NORTHERN REGION 

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,69,631

1141,67

938,40

12,889

150,44

112,05

1. Direct Finance

1,67,805

1011,25

812,94

12,730

116,42

86,80

2. Indirect Finance

1,826

130,42

125,47

159

34,02

25,25

II.

INDUSTRY

12,695

3527,63

2864,02

3,547

596,69

450,34

1. Mining & Quarrying

131

19,65

13,38

50

7,29

6,11

2. Food Manufacturing & Processing

982

56,27

47,34

299

103,28

16,34

  (a) Rice Mills, Flour & Dal Mills

302

16,83

13,46

76

90,96

6,80

  (b) Sugar

1

4

4

1

5

-

  (c) Edible Oils & Vanaspati

26

1,34

1,08

7

1,40

1,13

  (d) Tea Processing

2

58

58

1

5

2

  (e) Processing of Fruits & Vegetables

25

3,73

3,54

26

3,18

2,52

  (f) Others

626

33,75

28,65

188

7,65

5,85

3. Beverage & Tobacco

42

12,32

10,43

22

4,08

3,59

4. Textiles

1,735

497,78

496,67

482

19,70

13,55

  (a) Cotton Textiles

178

411,71

435,40

20

2,49

2,33

  (b) Jute & Other Natural Fibre Textiles

19

5,03

3,56

2

2

1

  (c) Handloom Textiles & Khadi

909

42,68

22,63

129

2,89

2,34

  (d) Other Textiles & Textile Products

629

38,36

35,08

331

14,30

8,87

5. Paper, Paper Products & Printing

390

67,63

54,70

159

54,23

48,93

6. Leather & Leather Products

140

5,95

5,43

40

1,45

1,36

7. Rubber & Plastic Products

265

50,47

42,04

73

7,20

5,98

8. Chemicals & Chemical Products

501

473,07

352,01

210

116,55

111,47

  (a) Heavy Industrial Chemicals

34

21,10

18,51

18

6,02

4,80

  (b) Fertilisers

5

7,30

3,42

-

-

-

  (c) Drugs & Pharmaceuticals

235

374,34

279,32

129

104,27

100,66

  (d) Non-Edible Oils

5

4,06

3,93

2

23

38

  (e) Other Chemicals & Chemical Products

222

66,26

46,83

61

6,02

5,64

9. Petroleum, Coal Products & Nuclear Fuels

19

18,37

17,52

2

11

8

10. Manufacture of Cement & Cement Products

69

217,71

183,69

33

3,09

2,03

11. Basic Metals & Metal Products

722

276,18

231,60

147

11,95

9,76

  (a) Iron & Steel

159

201,09

170,25

21

4,66

4,06

  (b) Non-Ferrous Metals

29

14,61

13,10

14

1,09

1,03

  (c) Metal Products

534

60,48

48,25

112

6,20

4,67

12. Engineering

729

189,22

158,61

271

52,21

49,18

  (a) Heavy Engineering

34

13,59

8,65

14

2,92

2,73

  (b) Light Engineering

333

67,95

52,91

124

21,33

20,31

  (c) Electrical Machinery & Goods

244

34,19

26,27

83

15,68

14,45

  (d) Electronic Machinery & Goods

118

73,49

70,78

50

12,27

11,69

13. Vehicles, Vehicle Parts & Transport Equipments

287

12,91

8,47

35

2,41

2,14

14. Other Industries

5,488

113,01

91,79

1,217

33,27

24,24

15. Electricity, Gas & Water

41

1409,38

996,75

6

81,12

57,02

  (a) Electricity Generation & Transmission

30

1408,00

995,67

3

80,85

56,78

  (b) Non-Conventional Energy

6

87

71

2

12

12

  (c) Gas, Steam & Water Supply

5

51

38

1

15

12

16. Construction

1,154

107,72

153,59

501

98,77

98,55

III.

TRANSPORT OPERATORS

4,961

141,02

110,03

1,308

40,58

28,19

IV.

PROFESSIONAL AND OTHER SERVICES

8,580

281,85

206,60

2,916

112,96

90,59

V.

