Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

MARCH 1997

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,82,398

994,33

847,59

2,58,069

631,43

462,78

1.

Direct Finance

5,78,575

933,32

797,48

2,56,136

560,47

412,79

2.

Indirect Finance

3,823

61,01

50,12

1,933

70,96

49,99

II.

INDUSTRY

44,608

1486,58

1282,34

44,702

1944,86

1428,74

1.

Mining & Quarrying

156

9,82

7,45

348

21,45

10,57

2.

Food Manufacturing and Processing

975

32,97

24,99

1,030

229,99

102,46

(a) Rice Mills, Flour and Dal Mills

91

8,57

7,19

172

15,85

13,24

(b) Sugar

11

93

1,29

25

5,98

3,38

(c) Edible Oils and Vanaspati

169

13,72

8,30

204

61,25

29,79

(d) Tea Processing

5

3

2

10

1,70

1,40

(e) Processing of Fruits & Vegetables

11

21

19

42

35,40

18,92

(f) Others

688

9,52

8,00

577

109,82

35,74

3.

Beverage and Tobacco

143

4,48

3,41

236

17,05

13,32

4.

Textiles

866

90,21

73,73

1,377

224,30

172,03

(a) Cotton Textiles

183

36,29

32,45

699

107,91

75,99

(b) Jute Textiles

13

73

33

6

37

21

(c) Handloom Textiles & Khadi

11

26

18

68

4,83

4,21

(d) Other Textiles

659

52,93

40,77

604

111,20

91,62

5.

Paper, Paper Products and Printing

274

54,99

50,18

516

82,06

62,35

6.

Leather and Leather Products

37

2,71

2,81

54

4,15

4,11

7.

Rubber and Rubber Products

86

7,79

6,88

162

8,40

6,94

8.

Chemicals and Chemical Products

1,028

482,05

331,90

2,157

636,29

521,01

(a) Heavy Industrial Chemicals

119

99,60

53,02

417

140,73

99,51

(b) Fertilizers

31

140,75

100,30

33

105,71

86,32

(c) Drugs and Pharmaceuticals

127

86,13

60,40

316

69,85

45,06

(d) Non-Edible Oils

15

99

94

56

23,41

28,50

(e) Other Chemicals & Chemical Products

736

154,58

117,24

1,335

296,59

261,63

9.

Petroleum, Coal Products & Nuclear Fuels

69

272,79

299,60

77

5,89

5,84

10.

Manufacture of Cement & Cement Products

134

46,94

50,31

250

56,31

11,66

11.

Basic Metals & Metal Products

548

167,91

161,51

1,081

156,18

124,79

(a) Iron and Steel

177

49,43

54,07

373

73,06

57,81

(b) Non-Ferrous Metals

72

16,90

12,51

89

18,33

16,13

(c) Other Metal Products

299

101,59

94,92

619

64,79

50,85

12.

Engineering

752

95,34

72,59

1,407

234,78

170,86

(a) Heavy Engineering

142

40,45

24,78

353

119,66

74,11

(b) Light Engineering

360

20,45

18,93

546

32,04

27,29

(c) Electrical Machinery & Goods

141

23,11

19,55

267

39,85

34,66

(d) Electronic Machinery & Goods

109

11,32

9,32

241

43,24

34,80

13.

Vehicles, Vehicle Parts & Transport Equipments

516

16,71

12,54

547

51,58

36,28

14.

Other Industries

38,822

100,75

79,43

35,142

186,24

165,67

15.

Electricity, Gas & Water

66

96,85

101,78

58

9,48

5,27

(a) Electricity Generation & Transmission

34

96,68

101,66

36

6,95

2,40

(b) Non-Conventional Energy

25

7

2

1

5

4

(c) Gas, Steam & Water Supply

7

10

10

21

2,48

2,83

16.

Construction

136

4,28

3,22

260

20,71

15,58

III.

TRANSPORT OPERATORS

16,992

100,00

73,58

12,205

89,38

63,88

IV.

PROFESSIONAL AND OTHER SERVICES

34,464

46,12

34,86

30,385

107,24

76,71

V .

PERSONAL LOANS

91,839

209,06

180,26

1,17,930

348,22

285,26

1.

Loans for Purchase of Consumer Durables

5,481

9,16

7,20

6,837

9,74

6,91

2.

Loans for Housing

7,116

43,33

36,15

16,026

127,84

104,78

3.

Rest of the Personal Loans

79,242

156,57

136,91

95,067

210,63

173,57

V I.

TRADE

98,652

134,06

109,06

65,477

235,96

173,17

1.

Wholesale Trade

9,115

34,69

29,70

8,322

93,85

58,13

2.

Retail Trade

89,537

99,38

79,35

57,155

142,10

115,04

VII.

FINANCE

112

5,90

5,26

286

51,62

24,23

VIII.

ALL OTHERS

35,068

93,29

107,10

44,775

186,57

173,26

TOTAL BANK CREDIT

9,04,133

3069,34

2640,05

5,73,829

3595,27

2688,02

OF WHICH :

1. Artisans & Village Industries

29,601

30,88

22,36

18,701

22,80

19,11

2. Other Small Scale Industries

11,035

242,24

193,75

18,663

671,62

488,38

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

29,829

114,19

80,98

10,336

174,69

139,94

1.

