS

20,393

172,49

109,80

15,461

249,55

162,55

 

TOTAL BANK CREDIT

11,73,701

26039,06

21891,81

8,43,758

21638,65

15417,19

TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION 'MARCH 2009

(Amount in Rupees Lakh)

 

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

 

 

7

8

9

10

11

12

I.

AGRICULTURE

56,847

1278,03

1016,99

33,667

3196,99

2430,15

 

1. Direct Finance

55,499

818,03

653,62

31,538

1582,79

1219,94

 

2. Indirect Finance

1,348

460,00

363,37

2,129

1614,20

1210,21

II.

INDUSTRY

20,093

16314,65

11146,96

66,689

70784,86

48557,48

 

1. Mining & Quarrying

233

547,55

496,60

303

2439,87

1350,64

 

2. Food Manufacturing & Processing

1,102

776,88

486,80

2,552

2288,57

1242,23

 

  (a) Rice Mills, Flour & Dal Mills

159

146,00

104,30

180

97,41

62,10

 

  (b) Sugar

5

77

70

23

20,66

9,06

 

  (c) Edible Oils & Vanaspati

149

139,31

97,49

309

978,26

558,53

 

  (d) Tea Processing

20

4,70

3,57

31

18,30

13,12

 

  (e) Processing of Fruits & Vegetables

27

26,99

21,06

61

49,05

38,11

 

  (f) Others

742

459,11

259,67

1,948

1124,89

561,31

 

3. Beverage & Tobacco

79

18,43

10,50

78

74,13

35,94

 

4. Textiles

2,799

1328,88

799,33

24,630

10736,79

7571,16

 

  (a) Cotton Textiles

831

1108,68

650,51

3,832

4673,11

3293,81

 

  (b) Jute & Other Natural Fibre Textiles

465

8,32

5,66

73

86,90

69,03

 

  (c) Handloom Textiles & Khadi

216

8,43

6,25

413

180,31

86,00

 

  (d) Other Textiles & Textile Products

1,287

203,46

136,91

20,312

5796,47

4122,32

 

5. Paper, Paper Products & Printing

350

105,18

76,65

801

982,96

723,64

 

6. Woods and Wood Products

232

43,54

36,01

231

112,61

78,68

 

7. Leather & Leather Products

92

9,74

6,16

298

102,93

64,97

 

8. Gems and Jewellery

145

18,60

15,96

826

353,68

279,39

 

9. Rubber & Plastic Products

618

451,72

396,49

1,478

1819,79

1225,05

 

10. Chemicals & Chemical Products

1,460

972,23

607,42

5,015

9842,51

7000,10

 

  (a) Heavy Industrial Chemicals

204

262,03

222,55

805

2657,26

1891,57

 

  (b) Fertilisers

15

73,31

17,99

76

174,73

69,48

 

  (c) Drugs & Pharmaceuticals

130

188,98

142,25

1,477

3444,15

2416,63

 

  (d) Non-Edible Oils

48

69,70

38,25

29

77,56

47,29

 

  (e) Other Chemicals & Chemical Products

1,063

378,21

186,38

2,628

3488,81

2575,12

 

11. Petroleum, Coal Products & Nuclear Fuels

104

3801,49

2601,15

140

1408,65

684,57

 

12. Manufacture of Cement & Cement Products

199

133,30

96,28

236

1242,51

963,57

 

13. Basic Metals & Metal Products

1,702

1798,91

1244,11

4,913

10908,86

7415,39

 

  (a) Iron & Steel

593

803,86

595,43

1,597

5244,25

3643,92

 

  (b) Non-Ferrous Metals

333

179,95

124,96

379

527,86

341,35

 

  (c) Metal Products

776

815,10

523,72

2,937

5136,75

3430,12

 

14. Engineering

2,176

1281,60

716,40

7,508

5468,10

3820,53

 

  (a) Heavy Engineering

374

419,79

283,18

1,248

1824,34

1232,60

 

  (b) Light Engineering

1,551

734,27

331,16

4,096

1717,30

1272,83

 

  (c) Electrical Machinery & Goods

181

92,49

76,04

1,775

1373,85

933,22

 

  (d) Electronic Machinery & Goods

70

35,04

26,02

389

552,62

381,88

 

15. Vehicles, Vehicle Parts & Transport Equipments

331

640,55

360,98

803

901,41

649,60

 

16. Other Industries

6,087

1245,03

873,68

13,199

3735,26

2777,13

 

17. Electricity, Gas & Water

56

523,74

362,63

266

10895,49

7469,89

 

  (a) Electricity Generation & Transmission

23

481,03

348,24

179

9419,96

6264,30

 

  (b) Non-Conventional Energy

5

6,71

6,67

29

910,73

799,98

 

  (c) Gas, Steam & Water Supply

28

36,00

7,72

58

564,80

405,61

 

18. Construction

2,328

2617,27

1959,82

3,412

7470,75

5205,01

 

  (a) Other than Infrastructure

1,165

446,12

252,84

1,436

1180,10

845,94

 

  (b) Infrastructure Construction

1,163

2171,15

1706,98

1,976

6290,65

4359,06

III.

TRANSPORT OPERATORS

6,423

1333,28

1157,28

26,502

1266,47

892,58

IV.

PROFESSIONAL AND OTHER SERVICES

28,013

2140,23

1574,78

49,043

6586,61

4932,74

 

1. Professional Services

5,755

132,16

99,06

7,949

516,92

425,13

 

2. Tourism, Hotel & Restaurants

2,303

89,69

74,73

1,834

663,42

460,52

 

3. Recreation services

206

28,68

12,89

266

111,40

77,63

 

4. IT and Telecommunications

143

10,23

7,34

293

93,06

73,94

 

5. Others

19,606

1879,47

1380,76

38,701

5201,81

3895,53

V.

PERSONAL LOANS

2,69,015

7856,86

5483,28

6,50,039

15240,94

11722,07

 

1. Housing

71,999

3858,04

3061,98

1,13,955

6920,24

6296,24

 

2. Consumer Durables

5,242

48,21

33,77

7,732

102,62

74,42

 

3. Vehicles

71,228

1667,58

930,59

2,28,450

2792,85

1663,40

 

4. Education

7,244

263,67

181,63

16,791

715,53

464,07

 

5. Personal Credit Cards

7,233

181,99

68,54

8,548

126,33

61,70

 

6. Others

1,06,069

1837,37

1206,79

2,74,563

4583,37

3162,25

VI.

TRADE

27,617

2033,87

1392,05

54,003

9749,11

7171,96

 

1. Wholesale Trade

1,604

799,78

610,29

10,734

5916,36

4430,00

 

2. Retail Trade

26,013

1234,08

781,75

43,269

3832,75

2741,95

VII.

FINANCE

595

1432,58

267,48

1,399

2474,52

1672,56

VIII.

ALL OTHERS

17,862

502,19

320,33

38,972

2696,73

2348,27

 

TOTAL BANK CREDIT

4,26,465

32891,67

22359,15

9,20,314

111996,22

79727,81

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