PERSONAL LOANS

1,10,510

1510,91

1222,80

35,494

688,26

545,96

1. Loans for Purchase of Consumer Durables

2,910

19,03

13,86

1,166

10,92

8,95

2. Loans for Housing

28,417

733,77

640,04

9,344

330,54

283,26

3. Rest of the Personal Loans

79,183

758,11

568,90

24,984

346,80

253,75

VI.

TRADE

45,423

776,56

621,97

11,110

428,25

370,48

1. Wholesale Trade

966

77,13

59,25

525

39,31

35,46

2. Retail Trade

44,457

699,42

562,72

10,585

388,94

335,01

VII.

FINANCE

638

10,97

9,48

59

2,89

2,80

VIII.

ALL OTHERS

22,155

182,69

150,04

6,231

90,30

75,53

TOTAL BANK CREDIT

3,74,593

7573,29

6123,36

73,554

2110,37

1675,93

NORTHERN REGION 

 (Amount in Rupees Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

966

428,98

383,14

-

-

-

1. Direct Finance

895

120,93

108,27

-

-

-

2. Indirect Finance

71

308,05

274,88

-

-

-

II.

INDUSTRY

749

953,99

703,47

-

-

-

1. Mining & Quarrying

10

2,33

1,62

-

-

-

2. Food Manufacturing & Processing

49

6,35

3,32

-

-

-

(a) Rice Mills, Flour & Dal Mills

9

70

62

-

-

-

(b) Sugar

-

-

-

-

-

-

(c) Edible Oils & Vanaspati

-

-

-

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

8

79

53

-

-

-

(f) Others

32

4,87

2,18

-

-

-

3. Beverage & Tobacco

2

5

3

-

-

-

4. Textiles

36

1,57

84

-

-

-

(a) Cotton Textiles

5

67

7

-

-

-

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

2

30

30

-

-

-

(d) Other Textiles & Textile Products

29

60

48

-

-

-

5. Paper, Paper Products & Printing

41

1,94

1,22

-

-

-

6. Leather & Leather Products

2

2

1

-

-

-

7. Rubber & Plastic Products

14

59

44

-

-

-

8. Chemicals & Chemical Products

16

30,95

16,10

-

-

-

(a) Heavy Industrial Chemicals

1

10

8

-

-

-

(b) Fertilisers

-

-

-

-

-

-

(c) Drugs & Pharmaceuticals

14

30,80

15,98

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

1

5

4

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

1

60

-

-

-

-

11. Basic Metals & Metal Products

15

1,04

80

-

-

-

(a) Iron & Steel

4

34

25

-

-

-

(b) Non-Ferrous Metals

1

15

10

-

-

-

(c) Metal Products

10

54

44

-

-

-

12. Engineering

32

2,84

2,56

-

-

-

(a) Heavy Engineering

2

5

4

-

-

-

(b) Light Engineering

9

64

51

-

-

-

(c) Electrical Machinery & Goods

3

18

18

-

-

-

(d) Electronic Machinery & Goods

18

1,96

1,83

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

16

68

75

-

-

-

14. Other Industries

211

9,23

8,12

-

-

-

15. Electricity, Gas & Water

10

269,24

189,58

-

-

-

(a) Electricity Generation & Transmission

9

269,16

189,50

-

-

-

(b) Non-Conventional Energy

1

8

8

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

16. Construction

294

626,56

478,09

-

-

-

III.

TRANSPORT OPERATORS

239

56,43

31,37

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

956

132,13

208,03

-

-

-

V.

PERSONAL LOANS

16,267

537,17

441,50

-

-

-

1. Loans for Purchase of Consumer Durables

411

3,91

2,57

-

-

-

2. Loans for Housing

4,058

380,32

324,38

-

-

-

3. Rest of the Personal Loans

11,798

152,94

114,56

-

-

-

VI.

TRADE

3,000

120,18

80,62

-

-

-

1. Wholesale Trade

102

16,61

13,94

-

-

-

2. Retail Trade

2,898

103,57

66,67

-

-

-

VII.

FINANCE

26

8,71

7,77

-

-

-

VIII.

ALL OTHERS

2,565

252,33

196,61

-

-

-

TOTAL BANK CREDIT

24,768

2489,93

2052,51

-

-

-