Direct Finance

26,466

90,88

66,08

8,022

50,23

45,80

2.

Indirect Finance

3,363

23,31

14,90

2,314

124,46

94,14

II.

INDUSTRY

21,115

1391,41

1051,97

34,512

7646,77

5848,46

1.

Mining & Quarrying

117

7,64

5,51

141

15,84

14,13

2.

Food Manufacturing and Processing

507

111,72

82,79

483

475,19

412,43

(a) Rice Mills, Flour and Dal Mills

55

4,57

3,26

94

12,25

6,40

(b) Sugar

7

73

57

1

1

-

(c) Edible Oils and Vanaspati

89

48,92

29,76

92

227,05

185,32

(d) Tea Processing

-

-

-

11

1,32

18

(e) Processing of Fruits & Vegetables

15

3,40

2,63

26

15,84

13,83

(f) Others

341

54,09

46,57

259

218,73

206,70

3.

Beverage and Tobacco

39

4,24

3,62

55

32,07

8,79

4.

Textiles

348

98,96

71,97

8,624

2269,07

1811,70

(a) Cotton Textiles

92

15,10

10,20

1,383

1276,98

1029,54

(b) Jute Textiles

10

28

15

15

1,34

1,18

(c) Handloom Textiles & Khadi

11

84

47

89

21,95

12,20

(d) Other Textiles

235

82,74

61,16

7,137

968,79

768,77

5.

Paper, Paper Products and Printing

273

13,80

11,62

852

128,27

112,53

6.

Leather and Leather Products

38

3,76

3,23

162

6,29

6,44

7.

Rubber and Rubber Products

69

4,22

3,09

212

19,63

13,85

8.

Chemicals and Chemical Products

1,263

292,39

217,08

3,747

1942,48

1357,64

(a) Heavy Industrial Chemicals

154

83,93

63,13

592

283,84

184,26

(b) Fertilizers

24

121,05

76,60

58

301,23

132,47

(c) Drugs and Pharmaceuticals

194

23,72

18,76

633

603,65

461,41

(d) Non-Edible Oils

20

1,67

1,05

64

32,67

30,58

(e) Other Chemicals & Chemical Products

871

62,02

57,53

2,400

721,10

548,93

9.

Petroleum, Coal Products & Nuclear Fuels

68

22,00

8,74

187

90,17

52,47

10.

Manufacture of Cement & Cement Products

93

110,00

89,33

127

112,03

66,98

11.

Basic Metals & Metal Products

1,868

258,82

232,36

2,204

579,68

459,41

(a) Iron and Steel

582

167,71

155,38

867

328,26

272,25

(b) Non-Ferrous Metals

454

45,31

42,37

177

43,81

38,96

(c) Other Metal Products

832

45,81

34,61

1,160

207,61

148,20

12.

Engineering

1,800

143,29

98,29

3,283

782,41

608,40

(a) Heavy Engineering

600

49,57

38,68

807

257,05

179,14

(b) Light Engineering

957

48,22

32,23

1,144

175,47

122,72

(c) Electrical Machinery & Goods

145

36,21

19,55

749

269,04

240,58

(d) Electronic Machinery & Goods

98

9,30

7,83

583

80,85

65,96

13.

Vehicles, Vehicle Parts & Transport Equipments

282

39,10

31,29

414

110,01

80,47

14.

Other Industries

14,178

245,01

167,35

13,280

500,62

345,66

15.

Electricity, Gas & Water

50

30,03

20,60

201

481,65

422,42

(a) Electricity Generation & Transmission

30

19,01

14,91

164

475,47

417,69

(b) Non-Conventional Energy

1

2

3

12

3,15

2,55

(c) Gas, Steam & Water Supply

19

11,00

5,66

25

3,03

2,17

16.

Construction

122

6,42

5,09

540

101,35

75,16

III.

TRANSPORT OPERATORS

4,882

36,21

26,90

7,194

59,76

46,05

IV.

PROFESSIONAL AND OTHER SERVICES

18,658

95,40

83,92

17,456

241,36

132,80

V.

PERSONAL LOANS

79,407

247,67

210,46

1,60,249

679,10

553,91

1.

Loans for Purchase of Consumer Durables

3,926

7,23

5,71

4,470

9,47

7,09

2.

Loans for Housing

12,003

98,78

86,77

25,627

247,57

206,15

3.

Rest of the Personal Loans

63,478

141,65

117,97

1,30,152

422,06

340,67

V I.

TRADE

22,877

272,86

216,95

24,854

816,07

541,95

1.

Wholesale Trade

1,806

191,92

159,55

5,914

596,04

402,65

2.

Retail Trade

21,071

80,94

57,41

18,940

220,03

139,30

VII.

FINANCE

283

39,33

29,30

853

767,01

588,31

VIII.

ALL OTHERS

31,324

265,17

186,71

53,757

626,74

519,03

TOTAL BANK CREDIT

2,08,375

2462,23

1887,19

3,09,211

11011,50

8370,44

OF WHICH :

1. Artisans & Village Industries

4,683

7,05

5,16

3,112

18,00

14,68

2. Other Small Scale Industries

12,016

429,91

306,65

18,623

1555,31

1152,58